Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Laguna Niguel, CA

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $4,226 in Laguna Niguel, CA, rent and utilities included – about $34,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
203

Cost of Living Index in Laguna Niguel, CA
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Laguna Niguel, CA Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Laguna Niguel, CA

🇺🇸 United States

$4,226

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Laguna Niguel, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Laguna Niguel, CA actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $4,226 in Laguna Niguel, CA, rent included.

Ubud, Bali $1,349
Laguna Niguel, CA $4,226

A couple spends around $2,305 per month in Ubud, Bali vs $5,456 in Laguna Niguel, CA, rent included.

Ubud, Bali $2,305
Laguna Niguel, CA $5,456

A family of three spends $3,261 per month in Ubud, Bali vs $6,687 in Laguna Niguel, CA, rent included.

Ubud, Bali $3,261
Laguna Niguel, CA $6,687

Ubud, Bali is about 68% cheaper than Laguna Niguel, CA, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$24.63 $24.63

-86.52%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$99.1 $99.1

-64.03%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.94 $11.94

-53.69%

Cappuccino

$2.72 Rp 49.3K

$5.65 $5.65

-51.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$3.53 $3.53

-51.84%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.78 $2.78

-72.66%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$7.95 $7.95

-66.67%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$9.84 $9.84

-55.49%

Milk (1 liter)

$1.49 Rp 27.0K

$1.24 $1.24

20.16%

White Bread (500g)

$2.28 Rp 41.3K

$5.87 $5.87

-61.16%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.59 $4.59

-74.07%

Eggs

$2.04 Rp 36.9K

$5.09 $5.09

-59.92%

Local Cheese (1kg)

$17.70 Rp 321.1K

$12.64 $12.64

40.03%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$16.29 $16.29

-75.69%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$19.28 $19.28

-36.77%

Apples (1kg)

$3.66 Rp 66.3K

$5.50 $5.50

-33.45%

Banana (1kg)

$1.52 Rp 27.5K

$1.91 $1.91

-20.42%

Oranges (1kg)

$2.23 Rp 40.4K

$4.85 $4.85

-54.02%

Tomato (1kg)

$1.97 Rp 35.8K

$6.58 $6.58

-70.06%

Potato (1kg)

$1.85 Rp 33.5K

$3.40 $3.40

-45.59%

Onion (1kg)

$2.42 Rp 44.0K

$2.84 $2.84

-14.79%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.35 $2.35

-57.87%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$2.24 $2.24

-77.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$11.63 $11.63

-80.91%

Wine (Bottle)

$22.24 Rp 403.4K

$14.72 $14.72

51.09%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.75 $1.75

29.14%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.78 $2.78

6.83%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.97 $1.97

-87.31%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$49.11 $49.11

-84.08%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$4.52 $4.52

-90.27%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.84 $1.84

-76.63%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$31.75 $31.75

-82.96%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.57 $1.57

-47.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$34.4K $34.4K

-30.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$26.8K $26.8K

18.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$280 $280

-71.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$72.6 $72.6

-91.12%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$78.6 $78.6

-76.37%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$93.8 $93.8

-47.27%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$14.81 $14.81

-71.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,686 $1,686

-70.91%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$31.8K $31.8K

-82.17%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$74.9 $74.9

-40.41%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$40.32 $40.32

-13.32%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$120 $120

-33.30%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$141 $141

-43.65%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$2,651 $2,651

-57.57%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$2,571 $2,571

-73.89%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$4,423 $4,423

-19.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$3,044 $3,044

-43.38%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$5,150 $5,150

-96.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.64

107.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Laguna Niguel, CA: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Laguna Niguel, CA

$2.6K 60.9% 283% $1.9K

Groceries & Markets

Ubud, Bali

$288 21.4%

Laguna Niguel, CA

$474 11.2% 64.3% $186

Eating Out

Ubud, Bali

$108 8%

Laguna Niguel, CA

$385 9.1% 258% $278

Clothing & Footwear

Ubud, Bali

$108 8%

Laguna Niguel, CA

$169 4% 57.4% $62

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Laguna Niguel, CA

$432 10.2% 315% $328

Sport & Entertainment

Ubud, Bali

$58 4.3%

Laguna Niguel, CA

$123 2.9% 113% $65

Getting Around

Ubud, Bali

$11 0.9%

Laguna Niguel, CA

$71 1.7% 519% $59

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $2,651 in Laguna Niguel, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Laguna Niguel, CA are about 31 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $99 in Laguna Niguel, CA. Monthly groceries follow the same trend: $288 vs $474 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Laguna Niguel, CA

🕒 Local time

16:33 4:33 PM

00:33 12:33 AM

16 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

64,771

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Laguna Niguel, CA 13,940 km ≈ 18 h nonstop flight

From you

Ubud, Bali
Laguna Niguel, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Laguna Niguel, CA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $4,226 in Laguna Niguel, CA – Ubud, Bali comes out roughly 68% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $6,339 in Laguna Niguel, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,651 in Laguna Niguel, CA.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $4,226 in Laguna Niguel, CA. That makes Ubud, Bali about 68% cheaper.

Public transport costs about 84% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $4,226 in Laguna Niguel, CA. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Laguna Niguel, CA has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $4,226 in Laguna Niguel, CA. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Laguna Niguel, CA makes more sense. Both are solid long-term options with distinct trade-offs.