Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lahti

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,992 in Lahti, rent and utilities included – about $7,500 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
98

Cost of Living Index in Lahti
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Lahti Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Lahti

🇫🇮 Finland

$1,992

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lahti

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lahti actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,992 in Lahti, rent included.

Ubud, Bali $1,368
Lahti $1,992

A couple spends around $2,314 per month in Ubud, Bali vs $3,015 in Lahti, rent included.

Ubud, Bali $2,314
Lahti $3,015

A family of three spends $3,260 per month in Ubud, Bali vs $4,038 in Lahti, rent included.

Ubud, Bali $3,260
Lahti $4,038

Ubud, Bali is about 31% cheaper than Lahti, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Lahti sit above the global median – Ubud, Bali by 1%, Lahti by 48%.

Meal at Budget Restaurant

$3.33 Rp 59.7K

$14.49 €12.92

-77.02%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 630.8K

$79.1 €70.6

-55.55%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.1K

$11.18 €9.98

-48.12%

Cappuccino

$2.73 Rp 48.9K

$4.71 €4.20

-42.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

$2.38 €2.13

-31.09%

Water (0.33 liter bottle)

$0.83 Rp 14.9K

$1.86 €1.66

-55.38%

Local Beer (0.5 liter draught)

$2.70 Rp 48.4K

$7.31 €6.52

-63.06%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.1K

$5.09 €4.54

-15.52%

Milk (1 liter)

$1.50 Rp 27.0K

$1.23 €1.10

21.95%

White Bread (500g)

$2.30 Rp 41.2K

$2.79 €2.49

-17.56%

Rice (white) (1kg)

$1.18 Rp 21.1K

$2.31 €2.06

-48.92%

Eggs

$2.14 Rp 38.5K

$3.62 €3.23

-40.88%

Local Cheese (1kg)

$17.48 Rp 313.4K

$9.89 €8.82

76.74%

Chicken Fillets (1kg)

$4.03 Rp 72.3K

$15.02 €13.40

-73.17%

Beef Round Steak (1kg)

$12.23 Rp 219.3K

$18.93 €16.88

-35.39%

Apples (1kg)

$3.55 Rp 63.6K

$2.52 €2.25

40.87%

Banana (1kg)

$1.57 Rp 28.2K

$2.29 €2.04

-31.44%

Oranges (1kg)

$2.24 Rp 40.1K

$2.04 €1.82

9.80%

Tomato (1kg)

$1.93 Rp 34.6K

$4.66 €4.16

-58.58%

Potato (1kg)

$1.88 Rp 33.8K

$1.18 €1.05

59.32%

Onion (1kg)

$2.29 Rp 41.1K

$1.60 €1.42

43.13%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.52 €1.36

-34.87%

Water (1.5 liter bottle)

$0.53 Rp 9,439

$2.79 €2.49

-81.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.0K

$13.63 €12.16

-83.27%

Wine (Bottle)

$23.01 Rp 412.6K

$16.47 €14.69

39.71%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.0K

$4.17 €3.72

-43.88%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.2K

$3.61 €3.22

-19.39%

One-way Ticket (Public Transport)

$0.24 Rp 4,299

$3.43 €3.06

-93.00%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.1K

$63.8 €56.9

-86.16%

Taxi Start (Normal Tariff)

$0.48 Rp 8,651

$4.83 €4.31

-90.06%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,202

$1.18 €1.05

-61.02%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.8K

$68.7 €61.2

-92.06%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.16 €1.92

-59.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 440.5M

$32.9K €29.4K

-25.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 559.3M

$34.1K €30.4K

-8.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$331 €296

-74.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.6K

$27.18 €24.25

-76.27%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 332.9K

$26.14 €23.32

-28.96%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$40.82 €36.41

36.75%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.7K

$16.96 €15.13

6.78%

Cinema Ticket

$4.38 Rp 78.6K

$16.80 €14.99

-73.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.2M

Jeans (Levis 501 Or Similar)

$46.19 Rp 828.3K

$129 €115

-64.15%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 633.6K

$51.3 €45.79

-31.18%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$140 €125

-43.58%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$157 €140

-50.03%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.5M

$687 €613

66.33%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

$569 €508

18.67%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.8M

$1,160 €1,035

201.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.5M

$992 €885

71.41%

Buy Apartment in City Center (m2)

$2,784 Rp 49.9M

$6,939 €6,190

-59.88%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.2M

$2,122 €1,893

5.59%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$2,533 €2,259

-93.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.83

185.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Lahti: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Lahti

$569 28.6% 15.7% $106

Groceries & Markets

Ubud, Bali

$290 21.2%

Lahti

$391 19.6% 34.5% $100

Eating Out

Ubud, Bali

$109 8%

Lahti

$270 13.5% 148% $161

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Lahti

$385 19.3% 256% $277

Clothing & Footwear

Ubud, Bali

$108 7.9%

Lahti

$215 10.8% 99.7% $107

Sport & Entertainment

Ubud, Bali

$65 4.7%

Lahti

$74 3.7% 15.3% $9.9

Getting Around

Ubud, Bali

$13 0.9%

Lahti

$88 4.4% 603% $76

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $687 in Lahti. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1439% higher in Lahti, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $79.0 in Lahti. Monthly groceries follow the same trend: $290 vs $391 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇫🇮 Lahti

🕒 Local time

08:28 8:28 AM

03:28 3:28 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

120,700

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.58 USD

100,000 IDR = 4.97 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 16, 2026: 1 USD = 17,932 IDR (100,000 IDR = 5.58 USD). 1 EUR = 20,103 IDR (100,000 IDR = 4.97 EUR).

Euro exchange rates as of October 16, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Lahti 10,810 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Lahti

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lahti: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,992 in Lahti – roughly 46% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $2,988 in Lahti. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,992 in Lahti. That's a gap of about 46%.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $79.0 in Lahti. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Lahti at $1,992. In Ubud, Bali it covers expenses comfortably, while in Lahti it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $1,992 in Lahti. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lahti makes more sense. Both are solid long-term options with distinct trade-offs.