Last update: Oct 2026

Cost of Living Comparison Between Larnaca and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,705 in Larnaca, rent and utilities included – about $4,300 less a year. Other living expenses account for most of the difference.

83

Cost of Living Index in Larnaca
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Larnaca Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Larnaca

🇨🇾 Cyprus

$1,705

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Monthly Cost of Living

How much you'll spend in Larnaca and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Larnaca and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,705 per month in Larnaca vs $1,348 in Ubud, Bali, rent included.

Larnaca $1,705
Ubud, Bali $1,348

A couple spends around $2,581 per month in Larnaca vs $2,312 in Ubud, Bali, rent included.

Larnaca $2,581
Ubud, Bali $2,312

A family of three spends $3,456 per month in Larnaca vs $3,276 in Ubud, Bali, rent included.

Larnaca $3,456
Ubud, Bali $3,276

Larnaca costs about 27% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Larnaca and Ubud, Bali sit above the global median – Larnaca by 27%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$13.31 €11.88

$3.33 Rp 59.6K

299.70%

Three-Course Dinner for Two, Mid-Range

$53.7 €47.91

$35.42 Rp 633.1K

51.58%

Fast Food Meal (McDonalds, etc)

$7.85 €7.01

$5.76 Rp 102.9K

36.28%

Cappuccino

$3.72 €3.32

$2.63 Rp 47.0K

41.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 €1.48

$1.74 Rp 31.0K

-4.60%

Water (0.33 liter bottle)

$1.03 €0.92

$0.77 Rp 13.8K

33.77%

Local Beer (0.5 liter draught)

$3.32 €2.96

$2.71 Rp 48.4K

22.51%

Imported Beer (0.33 liter bottle)

$4.68 €4.17

$4.52 Rp 80.8K

3.54%

Milk (1 liter)

$1.62 €1.45

$1.53 Rp 27.4K

5.88%

White Bread (500g)

$2.00 €1.78

$2.20 Rp 39.2K

-9.09%

Rice (white) (1kg)

$2.88 €2.57

$1.22 Rp 21.8K

136.07%

Eggs

$4.21 €3.76

$2.14 Rp 38.2K

96.73%

Local Cheese (1kg)

$13.87 €12.38

$17.73 Rp 316.9K

-21.77%

Chicken Fillets (1kg)

$8.42 €7.52

$3.86 Rp 68.9K

118.13%

Beef Round Steak (1kg)

$11.41 €10.18

$12.03 Rp 215.0K

-5.15%

Apples (1kg)

$2.76 €2.47

$3.61 Rp 64.5K

-23.55%

Banana (1kg)

$2.36 €2.11

$1.51 Rp 27.1K

56.29%

Oranges (1kg)

$1.70 €1.52

$2.32 Rp 41.4K

-26.72%

Tomato (1kg)

$2.68 €2.39

$2.00 Rp 35.8K

34.00%

Potato (1kg)

$1.39 €1.24

$1.81 Rp 32.4K

-23.20%

Onion (1kg)

$1.18 €1.05

$2.39 Rp 42.7K

-50.63%

Lettuce (1 head)

$0.87 €0.78

$0.99 Rp 17.8K

-12.12%

Water (1.5 liter bottle)

$1.08 €0.96

$0.52 Rp 9,373

107.69%

Cigarettes 20 Pack (Marlboro, Camel)

$5.51 €4.91

$2.18 Rp 39.0K

152.75%

Wine (Bottle)

$8.09 €7.22

$22.98 Rp 410.7K

-64.80%

Local Beer (0.5 liter bottle)

$1.92 €1.72

$2.40 Rp 42.8K

-20.00%

Imported Beer (0.33 liter bottle)

$2.47 €2.20

$3.00 Rp 53.6K

-17.67%

One-way Ticket (Public Transport)

$2.73 €2.44

$0.24 Rp 4,255

1037.50%

Public Transport Monthly Pass (Regular Price)

$55.4 €49.40

$6.99 Rp 125.0K

691.99%

Taxi Start (Normal Tariff)

$7.23 €6.45

$0.44 Rp 7,876

1543.18%

Taxi (Normal Tariff) (1km)

$2.21 €1.97

$0.42 Rp 7,582

426.19%

Taxi 1hour Waiting (Normal Tariff)

$22.70 €20.26

$5.45 Rp 97.4K

316.51%

Gasoline (1 liter)

$1.63 €1.46

$0.84 Rp 15.1K

94.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.5K

$24.3K Rp 434.8M

35.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K €28.4K

$31.9K Rp 570.0M

-0.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$183 €163

$80.8 Rp 1.4M

126.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.65 €16.64

$6.58 Rp 117.6K

183.43%

Internet (50+ Mbps, Unlimited Data)

$30.39 €27.12

$18.24 Rp 326.1K

66.61%

Gym Membership (Monthly)

$60.9 €54.4

$55.1 Rp 985.4K

10.50%

Tennis Court (1 Hour on Weekend)

$24.61 €21.96

$18.51 Rp 330.9K

32.96%

Cinema Ticket

$11.39 €10.16

$4.24 Rp 75.9K

168.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$382 €341

$486 Rp 8.7M

-21.40%

International Primary School, 1 Child (Yearly)

$7,467 €6,664

$5,676 Rp 101.5M

31.56%

Jeans (Levis 501 Or Similar)

$66.6 €59.4

$45.18 Rp 807.6K

47.37%

Summer Dress (H&M, Zara, etc)

$32.76 €29.23

$34.57 Rp 617.9K

-5.24%

Sport Shoes (Adidas, Nike)

$67.4 €60.1

$79.2 Rp 1.4M

-14.87%

Men's Leather Business Shoes

$93.9 €83.8

$77.6 Rp 1.4M

20.92%

1-bedroom Apartment, City Center (Monthly)

$915 €817

$1,127 Rp 20.1M

-18.77%

1-bedroom Apartment, Outside City Center (Monthly)

$685 €611

$674 Rp 12.1M

1.61%

3-bedroom Apartment, City Center (Monthly)

$1,683 €1,502

$3,618 Rp 64.7M

-53.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,204 €1,074

$1,735 Rp 31.0M

-30.61%

Buy Apartment in City Center (m2)

$3,713 €3,314

$2,829 Rp 50.6M

31.26%

Buy Apartment Outside City Center (m2)

$2,019 €1,802

$2,307 Rp 41.2M

-12.46%

Average Monthly Net Salary (After Tax)

$1,897 €1,693

$166 Rp 3.0M

1045.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.1

13.78

-70.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Larnaca: October 3, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Larnaca

$685 40.3%

Ubud, Bali

$674 49.6% 1.6% $11

Groceries & Markets

Larnaca

$284 16.7%

Ubud, Bali

$290 21.4% 2% $5.7

Monthly Utilities & Internet

Larnaca

$232 13.7%

Ubud, Bali

$106 7.8% 54.5% $126

Eating Out

Larnaca

$211 12.5%

Ubud, Bali

$108 8% 48.9% $103

Clothing & Footwear

Larnaca

$117 6.9%

Ubud, Bali

$106 7.8% 9.2% $11

Getting Around

Larnaca

$85 5%

Ubud, Bali

$11 0.8% 87.6% $74

Sport & Entertainment

Larnaca

$84 4.9%

Ubud, Bali

$64 4.7% 24% $20

Cost Breakdown

A central one-bedroom costs $915 in Larnaca versus $1,127 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1045% higher in Larnaca, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $54.0 in Larnaca versus $35.00 in Ubud, Bali. Groceries tell a different story – $284 in Larnaca vs $290 in Ubud, Bali – so Larnaca wins on supermarket bills even if dining out costs more.

Good to know

🇨🇾 Larnaca

🇮🇩 Ubud, Bali

🕒 Local time

10:21 10:21 AM

15:21 3:21 PM

5 h ahead of Larnaca

🌤 Weather

👥 Population

51,468

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Larnaca Ubud, Bali 9,800 km ≈ 13 h nonstop flight

From you

Larnaca
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Larnaca vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Larnaca costs about 27% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,558 per month in Larnaca and $2,022 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 2% cheaper in Larnaca – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $54.0 in Larnaca and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Larnaca at $1,705. In Ubud, Bali it covers expenses comfortably, while in Larnaca it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,348 versus $1,705 in Larnaca. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Larnaca makes more sense. Both are solid long-term options with distinct trade-offs.