Last update: Oct 2026

Cost of Living Comparison Between Cebu and Larache

For one person, living is cheaper in Larache: $752 a month against $918 in Cebu, rent and utilities included – about $2,000 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
Learn more

Cebu Living Index
37

Cost of Living Index in Larache
Learn more

Larache Living Index

Jump to prices

Cebu

🇵🇭 Philippines

$918

/mo nomad

Larache

🇲🇦 Morocco

$752

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Larache

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Larache actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $752 in Larache.

Cebu $918
Larache $752

Estimated couple costs with rent: $1,409 in Cebu versus $1,153 in Larache.

Cebu $1,409
Larache $1,153

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,554 in Larache.

Cebu $1,900
Larache $1,554

Living in Cebu is roughly 22% more expensive than in Larache, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Larache 44% lower.

Meal at Budget Restaurant

$3.09 ₱194

$3.52 MAD 34.28

-12.22%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$20.65 MAD 201

17.29%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.88 MAD 67.1

-43.02%

Cappuccino

$2.51 ₱158

$1.96 MAD 19.11

28.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$0.60 MAD 5.85

165.00%

Water (0.33 liter bottle)

$0.53 ₱33.43

$0.33 MAD 3.25

60.61%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.60 MAD 25.31

-31.54%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$3.16 MAD 30.80

-31.33%

Milk (1 liter)

$1.92 ₱121

$0.99 MAD 9.66

93.94%

White Bread (500g)

$1.36 ₱85.4

$0.82 MAD 8.04

65.85%

Rice (white) (1kg)

$1.01 ₱63.5

$1.90 MAD 18.52

-46.84%

Eggs

$2.03 ₱128

$1.85 MAD 18.02

9.73%

Local Cheese (1kg)

$9.86 ₱621

$10.90 MAD 106

-9.54%

Chicken Fillets (1kg)

$4.39 ₱277

$7.49 MAD 73.0

-41.39%

Beef Round Steak (1kg)

$7.60 ₱479

$12.15 MAD 118

-37.45%

Apples (1kg)

$3.30 ₱208

$1.62 MAD 15.76

103.70%

Banana (1kg)

$1.39 ₱87.8

$1.57 MAD 15.34

-11.46%

Oranges (1kg)

$2.33 ₱147

$0.85 MAD 8.32

174.12%

Tomato (1kg)

$1.50 ₱94.3

$0.70 MAD 6.81

114.29%

Potato (1kg)

$2.36 ₱149

$0.65 MAD 6.29

263.08%

Onion (1kg)

$1.90 ₱119

$0.71 MAD 6.89

167.61%

Lettuce (1 head)

$1.19 ₱74.9

$0.49 MAD 4.74

142.86%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.54 MAD 5.30

16.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.11 MAD 40.03

-27.01%

Wine (Bottle)

$6.03 ₱379

$8.37 MAD 81.6

-27.96%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$2.31 MAD 22.56

-46.75%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$3.09 MAD 30.15

-43.37%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$0.50 MAD 4.88

-50.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$20.88 MAD 204

-39.46%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$0.51 MAD 4.95

50.98%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.30 MAD 2.88

-23.33%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$4.53 MAD 44.20

-1.55%

Gasoline (1 liter)

$1.31 ₱82.8

$1.49 MAD 14.55

-12.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$24.6K MAD 240.1K

-13.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$30.2K MAD 294.4K

-36.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$52.2 MAD 509

130.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.11 MAD 98.5

38.48%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$42.24 MAD 412

-34.80%

Gym Membership (Monthly)

$32.33 ₱2,035

$20.33 MAD 198

59.03%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$21.32 MAD 208

-68.81%

Cinema Ticket

$5.65 ₱356

$5.12 MAD 49.89

10.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$101 MAD 987

171.94%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,686 MAD 55.4K

39.25%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$60.9 MAD 594

-19.05%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$45.28 MAD 441

-44.26%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$94.2 MAD 918

-18.26%

Men's Leather Business Shoes

$57.2 ₱3,601

$60.7 MAD 591

-5.69%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$268 MAD 2,617

86.08%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$169 MAD 1,648

82.70%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$462 MAD 4,503

133.38%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$277 MAD 2,700

122.12%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,181 MAD 11.5K

144.35%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$720 MAD 7,020

166.18%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$274 MAD 2,668

26.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.83

49.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Larache: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Larache

$169 22.5% 45.3% $140

Groceries & Markets

Cebu

$206 22.4%

Larache

$210 28% 2.2% $4.6

Monthly Utilities & Internet

Cebu

$162 17.6%

Larache

$105 13.9% 35.4% $57

Clothing & Footwear

Cebu

$94 10.2%

Larache

$117 15.6% 25.1% $24

Eating Out

Cebu

$88 9.6%

Larache

$95 12.7% 8% $7

Sport & Entertainment

Cebu

$44 4.8%

Larache

$31 4.1% 29.9% $13

Getting Around

Cebu

$16 1.7%

Larache

$25 3.3% 59.7% $9.3

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $268 in Larache. Housing cost is often the main lever when comparing two cities.

Cebu pays 26% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $21.00 in Larache. Groceries flip the comparison at $206 vs $210, with Cebu cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇲🇦 Larache

🕒 Local time

02:51 2:51 AM

19:51 7:51 PM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

125,008

💱 Currency

Philippine Peso PHP ₱

Moroccan Dirham MAD د.م.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 MAD = 10.26 USD

100 MAD = 9.12 EUR

Exchange rates and currency converter

MAD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

Moroccan Dirham exchange rates as of October 17, 2026: 1 USD = 9.75 MAD (1 MAD = 0.103 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cebu Larache 12,730 km ≈ 16 h nonstop flight

From you

Cebu
Larache

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Larache: Cost of Living - Frequently Asked Questions

Larache is cheaper overall, especially in leisure. The 22% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 26% higher in Cebu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $500 in Cebu versus $268 in Larache. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $752 in Larache – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Larache runs roughly 65% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Larache gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Larache is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Larache are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Larache gentler on the wallet – expenses run 22% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.