Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Layyah

For one person, living is cheaper in Layyah: $426 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
21

Cost of Living Index in Layyah
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Layyah Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Layyah

🇵🇰 Pakistan

$426

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Layyah

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Layyah actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $426 in Layyah, rent included.

Ubud, Bali $1,349
Layyah $426

A couple spends around $2,305 per month in Ubud, Bali vs $655 in Layyah, rent included.

Ubud, Bali $2,305
Layyah $655

A family of three spends $3,261 per month in Ubud, Bali vs $884 in Layyah, rent included.

Ubud, Bali $3,261
Layyah $884

Ubud, Bali costs about 216% more than Layyah, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$1.76 PKR 488

88.64%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.1K

$10.72 PKR 2,965

232.46%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$5.27 PKR 1,457

4.93%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.60 PKR 718

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.13 PKR 588

Cappuccino

$2.72 Rp 49.3K

$1.45 PKR 400

87.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.48 PKR 132

254.17%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.30 PKR 82.7

153.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

Milk (1 liter)

$1.49 Rp 27.0K

$0.83 PKR 230

79.52%

White Bread (500g)

$2.28 Rp 41.3K

$0.65 PKR 179

250.77%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.25 PKR 345

-4.80%

Eggs

$2.04 Rp 36.9K

$1.26 PKR 347

61.90%

Local Cheese (1kg)

$17.70 Rp 320.9K

$8.69 PKR 2,402

103.68%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$2.51 PKR 694

57.77%

Beef Round Steak (1kg)

$12.19 Rp 221.0K

$4.20 PKR 1,161

190.24%

Apples (1kg)

$3.66 Rp 66.3K

$1.05 PKR 291

248.57%

Banana (1kg)

$1.52 Rp 27.5K

$0.66 PKR 181

130.30%

Oranges (1kg)

$2.23 Rp 40.4K

$0.57 PKR 156

291.23%

Tomato (1kg)

$1.97 Rp 35.8K

$0.59 PKR 164

233.90%

Potato (1kg)

$1.85 Rp 33.5K

$0.30 PKR 83.3

516.67%

Onion (1kg)

$2.42 Rp 43.9K

$0.51 PKR 141

374.51%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.41 PKR 112

141.46%

Water (1.5 liter bottle)

$0.51 Rp 9,307

$0.44 PKR 121

15.91%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.52 PKR 144

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.52 PKR 143

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.75 PKR 206

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$1.46 PKR 403

52.05%

Wine (Bottle)

$22.24 Rp 403.2K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,550

$0.19 PKR 53.8

31.58%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$8.84 PKR 2,442

-11.54%

Taxi Start (Normal Tariff)

$0.44 Rp 7,968

$1.06 PKR 292

-58.49%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,797

$1.07 PKR 296

-59.81%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$2.97 PKR 822

82.15%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.17 PKR 324

-29.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.2M

$23.4K PKR 6.5M

2.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$22.8K PKR 6.3M

39.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$66.5 PKR 18.4K

18.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$5.57 PKR 1,541

15.80%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.8K

$14.37 PKR 3,973

29.30%

Gym Membership (Monthly)

$49.48 Rp 897.1K

$16.71 PKR 4,620

196.11%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

$7.33 PKR 2,026

140.79%

Cinema Ticket

$4.27 Rp 77.5K

$7.34 PKR 2,029

-41.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$25.98 PKR 7,183

1788.14%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$2,048 PKR 566.0K

177.11%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.3K

$18.95 PKR 5,237

135.57%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.7K

$26.53 PKR 7,334

31.74%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$54.9 PKR 15.2K

45.67%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$29.40 PKR 8,129

170.14%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$128 PKR 35.4K

777.97%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$84.5 PKR 23.4K

694.66%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$274 PKR 75.7K

1201.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$170 PKR 46.9K

915.14%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$845 PKR 233.6K

223.21%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$512 PKR 141.6K

345.96%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.83

16.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Layyah: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Layyah

$85 19.8% 87.4% $587

Groceries & Markets

Ubud, Bali

$288 21.4%

Layyah

$99 23.3% 65.6% $189

Eating Out

Ubud, Bali

$108 8%

Layyah

$50 11.8% 53.2% $57

Clothing & Footwear

Ubud, Bali

$108 8%

Layyah

$58 13.7% 45.7% $49

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Layyah

$86 20.3% 17% $18

Sport & Entertainment

Ubud, Bali

$58 4.3%

Layyah

$31 7.4% 45.9% $27

Getting Around

Ubud, Bali

$11 0.9%

Layyah

$16 3.8% 40.2% $4.6

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $128 in Layyah. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36 in Ubud, Bali versus $11 in Layyah. Monthly groceries follow the same trend: $288 vs $99 – making Layyah the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Layyah

🕒 Local time

16:06 4:06 PM

13:06 1:06 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

126,361

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.93 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.23 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 30, 2026: 1 USD = 18,128 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,277 IDR (100,000 IDR = 4.93 EUR).

Pakistani Rupee exchange rates as of October 30, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 309 PKR (1,000 PKR = 3.23 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Layyah 6,440 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Layyah

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Layyah: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 216%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $639 in Layyah. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Layyah, especially for central apartments: a one-bedroom in the center costs $128 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $11 in Layyah. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $426 in Layyah. That makes Layyah about 68% cheaper.

A $1,000 monthly budget goes further in Layyah, where all-in costs run around $426, than in Ubud, Bali at $1,349. In Layyah it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Layyah – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.