Last update: Oct 2026

Cost of Living Comparison Between Laguna Niguel, CA and Lima

For one person, living is cheaper in Lima: $1,012 a month against $4,258 in Laguna Niguel, CA, rent and utilities included – about $39,000 less a year. Rent and utilities account for most of the difference.

206

Cost of Living Index in Laguna Niguel, CA
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Laguna Niguel, CA Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Laguna Niguel, CA

🇺🇸 United States

$4,258

/mo nomad

Lima

🇵🇪 Peru

$1,012

/mo nomad

Monthly Cost of Living

How much you'll spend in Laguna Niguel, CA and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Laguna Niguel, CA and in Lima actually costs, broken down by who's living it.

A single person spends $4,258 per month in Laguna Niguel, CA vs $1,012 in Lima, rent included.

Laguna Niguel, CA $4,258
Lima $1,012

A couple spends around $5,464 per month in Laguna Niguel, CA vs $1,589 in Lima, rent included.

Laguna Niguel, CA $5,464
Lima $1,589

A family of three spends $6,671 per month in Laguna Niguel, CA vs $2,167 in Lima, rent included.

Laguna Niguel, CA $6,671
Lima $2,167

Laguna Niguel, CA costs about 321% more than Lima, and outside of rent the biggest gap is in eating out.

Laguna Niguel, CA sits 215% above the global median, while Lima is 25% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$24.71 $24.71

$4.40 PEN 15.10

461.59%

Three-Course Dinner for Two, Mid-Range

$104 $104

$35.17 PEN 121

194.65%

Fast Food Meal (McDonalds, etc)

$13.65 $13.65

$6.89 PEN 23.65

98.11%

Cappuccino

$5.80 $5.80

$3.26 PEN 11.20

77.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 $3.02

$1.12 PEN 3.84

169.64%

Water (0.33 liter bottle)

$1.97 $1.97

$0.62 PEN 2.11

217.74%

Local Beer (0.5 liter draught)

$7.82 $7.82

$2.65 PEN 9.09

195.09%

Imported Beer (0.33 liter bottle)

$10.12 $10.12

$4.41 PEN 15.15

129.48%

Milk (1 liter)

$1.30 $1.30

$1.63 PEN 5.61

-20.25%

White Bread (500g)

$4.67 $4.67

$2.56 PEN 8.78

82.42%

Rice (white) (1kg)

$4.75 $4.75

$1.35 PEN 4.65

251.85%

Eggs

$4.95 $4.95

$2.90 PEN 9.96

70.69%

Local Cheese (1kg)

$12.65 $12.65

$8.85 PEN 30.38

42.94%

Chicken Fillets (1kg)

$15.91 $15.91

$5.98 PEN 20.52

166.05%

Beef Round Steak (1kg)

$19.72 $19.72

$9.78 PEN 33.59

101.64%

Apples (1kg)

$5.64 $5.64

$2.05 PEN 7.02

175.12%

Banana (1kg)

$1.72 $1.72

$1.06 PEN 3.66

62.26%

Oranges (1kg)

$4.69 $4.69

$1.35 PEN 4.64

247.41%

Tomato (1kg)

$6.61 $6.61

$1.50 PEN 5.15

340.67%

Potato (1kg)

$3.37 $3.37

$0.88 PEN 3.03

282.95%

Onion (1kg)

$2.84 $2.84

$0.92 PEN 3.15

208.70%

Lettuce (1 head)

$2.38 $2.38

$0.89 PEN 3.07

167.42%

Water (1.5 liter bottle)

$2.20 $2.20

$0.90 PEN 3.10

144.44%

Cigarettes 20 Pack (Marlboro, Camel)

$11.75 $11.75

$5.90 PEN 20.27

99.15%

Wine (Bottle)

$15.12 $15.12

$8.52 PEN 29.26

77.46%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.88 PEN 6.45

-6.91%

Imported Beer (0.33 liter bottle)

$2.68 $2.68

$3.22 PEN 11.05

-16.77%

One-way Ticket (Public Transport)

$0.68 PEN 2.33

Public Transport Monthly Pass (Regular Price)

$64.1 $64.1

$26.86 PEN 92.2

138.68%

Taxi Start (Normal Tariff)

$3.02 $3.02

$3.81 PEN 13.09

-20.73%

Taxi (Normal Tariff) (1km)

$1.81 $1.81

$2.02 PEN 6.93

-10.40%

Taxi 1hour Waiting (Normal Tariff)

$32.31 $32.31

$7.11 PEN 24.41

354.43%

Gasoline (1 liter)

$1.54 $1.54

$1.72 PEN 5.91

-10.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K $37.6K

$22.3K PEN 76.6K

68.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.5K PEN 87.6K

0.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$279 $279

$73.1 PEN 251

282.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.7 $70.7

$16.35 PEN 56.2

332.17%

Internet (50+ Mbps, Unlimited Data)

$79.8 $79.8

$27.47 PEN 94.3

190.43%

Gym Membership (Monthly)

$94.3 $94.3

$31.90 PEN 110

195.64%

Tennis Court (1 Hour on Weekend)

$19.41 PEN 66.7

Cinema Ticket

$16.35 $16.35

$7.05 PEN 24.23

131.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,656 $1,656

$182 PEN 627

807.29%

International Primary School, 1 Child (Yearly)

$32.3K $32.3K

$13.0K PEN 44.8K

148.00%

Jeans (Levis 501 Or Similar)

$74.3 $74.3

$53.8 PEN 185

38.17%

Summer Dress (H&M, Zara, etc)

$40.82 $40.82

$34.32 PEN 118

18.94%

Sport Shoes (Adidas, Nike)

$119 $119

$82.8 PEN 284

43.20%

Men's Leather Business Shoes

$172 $172

$78.2 PEN 269

119.26%

1-bedroom Apartment, City Center (Monthly)

$2,927 $2,927

$721 PEN 2,476

305.94%

1-bedroom Apartment, Outside City Center (Monthly)

$2,593 $2,593

$343 PEN 1,179

655.09%

3-bedroom Apartment, City Center (Monthly)

$4,575 $4,575

$1,219 PEN 4,186

275.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,988 $2,988

$651 PEN 2,235

359.16%

Buy Apartment in City Center (m2)

$2,414 PEN 8,292

Buy Apartment Outside City Center (m2)

$1,357 PEN 4,660

Average Monthly Net Salary (After Tax)

$5,014 $5,014

$648 PEN 2,226

673.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.64

8.94

-25.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Laguna Niguel, CA: October 11, 2026

Last update for Lima: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Laguna Niguel, CA

$2.6K 60.9%

Lima

$343 33.9% 86.8% $2.2K

Groceries & Markets

Laguna Niguel, CA

$462 10.8%

Lima

$226 22.3% 51% $236

Monthly Utilities & Internet

Laguna Niguel, CA

$430 10.1%

Lima

$117 11.6% 72.8% $313

Eating Out

Laguna Niguel, CA

$388 9.1%

Lima

$124 12.3% 68% $264

Clothing & Footwear

Laguna Niguel, CA

$182 4.3%

Lima

$112 11.1% 38.5% $70

Sport & Entertainment

Laguna Niguel, CA

$127 3%

Lima

$46 4.6% 63.8% $81

Getting Around

Laguna Niguel, CA

$76 * 1.8%

Lima

$43 4.3% 42.9% $33

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,927 in Laguna Niguel, CA versus $721 in Lima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 674% higher in Laguna Niguel, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $104 in Laguna Niguel, CA versus $35.00 in Lima. Monthly groceries follow the same trend: $462 vs $226 – making Lima the more affordable choice for daily food spending.

Good to know

🇺🇸 Laguna Niguel, CA

🇵🇪 Lima

🕒 Local time

12:58 12:58 PM

14:58 2:58 PM

2 h ahead of Laguna Niguel, CA

🌤 Weather

👥 Population

64,771

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.889 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.889 EUR).

Peruvian Sol exchange rates as of October 17, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

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Laguna Niguel, CA Lima 6,650 km ≈ 9 h nonstop flight

From you

Laguna Niguel, CA
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Laguna Niguel, CA vs Lima: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,258 in Laguna Niguel, CA, $1,012 in Lima – roughly 321% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $6,387 per month in Laguna Niguel, CA and $1,518 in Lima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lima, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,258 in Laguna Niguel, CA and $1,012 in Lima. That's a gap of about 321%.

Public transport costs about 139% less in Lima. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Lima, where all-in costs run around $1,012, than in Laguna Niguel, CA at $4,258. In Lima it covers expenses comfortably, while in Laguna Niguel, CA it requires careful planning or may not stretch far enough.

It depends on your priorities. Laguna Niguel, CA has an edge in some lifestyle areas, with costs from $1,012 in Lima to $4,258 in Laguna Niguel, CA. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lima. If higher salaries, better infrastructure, or specific career opportunities are the priority, Laguna Niguel, CA makes more sense. Both are solid long-term options with distinct trade-offs.