Cost of Living Comparison Between Lahti and Ubud, Bali Cost of Living Comparison Between Lahti and Ubud, Bali

Monthly Cost of Living

A single person spends $1,962 per month in Lahti vs $1,419 in Ubud, Bali, rent included.

A couple spends around $2,990 per month in Lahti vs $2,540 in Ubud, Bali, rent included.

A family of three spends $4,019 per month in Lahti vs $3,660 in Ubud, Bali, rent included.

Lahti costs about 38% more than Ubud, Bali, driven mainly by Eating Out.

Both Lahti and Ubud, Bali sit above the global median – Lahti by 46%, Ubud, Bali by 6%.

Currency
🍽 Eating Out
Lahti
Ubud, Bali
Difference
Meal at Budget Restaurant
$15.07 €12.98
$3.56 Rp 63.9K
323.31%
Three-Course Dinner for Two, Mid-Range
$79.6 €68.5
$32.73 Rp 586.8K
143.08%
Fast Food Meal (McDonalds, etc)
$11.46 €9.87
$4.95 Rp 88.7K
131.52%
Cappuccino
$4.71 €4.05
$2.71 Rp 48.6K
73.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.48 €2.14
$1.34 Rp 24.1K
85.07%
Water (0.33 liter bottle)
$1.62 €1.40
$0.70 Rp 12.5K
131.43%
Local Beer (0.5 liter draught)
$7.92 €6.82
$2.92 Rp 52.3K
171.23%
Imported Beer (0.33 liter bottle)
$5.67 €4.88
$3.96 Rp 70.9K
43.18%
🛒 Groceries & Markets
Lahti
Ubud, Bali
Difference
Milk (1 liter)
$1.23 €1.06
$1.81 Rp 32.4K
-32.04%
White Bread (500g)
$2.31 €1.99
$2.52 Rp 45.1K
-8.33%
Rice (white) (1kg)
$2.35 €2.02
$1.16 Rp 20.8K
102.59%
Eggs
$2.75 €2.37
$2.46 Rp 44.1K
11.79%
Local Cheese (1kg)
$8.77 €7.55
$14.71 Rp 263.7K
-40.38%
Chicken Fillets (1kg)
$13.58 €11.70
$4.32 Rp 77.4K
214.35%
Beef Round Steak (1kg)
$15.60 €13.43
$12.14 Rp 217.5K
28.50%
Apples (1kg)
$2.00 €1.72
$3.84 Rp 68.8K
-47.92%
Banana (1kg)
$1.89 €1.63
$1.56 Rp 27.9K
21.15%
Oranges (1kg)
$2.06 €1.78
$2.83 Rp 50.8K
-27.21%
Tomato (1kg)
$3.83 €3.30
$2.33 Rp 41.7K
64.38%
Potato (1kg)
$1.20 €1.03
$1.91 Rp 34.3K
-37.17%
Onion (1kg)
$1.51 €1.30
$2.20 Rp 39.5K
-31.36%
Lettuce (1 head)
$1.48 €1.28
$1.01 Rp 18.2K
46.53%
Water (1.5 liter bottle)
$1.39 €1.20
$0.78 Rp 13.9K
78.21%
Cigarettes 20 Pack (Marlboro, Camel)
$12.02 €10.35
$3.32 Rp 59.4K
262.05%
Wine (Bottle)
$17.29 €14.89
$23.74 Rp 425.5K
-27.17%
Local Beer (0.5 liter bottle)
$3.07 €2.64
$2.79 Rp 50.0K
10.04%
Imported Beer (0.33 liter bottle)
$3.34 €2.87
$2.86 Rp 51.3K
16.78%
🚌 Getting Around
Lahti
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.52 €3.03
$0.27 Rp 4,819
1203.70%
Public Transport Monthly Pass (Regular Price)
$67.0 €57.7
$8.03 Rp 143.9K
734.25%
Taxi Start (Normal Tariff)
$5.00 €4.31
$0.46 Rp 8,181
986.96%
Taxi (Normal Tariff) (1km)
$1.54 €1.33
$0.45 Rp 8,068
242.22%
Taxi 1hour Waiting (Normal Tariff)
$69.8 €60.1
$6.10 Rp 109.3K
1044.92%
Gasoline (1 liter)
$2.10 €1.81
$0.79 Rp 14.2K
165.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.9K €28.3K
$26.1K Rp 468.8M
25.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.6K €28.9K
$32.1K Rp 575.8M
4.51%
🧾 Monthly Utilities & Internet
Lahti
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$325 €280
$79.9 Rp 1.4M
306.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.85 €25.70
$4.06 Rp 72.9K
635.22%
Internet (50+ Mbps, Unlimited Data)
$24.84 €21.39
$23.52 Rp 421.6K
5.61%
🎉 Sport & Entertainment
Lahti
Ubud, Bali
Difference
Gym Membership (Monthly)
$43.15 €37.16
$98.7 Rp 1.8M
-56.28%
Tennis Court (1 Hour on Weekend)
$20.83 €17.93
$6.63 Rp 118.8K
214.18%
Cinema Ticket
$16.40 €14.12
$4.15 Rp 74.3K
295.18%
🧸 Childcare & Education
Lahti
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$327 €282
$304 Rp 5.4M
7.73%
International Primary School, 1 Child (Yearly)
$6,102 €5,255
$6,613 Rp 118.5M
-7.72%
👕👟 Clothing & Footwear
Lahti
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$107 €92.4
$55.5 Rp 995.6K
93.21%
Summer Dress (H&M, Zara, etc)
$53.1 €45.70
$38.31 Rp 686.7K
38.53%
Sport Shoes (Adidas, Nike)
$133 €115
$88.6 Rp 1.6M
50.23%
Men's Leather Business Shoes
$161 €139
$77.9 Rp 1.4M
106.63%
🏠 Accommodation & Living
Lahti
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$716 €617
$1,006 Rp 18.0M
-28.81%
1-bedroom Apartment, Outside City Center (Monthly)
$584 €503
$675 Rp 12.1M
-13.49%
3-bedroom Apartment, City Center (Monthly)
$1,250 €1,076
$3,442 Rp 61.7M
-63.68%
3-bedroom Apartment, Outside City Center (Monthly)
$1,053 €906
$2,039 Rp 36.6M
-48.39%
Buy Apartment in City Center (m2)
$6,996 €6,024
$2,841 Rp 50.9M
146.22%
Buy Apartment Outside City Center (m2)
$2,277 €1,961
$2,264 Rp 40.6M
0.58%
💵 Salaries & Financials
Lahti
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,630 €2,264
$165 Rp 3.0M
1491.44%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.83
13.28
-63.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lahti: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $716 in Lahti versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1491% higher in Lahti, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $80.0 in Lahti versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $332 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lahti vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Lahti and Ubud, Bali compare overall?
Monthly costs with rent: $1,962 in Lahti, $1,419 in Ubud, Bali – roughly 38% apart. Lahti costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Lahti compared to Ubud, Bali?
For a comfortable life, plan on about $2,943 per month in Lahti and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Lahti and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Lahti or Ubud, Bali?
Monthly expenses with rent come to $1,962 in Lahti and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Lahti and Ubud, Bali?
Public transport costs about 734% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Lahti at $1,962. In Ubud, Bali it covers expenses comfortably, while in Lahti it requires careful planning or may not stretch far enough.
How does quality of life compare between Lahti and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $1,962 in Lahti. Climate, culture, job market, and personal taste all factor in.
Is Lahti or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Lahti and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lahti makes more sense. Both are solid long-term options with distinct trade-offs.

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