Last update: Oct 2026

Cost of Living Comparison Between Montreal and Lake Oswego, OR

For one person, living is cheaper in Montreal: $2,018 a month against $2,466 in Lake Oswego, OR, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
119

Cost of Living Index in Lake Oswego, OR
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Lake Oswego, OR Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Lake Oswego, OR

🇺🇸 United States

$2,466

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Lake Oswego, OR

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Lake Oswego, OR actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $2,466 in Lake Oswego, OR, rent included.

Montreal $2,018
Lake Oswego, OR $2,466

A couple spends around $3,085 per month in Montreal vs $3,653 in Lake Oswego, OR, rent included.

Montreal $3,085
Lake Oswego, OR $3,653

A family of three spends $4,152 per month in Montreal vs $4,840 in Lake Oswego, OR, rent included.

Montreal $4,152
Lake Oswego, OR $4,840

Montreal is about 18% cheaper than Lake Oswego, OR, and outside of rent the biggest gap is in transport.

Both Montreal and Lake Oswego, OR sit above the global median – Montreal by 49%, Lake Oswego, OR by 83%.

Meal at Budget Restaurant

$18.82 CA$26.61

$21.65 $21.65

-13.07%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$88.7 $88.7

-20.76%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$10.90 $10.90

-2.20%

Cappuccino

$3.84 CA$5.43

$5.79 $5.79

-33.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$3.05 $3.05

-37.05%

Water (0.33 liter bottle)

$1.54 CA$2.18

$2.02 $2.02

-23.76%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$6.53 $6.53

-4.59%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$5.86 $5.86

21.16%

Milk (1 liter)

$2.31 CA$3.27

$1.03 $1.03

124.27%

White Bread (500g)

$3.14 CA$4.44

$3.99 $3.99

-21.30%

Rice (white) (1kg)

$3.21 CA$4.54

$5.38 $5.38

-40.33%

Eggs

$3.52 CA$4.97

$4.35 $4.35

-19.08%

Local Cheese (1kg)

$12.81 CA$18.11

$11.10 $11.10

15.41%

Chicken Fillets (1kg)

$11.46 CA$16.20

$10.53 $10.53

8.83%

Beef Round Steak (1kg)

$13.39 CA$18.92

$17.40 $17.40

-23.05%

Apples (1kg)

$3.14 CA$4.43

$3.69 $3.69

-14.91%

Banana (1kg)

$1.44 CA$2.03

$1.50 $1.50

-4.00%

Oranges (1kg)

$3.47 CA$4.91

$2.79 $2.79

24.37%

Tomato (1kg)

$3.07 CA$4.34

$2.57 $2.57

19.46%

Potato (1kg)

$1.90 CA$2.69

$2.13 $2.13

-10.80%

Onion (1kg)

$1.77 CA$2.50

$1.79 $1.79

-1.12%

Lettuce (1 head)

$2.34 CA$3.31

$1.93 $1.93

21.24%

Water (1.5 liter bottle)

$1.55 CA$2.19

$1.78 $1.78

-12.92%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$11.14 $11.14

2.15%

Wine (Bottle)

$10.63 CA$15.03

$10.95 $10.95

-2.92%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$1.76 $1.76

28.98%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$3.61 $3.61

-21.88%

One-way Ticket (Public Transport)

$2.66 CA$3.76

$1.98 $1.98

34.34%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$4.51 $4.51

-29.05%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$0.74 $0.74

100.00%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$23.86 $23.86

37.80%

Gasoline (1 liter)

$1.34 CA$1.90

$1.25 $1.25

7.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$34.1K $34.1K

-17.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$24.2K $24.2K

-19.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$151 $151

-49.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$46.45 $46.45

-26.91%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$63.5 $63.5

-33.35%

Gym Membership (Monthly)

$29.76 CA$42.07

$42.10 $42.10

-29.31%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$11.15 CA$15.77

$14.83 $14.83

-24.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$1,352 $1,352

-62.48%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

$12.1K $12.1K

32.39%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$40.20 $40.20

43.16%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$30.33 $30.33

23.90%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$85.9 $85.9

6.97%

Men's Leather Business Shoes

$110 CA$155

$83.9 $83.9

30.55%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$1,586 $1,586

-20.55%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$1,313 $1,313

-27.85%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$2,506 $2,506

-14.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$2,165 $2,165

-25.47%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

$2,743 $2,743

80.78%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

$2,429 $2,429

57.96%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.67

-32.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Lake Oswego, OR: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Lake Oswego, OR

$1.3K 53.3% 38.6% $366

Groceries & Markets

Montreal

$346 17.2%

Lake Oswego, OR

$356 14.4% 2.7% $9.3

Eating Out

Montreal

$288 14.3%

Lake Oswego, OR

$340 13.8% 18.1% $52

Monthly Utilities & Internet

Montreal

$152 7.5%

Lake Oswego, OR

$260 10.6% 71.1% $108

Clothing & Footwear

Montreal

$133 6.6%

Lake Oswego, OR

$108 4.4% 19% $25

Getting Around

Montreal

$99 4.9%

Lake Oswego, OR

$16 * 0.7% 83.6% $82

Sport & Entertainment

Montreal

$52 2.6%

Lake Oswego, OR

$72 2.9% 37.8% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $1,586 in Lake Oswego, OR. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $70.0 in Montreal versus $89.0 in Lake Oswego, OR. Monthly groceries follow the same trend: $346 vs $356 – making Montreal the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇺🇸 Lake Oswego, OR

🕒 Local time

17:54 5:54 PM

14:54 2:54 PM

3 h behind Montreal

🌤 Weather

👥 Population

1,762,949

40,731

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Lake Oswego, OR 3,770 km ≈ 5 h nonstop flight

From you

Montreal
Lake Oswego, OR

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Lake Oswego, OR: Cost of Living - Frequently Asked Questions

Yes – Lake Oswego, OR is pricier by about 22%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,027 per month in Montreal and $3,698 in Lake Oswego, OR. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,018 in Montreal and $2,466 in Lake Oswego, OR. That's a gap of about 22%.

Kindergarten costs $507 per month in Montreal and $1,352 in Lake Oswego, OR. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in Lake Oswego, OR at $2,466. In Montreal it covers expenses comfortably, while in Lake Oswego, OR it requires careful planning or may not stretch far enough.

Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lake Oswego, OR makes more sense. Both are solid long-term options with distinct trade-offs.