Last update: Oct 2026

Cost of Living Comparison Between Laguna Niguel, CA and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $4,258 in Laguna Niguel, CA, rent and utilities included – about $26,900 less a year. Rent and utilities account for most of the difference.

206

Cost of Living Index in Laguna Niguel, CA
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Laguna Niguel, CA Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Laguna Niguel, CA

🇺🇸 United States

$4,258

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Laguna Niguel, CA and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Laguna Niguel, CA and in Montreal actually costs, broken down by who's living it.

A single person spends $4,258 per month in Laguna Niguel, CA vs $2,018 in Montreal, rent included.

Laguna Niguel, CA $4,258
Montreal $2,018

A couple spends around $5,464 per month in Laguna Niguel, CA vs $3,085 in Montreal, rent included.

Laguna Niguel, CA $5,464
Montreal $3,085

A family of three spends $6,671 per month in Laguna Niguel, CA vs $4,152 in Montreal, rent included.

Laguna Niguel, CA $6,671
Montreal $4,152

Laguna Niguel, CA costs about 111% more than Montreal, and outside of rent the biggest gap is in groceries.

Both Laguna Niguel, CA and Montreal sit above the global median – Laguna Niguel, CA by 215%, Montreal by 49%.

Meal at Budget Restaurant

$24.71 $24.71

$18.82 CA$26.61

31.30%

Three-Course Dinner for Two, Mid-Range

$104 $104

$70.3 CA$99.4

47.43%

Fast Food Meal (McDonalds, etc)

$13.65 $13.65

$10.66 CA$15.06

28.05%

Cappuccino

$5.80 $5.80

$3.84 CA$5.43

51.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 $3.02

$1.92 CA$2.71

57.29%

Water (0.33 liter bottle)

$1.97 $1.97

$1.54 CA$2.18

27.92%

Local Beer (0.5 liter draught)

$7.82 $7.82

$6.23 CA$8.81

25.52%

Imported Beer (0.33 liter bottle)

$10.12 $10.12

$7.10 CA$10.03

42.54%

Milk (1 liter)

$1.30 $1.30

$2.31 CA$3.27

-43.72%

White Bread (500g)

$4.67 $4.67

$3.14 CA$4.44

48.73%

Rice (white) (1kg)

$4.75 $4.75

$3.21 CA$4.54

47.98%

Eggs

$4.95 $4.95

$3.52 CA$4.97

40.63%

Local Cheese (1kg)

$12.65 $12.65

$12.81 CA$18.11

-1.25%

Chicken Fillets (1kg)

$15.91 $15.91

$11.46 CA$16.20

38.83%

Beef Round Steak (1kg)

$19.72 $19.72

$13.39 CA$18.92

47.27%

Apples (1kg)

$5.64 $5.64

$3.14 CA$4.43

79.62%

Banana (1kg)

$1.72 $1.72

$1.44 CA$2.03

19.44%

Oranges (1kg)

$4.69 $4.69

$3.47 CA$4.91

35.16%

Tomato (1kg)

$6.61 $6.61

$3.07 CA$4.34

115.31%

Potato (1kg)

$3.37 $3.37

$1.90 CA$2.69

77.37%

Onion (1kg)

$2.84 $2.84

$1.77 CA$2.50

60.45%

Lettuce (1 head)

$2.38 $2.38

$2.34 CA$3.31

1.71%

Water (1.5 liter bottle)

$2.20 $2.20

$1.55 CA$2.19

41.94%

Cigarettes 20 Pack (Marlboro, Camel)

$11.75 $11.75

$11.38 CA$16.09

3.25%

Wine (Bottle)

$15.12 $15.12

$10.63 CA$15.03

42.24%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.27 CA$3.21

-22.91%

Imported Beer (0.33 liter bottle)

$2.68 $2.68

$2.82 CA$3.99

-4.96%

One-way Ticket (Public Transport)

$2.66 CA$3.76

Public Transport Monthly Pass (Regular Price)

$64.1 $64.1

$77.3 CA$109

-17.05%

Taxi Start (Normal Tariff)

$3.02 $3.02

$3.20 CA$4.53

-5.63%

Taxi (Normal Tariff) (1km)

$1.81 $1.81

$1.48 CA$2.09

22.30%

Taxi 1hour Waiting (Normal Tariff)

$32.31 $32.31

$32.88 CA$46.48

-1.73%

Gasoline (1 liter)

$1.54 $1.54

$1.34 CA$1.90

14.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K $37.6K

$28.2K CA$39.8K

33.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$19.6K CA$27.8K

31.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$279 $279

$76.0 CA$107

267.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.7 $70.7

$33.95 CA$48.00

108.13%

Internet (50+ Mbps, Unlimited Data)

$79.8 $79.8

$42.31 CA$59.8

88.56%

Gym Membership (Monthly)

$94.3 $94.3

$29.76 CA$42.07

216.90%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$16.35 $16.35

$11.15 CA$15.77

46.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,656 $1,656

$507 CA$717

226.48%

International Primary School, 1 Child (Yearly)

$32.3K $32.3K

$16.1K CA$22.7K

101.49%

Jeans (Levis 501 Or Similar)

$74.3 $74.3

$57.6 CA$81.4

29.14%

Summer Dress (H&M, Zara, etc)

$40.82 $40.82

$37.58 CA$53.1

8.62%

Sport Shoes (Adidas, Nike)

$119 $119

$91.9 CA$130

29.05%

Men's Leather Business Shoes

$172 $172

$110 CA$155

56.55%

1-bedroom Apartment, City Center (Monthly)

$2,927 $2,927

$1,260 CA$1,782

132.24%

1-bedroom Apartment, Outside City Center (Monthly)

$2,593 $2,593

$948 CA$1,340

173.67%

3-bedroom Apartment, City Center (Monthly)

$4,575 $4,575

$2,137 CA$3,021

114.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,988 $2,988

$1,614 CA$2,281

85.17%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

Average Monthly Net Salary (After Tax)

$5,014 $5,014

$2,827 CA$3,997

77.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

4.48

48.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Laguna Niguel, CA: October 11, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Laguna Niguel, CA

$2.6K 60.9%

Montreal

$948 47% 63.5% $1.6K

Groceries & Markets

Laguna Niguel, CA

$462 10.8%

Montreal

$346 17.2% 24.9% $115

Monthly Utilities & Internet

Laguna Niguel, CA

$430 10.1%

Montreal

$152 7.5% 64.6% $278

Eating Out

Laguna Niguel, CA

$388 9.1%

Montreal

$288 14.3% 25.7% $100

Clothing & Footwear

Laguna Niguel, CA

$182 4.3%

Montreal

$133 6.6% 26.8% $49

Sport & Entertainment

Laguna Niguel, CA

$127 3%

Montreal

$52 2.6% 59% $75

Getting Around

Laguna Niguel, CA

$76 * 1.8%

Montreal

$99 4.9% 29.4% $22

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,927 in Laguna Niguel, CA versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 77% higher in Laguna Niguel, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $104 in Laguna Niguel, CA versus $70.0 in Montreal. Monthly groceries follow the same trend: $462 vs $346 – making Montreal the more affordable choice for daily food spending.

Good to know

🇺🇸 Laguna Niguel, CA

🇨🇦 Montreal

🕒 Local time

16:47 4:47 PM

19:47 7:47 PM

3 h ahead of Laguna Niguel, CA

🌤 Weather

👥 Population

64,771

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Laguna Niguel, CA Montreal 3,960 km ≈ 5 h nonstop flight

From you

Laguna Niguel, CA
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Laguna Niguel, CA vs Montreal: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,258 in Laguna Niguel, CA, $2,018 in Montreal – roughly 111% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $6,387 per month in Laguna Niguel, CA and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,258 in Laguna Niguel, CA and $2,018 in Montreal. That's a gap of about 111%.

Public transport costs about 21% less in Montreal. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in Laguna Niguel, CA at $4,258. In Montreal it covers expenses comfortably, while in Laguna Niguel, CA it requires careful planning or may not stretch far enough.

It depends on your priorities. Laguna Niguel, CA has an edge in some lifestyle areas, with costs from $2,018 in Montreal to $4,258 in Laguna Niguel, CA. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Laguna Niguel, CA makes more sense. Both are solid long-term options with distinct trade-offs.