Last update: Oct 2026

Cost of Living Comparison Between Lahti and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,992 in Lahti, rent and utilities included – about $7,500 less a year. Other living expenses account for most of the difference.

98

Cost of Living Index in Lahti
Learn more

Lahti Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Lahti

🇫🇮 Finland

$1,992

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Lahti and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lahti and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,992 per month in Lahti vs $1,368 in Ubud, Bali, rent included.

Lahti $1,992
Ubud, Bali $1,368

A couple spends around $3,015 per month in Lahti vs $2,314 in Ubud, Bali, rent included.

Lahti $3,015
Ubud, Bali $2,314

A family of three spends $4,038 per month in Lahti vs $3,260 in Ubud, Bali, rent included.

Lahti $4,038
Ubud, Bali $3,260

Lahti costs about 46% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Lahti and Ubud, Bali sit above the global median – Lahti by 48%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$14.49 €12.89

$3.33 Rp 59.9K

335.14%

Three-Course Dinner for Two, Mid-Range

$79.1 €70.4

$35.18 Rp 633.2K

124.96%

Fast Food Meal (McDonalds, etc)

$11.18 €9.95

$5.80 Rp 104.5K

92.76%

Cappuccino

$4.71 €4.19

$2.73 Rp 49.1K

72.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.38 €2.12

$1.64 Rp 29.5K

45.12%

Water (0.33 liter bottle)

$1.86 €1.65

$0.83 Rp 15.0K

124.10%

Local Beer (0.5 liter draught)

$7.31 €6.50

$2.70 Rp 48.6K

170.74%

Imported Beer (0.33 liter bottle)

$5.09 €4.52

$4.30 Rp 77.4K

18.37%

Milk (1 liter)

$1.23 €1.10

$1.50 Rp 27.1K

-18.00%

White Bread (500g)

$2.79 €2.49

$2.30 Rp 41.4K

21.30%

Rice (white) (1kg)

$2.31 €2.06

$1.18 Rp 21.2K

95.76%

Eggs

$3.62 €3.22

$2.14 Rp 38.6K

69.16%

Local Cheese (1kg)

$9.89 €8.80

$17.48 Rp 314.6K

-43.42%

Chicken Fillets (1kg)

$15.02 €13.36

$4.03 Rp 72.5K

272.70%

Beef Round Steak (1kg)

$18.93 €16.84

$12.23 Rp 220.1K

54.78%

Apples (1kg)

$2.52 €2.24

$3.55 Rp 63.9K

-29.01%

Banana (1kg)

$2.29 €2.04

$1.57 Rp 28.3K

45.86%

Oranges (1kg)

$2.04 €1.82

$2.24 Rp 40.2K

-8.93%

Tomato (1kg)

$4.66 €4.14

$1.93 Rp 34.7K

141.45%

Potato (1kg)

$1.18 €1.05

$1.88 Rp 33.9K

-37.23%

Onion (1kg)

$1.60 €1.42

$2.29 Rp 41.3K

-30.13%

Lettuce (1 head)

$1.52 €1.35

$0.99 Rp 17.9K

53.54%

Water (1.5 liter bottle)

$2.79 €2.48

$0.53 Rp 9,475

426.42%

Cigarettes 20 Pack (Marlboro, Camel)

$13.63 €12.12

$2.28 Rp 41.1K

497.81%

Wine (Bottle)

$16.47 €14.65

$23.01 Rp 414.2K

-28.42%

Local Beer (0.5 liter bottle)

$4.17 €3.71

$2.34 Rp 42.2K

78.21%

Imported Beer (0.33 liter bottle)

$3.61 €3.21

$2.91 Rp 52.4K

24.05%

One-way Ticket (Public Transport)

$3.43 €3.05

$0.24 Rp 4,315

1329.17%

Public Transport Monthly Pass (Regular Price)

$63.8 €56.7

$8.82 Rp 158.7K

622.79%

Taxi Start (Normal Tariff)

$4.83 €4.30

$0.48 Rp 8,684

906.25%

Taxi (Normal Tariff) (1km)

$1.18 €1.05

$0.46 Rp 8,233

156.52%

Taxi 1hour Waiting (Normal Tariff)

$68.7 €61.1

$5.45 Rp 98.2K

1159.82%

Gasoline (1 liter)

$2.16 €1.92

$0.88 Rp 15.9K

145.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K €29.3K

$24.6K Rp 442.2M

33.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.1K €30.3K

$31.2K Rp 561.4M

9.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$331 €295

$83.0 Rp 1.5M

299.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.18 €24.18

$6.45 Rp 116.0K

321.40%

Internet (50+ Mbps, Unlimited Data)

$26.14 €23.25

$18.57 Rp 334.2K

40.76%

Gym Membership (Monthly)

$40.82 €36.31

$55.8 Rp 1.0M

-26.87%

Tennis Court (1 Hour on Weekend)

$16.96 €15.09

$18.11 Rp 326.0K

-6.35%

Cinema Ticket

$16.80 €14.95

$4.38 Rp 78.9K

283.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$129 €115

$46.19 Rp 831.4K

178.91%

Summer Dress (H&M, Zara, etc)

$51.3 €45.66

$35.33 Rp 636.0K

45.32%

Sport Shoes (Adidas, Nike)

$140 €125

$79.1 Rp 1.4M

77.24%

Men's Leather Business Shoes

$157 €140

$78.4 Rp 1.4M

100.13%

1-bedroom Apartment, City Center (Monthly)

$687 €611

$1,142 Rp 20.6M

-39.88%

1-bedroom Apartment, Outside City Center (Monthly)

$569 €506

$676 Rp 12.2M

-15.73%

3-bedroom Apartment, City Center (Monthly)

$1,160 €1,032

$3,503 Rp 63.1M

-66.88%

3-bedroom Apartment, Outside City Center (Monthly)

$992 €882

$1,700 Rp 30.6M

-41.66%

Buy Apartment in City Center (m2)

$6,939 €6,173

$2,784 Rp 50.1M

149.26%

Buy Apartment Outside City Center (m2)

$2,122 €1,887

$2,241 Rp 40.3M

-5.29%

Average Monthly Net Salary (After Tax)

$2,533 €2,253

$165 Rp 3.0M

1439.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.83

13.78

-64.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lahti: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lahti

$569 28.6%

Ubud, Bali

$676 49.4% 18.7% $106

Groceries & Markets

Lahti

$391 19.6%

Ubud, Bali

$290 21.2% 25.7% $100

Monthly Utilities & Internet

Lahti

$385 19.3%

Ubud, Bali

$108 7.9% 71.9% $277

Eating Out

Lahti

$270 13.5%

Ubud, Bali

$109 8% 59.7% $161

Clothing & Footwear

Lahti

$215 10.8%

Ubud, Bali

$108 7.9% 49.9% $107

Getting Around

Lahti

$88 4.4%

Ubud, Bali

$13 0.9% 85.8% $76

Sport & Entertainment

Lahti

$74 3.7%

Ubud, Bali

$65 4.7% 13.2% $9.9

Cost Breakdown

A central one-bedroom costs $687 in Lahti versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1439% higher in Lahti, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79.0 in Lahti versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $391 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇫🇮 Lahti

🇮🇩 Ubud, Bali

🕒 Local time

18:52 6:52 PM

23:52 11:52 PM

5 h ahead of Lahti

🌤 Weather

👥 Population

120,700

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Lahti Ubud, Bali 10,810 km ≈ 14 h nonstop flight

From you

Lahti
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lahti vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,992 in Lahti, $1,368 in Ubud, Bali – roughly 46% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,988 per month in Lahti and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,992 in Lahti and $1,368 in Ubud, Bali. That's a gap of about 46%.

A mid-range dinner for two costs $79.0 in Lahti and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Lahti at $1,992. In Ubud, Bali it covers expenses comfortably, while in Lahti it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $1,992 in Lahti. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lahti makes more sense. Both are solid long-term options with distinct trade-offs.