Cost of Living Comparison Between Ubud, Bali and Layyah Cost of Living Comparison Between Ubud, Bali and Layyah

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $336 in Layyah, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $515 in Layyah, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $693 in Layyah, rent included.

Ubud, Bali costs about 314% more than Layyah, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Layyah is 75% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Layyah
Difference
Meal at Budget Restaurant
$3.57 Rp 64.6K
$1.73 PKR 479
106.36%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 584.1K
$10.74 PKR 2,982
200.93%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.5K
$3.48 PKR 967
43.97%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$2.80 PKR 776
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$4.73 PKR 1,313
-
Cappuccino
$2.82 Rp 51.0K
$1.53 PKR 424
84.31%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$0.31 PKR 85.9
335.48%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$0.22 PKR 60.7
231.82%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
-
-
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.1K
-
-
🛒 Groceries & Markets
Ubud, Bali
Layyah
Difference
Milk (1 liter)
$1.78 Rp 32.1K
$0.52 PKR 144
242.31%
White Bread (500g)
$2.45 Rp 44.3K
$0.36 PKR 100.0
580.56%
Rice (white) (1kg)
$1.15 Rp 20.8K
$1.27 PKR 353
-9.45%
Eggs
$2.41 Rp 43.6K
$1.05 PKR 290
129.52%
Local Cheese (1kg)
$14.33 Rp 259.0K
$5.91 PKR 1,640
142.47%
Chicken Fillets (1kg)
$4.19 Rp 75.7K
$2.36 PKR 656
77.54%
Beef Round Steak (1kg)
$12.06 Rp 217.9K
$3.06 PKR 849
294.12%
Apples (1kg)
$3.64 Rp 65.7K
$0.70 PKR 194
420.00%
Banana (1kg)
$1.57 Rp 28.3K
$0.36 PKR 100
336.11%
Oranges (1kg)
$2.79 Rp 50.4K
$0.62 PKR 171
350.00%
Tomato (1kg)
$2.24 Rp 40.5K
$0.52 PKR 143
330.77%
Potato (1kg)
$1.98 Rp 35.8K
$0.38 PKR 104
421.05%
Onion (1kg)
$2.28 Rp 41.1K
$0.52 PKR 144
338.46%
Lettuce (1 head)
$1.05 Rp 19.0K
$0.59 PKR 163
77.97%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$0.34 PKR 93.8
132.35%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$0.97 PKR 270
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.74 PKR 207
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$1.98 PKR 551
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.6K
$1.88 PKR 521
69.68%
Wine (Bottle)
$23.49 Rp 424.6K
-
-
Local Beer (0.5 liter bottle)
$2.90 Rp 52.3K
-
-
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.8K
-
-
🚌 Getting Around
Ubud, Bali
Layyah
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,819
$0.17 PKR 46.93
58.82%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.2K
$7.02 PKR 1,949
19.23%
Taxi Start (Normal Tariff)
$0.45 Rp 8,176
$1.08 PKR 299
-58.33%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,307
$0.44 PKR 122
4.55%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.7K
$1.74 PKR 482
248.85%
Gasoline (1 liter)
$0.86 Rp 15.6K
$0.93 PKR 257
-7.53%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.5M
$22.3K PKR 6.2M
18.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 588.3M
$21.1K PKR 5.8M
54.50%
🧾 Monthly Utilities & Internet
Ubud, Bali
Layyah
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$57.4 PKR 15.9K
37.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 73.9K
$3.45 PKR 956
18.55%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 431.0K
$13.07 PKR 3,628
82.48%
🎉 Sport & Entertainment
Ubud, Bali
Layyah
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$12.45 PKR 3,455
693.41%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.8K
$5.87 PKR 1,630
8.18%
Cinema Ticket
$4.01 Rp 72.4K
$3.60 PKR 1,000
11.39%
🧸 Childcare & Education
Ubud, Bali
Layyah
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$17.86 PKR 4,956
1564.28%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.3M
$541 PKR 150.1K
1120.86%
👕👟 Clothing & Footwear
Ubud, Bali
Layyah
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 965.6K
$16.42 PKR 4,556
225.40%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 688.8K
$21.85 PKR 6,063
74.42%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$61.2 PKR 17.0K
44.95%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$25.55 PKR 7,091
199.88%
🏠 Accommodation & Living
Ubud, Bali
Layyah
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$76.7 PKR 21.3K
1230.40%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$51.5 PKR 14.3K
1221.92%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.7M
$164 PKR 45.6K
2010.46%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.8M
$107 PKR 29.8K
1846.33%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
$931 PKR 258.4K
193.14%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.5M
$492 PKR 136.5K
366.65%
💵 Salaries & Financials
Ubud, Bali
Layyah
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
18
-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Layyah: July 25, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $76.7 in Layyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $11.00 in Layyah. Monthly groceries follow the same trend: $298 vs $76.0 – making Layyah the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Layyah: Cost of Living - Frequently Asked Questions
Is Layyah cheaper than Ubud, Bali?
Yes – Ubud, Bali is pricier by about 314%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $504 in Layyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Layyah, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or in Layyah?
A mid-range dinner for two costs $32.00 in Ubud, Bali and $11.00 in Layyah. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Ubud, Bali and in Layyah?
Monthly expenses with rent come to $1,392 in Ubud, Bali and $336 in Layyah. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for living in Ubud, Bali or in Layyah?
A $1,500 monthly budget goes further in Layyah, where all-in costs run around $336, than in Ubud, Bali at $1,392. In Layyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Layyah more family-friendly?
Families tend to lean toward Layyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Layyah?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Layyah. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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