Cost of Living Comparison Between Ubud, Bali and Layyah Cost of Living Comparison Between Ubud, Bali and Layyah

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $414 in Layyah, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $631 in Layyah, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $849 in Layyah, rent included.

Ubud, Bali costs about 233% more than Layyah, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Layyah is 70% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Layyah
Difference
Meal at Budget Restaurant
$3.33 Rp 58.7K
$1.77 PKR 490
88.14%
Three-Course Dinner for Two, Mid-Range
$35.82 Rp 630.7K
$10.84 PKR 3,002
230.44%
Fast Food Meal (McDonalds, etc)
$5.63 Rp 99.1K
$5.24 PKR 1,452
7.44%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$2.46 PKR 682
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.10 PKR 581
-
Cappuccino
$2.82 Rp 49.7K
$1.52 PKR 420
85.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 Rp 30.8K
$0.47 PKR 129
272.34%
Water (0.33 liter bottle)
$0.80 Rp 14.0K
$0.30 PKR 81.8
166.67%
Local Beer (0.5 liter draught)
$3.04 Rp 53.6K
-
-
Imported Beer (0.33 liter bottle)
$4.30 Rp 75.7K
-
-
🛒 Groceries & Markets
Ubud, Bali
Layyah
Difference
Milk (1 liter)
$1.61 Rp 28.3K
$0.85 PKR 235
89.41%
White Bread (500g)
$2.27 Rp 39.9K
$0.61 PKR 169
272.13%
Rice (white) (1kg)
$1.17 Rp 20.6K
$1.28 PKR 353
-8.59%
Eggs
$2.17 Rp 38.2K
$1.24 PKR 344
75.00%
Local Cheese (1kg)
$17.63 Rp 310.5K
$8.80 PKR 2,437
100.34%
Chicken Fillets (1kg)
$4.05 Rp 71.4K
$2.53 PKR 702
60.08%
Beef Round Steak (1kg)
$12.18 Rp 214.5K
$3.94 PKR 1,092
209.14%
Apples (1kg)
$3.62 Rp 63.7K
$1.03 PKR 286
251.46%
Banana (1kg)
$1.64 Rp 28.8K
$0.62 PKR 173
164.52%
Oranges (1kg)
$2.31 Rp 40.6K
$0.58 PKR 162
298.28%
Tomato (1kg)
$1.96 Rp 34.5K
$0.50 PKR 139
292.00%
Potato (1kg)
$1.84 Rp 32.5K
$0.31 PKR 86.1
493.55%
Onion (1kg)
$2.37 Rp 41.7K
$0.49 PKR 136
383.67%
Lettuce (1 head)
$1.05 Rp 18.5K
$0.54 PKR 150
94.44%
Water (1.5 liter bottle)
$0.54 Rp 9,560
$0.42 PKR 117
28.57%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$0.57 PKR 157
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.52 PKR 143
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$0.70 PKR 195
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.30 Rp 40.6K
$2.35 PKR 652
-2.13%
Wine (Bottle)
$23.08 Rp 406.4K
-
-
Local Beer (0.5 liter bottle)
$2.34 Rp 41.2K
-
-
Imported Beer (0.33 liter bottle)
$3.07 Rp 54.0K
-
-
🚌 Getting Around
Ubud, Bali
Layyah
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,365
$0.17 PKR 46.21
47.06%
Public Transport Monthly Pass (Regular Price)
$9.42 Rp 165.9K
$9.89 PKR 2,740
-4.75%
Taxi Start (Normal Tariff)
$0.49 Rp 8,631
$1.09 PKR 302
-55.05%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,349
$1.07 PKR 296
-56.07%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 98.6K
$2.84 PKR 788
97.18%
Gasoline (1 liter)
$0.81 Rp 14.2K
$1.11 PKR 306
-27.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K Rp 440.3M
$23.4K PKR 6.5M
7.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.1K Rp 547.0M
$22.8K PKR 6.3M
36.29%
🧾 Monthly Utilities & Internet
Ubud, Bali
Layyah
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.7 Rp 1.5M
$67.3 PKR 18.6K
22.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.49 Rp 114.2K
$5.61 PKR 1,555
15.69%
Internet (50+ Mbps, Unlimited Data)
$18.79 Rp 330.8K
$11.50 PKR 3,186
63.39%
🎉 Sport & Entertainment
Ubud, Bali
Layyah
Difference
Gym Membership (Monthly)
$55.2 Rp 972.6K
$15.04 PKR 4,167
267.29%
Tennis Court (1 Hour on Weekend)
$18.21 Rp 320.6K
-
-
Cinema Ticket
$4.30 Rp 75.7K
$7.38 PKR 2,044
-41.73%
🧸 Childcare & Education
Ubud, Bali
Layyah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$494 Rp 8.7M
$26.46 PKR 7,332
1767.61%
International Primary School, 1 Child (Yearly)
$5,917 Rp 104.2M
$2,038 PKR 564.5K
190.38%
👕👟 Clothing & Footwear
Ubud, Bali
Layyah
Difference
Jeans (Levis 501 Or Similar)
$46.28 Rp 814.8K
$19.14 PKR 5,301
141.80%
Summer Dress (H&M, Zara, etc)
$36.44 Rp 641.6K
$26.73 PKR 7,404
36.33%
Sport Shoes (Adidas, Nike)
$80.7 Rp 1.4M
$54.3 PKR 15.0K
48.65%
Men's Leather Business Shoes
$78.8 Rp 1.4M
$29.97 PKR 8,302
162.93%
🏠 Accommodation & Living
Ubud, Bali
Layyah
Difference
1-bedroom Apartment, City Center (Monthly)
$1,114 Rp 19.6M
$127 PKR 35.2K
776.34%
1-bedroom Apartment, Outside City Center (Monthly)
$693 Rp 12.2M
$77.5 PKR 21.5K
794.99%
3-bedroom Apartment, City Center (Monthly)
$3,639 Rp 64.1M
$257 PKR 71.3K
1314.75%
3-bedroom Apartment, Outside City Center (Monthly)
$1,712 Rp 30.1M
$149 PKR 41.3K
1048.49%
Buy Apartment in City Center (m2)
$2,761 Rp 48.6M
$923 PKR 255.8K
198.94%
Buy Apartment Outside City Center (m2)
$2,293 Rp 40.4M
$525 PKR 145.3K
337.08%
💵 Salaries & Financials
Ubud, Bali
Layyah
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
11.83
16.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Layyah: September 8, 2026

Cost Breakdown

A central one-bedroom costs $1,114 in Ubud, Bali versus $127 in Layyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $11.00 in Layyah. Monthly groceries follow the same trend: $294 vs $98.0 – making Layyah the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Layyah: Cost of Living - Frequently Asked Questions
Is Layyah cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 233%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $621 in Layyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Layyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or in Layyah?
A mid-range dinner for two costs $36.00 in Ubud, Bali and $11.00 in Layyah. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali and in Layyah?
Monthly expenses with rent come to $1,378 in Ubud, Bali and $414 in Layyah. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for living in Ubud, Bali or in Layyah?
A $1,500 monthly budget goes further in Layyah, where all-in costs run around $414, than in Ubud, Bali at $1,378. In Layyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Layyah more family-friendly?
Families tend to lean toward Layyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Layyah?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Layyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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