Last update: Oct 2026

Cost of Living Comparison Between Lapu-Lapu and Cazin

For one person, living costs are similar in Lapu-Lapu and in Cazin: $845 and $818 a month, rent and utilities included.

41

Cost of Living Index in Lapu-Lapu
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Lapu-Lapu Living Index
40

Cost of Living Index in Cazin
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Cazin Living Index

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Lapu-Lapu

🇵🇭 Philippines

$845

/mo nomad

Cazin

🇧🇦 Bosnia and Herzegovina

$818

/mo nomad

Monthly Cost of Living

How much you'll spend in Lapu-Lapu and in Cazin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lapu-Lapu and in Cazin actually costs, broken down by who's living it.

Monthly costs for one person with rent: $845 in Lapu-Lapu versus $818 in Cazin.

Lapu-Lapu $845
Cazin $818

Estimated couple costs with rent: $1,195 in Lapu-Lapu versus $1,239 in Cazin.

Lapu-Lapu $1,195
Cazin $1,239

Monthly costs for a family of three with rent: $1,545 in Lapu-Lapu versus $1,660 in Cazin.

Lapu-Lapu $1,545
Cazin $1,660

Living in Lapu-Lapu is roughly 3% more expensive than in Cazin, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Lapu-Lapu 37% lower, Cazin 39% lower.

Meal at Budget Restaurant

$2.95 ₱186

$4.45 BAM 7.74

-33.71%

Three-Course Dinner for Two, Mid-Range

$15.86 ₱998

$23.11 BAM 40.19

-31.37%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$8.48 BAM 14.74

-54.01%

Cappuccino

$2.54 ₱160

$1.13 BAM 1.96

124.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 ₱36.53

$1.76 BAM 3.06

-67.05%

Water (0.33 liter bottle)

$0.38 ₱23.93

$1.22 BAM 2.12

-68.85%

Local Beer (0.5 liter draught)

$1.29 ₱80.9

$1.54 BAM 2.67

-16.23%

Imported Beer (0.33 liter bottle)

$2.25 ₱142

$2.65 BAM 4.60

-15.09%

Milk (1 liter)

$1.76 ₱111

$1.17 BAM 2.03

50.43%

White Bread (500g)

$1.42 ₱89.2

$1.15 BAM 1.99

23.48%

Rice (white) (1kg)

$0.94 ₱59.5

$2.18 BAM 3.80

-56.88%

Eggs

$2.04 ₱129

$2.13 BAM 3.70

-4.23%

Local Cheese (1kg)

$5.68 ₱358

$10.07 BAM 17.50

-43.59%

Chicken Fillets (1kg)

$4.45 ₱280

$7.13 BAM 12.40

-37.59%

Beef Round Steak (1kg)

$7.71 ₱486

$14.42 BAM 25.07

-46.53%

Apples (1kg)

$3.36 ₱211

$1.43 BAM 2.48

134.97%

Banana (1kg)

$1.45 ₱91.5

$1.71 BAM 2.97

-15.20%

Oranges (1kg)

$2.37 ₱149

$1.50 BAM 2.60

58.00%

Tomato (1kg)

$1.54 ₱97.1

$1.73 BAM 3.01

-10.98%

Potato (1kg)

$2.39 ₱151

$1.00 BAM 1.74

139.00%

Onion (1kg)

$1.98 ₱125

$1.10 BAM 1.91

80.00%

Lettuce (1 head)

$1.19 ₱75.2

$1.07 BAM 1.86

11.21%

Water (1.5 liter bottle)

$0.68 ₱42.80

$0.68 BAM 1.19

Cigarettes 20 Pack (Marlboro, Camel)

$1.62 ₱102

$3.93 BAM 6.83

-58.78%

Wine (Bottle)

$4.07 ₱256

$7.11 BAM 12.37

-42.76%

Local Beer (0.5 liter bottle)

$1.05 ₱65.9

$0.90 BAM 1.56

16.67%

Imported Beer (0.33 liter bottle)

$1.51 ₱95.2

$1.13 BAM 1.97

33.63%

One-way Ticket (Public Transport)

$0.25 ₱15.81

$1.72 BAM 2.99

-85.47%

Public Transport Monthly Pass (Regular Price)

$36.29 BAM 63.1

Taxi Start (Normal Tariff)

$0.74 ₱46.77

$1.67 BAM 2.90

-55.69%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.51

$0.87 BAM 1.50

-73.56%

Taxi 1hour Waiting (Normal Tariff)

$3.90 ₱246

$8.55 BAM 14.87

-54.39%

Gasoline (1 liter)

$1.33 ₱83.4

$1.51 BAM 2.63

-11.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ₱1.4M

$23.2K BAM 40.3K

-7.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₱1.2M

$23.5K BAM 40.8K

-16.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,559

$114 BAM 197

5.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.99 ₱881

$14.28 BAM 24.84

-2.03%

Internet (50+ Mbps, Unlimited Data)

$28.04 ₱1,765

$28.08 BAM 48.82

-0.14%

Gym Membership (Monthly)

$12.62 ₱795

$24.41 BAM 42.46

-48.30%

Tennis Court (1 Hour on Weekend)

$28.07 BAM 48.81

Cinema Ticket

$5.60 ₱353

$4.38 BAM 7.62

27.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$103 ₱6,509

$210 BAM 365

-50.80%

International Primary School, 1 Child (Yearly)

$7,848 ₱494.1K

$3,833 BAM 6,665

104.74%

Jeans (Levis 501 Or Similar)

$47.78 ₱3,008

$39.58 BAM 68.8

20.72%

Summer Dress (H&M, Zara, etc)

$25.45 ₱1,603

$28.83 BAM 50.1

-11.72%

Sport Shoes (Adidas, Nike)

$23.86 ₱1,502

$49.22 BAM 85.6

-51.52%

Men's Leather Business Shoes

$58.5 ₱3,683

$78.7 BAM 137

-25.65%

1-bedroom Apartment, City Center (Monthly)

$437 ₱27.5K

$233 BAM 405

87.95%

1-bedroom Apartment, Outside City Center (Monthly)

$317 ₱19.9K

$172 BAM 299

84.07%

3-bedroom Apartment, City Center (Monthly)

$1,214 ₱76.4K

$351 BAM 610

245.75%

3-bedroom Apartment, Outside City Center (Monthly)

$473 ₱29.8K

$275 BAM 478

72.13%

Buy Apartment in City Center (m2)

$1,286 BAM 2,236

Buy Apartment Outside City Center (m2)

$1,112 BAM 1,934

Average Monthly Net Salary (After Tax)

$229 ₱14.4K

$694 BAM 1,207

-67.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.08

76.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lapu-Lapu: October 12, 2026

Last update for Cazin: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lapu-Lapu

$317 37.5%

Cazin

$172 21% 45.7% $145

Groceries & Markets

Lapu-Lapu

$189 22.4%

Cazin

$220 26.9% 16.3% $31

Monthly Utilities & Internet

Lapu-Lapu

$162 19.2%

Cazin

$156 19.1% 3.8% $6.2

Eating Out

Lapu-Lapu

$81 9.5%

Cazin

$99 12.2% 23.5% $19

Clothing & Footwear

Lapu-Lapu

$70 8.3%

Cazin

$88 10.8% 26.2% $18

Sport & Entertainment

Lapu-Lapu

$24 2.8%

Cazin

$33 4.1% 39.3% $9.4

Getting Around

Lapu-Lapu

$2.9 * 0.3%

Cazin

$49 6% 1596% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $437 in Lapu-Lapu and $233 in Cazin. Housing cost is often the main lever when comparing two cities.

Cazin pays 203% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $16.00 in Lapu-Lapu vs $23.00 in Cazin for a mid-range dinner for two. Groceries echo the gap at $189 vs $220 per month, with Lapu-Lapu cheaper across the board.

Good to know

🇵🇭 Lapu-Lapu

🇧🇦 Cazin

🕒 Local time

02:41 2:41 AM

20:41 8:41 PM

6 h behind Lapu-Lapu

🌤 Weather

👥 Population

497,604

13,863

💱 Currency

Philippine Peso PHP ₱

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 19, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Lapu-Lapu Cazin 10,570 km ≈ 14 h nonstop flight

From you

Lapu-Lapu
Cazin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lapu-Lapu vs Cazin: Cost of Living - Frequently Asked Questions

Lapu-Lapu and Cazin differ by about 3% in total monthly costs ($845 vs $818 including rent). Cazin is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 203% lower in Cazin. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $437 in Lapu-Lapu versus $233 in Cazin. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lapu-Lapu pay roughly 16% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $845 per month in Lapu-Lapu versus $818 in Cazin – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Cazin gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lapu-Lapu and Cazin are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cazin gentler on the wallet – expenses run 3% less than in Lapu-Lapu. Beyond cost, consider language, visa policies, and how big the international community is in each city.