Cost of Living Comparison Between Ubud, Bali and Layyah Cost of Living Comparison Between Ubud, Bali and Layyah

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $330 in Layyah, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $508 in Layyah, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $686 in Layyah, rent included.

Ubud, Bali costs about 326% more than Layyah, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Layyah is 75% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Layyah
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$1.81 PKR 505
97.24%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$10.45 PKR 2,905
211.00%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$3.51 PKR 977
38.46%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$2.85 PKR 793
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$4.86 PKR 1,350
-
Cappuccino
$2.75 Rp 49.2K
$1.50 PKR 418
83.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.30 PKR 84.7
340.00%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.24 PKR 66.8
191.67%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
-
-
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
-
-
🛒 Groceries & Markets
Ubud, Bali
Layyah
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$0.48 PKR 133
256.25%
White Bread (500g)
$2.47 Rp 44.3K
$0.33 PKR 92.9
648.48%
Rice (white) (1kg)
$1.20 Rp 21.5K
$1.22 PKR 338
-1.64%
Eggs
$2.44 Rp 43.8K
$1.09 PKR 303
123.85%
Local Cheese (1kg)
$14.38 Rp 257.7K
$6.18 PKR 1,719
132.69%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$2.36 PKR 656
82.63%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$2.92 PKR 813
318.15%
Apples (1kg)
$3.68 Rp 66.0K
$0.73 PKR 203
404.11%
Banana (1kg)
$1.55 Rp 27.8K
$0.37 PKR 102
318.92%
Oranges (1kg)
$2.79 Rp 49.9K
$0.61 PKR 170
357.38%
Tomato (1kg)
$2.33 Rp 41.8K
$0.48 PKR 132
385.42%
Potato (1kg)
$1.97 Rp 35.3K
$0.38 PKR 104
418.42%
Onion (1kg)
$2.31 Rp 41.4K
$0.55 PKR 152
320.00%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.58 PKR 162
82.76%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.36 PKR 101
102.78%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.04 PKR 289
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.69 PKR 191
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.05 PKR 569
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$1.82 PKR 506
80.22%
Wine (Bottle)
$22.79 Rp 408.4K
-
-
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
-
-
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
-
-
🚌 Getting Around
Ubud, Bali
Layyah
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.17 PKR 47.16
70.59%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$7.25 PKR 2,016
11.17%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$1.04 PKR 289
-56.73%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.41 PKR 113
9.76%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$1.79 PKR 497
248.60%
Gasoline (1 liter)
$0.85 Rp 15.2K
$0.94 PKR 260
-9.57%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$21.8K PKR 6.1M
18.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$21.1K PKR 5.9M
49.96%
🧾 Monthly Utilities & Internet
Ubud, Bali
Layyah
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$57.9 PKR 16.1K
39.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$3.51 PKR 977
15.67%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$12.99 PKR 3,611
87.99%
🎉 Sport & Entertainment
Ubud, Bali
Layyah
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$12.25 PKR 3,405
697.31%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$5.94 PKR 1,652
8.59%
Cinema Ticket
$4.04 Rp 72.4K
$3.64 PKR 1,011
10.99%
🧸 Childcare & Education
Ubud, Bali
Layyah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$17.41 PKR 4,842
1646.30%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$521 PKR 144.8K
1171.27%
👕👟 Clothing & Footwear
Ubud, Bali
Layyah
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$16.03 PKR 4,457
238.30%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$21.66 PKR 6,023
79.04%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$59.1 PKR 16.4K
45.78%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$25.46 PKR 7,079
201.14%
🏠 Accommodation & Living
Ubud, Bali
Layyah
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$75.3 PKR 20.9K
1208.90%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$52.1 PKR 14.5K
1163.59%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$165 PKR 45.9K
1941.61%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$106 PKR 29.4K
1855.56%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$917 PKR 254.8K
199.12%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$467 PKR 129.9K
376.89%
💵 Salaries & Financials
Ubud, Bali
Layyah
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
18
-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Layyah: June 9, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $75.3 in Layyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $10.00 in Layyah. Monthly groceries follow the same trend: $297 vs $76.0 – making Layyah the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Layyah: Cost of Living - Frequently Asked Questions
Is Layyah cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 326%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $494 in Layyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Layyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or Layyah?
A mid-range dinner for two costs $33.00 in Ubud, Bali and $10.00 in Layyah. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali vs Layyah?
Monthly expenses with rent come to $1,404 in Ubud, Bali and $330 in Layyah. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for Ubud, Bali or Layyah?
A $1,500 monthly budget goes further in Layyah, where all-in costs run around $330, than in Ubud, Bali at $1,404. In Layyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Layyah more family-friendly?
Families tend to lean toward Layyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Layyah?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Layyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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