Last update: Oct 2026

Cost of Living Comparison Between Kyustendil and Varna

For one person, living is cheaper in Kyustendil: $801 a month against $1,408 in Varna, rent and utilities included – about $7,300 less a year. Rent and utilities account for about half of the difference.

39

Cost of Living Index in Kyustendil
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Kyustendil Living Index
67

Cost of Living Index in Varna
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Varna Living Index

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Kyustendil

🇧🇬 Bulgaria

$801

/mo nomad

Varna

🇧🇬 Bulgaria

$1,408

/mo nomad

Monthly Cost of Living

How much you'll spend in Kyustendil and in Varna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kyustendil and in Varna actually costs, broken down by who's living it.

A single person spends $801 per month in Kyustendil vs $1,408 in Varna, rent included.

Kyustendil $801
Varna $1,408

A couple spends around $1,230 per month in Kyustendil vs $2,217 in Varna, rent included.

Kyustendil $1,230
Varna $2,217

A family of three spends $1,659 per month in Kyustendil vs $3,026 in Varna, rent included.

Kyustendil $1,659
Varna $3,026

Kyustendil is about 43% cheaper than Varna, and outside of rent the biggest gap is in groceries.

Kyustendil sits 41% below the global median, while Varna is 3% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.20 BGN 17.96

$12.46 BGN 21.94

-18.14%

Three-Course Dinner for Two, Mid-Range

$33.94 BGN 59.7

$59.9 BGN 106

-43.38%

Fast Food Meal (McDonalds, etc)

$4.99 BGN 8.79

$10.16 BGN 17.87

-50.89%

Cappuccino

$1.49 BGN 2.62

$2.87 BGN 5.05

-48.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.07 BGN 1.89

$1.89 BGN 3.32

-43.39%

Water (0.33 liter bottle)

$0.62 BGN 1.09

$1.62 BGN 2.85

-61.73%

Local Beer (0.5 liter draught)

$1.16 BGN 2.04

$2.81 BGN 4.94

-58.72%

Imported Beer (0.33 liter bottle)

$1.46 BGN 2.56

$3.50 BGN 6.15

-58.29%

Milk (1 liter)

$1.61 BGN 2.84

$1.92 BGN 3.38

-16.15%

White Bread (500g)

$0.66 BGN 1.16

$1.24 BGN 2.18

-46.77%

Rice (white) (1kg)

$1.44 BGN 2.54

$2.58 BGN 4.55

-44.19%

Eggs

$2.24 BGN 3.94

$3.53 BGN 6.21

-36.54%

Local Cheese (1kg)

$6.69 BGN 11.78

$11.53 BGN 20.30

-41.98%

Chicken Fillets (1kg)

$4.05 BGN 7.13

$9.28 BGN 16.34

-56.36%

Beef Round Steak (1kg)

$7.60 BGN 13.38

$13.97 BGN 24.60

-45.60%

Apples (1kg)

$0.72 BGN 1.27

$1.90 BGN 3.34

-62.11%

Banana (1kg)

$1.72 BGN 3.02

$2.16 BGN 3.81

-20.37%

Oranges (1kg)

$1.16 BGN 2.03

$2.12 BGN 3.74

-45.28%

Tomato (1kg)

$1.56 BGN 2.74

$3.00 BGN 5.28

-48.00%

Potato (1kg)

$0.60 BGN 1.06

$1.30 BGN 2.29

-53.85%

Onion (1kg)

$0.55 BGN 0.98

$1.04 BGN 1.83

-47.12%

Lettuce (1 head)

$0.55 BGN 0.96

$1.05 BGN 1.85

-47.62%

Water (1.5 liter bottle)

$0.58 BGN 1.03

$0.78 BGN 1.37

-25.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.50 BGN 6.15

$4.03 BGN 7.08

-13.15%

Wine (Bottle)

$3.93 BGN 6.91

$8.90 BGN 15.66

-55.84%

Local Beer (0.5 liter bottle)

$0.88 BGN 1.54

$1.17 BGN 2.06

-24.79%

Imported Beer (0.33 liter bottle)

$0.71 BGN 1.25

$1.80 BGN 3.17

-60.56%

One-way Ticket (Public Transport)

$0.89 BGN 1.57

$1.13 BGN 1.99

-21.24%

Public Transport Monthly Pass (Regular Price)

$25.10 BGN 44.18

$28.11 BGN 49.47

-10.71%

Taxi Start (Normal Tariff)

$1.28 BGN 2.26

$1.56 BGN 2.75

-17.95%

Taxi (Normal Tariff) (1km)

$0.61 BGN 1.08

$0.88 BGN 1.55

-30.68%

Taxi 1hour Waiting (Normal Tariff)

$11.61 BGN 20.43

$12.19 BGN 21.46

-4.76%

Gasoline (1 liter)

$1.54 BGN 2.71

$1.74 BGN 3.07

-11.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.0K BGN 24.7K

$29.6K BGN 52.0K

-52.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$13.1K BGN 23.0K

$24.7K BGN 43.5K

-47.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.6 BGN 165

$176 BGN 310

-46.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.56 BGN 25.63

$20.41 BGN 35.91

-28.66%

Internet (50+ Mbps, Unlimited Data)

$11.95 BGN 21.04

$15.68 BGN 27.59

-23.79%

Gym Membership (Monthly)

$32.33 BGN 56.9

$51.4 BGN 90.5

-37.13%

Tennis Court (1 Hour on Weekend)

$17.26 BGN 30.38

$19.47 BGN 34.26

-11.35%

Cinema Ticket

$3.93 BGN 6.91

$9.06 BGN 15.95

-56.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$114 BGN 201

$498 BGN 877

-77.10%

International Primary School, 1 Child (Yearly)

$2,286 BGN 4,023

$6,292 BGN 11.1K

-63.67%

Jeans (Levis 501 Or Similar)

$30.35 BGN 53.4

$65.3 BGN 115

-53.55%

Summer Dress (H&M, Zara, etc)

$19.03 BGN 33.49

$33.01 BGN 58.1

-42.35%

Sport Shoes (Adidas, Nike)

$60.8 BGN 107

$102 BGN 180

-40.61%

Men's Leather Business Shoes

$44.99 BGN 79.2

$99.7 BGN 175

-54.86%

1-bedroom Apartment, City Center (Monthly)

$336 BGN 591

$640 BGN 1,126

-47.51%

1-bedroom Apartment, Outside City Center (Monthly)

$255 BGN 449

$482 BGN 848

-47.03%

3-bedroom Apartment, City Center (Monthly)

$554 BGN 975

$1,362 BGN 2,397

-59.31%

3-bedroom Apartment, Outside City Center (Monthly)

$405 BGN 712

$916 BGN 1,612

-55.81%

Buy Apartment in City Center (m2)

$1,306 BGN 2,298

$2,998 BGN 5,276

-56.44%

Buy Apartment Outside City Center (m2)

$1,113 BGN 1,959

$2,090 BGN 3,678

-46.73%

Average Monthly Net Salary (After Tax)

$642 BGN 1,129

$1,286 BGN 2,263

-50.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

2.82

6.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyustendil: October 26, 2026

Last update for Varna: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kyustendil

$255 31.9%

Varna

$482 34.2% 88.8% $227

Groceries & Markets

Kyustendil

$153 19.1%

Varna

$272 19.3% 77.9% $119

Eating Out

Kyustendil

$130 16.2%

Varna

$200 14.2% 53.7% $70

Monthly Utilities & Internet

Kyustendil

$120 15%

Varna

$212 15.1% 76.6% $92

Clothing & Footwear

Kyustendil

$70 8.7%

Varna

$135 9.6% 93.6% $65

Sport & Entertainment

Kyustendil

$40 5%

Varna

$70 4.9% 73.1% $29

Getting Around

Kyustendil

$33 4.1%

Varna

$39 2.7% 17% $5.6

Cost Breakdown

A central one-bedroom costs $336 in Kyustendil versus $640 in Varna. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Varna are about 2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $34 in Kyustendil versus $60 in Varna. Monthly groceries follow the same trend: $153 vs $272 – making Kyustendil the more affordable choice for daily food spending.

Good to know

🇧🇬 Kyustendil

🇧🇬 Varna

🕒 Local time

06:25 6:25 AM

Same time as Kyustendil

🌤 Weather

👥 Population

47,640

348,058

💱 Currency

Bulgarian Lev BGN лв.

📈 Exchange rate

1 BGN = 0.568 USD

1 BGN = 0.51 EUR

1 BGN = 0.568 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

On the map

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Kyustendil Varna 440 km

From you

Kyustendil
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyustendil vs Varna: Cost of Living - Frequently Asked Questions

Varna costs about 76% more than Kyustendil, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,201 per month in Kyustendil and $2,113 in Varna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kyustendil, especially for central apartments: a one-bedroom in the center costs $336 there versus $640 in Varna.

Groceries cost about 78% more in Varna, though the gap depends on what you buy.

A mid-range dinner for two costs $34 in Kyustendil and $60 in Varna. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$800 is a stretch for both – monthly costs hit $801 in Kyustendil and $1,408 in Varna. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Kyustendil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Kyustendil. If higher salaries or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.