Last update: Oct 2026

Cost of Living Comparison Between Laguna Niguel, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $4,226 in Laguna Niguel, CA, rent and utilities included – about $34,500 less a year. Rent and utilities account for most of the difference.

203

Cost of Living Index in Laguna Niguel, CA
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Laguna Niguel, CA Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Laguna Niguel, CA

🇺🇸 United States

$4,226

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Laguna Niguel, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Laguna Niguel, CA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $4,226 per month in Laguna Niguel, CA vs $1,349 in Ubud, Bali, rent included.

Laguna Niguel, CA $4,226
Ubud, Bali $1,349

A couple spends around $5,456 per month in Laguna Niguel, CA vs $2,305 in Ubud, Bali, rent included.

Laguna Niguel, CA $5,456
Ubud, Bali $2,305

A family of three spends $6,687 per month in Laguna Niguel, CA vs $3,261 in Ubud, Bali, rent included.

Laguna Niguel, CA $6,687
Ubud, Bali $3,261

Laguna Niguel, CA costs about 213% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$24.63 $24.63

$3.32 Rp 60.3K

641.87%

Three-Course Dinner for Two, Mid-Range

$99.1 $99.1

$35.64 Rp 646.5K

178.03%

Fast Food Meal (McDonalds, etc)

$11.94 $11.94

$5.53 Rp 100.4K

115.91%

Cappuccino

$5.65 $5.65

$2.72 Rp 49.3K

107.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.53 $3.53

$1.70 Rp 30.9K

107.65%

Water (0.33 liter bottle)

$2.78 $2.78

$0.76 Rp 13.8K

265.79%

Local Beer (0.5 liter draught)

$7.95 $7.95

$2.65 Rp 48.1K

200.00%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$4.38 Rp 79.5K

124.66%

Milk (1 liter)

$1.24 $1.24

$1.49 Rp 27.0K

-16.78%

White Bread (500g)

$5.87 $5.87

$2.28 Rp 41.3K

157.46%

Rice (white) (1kg)

$4.59 $4.59

$1.19 Rp 21.6K

285.71%

Eggs

$5.09 $5.09

$2.04 Rp 36.9K

149.51%

Local Cheese (1kg)

$12.64 $12.64

$17.70 Rp 321.1K

-28.59%

Chicken Fillets (1kg)

$16.29 $16.29

$3.96 Rp 71.9K

311.36%

Beef Round Steak (1kg)

$19.28 $19.28

$12.19 Rp 221.1K

58.16%

Apples (1kg)

$5.50 $5.50

$3.66 Rp 66.3K

50.27%

Banana (1kg)

$1.91 $1.91

$1.52 Rp 27.5K

25.66%

Oranges (1kg)

$4.85 $4.85

$2.23 Rp 40.4K

117.49%

Tomato (1kg)

$6.58 $6.58

$1.97 Rp 35.8K

234.01%

Potato (1kg)

$3.40 $3.40

$1.85 Rp 33.5K

83.78%

Onion (1kg)

$2.84 $2.84

$2.42 Rp 44.0K

17.36%

Lettuce (1 head)

$2.35 $2.35

$0.99 Rp 18.0K

137.37%

Water (1.5 liter bottle)

$2.24 $2.24

$0.51 Rp 9,313

339.22%

Cigarettes 20 Pack (Marlboro, Camel)

$11.63 $11.63

$2.22 Rp 40.3K

423.87%

Wine (Bottle)

$14.72 $14.72

$22.24 Rp 403.4K

-33.81%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.26 Rp 41.0K

-22.57%

Imported Beer (0.33 liter bottle)

$2.78 $2.78

$2.97 Rp 53.9K

-6.40%

One-way Ticket (Public Transport)

$1.97 $1.97

$0.25 Rp 4,553

688.00%

Public Transport Monthly Pass (Regular Price)

$49.11 $49.11

$7.82 Rp 141.9K

528.01%

Taxi Start (Normal Tariff)

$4.52 $4.52

$0.44 Rp 7,972

927.27%

Taxi (Normal Tariff) (1km)

$1.84 $1.84

$0.43 Rp 7,801

327.91%

Taxi 1hour Waiting (Normal Tariff)

$31.75 $31.75

$5.41 Rp 98.1K

486.88%

Gasoline (1 liter)

$1.57 $1.57

$0.82 Rp 15.0K

91.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$23.8K Rp 432.4M

44.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$31.7K Rp 575.9M

-15.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$280 $280

$79.1 Rp 1.4M

254.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$72.6 $72.6

$6.45 Rp 116.9K

1026.05%

Internet (50+ Mbps, Unlimited Data)

$78.6 $78.6

$18.58 Rp 337.0K

323.20%

Gym Membership (Monthly)

$93.8 $93.8

$49.48 Rp 897.5K

89.65%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$14.81 $14.81

$4.27 Rp 77.5K

246.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,686 $1,686

$491 Rp 8.9M

243.73%

International Primary School, 1 Child (Yearly)

$31.8K $31.8K

$5,674 Rp 102.9M

460.81%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$44.64 Rp 809.7K

67.81%

Summer Dress (H&M, Zara, etc)

$40.32 $40.32

$34.95 Rp 634.0K

15.36%

Sport Shoes (Adidas, Nike)

$120 $120

$79.9 Rp 1.4M

49.92%

Men's Leather Business Shoes

$141 $141

$79.4 Rp 1.4M

77.47%

1-bedroom Apartment, City Center (Monthly)

$2,651 $2,651

$1,125 Rp 20.4M

135.70%

1-bedroom Apartment, Outside City Center (Monthly)

$2,571 $2,571

$671 Rp 12.2M

282.94%

3-bedroom Apartment, City Center (Monthly)

$4,423 $4,423

$3,565 Rp 64.7M

24.09%

3-bedroom Apartment, Outside City Center (Monthly)

$3,044 $3,044

$1,723 Rp 31.3M

76.61%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$5,150 $5,150

$164 Rp 3.0M

3043.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

13.78

-51.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Laguna Niguel, CA: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Laguna Niguel, CA

$2.6K 60.9%

Ubud, Bali

$672 49.8% 73.9% $1.9K

Groceries & Markets

Laguna Niguel, CA

$474 11.2%

Ubud, Bali

$288 21.4% 39.2% $186

Monthly Utilities & Internet

Laguna Niguel, CA

$432 10.2%

Ubud, Bali

$104 7.7% 75.9% $328

Eating Out

Laguna Niguel, CA

$385 9.1%

Ubud, Bali

$108 8% 72.1% $278

Clothing & Footwear

Laguna Niguel, CA

$169 4%

Ubud, Bali

$108 8% 36.5% $62

Sport & Entertainment

Laguna Niguel, CA

$123 2.9%

Ubud, Bali

$58 4.3% 53% $65

Getting Around

Laguna Niguel, CA

$71 1.7%

Ubud, Bali

$11 0.9% 83.9% $59

Cost Breakdown

A central one-bedroom costs $2,651 in Laguna Niguel, CA versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Laguna Niguel, CA are about 31 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $99 in Laguna Niguel, CA versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $474 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Laguna Niguel, CA

🇮🇩 Ubud, Bali

🕒 Local time

23:34 11:34 PM

15:34 3:34 PM

16 h ahead of Laguna Niguel, CA

🌤 Weather

👥 Population

64,771

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Laguna Niguel, CA Ubud, Bali 13,940 km ≈ 18 h nonstop flight

From you

Laguna Niguel, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Laguna Niguel, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,226 in Laguna Niguel, CA, $1,349 in Ubud, Bali – Ubud, Bali comes out roughly 68% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $6,339 per month in Laguna Niguel, CA and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,651 in Laguna Niguel, CA.

Monthly expenses with rent come to $4,226 in Laguna Niguel, CA and $1,349 in Ubud, Bali. That makes Ubud, Bali about 68% cheaper.

Public transport costs about 84% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $4,226 in Laguna Niguel, CA and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Laguna Niguel, CA has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $4,226 in Laguna Niguel, CA. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Laguna Niguel, CA makes more sense. Both are solid long-term options with distinct trade-offs.