Last update: Oct 2026

Cost of Living Comparison Between Lapu-Lapu and Makati

For one person, living is cheaper in Lapu-Lapu: $845 a month against $1,228 in Makati, rent and utilities included – about $4,600 less a year. Other living expenses account for most of the difference.

41

Cost of Living Index in Lapu-Lapu
Learn more

Lapu-Lapu Living Index
60

Cost of Living Index in Makati
Learn more

Makati Living Index

Jump to prices

Lapu-Lapu

🇵🇭 Philippines

$845

/mo nomad

Makati

🇵🇭 Philippines

$1,228

/mo nomad

Monthly Cost of Living

How much you'll spend in Lapu-Lapu and in Makati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lapu-Lapu and in Makati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $845 in Lapu-Lapu versus $1,228 in Makati.

Lapu-Lapu $845
Makati $1,228

Estimated couple costs with rent: $1,195 in Lapu-Lapu versus $2,028 in Makati.

Lapu-Lapu $1,195
Makati $2,028

Monthly costs for a family of three with rent: $1,545 in Lapu-Lapu versus $2,828 in Makati.

Lapu-Lapu $1,545
Makati $2,828

Living in Lapu-Lapu costs roughly 31% less than in Makati, and outside of rent the biggest gap is in transport.

Both cities sit below the global median: Lapu-Lapu 37% lower, Makati 9% lower.

Meal at Budget Restaurant

$2.95 ₱186

$6.22 ₱392

-52.57%

Three-Course Dinner for Two, Mid-Range

$15.86 ₱998

$39.57 ₱2,491

-59.92%

Fast Food Meal (McDonalds, etc)

$3.90 ₱246

$4.88 ₱307

-20.08%

Cappuccino

$2.54 ₱160

$2.55 ₱161

-0.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.58 ₱36.53

$1.06 ₱67.0

-45.28%

Water (0.33 liter bottle)

$0.38 ₱23.93

$0.50 ₱31.54

-24.00%

Local Beer (0.5 liter draught)

$1.29 ₱80.9

$2.38 ₱150

-45.80%

Imported Beer (0.33 liter bottle)

$2.25 ₱142

$3.21 ₱202

-29.91%

Milk (1 liter)

$1.76 ₱111

$1.90 ₱120

-7.37%

White Bread (500g)

$1.42 ₱89.2

$1.29 ₱81.5

10.08%

Rice (white) (1kg)

$0.94 ₱59.5

$1.06 ₱67.0

-11.32%

Eggs

$2.04 ₱129

$2.47 ₱155

-17.41%

Local Cheese (1kg)

$5.68 ₱358

$7.29 ₱459

-22.09%

Chicken Fillets (1kg)

$4.45 ₱280

$4.86 ₱306

-8.44%

Beef Round Steak (1kg)

$7.71 ₱486

$7.03 ₱442

9.67%

Apples (1kg)

$3.36 ₱211

$4.04 ₱254

-16.83%

Banana (1kg)

$1.45 ₱91.5

$1.94 ₱122

-25.26%

Oranges (1kg)

$2.37 ₱149

$3.22 ₱203

-26.40%

Tomato (1kg)

$1.54 ₱97.1

$2.29 ₱144

-32.75%

Potato (1kg)

$2.39 ₱151

$3.48 ₱219

-31.32%

Onion (1kg)

$1.98 ₱125

$3.59 ₱226

-44.85%

Lettuce (1 head)

$1.19 ₱75.2

$1.06 ₱66.8

12.26%

Water (1.5 liter bottle)

$0.68 ₱42.80

$1.11 ₱69.7

-38.74%

Cigarettes 20 Pack (Marlboro, Camel)

$1.62 ₱102

$2.69 ₱169

-39.78%

Wine (Bottle)

$4.07 ₱256

$8.11 ₱511

-49.82%

Local Beer (0.5 liter bottle)

$1.05 ₱65.9

$1.32 ₱82.9

-20.45%

Imported Beer (0.33 liter bottle)

$1.51 ₱95.2

$1.98 ₱124

-23.74%

One-way Ticket (Public Transport)

$0.25 ₱15.81

$0.90 ₱56.4

-72.22%

Public Transport Monthly Pass (Regular Price)

$56.8 ₱3,575

Taxi Start (Normal Tariff)

$0.74 ₱46.77

$0.67 ₱41.91

10.45%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.51

$0.21 ₱13.16

9.52%

Taxi 1hour Waiting (Normal Tariff)

$3.90 ₱246

$1.93 ₱121

102.07%

Gasoline (1 liter)

$1.33 ₱83.4

$1.25 ₱78.8

6.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K ₱1.4M

$21.3K ₱1.3M

1.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₱1.2M

-0.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,559

$153 ₱9,620

-21.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.99 ₱881

$16.06 ₱1,011

-12.89%

Internet (50+ Mbps, Unlimited Data)

$28.04 ₱1,765

$32.37 ₱2,038

-13.38%

Gym Membership (Monthly)

$12.62 ₱795

$54.9 ₱3,456

-77.00%

Tennis Court (1 Hour on Weekend)

$14.14 ₱890

Cinema Ticket

$5.60 ₱353

$7.22 ₱454

-22.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$103 ₱6,509

$794 ₱50.0K

-86.99%

International Primary School, 1 Child (Yearly)

$7,848 ₱494.1K

$7,321 ₱460.9K

7.20%

Jeans (Levis 501 Or Similar)

$47.78 ₱3,008

$61.2 ₱3,850

-21.86%

Summer Dress (H&M, Zara, etc)

$25.45 ₱1,603

$36.86 ₱2,321

-30.95%

Sport Shoes (Adidas, Nike)

$23.86 ₱1,502

$81.5 ₱5,129

-70.71%

Men's Leather Business Shoes

$58.5 ₱3,683

$103 ₱6,510

-43.42%

1-bedroom Apartment, City Center (Monthly)

$437 ₱27.5K

$815 ₱51.3K

-46.32%

1-bedroom Apartment, Outside City Center (Monthly)

$317 ₱19.9K

$417 ₱26.3K

-24.15%

3-bedroom Apartment, City Center (Monthly)

$1,214 ₱76.4K

$2,274 ₱143.2K

-46.63%

3-bedroom Apartment, Outside City Center (Monthly)

$473 ₱29.8K

$1,069 ₱67.3K

-55.77%

Buy Apartment in City Center (m2)

$5,869 ₱369.5K

Buy Apartment Outside City Center (m2)

$3,738 ₱235.4K

Average Monthly Net Salary (After Tax)

$229 ₱14.4K

$601 ₱37.9K

-61.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

7.5

-4.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lapu-Lapu: October 12, 2026

Last update for Makati: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lapu-Lapu

$317 37.5%

Makati

$417 34% 31.8% $101

Groceries & Markets

Lapu-Lapu

$189 22.4%

Makati

$231 18.8% 22.2% $42

Monthly Utilities & Internet

Lapu-Lapu

$162 19.2%

Makati

$201 16.4% 24.1% $39

Eating Out

Lapu-Lapu

$81 9.5%

Makati

$120 9.7% 48.5% $39

Clothing & Footwear

Lapu-Lapu

$70 8.3%

Makati

$127 10.4% 81.8% $57

Sport & Entertainment

Lapu-Lapu

$24 2.8%

Makati

$69 5.6% 191% $45

Getting Around

Lapu-Lapu

$2.9 * 0.3%

Makati

$62 5.1% 2041% $59

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $437 in Lapu-Lapu and $815 in Makati. Housing cost is often the main lever when comparing two cities.

Makati pays 163% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $16.00 in Lapu-Lapu vs $40.00 in Makati for a mid-range dinner for two. Groceries echo the gap at $189 vs $231 per month, with Lapu-Lapu cheaper across the board.

Good to know

🇵🇭 Lapu-Lapu

🇵🇭 Makati

🕒 Local time

03:14 3:14 AM

Same time as Lapu-Lapu

🌤 Weather

👥 Population

497,604

582,602

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Lapu-Lapu Makati 570 km ≈ 1 h 15 min nonstop flight

From you

Lapu-Lapu
Makati

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lapu-Lapu vs Makati: Cost of Living - Frequently Asked Questions

Lapu-Lapu and Makati differ by about 45% in total monthly costs ($845 vs $1,228 including rent). Lapu-Lapu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 163% lower in Makati. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $437 in Lapu-Lapu versus $815 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $103 in Lapu-Lapu versus $794 in Makati. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Lapu-Lapu – a meal for two runs $16.00 versus $40.00 in Makati. If you eat out regularly, this makes a real dent in your monthly spending.

At $845 in Lapu-Lapu versus $1,228 in Makati, a $2,000 budget is realistic in Lapu-Lapu but tight or insufficient in Makati. The gap between the two cities makes Lapu-Lapu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lapu-Lapu and Makati are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lapu-Lapu gentler on the wallet – expenses run 45% less than in Makati. Beyond cost, consider language, visa policies, and how big the international community is in each city.