Last update: Oct 2026

Cost of Living Comparison Between Layyah and Ubud, Bali

For one person, living is cheaper in Layyah: $421 a month against $1,368 in Ubud, Bali, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

20

Cost of Living Index in Layyah
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Layyah Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Layyah

🇵🇰 Pakistan

$421

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Layyah and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Layyah and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $421 per month in Layyah vs $1,368 in Ubud, Bali, rent included.

Layyah $421
Ubud, Bali $1,368

A couple spends around $646 per month in Layyah vs $2,314 in Ubud, Bali, rent included.

Layyah $646
Ubud, Bali $2,314

A family of three spends $870 per month in Layyah vs $3,260 in Ubud, Bali, rent included.

Layyah $870
Ubud, Bali $3,260

Layyah is about 69% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Layyah sits 69% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.80 PKR 497

$3.33 Rp 59.9K

-45.95%

Three-Course Dinner for Two, Mid-Range

$10.98 PKR 3,040

$35.18 Rp 633.2K

-68.79%

Fast Food Meal (McDonalds, etc)

$5.50 PKR 1,523

$5.80 Rp 104.5K

-5.17%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.52 PKR 697

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.23 PKR 618

Cappuccino

$1.46 PKR 405

$2.73 Rp 49.1K

-46.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 PKR 129

$1.64 Rp 29.5K

-71.95%

Water (0.33 liter bottle)

$0.32 PKR 88.8

$0.83 Rp 15.0K

-61.45%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$0.78 PKR 215

$1.50 Rp 27.1K

-48.00%

White Bread (500g)

$0.65 PKR 180

$2.30 Rp 41.4K

-71.74%

Rice (white) (1kg)

$1.25 PKR 345

$1.18 Rp 21.2K

5.93%

Eggs

$1.21 PKR 335

$2.14 Rp 38.6K

-43.46%

Local Cheese (1kg)

$8.58 PKR 2,376

$17.48 Rp 314.6K

-50.92%

Chicken Fillets (1kg)

$2.49 PKR 689

$4.03 Rp 72.5K

-38.21%

Beef Round Steak (1kg)

$4.04 PKR 1,119

$12.23 Rp 220.1K

-66.97%

Apples (1kg)

$1.06 PKR 292

$3.55 Rp 63.9K

-70.14%

Banana (1kg)

$0.65 PKR 180

$1.57 Rp 28.3K

-58.60%

Oranges (1kg)

$0.60 PKR 166

$2.24 Rp 40.2K

-73.21%

Tomato (1kg)

$0.62 PKR 173

$1.93 Rp 34.7K

-67.88%

Potato (1kg)

$0.28 PKR 76.4

$1.88 Rp 33.9K

-85.11%

Onion (1kg)

$0.51 PKR 140

$2.29 Rp 41.3K

-77.73%

Lettuce (1 head)

$0.44 PKR 123

$0.99 Rp 17.9K

-55.56%

Water (1.5 liter bottle)

$0.43 PKR 120

$0.53 Rp 9,475

-18.87%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.56 PKR 154

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.52 PKR 144

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.70 PKR 194

Cigarettes 20 Pack (Marlboro, Camel)

$1.46 PKR 404

$2.28 Rp 41.1K

-35.96%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.17 PKR 46.09

$0.24 Rp 4,315

-29.17%

Public Transport Monthly Pass (Regular Price)

$9.02 PKR 2,497

$8.82 Rp 158.7K

2.27%

Taxi Start (Normal Tariff)

$1.11 PKR 307

$0.48 Rp 8,684

131.25%

Taxi (Normal Tariff) (1km)

$1.10 PKR 304

$0.46 Rp 8,233

139.13%

Taxi 1hour Waiting (Normal Tariff)

$2.87 PKR 795

$5.45 Rp 98.2K

-47.34%

Gasoline (1 liter)

$1.18 PKR 326

$0.88 Rp 15.9K

34.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.6K PKR 6.5M

$24.6K Rp 442.2M

-3.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K PKR 6.5M

$31.2K Rp 561.4M

-24.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.5 PKR 18.7K

$83.0 Rp 1.5M

-18.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.59 PKR 1,547

$6.45 Rp 116.0K

-13.33%

Internet (50+ Mbps, Unlimited Data)

$14.62 PKR 4,047

$18.57 Rp 334.2K

-21.27%

Gym Membership (Monthly)

$14.81 PKR 4,100

$55.8 Rp 1.0M

-73.47%

Tennis Court (1 Hour on Weekend)

$8.79 PKR 2,432

$18.11 Rp 326.0K

-51.46%

Cinema Ticket

$7.26 PKR 2,009

$4.38 Rp 78.9K

65.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.51 PKR 7,337

$493 Rp 8.9M

-94.62%

International Primary School, 1 Child (Yearly)

$2,043 PKR 565.5K

$5,754 Rp 103.6M

-64.49%

Jeans (Levis 501 Or Similar)

$18.90 PKR 5,231

$46.19 Rp 831.4K

-59.08%

Summer Dress (H&M, Zara, etc)

$26.90 PKR 7,446

$35.33 Rp 636.0K

-23.86%

Sport Shoes (Adidas, Nike)

$54.3 PKR 15.0K

$79.1 Rp 1.4M

-31.39%

Men's Leather Business Shoes

$29.47 PKR 8,156

$78.4 Rp 1.4M

-62.41%

1-bedroom Apartment, City Center (Monthly)

$121 PKR 33.4K

$1,142 Rp 20.6M

-89.43%

1-bedroom Apartment, Outside City Center (Monthly)

$80.0 PKR 22.1K

$676 Rp 12.2M

-88.16%

3-bedroom Apartment, City Center (Monthly)

$253 PKR 69.9K

$3,503 Rp 63.1M

-92.79%

3-bedroom Apartment, Outside City Center (Monthly)

$157 PKR 43.4K

$1,700 Rp 30.6M

-90.77%

Buy Apartment in City Center (m2)

$896 PKR 248.1K

$2,784 Rp 50.1M

-67.80%

Buy Apartment Outside City Center (m2)

$524 PKR 145.0K

$2,241 Rp 40.3M

-76.62%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

11.83

13.78

-14.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Layyah: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Layyah

$98 23.3%

Ubud, Bali

$290 21.2% 197% $192

Monthly Utilities & Internet

Layyah

$88 20.8%

Ubud, Bali

$108 7.9% 23.1% $20

Accommodation & Living

Layyah

$80 19%

Ubud, Bali

$676 49.4% 745% $596

Clothing & Footwear

Layyah

$58 13.8%

Ubud, Bali

$108 7.9% 84.5% $49

Eating Out

Layyah

$52 12.3%

Ubud, Bali

$109 8% 111% $57

Sport & Entertainment

Layyah

$29 7%

Ubud, Bali

$65 4.7% 120% $35

Getting Around

Layyah

$16 3.9%

Ubud, Bali

$13 0.9% 23% $3.7

Cost Breakdown

A central one-bedroom costs $121 in Layyah versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $11.00 in Layyah versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $98.0 vs $290 – making Layyah the more affordable choice for daily food spending.

Good to know

🇵🇰 Layyah

🇮🇩 Ubud, Bali

🕒 Local time

04:46 4:46 AM

07:46 7:46 AM

3 h ahead of Layyah

🌤 Weather

👥 Population

126,361

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 19, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Layyah Ubud, Bali 6,440 km ≈ 9 h nonstop flight

From you

Layyah
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Layyah vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 225%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $632 per month in Layyah and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Layyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $11.00 in Layyah and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $421 in Layyah and $1,368 in Ubud, Bali. That's a gap of about 225%.

A $1,500 monthly budget goes further in Layyah, where all-in costs run around $421, than in Ubud, Bali at $1,368. In Layyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Layyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Layyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.