Cost of Living Comparison Between Larnaca and Ubud, Bali Cost of Living Comparison Between Larnaca and Ubud, Bali

Monthly Cost of Living

A single person spends $1,886 per month in Larnaca vs $1,404 in Ubud, Bali, rent included.

A couple spends around $2,839 per month in Larnaca vs $2,549 in Ubud, Bali, rent included.

A family of three spends $3,792 per month in Larnaca vs $3,694 in Ubud, Bali, rent included.

Larnaca costs about 34% more than Ubud, Bali, driven mainly by Eating Out.

Both Larnaca and Ubud, Bali sit above the global median – Larnaca by 40%, Ubud, Bali by 4%.

Currency
🍽 Eating Out
Larnaca
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.35 €14.95
$3.57 Rp 64.0K
385.99%
Three-Course Dinner for Two, Mid-Range
$57.5 €49.55
$32.50 Rp 582.3K
76.95%
Fast Food Meal (McDonalds, etc)
$8.78 €7.56
$4.86 Rp 87.1K
80.66%
Cappuccino
$4.13 €3.56
$2.75 Rp 49.2K
50.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.51 €1.30
$1.32 Rp 23.7K
14.39%
Water (0.33 liter bottle)
$0.93 €0.81
$0.70 Rp 12.6K
32.86%
Local Beer (0.5 liter draught)
$3.53 €3.04
$2.91 Rp 52.2K
21.31%
Imported Beer (0.33 liter bottle)
$4.37 €3.76
$3.79 Rp 68.0K
15.30%
🛒 Groceries & Markets
Larnaca
Ubud, Bali
Difference
Milk (1 liter)
$1.67 €1.44
$1.71 Rp 30.6K
-2.34%
White Bread (500g)
$2.08 €1.80
$2.47 Rp 44.3K
-15.79%
Rice (white) (1kg)
$3.01 €2.60
$1.20 Rp 21.5K
150.83%
Eggs
$3.77 €3.24
$2.44 Rp 43.8K
54.51%
Local Cheese (1kg)
$15.00 €12.92
$14.38 Rp 257.7K
4.31%
Chicken Fillets (1kg)
$8.75 €7.54
$4.31 Rp 77.1K
103.02%
Beef Round Steak (1kg)
$13.44 €11.58
$12.21 Rp 218.7K
10.07%
Apples (1kg)
$2.87 €2.47
$3.68 Rp 66.0K
-22.01%
Banana (1kg)
$1.98 €1.70
$1.55 Rp 27.8K
27.74%
Oranges (1kg)
$1.88 €1.62
$2.79 Rp 49.9K
-32.62%
Tomato (1kg)
$2.69 €2.32
$2.33 Rp 41.8K
15.45%
Potato (1kg)
$1.58 €1.36
$1.97 Rp 35.3K
-19.80%
Onion (1kg)
$1.35 €1.16
$2.31 Rp 41.4K
-41.56%
Lettuce (1 head)
$0.69 €0.59
$1.06 Rp 19.1K
-34.91%
Water (1.5 liter bottle)
$0.94 €0.81
$0.73 Rp 13.1K
28.77%
Cigarettes 20 Pack (Marlboro, Camel)
$5.65 €4.86
$3.28 Rp 58.8K
72.26%
Wine (Bottle)
$7.99 €6.88
$22.79 Rp 408.4K
-64.94%
Local Beer (0.5 liter bottle)
$1.78 €1.53
$2.81 Rp 50.3K
-36.65%
Imported Beer (0.33 liter bottle)
$2.49 €2.15
$2.78 Rp 49.9K
-10.43%
🚌 Getting Around
Larnaca
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.84 €2.44
$0.29 Rp 5,217
879.31%
Public Transport Monthly Pass (Regular Price)
$58.2 €50.1
$8.06 Rp 144.4K
622.08%
Taxi Start (Normal Tariff)
$7.39 €6.37
$0.45 Rp 8,047
1542.22%
Taxi (Normal Tariff) (1km)
$2.12 €1.83
$0.45 Rp 8,094
371.11%
Taxi 1hour Waiting (Normal Tariff)
$28.89 €24.89
$6.24 Rp 111.7K
362.98%
Gasoline (1 liter)
$1.63 €1.40
$0.85 Rp 15.2K
91.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.4K €23.6K
$26.0K Rp 465.4M
5.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K €28.2K
$31.7K Rp 567.2M
3.46%
🧾 Monthly Utilities & Internet
Larnaca
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$191 €165
$80.8 Rp 1.4M
136.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.76 €19.61
$4.06 Rp 72.7K
460.59%
Internet (50+ Mbps, Unlimited Data)
$33.50 €28.86
$24.42 Rp 437.6K
37.18%
🎉 Sport & Entertainment
Larnaca
Ubud, Bali
Difference
Gym Membership (Monthly)
$73.5 €63.3
$97.7 Rp 1.7M
-24.73%
Tennis Court (1 Hour on Weekend)
$38.42 €33.10
$6.45 Rp 115.5K
495.66%
Cinema Ticket
$11.71 €10.09
$4.04 Rp 72.4K
189.85%
🧸 Childcare & Education
Larnaca
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$436 €376
$304 Rp 5.4M
43.54%
International Primary School, 1 Child (Yearly)
$12.6K €10.8K
$6,621 Rp 118.6M
89.65%
👕👟 Clothing & Footwear
Larnaca
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$75.8 €65.3
$54.2 Rp 971.7K
39.68%
Summer Dress (H&M, Zara, etc)
$31.98 €27.56
$38.78 Rp 694.7K
-17.53%
Sport Shoes (Adidas, Nike)
$89.5 €77.2
$86.1 Rp 1.5M
3.95%
Men's Leather Business Shoes
$110 €95.2
$76.7 Rp 1.4M
44.09%
🏠 Accommodation & Living
Larnaca
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$961 €828
$986 Rp 17.7M
-2.46%
1-bedroom Apartment, Outside City Center (Monthly)
$750 €646
$658 Rp 11.8M
14.03%
3-bedroom Apartment, City Center (Monthly)
$1,709 €1,472
$3,369 Rp 60.4M
-49.29%
3-bedroom Apartment, Outside City Center (Monthly)
$1,292 €1,113
$2,066 Rp 37.0M
-37.45%
Buy Apartment in City Center (m2)
$3,802 €3,276
$2,741 Rp 49.1M
38.69%
Buy Apartment Outside City Center (m2)
$2,092 €1,802
$2,228 Rp 39.9M
-6.10%
💵 Salaries & Financials
Larnaca
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,949 €1,679
$163 Rp 2.9M
1092.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.74
13.28
-71.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Larnaca: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A central one-bedroom costs $961 in Larnaca versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1092% higher in Larnaca, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Larnaca versus $33.00 in Ubud, Bali. Groceries tell a different story – $292 in Larnaca vs $297 in Ubud, Bali – so Larnaca wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Larnaca vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Larnaca or Ubud, Bali?
Larnaca costs about 34% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Larnaca vs Ubud, Bali?
For a comfortable life, plan on about $2,828 per month in Larnaca and $2,106 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Larnaca or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Larnaca or Ubud, Bali?
Interestingly, groceries are about 2% cheaper in Larnaca – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
How do dining costs compare in Larnaca vs Ubud, Bali?
A mid-range dinner for two costs $58.0 in Larnaca and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Larnaca or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,404, than in Larnaca at $1,886. In Ubud, Bali it covers expenses comfortably, while in Larnaca it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Larnaca or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,404 versus $1,886 in Larnaca. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Larnaca compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Larnaca or Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Larnaca makes more sense. Both are solid long-term options with distinct trade-offs.

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