Last update: Oct 2026

Cost of Living Comparison Between Lake City, FL and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,116 in Lake City, FL, rent and utilities included – about $9,200 less a year. Other living expenses account for most of the difference.

102

Cost of Living Index in Lake City, FL
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Lake City, FL Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lake City, FL

🇺🇸 United States

$2,116

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Lake City, FL and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lake City, FL and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,116 per month in Lake City, FL vs $1,349 in Ubud, Bali, rent included.

Lake City, FL $2,116
Ubud, Bali $1,349

A couple spends around $2,949 per month in Lake City, FL vs $2,305 in Ubud, Bali, rent included.

Lake City, FL $2,949
Ubud, Bali $2,305

A family of three spends $3,783 per month in Lake City, FL vs $3,261 in Ubud, Bali, rent included.

Lake City, FL $3,783
Ubud, Bali $3,261

Lake City, FL costs about 57% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$21.04 $21.04

$3.32 Rp 60.3K

533.73%

Three-Course Dinner for Two, Mid-Range

$49.95 $49.95

$35.64 Rp 646.5K

40.15%

Fast Food Meal (McDonalds, etc)

$11.41 $11.41

$5.53 Rp 100.4K

106.33%

Cappuccino

$5.09 $5.09

$2.72 Rp 49.3K

87.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 $3.04

$1.70 Rp 30.9K

78.82%

Water (0.33 liter bottle)

$1.94 $1.94

$0.76 Rp 13.8K

155.26%

Local Beer (0.5 liter draught)

$3.66 $3.66

$2.65 Rp 48.1K

38.11%

Imported Beer (0.33 liter bottle)

$5.57 $5.57

$4.38 Rp 79.5K

27.17%

Milk (1 liter)

$1.02 $1.02

$1.49 Rp 27.0K

-31.54%

White Bread (500g)

$2.88 $2.88

$2.28 Rp 41.3K

26.32%

Rice (white) (1kg)

$2.43 $2.43

$1.19 Rp 21.6K

104.20%

Eggs

$5.01 $5.01

$2.04 Rp 36.9K

145.59%

Local Cheese (1kg)

$7.51 $7.51

$17.70 Rp 321.1K

-57.57%

Chicken Fillets (1kg)

$11.78 $11.78

$3.96 Rp 71.9K

197.47%

Beef Round Steak (1kg)

$12.99 $12.99

$12.19 Rp 221.1K

6.56%

Apples (1kg)

$6.03 $6.03

$3.66 Rp 66.3K

64.75%

Banana (1kg)

$1.38 $1.38

$1.52 Rp 27.5K

-9.21%

Oranges (1kg)

$4.00 $4.00

$2.23 Rp 40.4K

79.37%

Tomato (1kg)

$3.18 $3.18

$1.97 Rp 35.8K

61.42%

Potato (1kg)

$2.44 $2.44

$1.85 Rp 33.5K

31.89%

Onion (1kg)

$2.43 $2.43

$2.42 Rp 44.0K

0.41%

Lettuce (1 head)

$1.44 $1.44

$0.99 Rp 18.0K

45.45%

Water (1.5 liter bottle)

$1.80 $1.80

$0.51 Rp 9,313

252.94%

Cigarettes 20 Pack (Marlboro, Camel)

$8.50 $8.50

$2.22 Rp 40.3K

282.88%

Wine (Bottle)

$11.15 $11.15

$22.24 Rp 403.4K

-49.87%

Local Beer (0.5 liter bottle)

$2.03 $2.03

$2.26 Rp 41.0K

-10.18%

Imported Beer (0.33 liter bottle)

$2.57 $2.57

$2.97 Rp 53.9K

-13.47%

One-way Ticket (Public Transport)

$2.01 $2.01

$0.25 Rp 4,553

704.00%

Public Transport Monthly Pass (Regular Price)

$60.8 $60.8

$7.82 Rp 141.9K

678.01%

Taxi Start (Normal Tariff)

$3.18 $3.18

$0.44 Rp 7,972

622.73%

Taxi (Normal Tariff) (1km)

$1.23 $1.23

$0.43 Rp 7,801

186.05%

Taxi 1hour Waiting (Normal Tariff)

$25.33 $25.33

$5.41 Rp 98.1K

368.21%

Gasoline (1 liter)

$0.79 $0.79

$0.82 Rp 15.0K

-3.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K $26.3K

$23.8K Rp 432.4M

10.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$31.7K Rp 575.9M

-18.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 $138

$79.1 Rp 1.4M

74.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.57 $49.57

$6.45 Rp 116.9K

668.53%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$18.58 Rp 337.0K

280.14%

Gym Membership (Monthly)

$41.86 $41.86

$49.48 Rp 897.5K

-15.40%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$13.39 $13.39

$4.27 Rp 77.5K

213.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$613 $613

$491 Rp 8.9M

25.04%

International Primary School, 1 Child (Yearly)

$23.8K $23.8K

$5,674 Rp 102.9M

320.04%

Jeans (Levis 501 Or Similar)

$49.13 $49.13

$44.64 Rp 809.7K

10.06%

Summer Dress (H&M, Zara, etc)

$52.6 $52.6

$34.95 Rp 634.0K

50.62%

Sport Shoes (Adidas, Nike)

$87.9 $87.9

$79.9 Rp 1.4M

10.03%

Men's Leather Business Shoes

$49.51 $49.51

$79.4 Rp 1.4M

-37.66%

1-bedroom Apartment, City Center (Monthly)

$1,061 $1,061

$1,125 Rp 20.4M

-5.69%

1-bedroom Apartment, Outside City Center (Monthly)

$954 $954

$671 Rp 12.2M

42.03%

3-bedroom Apartment, City Center (Monthly)

$1,599 $1,599

$3,565 Rp 64.7M

-55.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,268 $1,268

$1,723 Rp 31.3M

-26.43%

Buy Apartment in City Center (m2)

$2,075 $2,075

$2,732 Rp 49.5M

-24.04%

Buy Apartment Outside City Center (m2)

$2,099 $2,099

$2,284 Rp 41.4M

-8.09%

Average Monthly Net Salary (After Tax)

$5,919 $5,919

$164 Rp 3.0M

3512.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.25

13.78

-54.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lake City, FL: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lake City, FL

$954 45.1%

Ubud, Bali

$672 49.8% 29.6% $282

Groceries & Markets

Lake City, FL

$337 15.9%

Ubud, Bali

$288 21.4% 14.3% $48

Eating Out

Lake City, FL

$313 14.8%

Ubud, Bali

$108 8% 65.6% $205

Monthly Utilities & Internet

Lake City, FL

$258 12.2%

Ubud, Bali

$104 7.7% 59.6% $154

Clothing & Footwear

Lake City, FL

$108 5.1%

Ubud, Bali

$108 8% 0.1% $0.1

Getting Around

Lake City, FL

$78 3.7%

Ubud, Bali

$11 0.9% 85.4% $67

Sport & Entertainment

Lake City, FL

$69 3.3%

Ubud, Bali

$58 4.3% 15.5% $11

Cost Breakdown

A central one-bedroom costs $1,061 in Lake City, FL versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Lake City, FL are about 36 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50 in Lake City, FL versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $337 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Lake City, FL

🇮🇩 Ubud, Bali

🕒 Local time

04:35 4:35 AM

17:35 5:35 PM

13 h ahead of Lake City, FL

🌤 Weather

👥 Population

12,329

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Lake City, FL Ubud, Bali 16,970 km ≈ 22 h nonstop flight

From you

Lake City, FL
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lake City, FL vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,116 in Lake City, FL, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 36% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,173 per month in Lake City, FL and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,061 in Lake City, FL and $1,125 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $50 in Lake City, FL and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,116 in Lake City, FL and $1,349 in Ubud, Bali. That makes Ubud, Bali about 36% cheaper.

$1,000 is a stretch for both – monthly costs hit $2,116 in Lake City, FL and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,116 in Lake City, FL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Lake City, FL makes more sense. Both are solid long-term options with distinct trade-offs.