Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lake City, FL

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,116 in Lake City, FL, rent and utilities included – about $9,200 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
102

Cost of Living Index in Lake City, FL
Learn more

Lake City, FL Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Lake City, FL

🇺🇸 United States

$2,116

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lake City, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lake City, FL actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,116 in Lake City, FL, rent included.

Ubud, Bali $1,349
Lake City, FL $2,116

A couple spends around $2,305 per month in Ubud, Bali vs $2,949 in Lake City, FL, rent included.

Ubud, Bali $2,305
Lake City, FL $2,949

A family of three spends $3,261 per month in Ubud, Bali vs $3,783 in Lake City, FL, rent included.

Ubud, Bali $3,261
Lake City, FL $3,783

Ubud, Bali is about 36% cheaper than Lake City, FL, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$21.04 $21.04

-84.22%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$49.95 $49.95

-28.65%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.41 $11.41

-51.53%

Cappuccino

$2.72 Rp 49.3K

$5.09 $5.09

-46.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.04 $3.04

-44.08%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.94 $1.94

-60.82%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.66 $3.66

-27.60%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$5.57 $5.57

-21.36%

Milk (1 liter)

$1.49 Rp 27.0K

$1.02 $1.02

46.08%

White Bread (500g)

$2.28 Rp 41.3K

$2.88 $2.88

-20.83%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.43 $2.43

-51.03%

Eggs

$2.04 Rp 36.9K

$5.01 $5.01

-59.28%

Local Cheese (1kg)

$17.70 Rp 321.1K

$7.51 $7.51

135.69%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$11.78 $11.78

-66.38%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$12.99 $12.99

-6.16%

Apples (1kg)

$3.66 Rp 66.3K

$6.03 $6.03

-39.30%

Banana (1kg)

$1.52 Rp 27.5K

$1.38 $1.38

10.14%

Oranges (1kg)

$2.23 Rp 40.4K

$4.00 $4.00

-44.25%

Tomato (1kg)

$1.97 Rp 35.8K

$3.18 $3.18

-38.05%

Potato (1kg)

$1.85 Rp 33.5K

$2.44 $2.44

-24.18%

Onion (1kg)

$2.42 Rp 44.0K

$2.43 $2.43

-0.41%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.44 $1.44

-31.25%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.80 $1.80

-71.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$8.50 $8.50

-73.88%

Wine (Bottle)

$22.24 Rp 403.4K

$11.15 $11.15

99.46%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.03 $2.03

11.33%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.57 $2.57

15.56%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$2.01 $2.01

-87.56%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$60.8 $60.8

-87.15%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$3.18 $3.18

-86.16%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.23 $1.23

-65.04%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$25.33 $25.33

-78.64%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.79 $0.79

3.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$26.3K $26.3K

-9.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$25.9K $25.9K

22.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$138 $138

-42.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$49.57 $49.57

-86.99%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$70.6 $70.6

-73.69%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$41.86 $41.86

18.20%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$13.39 $13.39

-68.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$613 $613

-20.03%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$23.8K $23.8K

-76.19%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$49.13 $49.13

-9.14%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$52.6 $52.6

-33.61%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$87.9 $87.9

-9.11%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$49.51 $49.51

60.41%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,061 $1,061

6.04%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$954 $954

-29.59%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,599 $1,599

122.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,268 $1,268

35.92%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,075 $2,075

31.65%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,099 $2,099

8.81%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$5,919 $5,919

-97.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.25

120.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Lake City, FL: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Lake City, FL

$954 45.1% 42% $282

Groceries & Markets

Ubud, Bali

$288 21.4%

Lake City, FL

$337 15.9% 16.7% $48

Eating Out

Ubud, Bali

$108 8%

Lake City, FL

$313 14.8% 191% $205

Clothing & Footwear

Ubud, Bali

$108 8%

Lake City, FL

$108 5.1% 0.1% $0.1

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Lake City, FL

$258 12.2% 148% $154

Sport & Entertainment

Ubud, Bali

$58 4.3%

Lake City, FL

$69 3.3% 18.3% $11

Getting Around

Ubud, Bali

$11 0.9%

Lake City, FL

$78 3.7% 585% $67

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,061 in Lake City, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Lake City, FL are about 36 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $50 in Lake City, FL. Monthly groceries follow the same trend: $288 vs $337 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Lake City, FL

🕒 Local time

18:21 6:21 PM

05:21 5:21 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

12,329

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Lake City, FL 16,970 km ≈ 22 h nonstop flight

From you

Ubud, Bali
Lake City, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lake City, FL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $2,116 in Lake City, FL – Ubud, Bali comes out roughly 36% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,173 in Lake City, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,125 in Ubud, Bali and $1,061 in Lake City, FL. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $36 in Ubud, Bali and $50 in Lake City, FL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,116 in Lake City, FL. That makes Ubud, Bali about 36% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,116 in Lake City, FL. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $2,116 in Lake City, FL. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Lake City, FL makes more sense. Both are solid long-term options with distinct trade-offs.