Cost of Living Comparison Between Ubud, Bali and Lapu-Lapu Cost of Living Comparison Between Ubud, Bali and Lapu-Lapu

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $842 in Lapu-Lapu.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,328 in Lapu-Lapu.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,813 in Lapu-Lapu.

Living in Ubud, Bali is roughly 67% more expensive than in Lapu-Lapu, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Lapu-Lapu is 37% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$4.53 ₱279

-23.84%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$17.50 ₱1,077

84.80%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$4.45 ₱274

8.76%

Cappuccino

$2.75 Rp 49.3K

$2.57 ₱158

7.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.79 ₱48.73

74.68%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.45 ₱27.73

66.67%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.53 ₱94.4

95.42%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.16 ₱133

78.24%

Milk (1 liter)

$1.74 Rp 31.1K

$1.64 ₱101

6.10%

White Bread (500g)

$2.46 Rp 44.1K

$1.38 ₱84.8

78.26%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.03 ₱63.5

13.59%

Eggs

$2.43 Rp 43.6K

$2.33 ₱143

4.29%

Local Cheese (1kg)

$14.50 Rp 260.2K

$12.13 ₱747

19.54%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$5.32 ₱328

-18.23%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$7.81 ₱481

53.39%

Apples (1kg)

$3.72 Rp 66.7K

$3.24 ₱199

14.81%

Banana (1kg)

$1.63 Rp 29.2K

$1.38 ₱84.8

18.12%

Oranges (1kg)

$2.74 Rp 49.2K

$2.47 ₱152

10.93%

Tomato (1kg)

$2.24 Rp 40.2K

$2.19 ₱135

2.28%

Potato (1kg)

$1.92 Rp 34.4K

$2.30 ₱142

-16.52%

Onion (1kg)

$2.28 Rp 40.8K

$1.83 ₱112

24.59%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.94 ₱57.7

12.77%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.84 ₱51.6

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$1.79 ₱110

83.80%

Wine (Bottle)

$23.19 Rp 416.1K

$3.43 ₱211

576.09%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.08 ₱66.4

157.41%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$2.27 ₱140

20.26%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.28 ₱17.41

-3.57%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.86 ₱53.2

-44.19%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.23 ₱14.04

82.61%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$2.65 ₱163

134.72%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.11 ₱68.2

-27.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$24.9K ₱1.5M

6.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$32.5K ₱2.0M

-1.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$95.8 ₱5,899

-18.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$26.78 ₱1,649

-84.80%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$30.20 ₱1,859

-19.44%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$45.06 ₱2,774

118.84%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$1.79 ₱110

254.19%

Cinema Ticket

$3.99 Rp 71.5K

$6.04 ₱372

-33.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$124 ₱7,629

146.17%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$1,779 ₱109.5K

273.28%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$47.16 ₱2,903

14.80%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$22.64 ₱1,394

67.01%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$75.4 ₱4,639

15.23%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$55.8 ₱3,436

36.80%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$335 ₱20.6K

196.18%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$239 ₱14.7K

181.42%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$825 ₱50.8K

309.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$508 ₱31.3K

303.61%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$235 ₱14.5K

-29.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Lapu-Lapu: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $335 in Lapu-Lapu. Housing cost is often the main lever when comparing two cities.

Lapu-Lapu pays 41% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $17.00 in Lapu-Lapu for a mid-range dinner for two. Groceries echo the gap at $297 vs $216 per month, with Lapu-Lapu cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lapu-Lapu: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lapu-Lapu differ by about 67% in total monthly costs ($1,408 vs $842 including rent). Lapu-Lapu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 41% lower in Lapu-Lapu. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $335 in Lapu-Lapu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $124 in Lapu-Lapu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Lapu-Lapu – a meal for two runs $17.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $842 in Lapu-Lapu versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Lapu-Lapu but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lapu-Lapu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lapu-Lapu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lapu-Lapu gentler on the wallet – expenses run 67% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.