Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Larnaca

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,705 in Larnaca, rent and utilities included – about $4,300 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
83

Cost of Living Index in Larnaca
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Larnaca Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Larnaca

🇨🇾 Cyprus

$1,705

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Larnaca

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Larnaca actually costs, broken down by who's living it.

A single person spends $1,348 per month in Ubud, Bali vs $1,705 in Larnaca, rent included.

Ubud, Bali $1,348
Larnaca $1,705

A couple spends around $2,312 per month in Ubud, Bali vs $2,581 in Larnaca, rent included.

Ubud, Bali $2,312
Larnaca $2,581

A family of three spends $3,276 per month in Ubud, Bali vs $3,456 in Larnaca, rent included.

Ubud, Bali $3,276
Larnaca $3,456

Ubud, Bali is about 21% cheaper than Larnaca, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Larnaca sit above the global median – Ubud, Bali by 1%, Larnaca by 27%.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$13.31 €11.88

-74.98%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$53.7 €47.91

-34.03%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$7.85 €7.01

-26.62%

Cappuccino

$2.63 Rp 47.0K

$3.72 €3.32

-29.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$1.66 €1.48

4.82%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.03 €0.92

-25.24%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$3.32 €2.96

-18.37%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$4.68 €4.17

-3.42%

Milk (1 liter)

$1.53 Rp 27.4K

$1.62 €1.45

-5.56%

White Bread (500g)

$2.20 Rp 39.2K

$2.00 €1.78

10.00%

Rice (white) (1kg)

$1.22 Rp 21.8K

$2.88 €2.57

-57.64%

Eggs

$2.14 Rp 38.2K

$4.21 €3.76

-49.17%

Local Cheese (1kg)

$17.73 Rp 316.9K

$13.87 €12.38

27.83%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$8.42 €7.52

-54.16%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$11.41 €10.18

5.43%

Apples (1kg)

$3.61 Rp 64.5K

$2.76 €2.47

30.80%

Banana (1kg)

$1.51 Rp 27.1K

$2.36 €2.11

-36.02%

Oranges (1kg)

$2.32 Rp 41.4K

$1.70 €1.52

36.47%

Tomato (1kg)

$2.00 Rp 35.8K

$2.68 €2.39

-25.37%

Potato (1kg)

$1.81 Rp 32.4K

$1.39 €1.24

30.22%

Onion (1kg)

$2.39 Rp 42.7K

$1.18 €1.05

102.54%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.87 €0.78

13.79%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$1.08 €0.96

-51.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$5.51 €4.91

-60.44%

Wine (Bottle)

$22.98 Rp 410.7K

$8.09 €7.22

184.05%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$1.92 €1.72

25.00%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.47 €2.20

21.46%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$2.73 €2.44

-91.21%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$55.4 €49.40

-87.37%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$7.23 €6.45

-93.91%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$2.21 €1.97

-81.00%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$22.70 €20.26

-75.99%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.63 €1.46

-48.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$33.0K €29.5K

-26.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$31.8K €28.4K

0.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$183 €163

-55.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$18.65 €16.64

-64.72%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$30.39 €27.12

-39.98%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$60.9 €54.4

-9.50%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$24.61 €21.96

-24.79%

Cinema Ticket

$4.24 Rp 75.9K

$11.39 €10.16

-62.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$382 €341

27.23%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$7,467 €6,664

-23.99%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$66.6 €59.4

-32.14%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$32.76 €29.23

5.53%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$67.4 €60.1

17.47%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$93.9 €83.8

-17.30%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$915 €817

23.11%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$685 €611

-1.58%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$1,683 €1,502

114.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$1,204 €1,074

44.10%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$3,713 €3,314

-23.81%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$2,019 €1,802

14.23%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,897 €1,693

-91.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.1

236.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Larnaca: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Larnaca

$685 40.3% 1.6% $11

Groceries & Markets

Ubud, Bali

$290 21.4%

Larnaca

$284 16.7% 2% $5.7

Eating Out

Ubud, Bali

$108 8%

Larnaca

$211 12.5% 95.6% $103

Clothing & Footwear

Ubud, Bali

$106 7.8%

Larnaca

$117 6.9% 10.2% $11

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Larnaca

$232 13.7% 120% $126

Sport & Entertainment

Ubud, Bali

$64 4.7%

Larnaca

$84 4.9% 31.6% $20

Getting Around

Ubud, Bali

$11 0.8%

Larnaca

$85 5% 705% $74

Cost Breakdown

A central one-bedroom costs $1,127 in Ubud, Bali versus $915 in Larnaca. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1045% higher in Larnaca, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $54.0 in Larnaca. Groceries tell a different story – $290 in Ubud, Bali vs $284 in Larnaca – so Larnaca wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇨🇾 Larnaca

🕒 Local time

19:25 7:25 PM

14:25 2:25 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

51,468

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Larnaca 9,800 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Larnaca

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Larnaca: Cost of Living - Frequently Asked Questions

Larnaca costs about 27% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,022 per month in Ubud, Bali and $2,558 in Larnaca. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 2% cheaper in Larnaca – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $54.0 in Larnaca. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,348, than in Larnaca at $1,705. In Ubud, Bali it covers expenses comfortably, while in Larnaca it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,348 versus $1,705 in Larnaca. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Larnaca makes more sense. Both are solid long-term options with distinct trade-offs.