Last update: Oct 2026

Cost of Living Comparison Between Lapu-Lapu and Ubud, Bali

For one person, living is cheaper in Lapu-Lapu: $845 a month against $1,368 in Ubud, Bali, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

41

Cost of Living Index in Lapu-Lapu
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Lapu-Lapu Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lapu-Lapu

🇵🇭 Philippines

$845

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Lapu-Lapu and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lapu-Lapu and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $845 in Lapu-Lapu versus $1,368 in Ubud, Bali.

Lapu-Lapu $845
Ubud, Bali $1,368

Estimated couple costs with rent: $1,195 in Lapu-Lapu versus $2,314 in Ubud, Bali.

Lapu-Lapu $1,195
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,545 in Lapu-Lapu versus $3,260 in Ubud, Bali.

Lapu-Lapu $1,545
Ubud, Bali $3,260

Living in Lapu-Lapu costs roughly 38% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Lapu-Lapu is 37% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$2.95 ₱186

$3.33 Rp 59.9K

-11.41%

Three-Course Dinner for Two, Mid-Range

$15.86 ₱998

$35.18 Rp 633.2K

-54.92%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$5.80 Rp 104.5K

-32.76%

Cappuccino

$2.54 ₱160

$2.73 Rp 49.1K

-6.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 ₱36.53

$1.64 Rp 29.5K

-64.63%

Water (0.33 liter bottle)

$0.38 ₱23.93

$0.83 Rp 15.0K

-54.22%

Local Beer (0.5 liter draught)

$1.29 ₱80.9

$2.70 Rp 48.6K

-52.22%

Imported Beer (0.33 liter bottle)

$2.25 ₱142

$4.30 Rp 77.4K

-47.67%

Milk (1 liter)

$1.76 ₱111

$1.50 Rp 27.1K

17.33%

White Bread (500g)

$1.42 ₱89.2

$2.30 Rp 41.4K

-38.26%

Rice (white) (1kg)

$0.94 ₱59.5

$1.18 Rp 21.2K

-20.34%

Eggs

$2.04 ₱129

$2.14 Rp 38.6K

-4.67%

Local Cheese (1kg)

$5.68 ₱358

$17.48 Rp 314.6K

-67.51%

Chicken Fillets (1kg)

$4.45 ₱280

$4.03 Rp 72.5K

10.42%

Beef Round Steak (1kg)

$7.71 ₱486

$12.23 Rp 220.1K

-36.96%

Apples (1kg)

$3.36 ₱211

$3.55 Rp 63.9K

-5.35%

Banana (1kg)

$1.45 ₱91.5

$1.57 Rp 28.3K

-7.64%

Oranges (1kg)

$2.37 ₱149

$2.24 Rp 40.2K

5.80%

Tomato (1kg)

$1.54 ₱97.1

$1.93 Rp 34.7K

-20.21%

Potato (1kg)

$2.39 ₱151

$1.88 Rp 33.9K

27.13%

Onion (1kg)

$1.98 ₱125

$2.29 Rp 41.3K

-13.54%

Lettuce (1 head)

$1.19 ₱75.2

$0.99 Rp 17.9K

20.20%

Water (1.5 liter bottle)

$0.68 ₱42.80

$0.53 Rp 9,475

28.30%

Cigarettes 20 Pack (Marlboro, Camel)

$1.62 ₱102

$2.28 Rp 41.1K

-28.95%

Wine (Bottle)

$4.07 ₱256

$23.01 Rp 414.2K

-82.31%

Local Beer (0.5 liter bottle)

$1.05 ₱65.9

$2.34 Rp 42.2K

-55.13%

Imported Beer (0.33 liter bottle)

$1.51 ₱95.2

$2.91 Rp 52.4K

-48.11%

One-way Ticket (Public Transport)

$0.25 ₱15.81

$0.24 Rp 4,315

4.17%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.74 ₱46.77

$0.48 Rp 8,684

54.17%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.51

$0.46 Rp 8,233

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$3.90 ₱246

$5.45 Rp 98.2K

-28.44%

Gasoline (1 liter)

$1.33 ₱83.4

$0.88 Rp 15.9K

51.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ₱1.4M

$24.6K Rp 442.2M

-12.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₱1.2M

$31.2K Rp 561.4M

-37.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,559

$83.0 Rp 1.5M

44.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.99 ₱881

$6.45 Rp 116.0K

116.90%

Internet (50+ Mbps, Unlimited Data)

$28.04 ₱1,765

$18.57 Rp 334.2K

51.00%

Gym Membership (Monthly)

$12.62 ₱795

$55.8 Rp 1.0M

-77.39%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$5.60 ₱353

$4.38 Rp 78.9K

27.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$103 ₱6,509

$493 Rp 8.9M

-79.03%

International Primary School, 1 Child (Yearly)

$7,848 ₱494.1K

$5,754 Rp 103.6M

36.40%

Jeans (Levis 501 Or Similar)

$47.78 ₱3,008

$46.19 Rp 831.4K

3.44%

Summer Dress (H&M, Zara, etc)

$25.45 ₱1,603

$35.33 Rp 636.0K

-27.96%

Sport Shoes (Adidas, Nike)

$23.86 ₱1,502

$79.1 Rp 1.4M

-69.83%

Men's Leather Business Shoes

$58.5 ₱3,683

$78.4 Rp 1.4M

-25.37%

1-bedroom Apartment, City Center (Monthly)

$437 ₱27.5K

$1,142 Rp 20.6M

-61.72%

1-bedroom Apartment, Outside City Center (Monthly)

$317 ₱19.9K

$676 Rp 12.2M

-53.15%

3-bedroom Apartment, City Center (Monthly)

$1,214 ₱76.4K

$3,503 Rp 63.1M

-65.36%

3-bedroom Apartment, Outside City Center (Monthly)

$473 ₱29.8K

$1,700 Rp 30.6M

-72.18%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$229 ₱14.4K

$165 Rp 3.0M

39.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

13.78

-47.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lapu-Lapu: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lapu-Lapu

$317 37.5%

Ubud, Bali

$676 49.4% 113% $359

Groceries & Markets

Lapu-Lapu

$189 22.4%

Ubud, Bali

$290 21.2% 53.4% $101

Monthly Utilities & Internet

Lapu-Lapu

$162 19.2%

Ubud, Bali

$108 7.9% 33.4% $54

Eating Out

Lapu-Lapu

$81 9.5%

Ubud, Bali

$109 8% 35% $28

Clothing & Footwear

Lapu-Lapu

$70 8.3%

Ubud, Bali

$108 7.9% 53.6% $38

Sport & Entertainment

Lapu-Lapu

$24 2.8%

Ubud, Bali

$65 4.7% 171% $41

Getting Around

Lapu-Lapu

$2.9 * 0.3%

Ubud, Bali

$13 0.9% 333% $9.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $437 in Lapu-Lapu and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lapu-Lapu pays 39% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in Lapu-Lapu vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $189 vs $290 per month, with Lapu-Lapu cheaper across the board.

Good to know

🇵🇭 Lapu-Lapu

🇮🇩 Ubud, Bali

🕒 Local time

03:14 3:14 AM

Same time as Lapu-Lapu

🌤 Weather

👥 Population

497,604

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Lapu-Lapu Ubud, Bali 2,300 km ≈ 3 h 30 min nonstop flight

From you

Lapu-Lapu
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lapu-Lapu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lapu-Lapu and Ubud, Bali differ by about 62% in total monthly costs ($845 vs $1,368 including rent). Lapu-Lapu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 39% higher in Lapu-Lapu, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $437 in Lapu-Lapu versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $103 in Lapu-Lapu versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Lapu-Lapu – a meal for two runs $16.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $845 in Lapu-Lapu versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Lapu-Lapu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lapu-Lapu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lapu-Lapu and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lapu-Lapu gentler on the wallet – expenses run 62% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.