Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lapu-Lapu

For one person, living is cheaper in Lapu-Lapu: $845 a month against $1,368 in Ubud, Bali, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
41

Cost of Living Index in Lapu-Lapu
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Lapu-Lapu Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Lapu-Lapu

🇵🇭 Philippines

$845

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lapu-Lapu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lapu-Lapu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $845 in Lapu-Lapu.

Ubud, Bali $1,368
Lapu-Lapu $845

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,195 in Lapu-Lapu.

Ubud, Bali $2,314
Lapu-Lapu $1,195

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,545 in Lapu-Lapu.

Ubud, Bali $3,260
Lapu-Lapu $1,545

Living in Ubud, Bali is roughly 62% more expensive than in Lapu-Lapu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Lapu-Lapu is 37% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$2.95 ₱186

12.88%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$15.86 ₱998

121.82%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$3.90 ₱246

48.72%

Cappuccino

$2.73 Rp 49.1K

$2.54 ₱160

7.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.58 ₱36.53

182.76%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.38 ₱23.93

118.42%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.29 ₱80.9

109.30%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.25 ₱142

91.11%

Milk (1 liter)

$1.50 Rp 27.1K

$1.76 ₱111

-14.77%

White Bread (500g)

$2.30 Rp 41.4K

$1.42 ₱89.2

61.97%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.94 ₱59.5

25.53%

Eggs

$2.14 Rp 38.6K

$2.04 ₱129

4.90%

Local Cheese (1kg)

$17.48 Rp 314.6K

$5.68 ₱358

207.75%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$4.45 ₱280

-9.44%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$7.71 ₱486

58.63%

Apples (1kg)

$3.55 Rp 63.9K

$3.36 ₱211

5.65%

Banana (1kg)

$1.57 Rp 28.3K

$1.45 ₱91.5

8.28%

Oranges (1kg)

$2.24 Rp 40.2K

$2.37 ₱149

-5.49%

Tomato (1kg)

$1.93 Rp 34.7K

$1.54 ₱97.1

25.32%

Potato (1kg)

$1.88 Rp 33.9K

$2.39 ₱151

-21.34%

Onion (1kg)

$2.29 Rp 41.3K

$1.98 ₱125

15.66%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.19 ₱75.2

-16.81%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.68 ₱42.80

-22.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$1.62 ₱102

40.74%

Wine (Bottle)

$23.01 Rp 414.2K

$4.07 ₱256

465.36%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.05 ₱65.9

122.86%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.51 ₱95.2

92.72%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.25 ₱15.81

-4.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.74 ₱46.77

-35.14%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.23 ₱14.51

100.00%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$3.90 ₱246

39.74%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.33 ₱83.4

-33.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$21.5K ₱1.4M

14.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$19.6K ₱1.2M

59.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$120 ₱7,559

-30.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$13.99 ₱881

-53.90%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$28.04 ₱1,765

-33.77%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$12.62 ₱795

342.31%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$5.60 ₱353

-21.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$103 ₱6,509

376.87%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$7,848 ₱494.1K

-26.68%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$47.78 ₱3,008

-3.33%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$25.45 ₱1,603

38.82%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$23.86 ₱1,502

231.48%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$58.5 ₱3,683

34.00%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$437 ₱27.5K

161.22%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$317 ₱19.9K

113.44%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,214 ₱76.4K

188.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$473 ₱29.8K

259.48%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$229 ₱14.4K

-28.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.2

91.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Lapu-Lapu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Lapu-Lapu

$317 37.5% 53.1% $359

Groceries & Markets

Ubud, Bali

$290 21.2%

Lapu-Lapu

$189 22.4% 34.8% $101

Eating Out

Ubud, Bali

$109 8%

Lapu-Lapu

$81 9.5% 26% $28

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Lapu-Lapu

$162 19.2% 50.1% $54

Clothing & Footwear

Ubud, Bali

$108 7.9%

Lapu-Lapu

$70 8.3% 34.9% $38

Sport & Entertainment

Ubud, Bali

$65 4.7%

Lapu-Lapu

$24 2.8% 63.1% $41

Getting Around

Ubud, Bali

$13 0.9%

Lapu-Lapu

$2.9 * 0.3% 76.9% $9.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $437 in Lapu-Lapu. Housing cost is often the main lever when comparing two cities.

Lapu-Lapu pays 39% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $16.00 in Lapu-Lapu for a mid-range dinner for two. Groceries echo the gap at $290 vs $189 per month, with Lapu-Lapu cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Lapu-Lapu

🕒 Local time

04:30 4:30 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

497,604

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Lapu-Lapu 2,300 km ≈ 3 h 30 min nonstop flight

From you

Ubud, Bali
Lapu-Lapu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lapu-Lapu: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lapu-Lapu differ by about 62% in total monthly costs ($1,368 vs $845 including rent). Lapu-Lapu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 39% lower in Lapu-Lapu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $437 in Lapu-Lapu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $103 in Lapu-Lapu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Lapu-Lapu – a meal for two runs $16.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $845 in Lapu-Lapu versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Lapu-Lapu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lapu-Lapu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lapu-Lapu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lapu-Lapu gentler on the wallet – expenses run 62% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.