Cost of Living Comparison Between Ubud, Bali and Layyah Cost of Living Comparison Between Ubud, Bali and Layyah

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $335 in Layyah, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $514 in Layyah, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $694 in Layyah, rent included.

Ubud, Bali costs about 329% more than Layyah, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Layyah is 75% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Layyah
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$1.76 PKR 491
102.84%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$10.44 PKR 2,911
212.07%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$3.51 PKR 978
44.44%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$2.86 PKR 797
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$4.85 PKR 1,352
-
Cappuccino
$2.83 Rp 49.0K
$1.45 PKR 404
95.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$0.33 PKR 92.2
306.06%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$0.24 PKR 67.2
187.50%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
-
-
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
-
-
🛒 Groceries & Markets
Ubud, Bali
Layyah
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$0.52 PKR 144
234.62%
White Bread (500g)
$2.54 Rp 44.0K
$0.34 PKR 94.6
647.06%
Rice (white) (1kg)
$1.19 Rp 20.6K
$1.21 PKR 338
-1.65%
Eggs
$2.43 Rp 42.0K
$1.08 PKR 301
125.00%
Local Cheese (1kg)
$14.66 Rp 254.1K
$5.95 PKR 1,658
146.39%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$2.34 PKR 652
78.63%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$3.06 PKR 854
290.20%
Apples (1kg)
$3.69 Rp 63.9K
$0.68 PKR 189
442.65%
Banana (1kg)
$1.61 Rp 27.8K
$0.36 PKR 101
347.22%
Oranges (1kg)
$2.69 Rp 46.5K
$0.61 PKR 171
340.98%
Tomato (1kg)
$2.33 Rp 40.4K
$0.48 PKR 133
385.42%
Potato (1kg)
$1.91 Rp 33.0K
$0.35 PKR 96.3
445.71%
Onion (1kg)
$2.19 Rp 37.9K
$0.55 PKR 154
298.18%
Lettuce (1 head)
$1.06 Rp 18.3K
$0.62 PKR 173
70.97%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$0.34 PKR 94.0
111.76%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.42 PKR 396
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.74 PKR 206
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.05 PKR 571
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$1.88 PKR 523
66.49%
Wine (Bottle)
$23.49 Rp 407.1K
-
-
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
-
-
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
-
-
🚌 Getting Around
Ubud, Bali
Layyah
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$0.18 PKR 50.3
61.11%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
$7.23 PKR 2,016
13.00%
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$1.03 PKR 287
-56.31%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$0.43 PKR 120
-2.33%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$1.76 PKR 490
250.00%
Gasoline (1 liter)
$0.84 Rp 14.6K
$0.92 PKR 255
-8.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$22.1K PKR 6.2M
18.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$21.4K PKR 6.0M
51.65%
🧾 Monthly Utilities & Internet
Ubud, Bali
Layyah
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$58.0 PKR 16.2K
35.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$3.48 PKR 971
13.51%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$12.66 PKR 3,530
92.73%
🎉 Sport & Entertainment
Ubud, Bali
Layyah
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$12.45 PKR 3,472
675.42%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
$6.06 PKR 1,689
4.79%
Cinema Ticket
$4.04 Rp 70.0K
$3.59 PKR 1,001
12.53%
🧸 Childcare & Education
Ubud, Bali
Layyah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$17.92 PKR 4,997
1588.78%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$521 PKR 145.1K
1153.15%
👕👟 Clothing & Footwear
Ubud, Bali
Layyah
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$16.03 PKR 4,469
235.87%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$21.67 PKR 6,041
75.27%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$59.2 PKR 16.5K
46.48%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$26.16 PKR 7,292
201.45%
🏠 Accommodation & Living
Ubud, Bali
Layyah
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$74.4 PKR 20.7K
1260.15%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$51.1 PKR 14.2K
1219.86%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$166 PKR 46.4K
1938.35%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$107 PKR 29.9K
1859.02%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$807 PKR 225.0K
269.80%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$583 PKR 162.5K
301.36%
💵 Salaries & Financials
Ubud, Bali
Layyah
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
18
-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Layyah: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $74.4 in Layyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $10.00 in Layyah. Monthly groceries follow the same trend: $298 vs $76.0 – making Layyah the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Layyah: Cost of Living - Frequently Asked Questions
Is Layyah cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 329%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $503 in Layyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Layyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or Layyah?
A mid-range dinner for two costs $33.00 in Ubud, Bali and $10.00 in Layyah. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali vs Layyah?
Monthly expenses with rent come to $1,438 in Ubud, Bali and $335 in Layyah. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for Ubud, Bali or Layyah?
A $1,500 monthly budget goes further in Layyah, where all-in costs run around $335, than in Ubud, Bali at $1,438. In Layyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Layyah more family-friendly?
Families tend to lean toward Layyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Layyah?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Layyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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