Last update: Oct 2026

Cost of Living Comparison Between Larache and Cebu

For one person, living is cheaper in Larache: $752 a month against $918 in Cebu, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

Larache
🇲🇦 Morocco
$752
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Larache and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Larache and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $752 in Larache versus $918 in Cebu.

  • Larache $752
  • Cebu $918

Estimated couple costs with rent: $1,153 in Larache versus $1,409 in Cebu.

  • Larache $1,153
  • Cebu $1,409

Monthly costs for a family of three with rent: $1,554 in Larache versus $1,900 in Cebu.

  • Larache $1,554
  • Cebu $1,900

Living in Larache costs roughly 18% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Larache 44% lower, Cebu 32% lower.

Currency
🍽 Eating Out
Larache
Cebu
Difference
Meal at Budget Restaurant
$3.52 MAD 34.28
$3.09 ₱194
13.92%
Three-Course Dinner for Two, Mid-Range
$20.65 MAD 201
$24.22 ₱1,525
-14.74%
Fast Food Meal (McDonalds, etc)
$6.88 MAD 67.1
$3.92 ₱247
75.51%
Cappuccino
$1.96 MAD 19.11
$2.51 ₱158
-21.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.60 MAD 5.85
$1.59 ₱100
-62.26%
Water (0.33 liter bottle)
$0.33 MAD 3.25
$0.53 ₱33.43
-37.74%
Local Beer (0.5 liter draught)
$2.60 MAD 25.31
$1.78 ₱112
46.07%
Imported Beer (0.33 liter bottle)
$3.16 MAD 30.80
$2.17 ₱137
45.62%
🛒 Groceries & Markets
Larache
Cebu
Difference
Milk (1 liter)
$0.99 MAD 9.66
$1.92 ₱121
-48.44%
White Bread (500g)
$0.82 MAD 8.04
$1.36 ₱85.4
-39.71%
Rice (white) (1kg)
$1.90 MAD 18.52
$1.01 ₱63.5
88.12%
Eggs
$1.85 MAD 18.02
$2.03 ₱128
-8.87%
Local Cheese (1kg)
$10.90 MAD 106
$9.86 ₱621
10.55%
Chicken Fillets (1kg)
$7.49 MAD 73.0
$4.39 ₱277
70.62%
Beef Round Steak (1kg)
$12.15 MAD 118
$7.60 ₱479
59.87%
Apples (1kg)
$1.62 MAD 15.76
$3.30 ₱208
-50.91%
Banana (1kg)
$1.57 MAD 15.34
$1.39 ₱87.8
12.95%
Oranges (1kg)
$0.85 MAD 8.32
$2.33 ₱147
-63.52%
Tomato (1kg)
$0.70 MAD 6.81
$1.50 ₱94.3
-53.33%
Potato (1kg)
$0.65 MAD 6.29
$2.36 ₱149
-72.46%
Onion (1kg)
$0.71 MAD 6.89
$1.90 ₱119
-62.63%
Lettuce (1 head)
$0.49 MAD 4.74
$1.19 ₱74.9
-58.82%
Water (1.5 liter bottle)
$0.54 MAD 5.30
$0.63 ₱39.71
-14.29%
Cigarettes 20 Pack (Marlboro, Camel)
$4.11 MAD 40.03
$3.00 ₱189
37.00%
Wine (Bottle)
$8.37 MAD 81.6
$6.03 ₱379
38.81%
Local Beer (0.5 liter bottle)
$2.31 MAD 22.56
$1.23 ₱77.7
87.80%
Imported Beer (0.33 liter bottle)
$3.09 MAD 30.15
$1.75 ₱110
76.57%
🚌 Getting Around
Larache
Cebu
Difference
One-way Ticket (Public Transport)
$0.50 MAD 4.88
$0.25 ₱15.86
100.00%
Public Transport Monthly Pass (Regular Price)
$20.88 MAD 204
$12.64 ₱796
65.19%
Taxi Start (Normal Tariff)
$0.51 MAD 4.95
$0.77 ₱48.62
-33.77%
Taxi (Normal Tariff) (1km)
$0.30 MAD 2.88
$0.23 ₱14.53
30.43%
Taxi 1hour Waiting (Normal Tariff)
$4.53 MAD 44.20
$4.46 ₱281
1.57%
Gasoline (1 liter)
$1.49 MAD 14.55
$1.31 ₱82.8
13.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K MAD 240.1K
$21.2K ₱1.3M
15.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.2K MAD 294.4K
$19.1K ₱1.2M
57.71%
🧾 Monthly Utilities & Internet
Larache
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$52.2 MAD 509
$120 ₱7,569
-56.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$10.11 MAD 98.5
$14.00 ₱882
-27.79%
Internet (50+ Mbps, Unlimited Data)
$42.24 MAD 412
$27.54 ₱1,734
53.38%
🎉 Sport & Entertainment
Larache
Cebu
Difference
Gym Membership (Monthly)
$20.33 MAD 198
$32.33 ₱2,035
-37.12%
Tennis Court (1 Hour on Weekend)
$21.32 MAD 208
$6.65 ₱419
220.60%
Cinema Ticket
$5.12 MAD 49.89
$5.65 ₱356
-9.38%
🧸 Childcare & Education
Larache
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$101 MAD 987
$275 ₱17.3K
-63.23%
International Primary School, 1 Child (Yearly)
$5,686 MAD 55.4K
$7,918 ₱498.5K
-28.19%
👕👟 Clothing & Footwear
Larache
Cebu
Difference
Jeans (Levis 501 Or Similar)
$60.9 MAD 594
$49.33 ₱3,106
23.54%
Summer Dress (H&M, Zara, etc)
$45.28 MAD 441
$25.24 ₱1,589
79.40%
Sport Shoes (Adidas, Nike)
$94.2 MAD 918
$77.0 ₱4,846
22.34%
Men's Leather Business Shoes
$60.7 MAD 591
$57.2 ₱3,601
6.03%
🏠 Accommodation & Living
Larache
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$268 MAD 2,617
$500 ₱31.5K
-46.26%
1-bedroom Apartment, Outside City Center (Monthly)
$169 MAD 1,648
$309 ₱19.4K
-45.27%
3-bedroom Apartment, City Center (Monthly)
$462 MAD 4,503
$1,078 ₱67.9K
-57.15%
3-bedroom Apartment, Outside City Center (Monthly)
$277 MAD 2,700
$615 ₱38.7K
-54.98%
Buy Apartment in City Center (m2)
$1,181 MAD 11.5K
$2,886 ₱181.7K
-59.08%
Buy Apartment Outside City Center (m2)
$720 MAD 7,020
$1,917 ₱120.7K
-62.43%
💵 Salaries & Financials
Larache
Cebu
Difference
Average Monthly Net Salary (After Tax)
$274 MAD 2,668
$346 ₱21.8K
-20.90%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.83
7.2
-32.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Larache: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Larache
$210
Cebu
$206 2.2% $4.6
Accommodation & Living
Larache
$169
Cebu
$309 82.7% $140
Clothing & Footwear
Larache
$117
Cebu
$94 20% $24
Monthly Utilities & Internet
Larache
$105
Cebu
$162 54.7% $57
Eating Out
Larache
$95
Cebu
$88 7.4% $7
Sport & Entertainment
Larache
$31
Cebu
$44 42.7% $13
Getting Around
Larache
$25
Cebu
$16 37.4% $9.3

Cost Breakdown

A one-bedroom apartment in the center runs $268 in Larache and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Cebu pays 26% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Larache vs $24.00 in Cebu. Groceries flip the comparison at $210 vs $206, with Cebu cheaper for home cooking.

Good to know
🇲🇦 Larache
🇵🇭 Cebu
🕒 Local time
15:26 3:26 PM
22:26 10:26 PM
7 h ahead of Larache
🌤 Weather
👥 Population
125,008
964,169
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to MAD – Moroccan Dirham Converter

Moroccan Dirham exchange rates as of October 17, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Larache Cebu 12,730 km ≈ 16 h nonstop flight
From you
  • Larache
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Larache vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Larache?
Larache is cheaper overall, especially in leisure. The 22% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Larache or Cebu?
On paper, salaries run 26% lower in Cebu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Larache and Cebu?
Rent for a central apartment: $268 in Larache versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Larache and in Cebu?
All in, you'll spend $752 per month in Larache versus $918 in Cebu – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Larache runs roughly 65% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,200 enough for either Larache or Cebu?
Either city works on $1,200 a month, though Larache gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Is Larache or Cebu more family-friendly?
For families, Larache is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Larache or Cebu?
Safety-wise, Larache and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Larache gentler on the wallet – expenses run 22% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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