Last update: Oct 2026

Cost of Living Comparison Between Chernivtsi and Kyiv

For one person, living is cheaper in Chernivtsi: $753 a month against $996 in Kyiv, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

36

Cost of Living Index in Chernivtsi
Learn more

Chernivtsi Living Index
48

Cost of Living Index in Kyiv
Learn more

Kyiv Living Index

Jump to prices

Chernivtsi

🇺🇦 Ukraine

$753

/mo nomad

Kyiv

🇺🇦 Ukraine

$996

/mo nomad

Monthly Cost of Living

How much you'll spend in Chernivtsi and in Kyiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chernivtsi and in Kyiv actually costs, broken down by who's living it.

Monthly costs for one person with rent: $753 in Chernivtsi versus $996 in Kyiv.

Chernivtsi $753
Kyiv $996

Estimated couple costs with rent: $1,147 in Chernivtsi versus $1,575 in Kyiv.

Chernivtsi $1,147
Kyiv $1,575

Monthly costs for a family of three with rent: $1,541 in Chernivtsi versus $2,153 in Kyiv.

Chernivtsi $1,541
Kyiv $2,153

Living in Chernivtsi costs roughly 24% less than in Kyiv, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Chernivtsi 45% lower, Kyiv 27% lower.

Meal at Budget Restaurant

$8.12 ₴370

$10.78 ₴491

-24.68%

Three-Course Dinner for Two, Mid-Range

$26.43 ₴1,203

$32.91 ₴1,499

-19.69%

Fast Food Meal (McDonalds, etc)

$6.18 ₴281

$7.54 ₴343

-18.04%

Cappuccino

$1.12 ₴51.1

$1.81 ₴82.3

-38.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 ₴50.7

$0.76 ₴34.82

46.05%

Water (0.33 liter bottle)

$0.57 ₴26.14

$0.59 ₴26.69

-3.39%

Local Beer (0.5 liter draught)

$1.13 ₴51.4

$1.34 ₴60.9

-15.67%

Imported Beer (0.33 liter bottle)

$1.28 ₴58.1

$1.99 ₴90.7

-35.68%

Milk (1 liter)

$0.94 ₴42.70

$1.34 ₴60.9

-29.85%

White Bread (500g)

$0.66 ₴29.97

$0.83 ₴37.70

-20.48%

Rice (white) (1kg)

$1.24 ₴56.5

$1.49 ₴67.8

-16.78%

Eggs

$1.52 ₴69.2

$2.03 ₴92.6

-25.12%

Local Cheese (1kg)

$8.20 ₴373

$10.09 ₴460

-18.73%

Chicken Fillets (1kg)

$3.91 ₴178

$5.11 ₴233

-23.48%

Beef Round Steak (1kg)

$6.19 ₴282

$8.65 ₴394

-28.44%

Apples (1kg)

$0.98 ₴44.70

$1.21 ₴55.2

-19.01%

Banana (1kg)

$1.41 ₴64.3

$1.56 ₴71.1

-9.62%

Oranges (1kg)

$1.74 ₴79.2

$1.84 ₴83.9

-5.43%

Tomato (1kg)

$1.78 ₴81.0

$2.69 ₴123

-33.83%

Potato (1kg)

$0.48 ₴21.82

$0.58 ₴26.22

-17.24%

Onion (1kg)

$0.61 ₴27.87

$0.45 ₴20.45

35.56%

Lettuce (1 head)

$0.89 ₴40.50

$1.48 ₴67.5

-39.86%

Water (1.5 liter bottle)

$0.37 ₴16.88

$0.64 ₴29.25

-42.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.57 ₴117

$3.35 ₴153

-23.28%

Wine (Bottle)

$4.05 ₴184

$5.42 ₴247

-25.28%

Local Beer (0.5 liter bottle)

$0.75 ₴34.09

$0.91 ₴41.50

-17.58%

Imported Beer (0.33 liter bottle)

$0.94 ₴42.71

$1.35 ₴61.5

-30.37%

One-way Ticket (Public Transport)

$0.32 ₴14.46

$0.69 ₴31.24

-53.62%

Public Transport Monthly Pass (Regular Price)

$6.68 ₴304

$12.38 ₴564

-46.04%

Taxi Start (Normal Tariff)

$1.11 ₴50.6

$2.21 ₴100

-49.77%

Taxi (Normal Tariff) (1km)

$0.32 ₴14.42

$0.45 ₴20.69

-28.89%

Taxi 1hour Waiting (Normal Tariff)

$2.17 ₴98.8

$4.70 ₴214

-53.83%

Gasoline (1 liter)

$1.54 ₴70.1

$1.82 ₴82.7

-15.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K ₴1.4M

$30.9K ₴1.4M

0.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K ₴1.1M

0.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.4 ₴4,117

$96.8 ₴4,409

-6.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.66 ₴212

$6.86 ₴312

-32.07%

Internet (50+ Mbps, Unlimited Data)

$4.60 ₴210

$6.30 ₴287

-26.98%

Gym Membership (Monthly)

$35.77 ₴1,628

$37.13 ₴1,691

-3.66%

Tennis Court (1 Hour on Weekend)

$15.39 ₴701

$18.04 ₴821

-14.69%

Cinema Ticket

$4.43 ₴202

$5.60 ₴255

-20.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$189 ₴8,624

$424 ₴19.3K

-55.37%

International Primary School, 1 Child (Yearly)

$4,018 ₴182.9K

$15.1K ₴688.0K

-73.41%

Jeans (Levis 501 Or Similar)

$39.73 ₴1,809

$73.2 ₴3,333

-45.72%

Summer Dress (H&M, Zara, etc)

$35.37 ₴1,610

$39.13 ₴1,781

-9.61%

Sport Shoes (Adidas, Nike)

$67.0 ₴3,051

$94.9 ₴4,322

-29.41%

Men's Leather Business Shoes

$60.4 ₴2,748

$118 ₴5,378

-48.91%

1-bedroom Apartment, City Center (Monthly)

$334 ₴15.2K

$647 ₴29.5K

-48.44%

1-bedroom Apartment, Outside City Center (Monthly)

$252 ₴11.5K

$337 ₴15.3K

-25.25%

3-bedroom Apartment, City Center (Monthly)

$520 ₴23.7K

$1,386 ₴63.1K

-62.46%

3-bedroom Apartment, Outside City Center (Monthly)

$412 ₴18.8K

$651 ₴29.7K

-36.70%

Buy Apartment in City Center (m2)

$1,379 ₴62.8K

$2,590 ₴117.9K

-46.75%

Buy Apartment Outside City Center (m2)

$1,006 ₴45.8K

$1,160 ₴52.8K

-13.23%

Average Monthly Net Salary (After Tax)

$506 ₴23.1K

$820 ₴37.3K

-38.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.88

0.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chernivtsi: October 26, 2026

Last update for Kyiv: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chernivtsi

$252 33.4%

Kyiv

$337 33.8% 33.8% $85

Groceries & Markets

Chernivtsi

$143 19%

Kyiv

$188 18.9% 31.3% $45

Eating Out

Chernivtsi

$112 14.9%

Kyiv

$147 14.7% 31% $35

Monthly Utilities & Internet

Chernivtsi

$100 13.2%

Kyiv

$110 11% 10.3% $10

Clothing & Footwear

Chernivtsi

$91 12.1%

Kyiv

$146 14.7% 60.7% $55

Sport & Entertainment

Chernivtsi

$45 5.9%

Kyiv

$48 4.9% 8.3% $3.7

Getting Around

Chernivtsi

$11 1.4%

Kyiv

$20 2% 84.2% $9

Cost Breakdown

A one-bedroom apartment in the center runs $334 in Chernivtsi and $647 in Kyiv. Housing cost is often the main lever when comparing two cities.

Kyiv pays 62% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $26 in Chernivtsi vs $33 in Kyiv for a mid-range dinner for two. Groceries echo the gap at $143 vs $188 per month, with Chernivtsi cheaper across the board.

Good to know

🇺🇦 Chernivtsi

🇺🇦 Kyiv

🕒 Local time

11:47 11:47 AM

Same time as Chernivtsi

🌤 Weather

👥 Population

266,550

2,908,249 Capital

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Chernivtsi Kyiv 410 km

From you

Chernivtsi
Kyiv

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chernivtsi vs Kyiv: Cost of Living - Frequently Asked Questions

Chernivtsi wins on cost – living expenses run 24% lower than in Kyiv. Housing and daily spending are where you’ll feel the difference most, making Chernivtsi the obvious pick if budget is a priority.

On paper, salaries run 38% lower in Chernivtsi. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $334 in Chernivtsi versus $647 in Kyiv. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $189 in Chernivtsi versus $424 in Kyiv. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 31% higher in Kyiv. For households that cook at home regularly, that difference adds up over a month.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chernivtsi gentler on the wallet – expenses run 24% less than in Kyiv. Beyond cost, consider language, visa policies, and how big the international community is in each city.