Last update: Oct 2026

Cost of Living Comparison Between Laguna Niguel, CA and Hilversum

For one person, living is cheaper in Hilversum: $2,920 a month against $4,258 in Laguna Niguel, CA, rent and utilities included – about $16,100 less a year. Rent and utilities account for most of the difference.

Laguna Niguel, CA
🇺🇸 United States
$4,258
/mo nomad
Hilversum
🇳🇱 Netherlands
$2,920
/mo nomad
Monthly Cost of Living

How much you'll spend in Laguna Niguel, CA and in Hilversum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Laguna Niguel, CA and in Hilversum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,258 in Laguna Niguel, CA versus $2,920 in Hilversum.

  • Laguna Niguel, CA $4,258
  • Hilversum $2,920

Estimated couple costs with rent: $5,464 in Laguna Niguel, CA versus $4,236 in Hilversum.

  • Laguna Niguel, CA $5,464
  • Hilversum $4,236

Monthly costs for a family of three with rent: $6,671 in Laguna Niguel, CA versus $5,553 in Hilversum.

  • Laguna Niguel, CA $6,671
  • Hilversum $5,553

Living in Laguna Niguel, CA is roughly 46% more expensive than in Hilversum, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Laguna Niguel, CA 215% above, Hilversum 116% above.

Currency
🍽 Eating Out
Laguna Niguel, CA
Hilversum
Difference
Meal at Budget Restaurant
$24.71 $24.71
$27.73 €24.67
-10.89%
Three-Course Dinner for Two, Mid-Range
$104 $104
$79.5 €70.7
30.34%
Fast Food Meal (McDonalds, etc)
$13.65 $13.65
$16.70 €14.85
-18.26%
Cappuccino
$5.80 $5.80
$4.30 €3.82
34.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.02 $3.02
$3.92 €3.49
-22.96%
Water (0.33 liter bottle)
$1.97 $1.97
$2.98 €2.65
-33.89%
Local Beer (0.5 liter draught)
$7.82 $7.82
$5.53 €4.92
41.41%
Imported Beer (0.33 liter bottle)
$10.12 $10.12
$5.53 €4.92
83.00%
🛒 Groceries & Markets
Laguna Niguel, CA
Hilversum
Difference
Milk (1 liter)
$1.30 $1.30
$1.81 €1.61
-28.18%
White Bread (500g)
$4.67 $4.67
$2.37 €2.11
97.05%
Rice (white) (1kg)
$4.75 $4.75
$3.47 €3.09
36.89%
Eggs
$4.95 $4.95
$5.27 €4.69
-6.07%
Local Cheese (1kg)
$12.65 $12.65
$14.30 €12.72
-11.54%
Chicken Fillets (1kg)
$15.91 $15.91
$13.89 €12.35
14.54%
Beef Round Steak (1kg)
$19.72 $19.72
$16.46 €14.64
19.81%
Apples (1kg)
$5.64 $5.64
$2.53 €2.25
122.92%
Banana (1kg)
$1.72 $1.72
$2.68 €2.38
-35.82%
Oranges (1kg)
$4.69 $4.69
$2.71 €2.41
73.06%
Tomato (1kg)
$6.61 $6.61
$5.21 €4.63
26.87%
Potato (1kg)
$3.37 $3.37
$1.89 €1.68
78.31%
Onion (1kg)
$2.84 $2.84
$2.23 €1.98
27.35%
Lettuce (1 head)
$2.38 $2.38
$1.48 €1.32
60.81%
Water (1.5 liter bottle)
$2.20 $2.20
$1.14 €1.02
92.98%
Cigarettes 20 Pack (Marlboro, Camel)
$11.75 $11.75
$12.60 €11.21
-6.75%
Wine (Bottle)
$15.12 $15.12
$6.83 €6.07
121.38%
Local Beer (0.5 liter bottle)
$1.75 $1.75
$1.48 €1.31
18.24%
Imported Beer (0.33 liter bottle)
$2.68 $2.68
$2.72 €2.42
-1.47%
🚌 Getting Around
Laguna Niguel, CA
Hilversum
Difference
One-way Ticket (Public Transport)
-
$3.62 €3.22
-
Public Transport Monthly Pass (Regular Price)
$64.1 $64.1
$66.0 €58.7
-2.91%
Taxi Start (Normal Tariff)
$3.02 $3.02
$5.50 €4.89
-45.09%
Taxi (Normal Tariff) (1km)
$1.81 $1.81
$3.44 €3.06
-47.38%
Taxi 1hour Waiting (Normal Tariff)
$32.31 $32.31
$22.12 €19.67
46.07%
Gasoline (1 liter)
$1.54 $1.54
$2.39 €2.13
-35.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.6K $37.6K
$41.8K €37.2K
-10.10%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$42.6K €37.9K
-39.54%
🧾 Monthly Utilities & Internet
Laguna Niguel, CA
Hilversum
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$279 $279
$265 €236
5.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$70.7 $70.7
$28.28 €25.15
149.86%
Internet (50+ Mbps, Unlimited Data)
$79.8 $79.8
$63.2 €56.2
26.25%
🎉 Sport & Entertainment
Laguna Niguel, CA
Hilversum
Difference
Gym Membership (Monthly)
$94.3 $94.3
$68.0 €60.5
38.77%
Tennis Court (1 Hour on Weekend)
-
$33.61 €29.89
-
Cinema Ticket
$16.35 $16.35
$16.73 €14.88
-2.27%
🧸 Childcare & Education
Laguna Niguel, CA
Hilversum
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,656 $1,656
$678 €603
144.04%
International Primary School, 1 Child (Yearly)
$32.3K $32.3K
$15.6K €13.9K
106.82%
👕👟 Clothing & Footwear
Laguna Niguel, CA
Hilversum
Difference
Jeans (Levis 501 Or Similar)
$74.3 $74.3
$113 €100
-34.21%
Summer Dress (H&M, Zara, etc)
$40.82 $40.82
$47.90 €42.60
-14.78%
Sport Shoes (Adidas, Nike)
$119 $119
$90.3 €80.4
31.28%
Men's Leather Business Shoes
$172 $172
$141 €126
21.41%
🏠 Accommodation & Living
Laguna Niguel, CA
Hilversum
Difference
1-bedroom Apartment, City Center (Monthly)
$2,927 $2,927
$1,683 €1,497
73.90%
1-bedroom Apartment, Outside City Center (Monthly)
$2,593 $2,593
$1,432 €1,274
81.07%
3-bedroom Apartment, City Center (Monthly)
$4,575 $4,575
$2,924 €2,601
56.46%
3-bedroom Apartment, Outside City Center (Monthly)
$2,988 $2,988
$2,281 €2,029
30.99%
Buy Apartment in City Center (m2)
-
$6,800 €6,049
-
Buy Apartment Outside City Center (m2)
-
$5,225 €4,648
-
💵 Salaries & Financials
Laguna Niguel, CA
Hilversum
Difference
Average Monthly Net Salary (After Tax)
$5,014 $5,014
$3,910 €3,478
28.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.64
4.3
54.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Laguna Niguel, CA: October 11, 2026

Last update for Hilversum: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Laguna Niguel, CA
$2.6K
Hilversum
$1.4K 44.8% $1.2K
Groceries & Markets
Laguna Niguel, CA
$462
Hilversum
$360 21.9% $101
Monthly Utilities & Internet
Laguna Niguel, CA
$430
Hilversum
$356 17.1% $73
Eating Out
Laguna Niguel, CA
$388
Hilversum
$390 0.6% $2.3
Clothing & Footwear
Laguna Niguel, CA
$182
Hilversum
$177 3.2% $5.8
Sport & Entertainment
Laguna Niguel, CA
$127
Hilversum
$101 20.2% $26
Getting Around
Laguna Niguel, CA
$76 *
Hilversum
$103 35.5% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,927 in Laguna Niguel, CA and $1,683 in Hilversum. Housing cost is often the main lever when comparing two cities.

Laguna Niguel, CA pays 28% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $104 in Laguna Niguel, CA vs $80.0 in Hilversum for a mid-range dinner for two. Groceries echo the gap at $462 vs $360 per month, with Hilversum cheaper across the board.

Good to know
🇺🇸 Laguna Niguel, CA
🇳🇱 Hilversum
🕒 Local time
08:08 8:08 AM
17:08 5:08 PM
9 h ahead of Laguna Niguel, CA
🌤 Weather
👥 Population
64,771
93,345
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Laguna Niguel, CA Hilversum 8,990 km ≈ 12 h nonstop flight
From you
  • Laguna Niguel, CA
  • Hilversum

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Laguna Niguel, CA vs Hilversum: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Laguna Niguel, CA and in Hilversum?
Laguna Niguel, CA and Hilversum differ by about 46% in total monthly costs ($4,258 vs $2,920 including rent). Hilversum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Laguna Niguel, CA or Hilversum?
Average pay runs 28% higher in Laguna Niguel, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Laguna Niguel, CA and in Hilversum?
Rent for a central apartment: $2,927 in Laguna Niguel, CA versus $1,683 in Hilversum. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Laguna Niguel, CA and in Hilversum?
A monthly transit pass in Hilversum runs roughly 3% less than in Laguna Niguel, CA. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Laguna Niguel, CA and Hilversum?
Childcare runs $1,656 in Laguna Niguel, CA versus $678 in Hilversum. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is feasible on a $3,000 budget?
Both cities are expensive relative to $3,000. Hilversum is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
How does quality of life compare between Laguna Niguel, CA and Hilversum?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Laguna Niguel, CA or Hilversum safer for residents?
Safety-wise, Laguna Niguel, CA and Hilversum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Laguna Niguel, CA or Hilversum?
Expats usually find Hilversum gentler on the wallet – expenses run 46% less than in Laguna Niguel, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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