Cost of Living Comparison Between Larnaca and Ubud, Bali Cost of Living Comparison Between Larnaca and Ubud, Bali

Monthly Cost of Living

A single person spends $1,881 per month in Larnaca vs $1,392 in Ubud, Bali, rent included.

A couple spends around $2,839 per month in Larnaca vs $2,557 in Ubud, Bali, rent included.

A family of three spends $3,797 per month in Larnaca vs $3,723 in Ubud, Bali, rent included.

Larnaca costs about 35% more than Ubud, Bali, driven mainly by Eating Out.

Both Larnaca and Ubud, Bali sit above the global median – Larnaca by 41%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Larnaca
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.10 €14.81
$3.57 Rp 64.5K
378.99%
Three-Course Dinner for Two, Mid-Range
$56.7 €49.12
$32.32 Rp 583.4K
75.50%
Fast Food Meal (McDonalds, etc)
$9.06 €7.85
$5.01 Rp 90.4K
80.84%
Cappuccino
$4.10 €3.55
$2.82 Rp 51.0K
45.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.49 €1.29
$1.35 Rp 24.4K
10.37%
Water (0.33 liter bottle)
$0.92 €0.80
$0.73 Rp 13.2K
26.03%
Local Beer (0.5 liter draught)
$3.44 €2.98
$2.93 Rp 53.0K
17.41%
Imported Beer (0.33 liter bottle)
$4.25 €3.68
$3.94 Rp 71.1K
7.87%
🛒 Groceries & Markets
Larnaca
Ubud, Bali
Difference
Milk (1 liter)
$1.74 €1.51
$1.78 Rp 32.1K
-2.25%
White Bread (500g)
$2.09 €1.81
$2.45 Rp 44.2K
-14.69%
Rice (white) (1kg)
$3.02 €2.62
$1.15 Rp 20.7K
162.61%
Eggs
$3.78 €3.27
$2.41 Rp 43.6K
56.85%
Local Cheese (1kg)
$14.92 €12.92
$14.33 Rp 258.7K
4.12%
Chicken Fillets (1kg)
$8.93 €7.73
$4.19 Rp 75.6K
113.13%
Beef Round Steak (1kg)
$13.57 €11.75
$12.06 Rp 217.7K
12.52%
Apples (1kg)
$2.83 €2.45
$3.64 Rp 65.7K
-22.25%
Banana (1kg)
$2.04 €1.76
$1.57 Rp 28.3K
29.94%
Oranges (1kg)
$1.92 €1.66
$2.79 Rp 50.3K
-31.18%
Tomato (1kg)
$2.60 €2.25
$2.24 Rp 40.5K
16.07%
Potato (1kg)
$1.55 €1.34
$1.98 Rp 35.7K
-21.72%
Onion (1kg)
$1.37 €1.19
$2.28 Rp 41.1K
-39.91%
Lettuce (1 head)
$0.63 €0.55
$1.05 Rp 19.0K
-40.00%
Water (1.5 liter bottle)
$0.87 €0.75
$0.79 Rp 14.2K
10.13%
Cigarettes 20 Pack (Marlboro, Camel)
$5.90 €5.11
$3.19 Rp 57.6K
84.95%
Wine (Bottle)
$7.81 €6.76
$23.49 Rp 424.1K
-66.75%
Local Beer (0.5 liter bottle)
$1.70 €1.47
$2.90 Rp 52.3K
-41.38%
Imported Beer (0.33 liter bottle)
$2.38 €2.06
$2.76 Rp 49.7K
-13.77%
🚌 Getting Around
Larnaca
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.72 €2.36
$0.27 Rp 4,813
907.41%
Public Transport Monthly Pass (Regular Price)
$58.8 €50.9
$8.37 Rp 151.1K
602.63%
Taxi Start (Normal Tariff)
$7.34 €6.36
$0.45 Rp 8,167
1531.11%
Taxi (Normal Tariff) (1km)
$2.05 €1.77
$0.46 Rp 8,298
345.65%
Taxi 1hour Waiting (Normal Tariff)
$29.18 €25.27
$6.07 Rp 109.6K
380.72%
Gasoline (1 liter)
$1.64 €1.42
$0.86 Rp 15.6K
90.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.6K €23.9K
$26.6K Rp 480.0M
3.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.7K €28.3K
$32.5K Rp 587.6M
0.40%
🧾 Monthly Utilities & Internet
Larnaca
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$192 €166
$79.0 Rp 1.4M
142.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.70 €19.66
$4.09 Rp 73.9K
455.01%
Internet (50+ Mbps, Unlimited Data)
$33.66 €29.15
$23.85 Rp 430.5K
41.13%
🎉 Sport & Entertainment
Larnaca
Ubud, Bali
Difference
Gym Membership (Monthly)
$72.4 €62.7
$98.8 Rp 1.8M
-26.68%
Tennis Court (1 Hour on Weekend)
$38.04 €32.94
$6.35 Rp 114.7K
499.06%
Cinema Ticket
$11.45 €9.91
$4.01 Rp 72.3K
185.54%
🧸 Childcare & Education
Larnaca
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$440 €381
$297 Rp 5.4M
47.96%
International Primary School, 1 Child (Yearly)
$12.2K €10.5K
$6,602 Rp 119.2M
84.16%
👕👟 Clothing & Footwear
Larnaca
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$76.6 €66.3
$53.4 Rp 964.5K
43.33%
Summer Dress (H&M, Zara, etc)
$31.95 €27.67
$38.11 Rp 688.1K
-16.16%
Sport Shoes (Adidas, Nike)
$90.8 €78.7
$88.7 Rp 1.6M
2.46%
Men's Leather Business Shoes
$112 €96.8
$76.6 Rp 1.4M
45.95%
🏠 Accommodation & Living
Larnaca
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$968 €838
$1,020 Rp 18.4M
-5.11%
1-bedroom Apartment, Outside City Center (Monthly)
$766 €663
$680 Rp 12.3M
12.54%
3-bedroom Apartment, City Center (Monthly)
$1,652 €1,430
$3,469 Rp 62.6M
-52.38%
3-bedroom Apartment, Outside City Center (Monthly)
$1,313 €1,137
$2,090 Rp 37.7M
-37.16%
Buy Apartment in City Center (m2)
$3,858 €3,341
$2,729 Rp 49.3M
41.37%
Buy Apartment Outside City Center (m2)
$2,053 €1,778
$2,295 Rp 41.4M
-10.55%
💵 Salaries & Financials
Larnaca
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,961 €1,698
$164 Rp 3.0M
1097.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.74
13.28
-71.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Larnaca: July 26, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $968 in Larnaca versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1098% higher in Larnaca, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $57.0 in Larnaca versus $32.00 in Ubud, Bali. Groceries tell a different story – $292 in Larnaca vs $298 in Ubud, Bali – so Larnaca wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Larnaca vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Larnaca or Ubud, Bali?
Larnaca costs about 35% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Larnaca and in Ubud, Bali?
For a comfortable life, plan on about $2,822 per month in Larnaca and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Larnaca or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Larnaca or in Ubud, Bali?
Interestingly, groceries are about 2% cheaper in Larnaca – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
How do dining costs compare in Larnaca and in Ubud, Bali?
A mid-range dinner for two costs $57.0 in Larnaca and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Larnaca or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Larnaca at $1,881. In Ubud, Bali it covers expenses comfortably, while in Larnaca it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Larnaca or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,392 versus $1,881 in Larnaca. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Larnaca compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Larnaca or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Larnaca makes more sense. Both are solid long-term options with distinct trade-offs.

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