Last update: Oct 2026

Cost of Living Comparison Between Kyiv and Chernivtsi

For one person, living is cheaper in Chernivtsi: $753 a month against $996 in Kyiv, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

48

Cost of Living Index in Kyiv
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Kyiv Living Index
36

Cost of Living Index in Chernivtsi
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Chernivtsi Living Index

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Kyiv

🇺🇦 Ukraine

$996

/mo nomad

Chernivtsi

🇺🇦 Ukraine

$753

/mo nomad

Monthly Cost of Living

How much you'll spend in Kyiv and in Chernivtsi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kyiv and in Chernivtsi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $996 in Kyiv versus $753 in Chernivtsi.

Kyiv $996
Chernivtsi $753

Estimated couple costs with rent: $1,575 in Kyiv versus $1,147 in Chernivtsi.

Kyiv $1,575
Chernivtsi $1,147

Monthly costs for a family of three with rent: $2,153 in Kyiv versus $1,541 in Chernivtsi.

Kyiv $2,153
Chernivtsi $1,541

Living in Kyiv is roughly 32% more expensive than in Chernivtsi, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Kyiv 27% lower, Chernivtsi 45% lower.

Meal at Budget Restaurant

$10.78 ₴491

$8.12 ₴370

32.76%

Three-Course Dinner for Two, Mid-Range

$32.91 ₴1,499

$26.43 ₴1,203

24.52%

Fast Food Meal (McDonalds, etc)

$7.54 ₴343

$6.18 ₴281

22.01%

Cappuccino

$1.81 ₴82.3

$1.12 ₴51.1

61.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ₴34.82

$1.11 ₴50.7

-31.53%

Water (0.33 liter bottle)

$0.59 ₴26.69

$0.57 ₴26.14

3.51%

Local Beer (0.5 liter draught)

$1.34 ₴60.9

$1.13 ₴51.4

18.58%

Imported Beer (0.33 liter bottle)

$1.99 ₴90.7

$1.28 ₴58.1

55.47%

Milk (1 liter)

$1.34 ₴60.9

$0.94 ₴42.70

42.55%

White Bread (500g)

$0.83 ₴37.70

$0.66 ₴29.97

25.76%

Rice (white) (1kg)

$1.49 ₴67.8

$1.24 ₴56.5

20.16%

Eggs

$2.03 ₴92.6

$1.52 ₴69.2

33.55%

Local Cheese (1kg)

$10.09 ₴460

$8.20 ₴373

23.05%

Chicken Fillets (1kg)

$5.11 ₴233

$3.91 ₴178

30.69%

Beef Round Steak (1kg)

$8.65 ₴394

$6.19 ₴282

39.74%

Apples (1kg)

$1.21 ₴55.2

$0.98 ₴44.70

23.47%

Banana (1kg)

$1.56 ₴71.1

$1.41 ₴64.3

10.64%

Oranges (1kg)

$1.84 ₴83.9

$1.74 ₴79.2

5.75%

Tomato (1kg)

$2.69 ₴123

$1.78 ₴81.0

51.12%

Potato (1kg)

$0.58 ₴26.22

$0.48 ₴21.82

20.83%

Onion (1kg)

$0.45 ₴20.45

$0.61 ₴27.87

-26.23%

Lettuce (1 head)

$1.48 ₴67.5

$0.89 ₴40.50

66.29%

Water (1.5 liter bottle)

$0.64 ₴29.25

$0.37 ₴16.88

72.97%

Cigarettes 20 Pack (Marlboro, Camel)

$3.35 ₴153

$2.57 ₴117

30.35%

Wine (Bottle)

$5.42 ₴247

$4.05 ₴184

33.83%

Local Beer (0.5 liter bottle)

$0.91 ₴41.50

$0.75 ₴34.09

21.33%

Imported Beer (0.33 liter bottle)

$1.35 ₴61.5

$0.94 ₴42.71

43.62%

One-way Ticket (Public Transport)

$0.69 ₴31.24

$0.32 ₴14.46

115.62%

Public Transport Monthly Pass (Regular Price)

$12.38 ₴564

$6.68 ₴304

85.33%

Taxi Start (Normal Tariff)

$2.21 ₴100

$1.11 ₴50.6

99.10%

Taxi (Normal Tariff) (1km)

$0.45 ₴20.69

$0.32 ₴14.42

40.63%

Taxi 1hour Waiting (Normal Tariff)

$4.70 ₴214

$2.17 ₴98.8

116.59%

Gasoline (1 liter)

$1.82 ₴82.7

$1.54 ₴70.1

18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K ₴1.4M

$31.0K ₴1.4M

-0.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K ₴1.1M

-0.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.8 ₴4,409

$90.4 ₴4,117

7.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.86 ₴312

$4.66 ₴212

47.21%

Internet (50+ Mbps, Unlimited Data)

$6.30 ₴287

$4.60 ₴210

36.96%

Gym Membership (Monthly)

$37.13 ₴1,691

$35.77 ₴1,628

3.80%

Tennis Court (1 Hour on Weekend)

$18.04 ₴821

$15.39 ₴701

17.22%

Cinema Ticket

$5.60 ₴255

$4.43 ₴202

26.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$424 ₴19.3K

$189 ₴8,624

124.05%

International Primary School, 1 Child (Yearly)

$15.1K ₴688.0K

$4,018 ₴182.9K

276.07%

Jeans (Levis 501 Or Similar)

$73.2 ₴3,333

$39.73 ₴1,809

84.24%

Summer Dress (H&M, Zara, etc)

$39.13 ₴1,781

$35.37 ₴1,610

10.63%

Sport Shoes (Adidas, Nike)

$94.9 ₴4,322

$67.0 ₴3,051

41.67%

Men's Leather Business Shoes

$118 ₴5,378

$60.4 ₴2,748

95.74%

1-bedroom Apartment, City Center (Monthly)

$647 ₴29.5K

$334 ₴15.2K

93.93%

1-bedroom Apartment, Outside City Center (Monthly)

$337 ₴15.3K

$252 ₴11.5K

33.77%

3-bedroom Apartment, City Center (Monthly)

$1,386 ₴63.1K

$520 ₴23.7K

166.39%

3-bedroom Apartment, Outside City Center (Monthly)

$651 ₴29.7K

$412 ₴18.8K

57.97%

Buy Apartment in City Center (m2)

$2,590 ₴117.9K

$1,379 ₴62.8K

87.78%

Buy Apartment Outside City Center (m2)

$1,160 ₴52.8K

$1,006 ₴45.8K

15.25%

Average Monthly Net Salary (After Tax)

$820 ₴37.3K

$506 ₴23.1K

61.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.88

-0.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kyiv: October 24, 2026

Last update for Chernivtsi: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kyiv

$337 33.8%

Chernivtsi

$252 33.4% 25.2% $85

Groceries & Markets

Kyiv

$188 18.9%

Chernivtsi

$143 19% 23.8% $45

Eating Out

Kyiv

$147 14.7%

Chernivtsi

$112 14.9% 23.6% $35

Clothing & Footwear

Kyiv

$146 14.7%

Chernivtsi

$91 12.1% 37.8% $55

Monthly Utilities & Internet

Kyiv

$110 11%

Chernivtsi

$100 13.2% 9.4% $10

Sport & Entertainment

Kyiv

$48 4.9%

Chernivtsi

$45 5.9% 7.6% $3.7

Getting Around

Kyiv

$20 2%

Chernivtsi

$11 1.4% 45.7% $9

Cost Breakdown

A one-bedroom apartment in the center runs $647 in Kyiv and $334 in Chernivtsi. Housing cost is often the main lever when comparing two cities.

Kyiv pays 62% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $33 in Kyiv vs $26 in Chernivtsi for a mid-range dinner for two. Groceries echo the gap at $188 vs $143 per month, with Chernivtsi cheaper across the board.

Good to know

🇺🇦 Kyiv

🇺🇦 Chernivtsi

🕒 Local time

12:50 12:50 PM

Same time as Kyiv

🌤 Weather

👥 Population

2,908,249 Capital

266,550

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kyiv vs Chernivtsi: Cost of Living - Frequently Asked Questions

Chernivtsi wins on cost – living expenses run 24% lower than in Kyiv. Housing and daily spending are where you’ll feel the difference most, making Chernivtsi the obvious pick if budget is a priority.

Average pay runs 62% higher in Kyiv, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $647 in Kyiv versus $334 in Chernivtsi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $424 in Kyiv versus $189 in Chernivtsi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 31% higher in Kyiv. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chernivtsi gentler on the wallet – expenses run 24% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.