Last update: Oct 2026

Cost of Living Comparison Between Varna and Kyustendil

For one person, living is cheaper in Kyustendil: $801 a month against $1,408 in Varna, rent and utilities included – about $7,300 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Varna
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Varna Living Index
39

Cost of Living Index in Kyustendil
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Kyustendil Living Index

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Varna

🇧🇬 Bulgaria

$1,408

/mo nomad

Kyustendil

🇧🇬 Bulgaria

$801

/mo nomad

Monthly Cost of Living

How much you'll spend in Varna and in Kyustendil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Varna and in Kyustendil actually costs, broken down by who's living it.

A single person spends $1,408 per month in Varna vs $801 in Kyustendil, rent included.

Varna $1,408
Kyustendil $801

A couple spends around $2,217 per month in Varna vs $1,230 in Kyustendil, rent included.

Varna $2,217
Kyustendil $1,230

A family of three spends $3,026 per month in Varna vs $1,659 in Kyustendil, rent included.

Varna $3,026
Kyustendil $1,659

Varna costs about 76% more than Kyustendil, and outside of rent the biggest gap is in groceries.

Varna sits 3% above the global median, while Kyustendil is 41% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.46 BGN 21.94

$10.20 BGN 17.96

22.16%

Three-Course Dinner for Two, Mid-Range

$59.9 BGN 106

$33.94 BGN 59.7

76.61%

Fast Food Meal (McDonalds, etc)

$10.16 BGN 17.87

$4.99 BGN 8.79

103.61%

Cappuccino

$2.87 BGN 5.05

$1.49 BGN 2.62

92.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 BGN 3.32

$1.07 BGN 1.89

76.64%

Water (0.33 liter bottle)

$1.62 BGN 2.85

$0.62 BGN 1.09

161.29%

Local Beer (0.5 liter draught)

$2.81 BGN 4.94

$1.16 BGN 2.04

142.24%

Imported Beer (0.33 liter bottle)

$3.50 BGN 6.15

$1.46 BGN 2.56

139.73%

Milk (1 liter)

$1.92 BGN 3.38

$1.61 BGN 2.84

19.25%

White Bread (500g)

$1.24 BGN 2.18

$0.66 BGN 1.16

87.88%

Rice (white) (1kg)

$2.58 BGN 4.55

$1.44 BGN 2.54

79.17%

Eggs

$3.53 BGN 6.21

$2.24 BGN 3.94

57.59%

Local Cheese (1kg)

$11.53 BGN 20.30

$6.69 BGN 11.78

72.35%

Chicken Fillets (1kg)

$9.28 BGN 16.34

$4.05 BGN 7.13

129.14%

Beef Round Steak (1kg)

$13.97 BGN 24.60

$7.60 BGN 13.38

83.82%

Apples (1kg)

$1.90 BGN 3.34

$0.72 BGN 1.27

163.89%

Banana (1kg)

$2.16 BGN 3.81

$1.72 BGN 3.02

25.58%

Oranges (1kg)

$2.12 BGN 3.74

$1.16 BGN 2.03

82.76%

Tomato (1kg)

$3.00 BGN 5.28

$1.56 BGN 2.74

92.31%

Potato (1kg)

$1.30 BGN 2.29

$0.60 BGN 1.06

116.67%

Onion (1kg)

$1.04 BGN 1.83

$0.55 BGN 0.98

89.09%

Lettuce (1 head)

$1.05 BGN 1.85

$0.55 BGN 0.96

90.91%

Water (1.5 liter bottle)

$0.78 BGN 1.37

$0.58 BGN 1.03

34.48%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 BGN 7.08

$3.50 BGN 6.15

15.14%

Wine (Bottle)

$8.90 BGN 15.66

$3.93 BGN 6.91

126.46%

Local Beer (0.5 liter bottle)

$1.17 BGN 2.06

$0.88 BGN 1.54

32.95%

Imported Beer (0.33 liter bottle)

$1.80 BGN 3.17

$0.71 BGN 1.25

153.52%

One-way Ticket (Public Transport)

$1.13 BGN 1.99

$0.89 BGN 1.57

26.97%

Public Transport Monthly Pass (Regular Price)

$28.11 BGN 49.47

$25.10 BGN 44.18

11.99%

Taxi Start (Normal Tariff)

$1.56 BGN 2.75

$1.28 BGN 2.26

21.88%

Taxi (Normal Tariff) (1km)

$0.88 BGN 1.55

$0.61 BGN 1.08

44.26%

Taxi 1hour Waiting (Normal Tariff)

$12.19 BGN 21.46

$11.61 BGN 20.43

5.00%

Gasoline (1 liter)

$1.74 BGN 3.07

$1.54 BGN 2.71

12.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.6K BGN 52.0K

$14.0K BGN 24.7K

110.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K BGN 43.5K

$13.1K BGN 23.0K

89.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$176 BGN 310

$93.6 BGN 165

88.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.41 BGN 35.91

$14.56 BGN 25.63

40.18%

Internet (50+ Mbps, Unlimited Data)

$15.68 BGN 27.59

$11.95 BGN 21.04

31.21%

Gym Membership (Monthly)

$51.4 BGN 90.5

$32.33 BGN 56.9

59.05%

Tennis Court (1 Hour on Weekend)

$19.47 BGN 34.26

$17.26 BGN 30.38

12.80%

Cinema Ticket

$9.06 BGN 15.95

$3.93 BGN 6.91

130.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$498 BGN 877

$114 BGN 201

336.68%

International Primary School, 1 Child (Yearly)

$6,292 BGN 11.1K

$2,286 BGN 4,023

175.25%

Jeans (Levis 501 Or Similar)

$65.3 BGN 115

$30.35 BGN 53.4

115.29%

Summer Dress (H&M, Zara, etc)

$33.01 BGN 58.1

$19.03 BGN 33.49

73.46%

Sport Shoes (Adidas, Nike)

$102 BGN 180

$60.8 BGN 107

68.37%

Men's Leather Business Shoes

$99.7 BGN 175

$44.99 BGN 79.2

121.52%

1-bedroom Apartment, City Center (Monthly)

$640 BGN 1,126

$336 BGN 591

90.52%

1-bedroom Apartment, Outside City Center (Monthly)

$482 BGN 848

$255 BGN 449

88.79%

3-bedroom Apartment, City Center (Monthly)

$1,362 BGN 2,397

$554 BGN 975

145.74%

3-bedroom Apartment, Outside City Center (Monthly)

$916 BGN 1,612

$405 BGN 712

126.30%

Buy Apartment in City Center (m2)

$2,998 BGN 5,276

$1,306 BGN 2,298

129.58%

Buy Apartment Outside City Center (m2)

$2,090 BGN 3,678

$1,113 BGN 1,959

87.73%

Average Monthly Net Salary (After Tax)

$1,286 BGN 2,263

$642 BGN 1,129

100.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.82

2.99

-5.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: October 27, 2026

Last update for Kyustendil: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Varna

$482 34.2%

Kyustendil

$255 31.9% 47% $227

Groceries & Markets

Varna

$272 19.3%

Kyustendil

$153 19.1% 43.8% $119

Monthly Utilities & Internet

Varna

$212 15.1%

Kyustendil

$120 15% 43.4% $92

Eating Out

Varna

$200 14.2%

Kyustendil

$130 16.2% 34.9% $70

Clothing & Footwear

Varna

$135 9.6%

Kyustendil

$70 8.7% 48.3% $65

Sport & Entertainment

Varna

$70 4.9%

Kyustendil

$40 5% 42.2% $29

Getting Around

Varna

$39 2.7%

Kyustendil

$33 4.1% 14.5% $5.6

Cost Breakdown

A central one-bedroom costs $640 in Varna versus $336 in Kyustendil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Varna are about 2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60 in Varna versus $34 in Kyustendil. Monthly groceries follow the same trend: $272 vs $153 – making Kyustendil the more affordable choice for daily food spending.

Good to know

🇧🇬 Varna

🇧🇬 Kyustendil

🕒 Local time

08:28 8:28 AM

Same time as Varna

🌤 Weather

👥 Population

348,058

47,640

💱 Currency

Bulgarian Lev BGN лв.

📈 Exchange rate

1 BGN = 0.568 USD

1 BGN = 0.51 EUR

1 BGN = 0.568 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

On the map

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Varna Kyustendil 440 km

From you

Varna
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Varna vs Kyustendil: Cost of Living - Frequently Asked Questions

Varna costs about 76% more than Kyustendil, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,113 per month in Varna and $1,201 in Kyustendil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kyustendil, especially for central apartments: a one-bedroom in the center costs $336 there versus $640 in Varna.

Groceries cost about 78% more in Varna, though the gap depends on what you buy.

A mid-range dinner for two costs $60 in Varna and $34 in Kyustendil. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$800 is a stretch for both – monthly costs hit $1,408 in Varna and $801 in Kyustendil. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Kyustendil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Kyustendil. If higher salaries or specific career opportunities are the priority, Varna makes more sense. Both are solid long-term options with distinct trade-offs.