Last update: Oct 2026

Cost of Living Comparison Between Lake Oswego, OR and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $2,466 in Lake Oswego, OR, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

119

Cost of Living Index in Lake Oswego, OR
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Lake Oswego, OR Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Lake Oswego, OR

🇺🇸 United States

$2,466

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Lake Oswego, OR and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lake Oswego, OR and in Montreal actually costs, broken down by who's living it.

A single person spends $2,466 per month in Lake Oswego, OR vs $2,018 in Montreal, rent included.

Lake Oswego, OR $2,466
Montreal $2,018

A couple spends around $3,653 per month in Lake Oswego, OR vs $3,085 in Montreal, rent included.

Lake Oswego, OR $3,653
Montreal $3,085

A family of three spends $4,840 per month in Lake Oswego, OR vs $4,152 in Montreal, rent included.

Lake Oswego, OR $4,840
Montreal $4,152

Lake Oswego, OR costs about 22% more than Montreal, and outside of rent the biggest gap is in transport.

Both Lake Oswego, OR and Montreal sit above the global median – Lake Oswego, OR by 83%, Montreal by 49%.

Meal at Budget Restaurant

$21.65 $21.65

$18.82 CA$26.61

15.04%

Three-Course Dinner for Two, Mid-Range

$88.7 $88.7

$70.3 CA$99.4

26.21%

Fast Food Meal (McDonalds, etc)

$10.90 $10.90

$10.66 CA$15.06

2.25%

Cappuccino

$5.79 $5.79

$3.84 CA$5.43

50.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$1.92 CA$2.71

58.85%

Water (0.33 liter bottle)

$2.02 $2.02

$1.54 CA$2.18

31.17%

Local Beer (0.5 liter draught)

$6.53 $6.53

$6.23 CA$8.81

4.82%

Imported Beer (0.33 liter bottle)

$5.86 $5.86

$7.10 CA$10.03

-17.46%

Milk (1 liter)

$1.03 $1.03

$2.31 CA$3.27

-55.41%

White Bread (500g)

$3.99 $3.99

$3.14 CA$4.44

27.07%

Rice (white) (1kg)

$5.38 $5.38

$3.21 CA$4.54

67.60%

Eggs

$4.35 $4.35

$3.52 CA$4.97

23.58%

Local Cheese (1kg)

$11.10 $11.10

$12.81 CA$18.11

-13.35%

Chicken Fillets (1kg)

$10.53 $10.53

$11.46 CA$16.20

-8.12%

Beef Round Steak (1kg)

$17.40 $17.40

$13.39 CA$18.92

29.95%

Apples (1kg)

$3.69 $3.69

$3.14 CA$4.43

17.52%

Banana (1kg)

$1.50 $1.50

$1.44 CA$2.03

4.17%

Oranges (1kg)

$2.79 $2.79

$3.47 CA$4.91

-19.60%

Tomato (1kg)

$2.57 $2.57

$3.07 CA$4.34

-16.29%

Potato (1kg)

$2.13 $2.13

$1.90 CA$2.69

12.11%

Onion (1kg)

$1.79 $1.79

$1.77 CA$2.50

1.13%

Lettuce (1 head)

$1.93 $1.93

$2.34 CA$3.31

-17.52%

Water (1.5 liter bottle)

$1.78 $1.78

$1.55 CA$2.19

14.84%

Cigarettes 20 Pack (Marlboro, Camel)

$11.14 $11.14

$11.38 CA$16.09

-2.11%

Wine (Bottle)

$10.95 $10.95

$10.63 CA$15.03

3.01%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.27 CA$3.21

-22.47%

Imported Beer (0.33 liter bottle)

$3.61 $3.61

$2.82 CA$3.99

28.01%

One-way Ticket (Public Transport)

$1.98 $1.98

$2.66 CA$3.76

-25.56%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$4.51 $4.51

$3.20 CA$4.53

40.94%

Taxi (Normal Tariff) (1km)

$0.74 $0.74

$1.48 CA$2.09

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$23.86 $23.86

$32.88 CA$46.48

-27.43%

Gasoline (1 liter)

$1.25 $1.25

$1.34 CA$1.90

-6.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K $34.1K

$28.2K CA$39.8K

21.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.2K $24.2K

$19.6K CA$27.8K

23.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 $151

$76.0 CA$107

98.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.45 $46.45

$33.95 CA$48.00

36.82%

Internet (50+ Mbps, Unlimited Data)

$63.5 $63.5

$42.31 CA$59.8

50.04%

Gym Membership (Monthly)

$42.10 $42.10

$29.76 CA$42.07

41.47%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$14.83 $14.83

$11.15 CA$15.77

33.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,352 $1,352

$507 CA$717

166.53%

International Primary School, 1 Child (Yearly)

$12.1K $12.1K

$16.1K CA$22.7K

-24.47%

Jeans (Levis 501 Or Similar)

$40.20 $40.20

$57.6 CA$81.4

-30.15%

Summer Dress (H&M, Zara, etc)

$30.33 $30.33

$37.58 CA$53.1

-19.29%

Sport Shoes (Adidas, Nike)

$85.9 $85.9

$91.9 CA$130

-6.52%

Men's Leather Business Shoes

$83.9 $83.9

$110 CA$155

-23.40%

1-bedroom Apartment, City Center (Monthly)

$1,586 $1,586

$1,260 CA$1,782

25.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,313 $1,313

$948 CA$1,340

38.59%

3-bedroom Apartment, City Center (Monthly)

$2,506 $2,506

$2,137 CA$3,021

17.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,165 $2,165

$1,614 CA$2,281

34.17%

Buy Apartment in City Center (m2)

$2,743 $2,743

$4,960 CA$7,011

-44.69%

Buy Apartment Outside City Center (m2)

$2,429 $2,429

$3,838 CA$5,425

-36.69%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.48

48.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake Oswego, OR: October 10, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lake Oswego, OR

$1.3K 53.3%

Montreal

$948 47% 27.8% $366

Groceries & Markets

Lake Oswego, OR

$356 14.4%

Montreal

$346 17.2% 2.6% $9.3

Eating Out

Lake Oswego, OR

$340 13.8%

Montreal

$288 14.3% 15.3% $52

Monthly Utilities & Internet

Lake Oswego, OR

$260 10.6%

Montreal

$152 7.5% 41.6% $108

Clothing & Footwear

Lake Oswego, OR

$108 4.4%

Montreal

$133 6.6% 23.4% $25

Sport & Entertainment

Lake Oswego, OR

$72 2.9%

Montreal

$52 2.6% 27.5% $20

Getting Around

Lake Oswego, OR

$16 * 0.7%

Montreal

$99 4.9% 511% $82

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,586 in Lake Oswego, OR versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $89.0 in Lake Oswego, OR versus $70.0 in Montreal. Monthly groceries follow the same trend: $356 vs $346 – making Montreal the more affordable choice for daily food spending.

Good to know

🇺🇸 Lake Oswego, OR

🇨🇦 Montreal

🕒 Local time

13:58 1:58 PM

16:58 4:58 PM

3 h ahead of Lake Oswego, OR

🌤 Weather

👥 Population

40,731

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Lake Oswego, OR Montreal 3,770 km ≈ 5 h nonstop flight

From you

Lake Oswego, OR
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake Oswego, OR vs Montreal: Cost of Living - Frequently Asked Questions

Yes – Lake Oswego, OR is pricier by about 22%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,698 per month in Lake Oswego, OR and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,466 in Lake Oswego, OR and $2,018 in Montreal. That's a gap of about 22%.

Kindergarten costs $1,352 per month in Lake Oswego, OR and $507 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in Lake Oswego, OR at $2,466. In Montreal it covers expenses comfortably, while in Lake Oswego, OR it requires careful planning or may not stretch far enough.

Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lake Oswego, OR makes more sense. Both are solid long-term options with distinct trade-offs.