Last update: Oct 2026

Cost of Living Comparison Between Kuta, Lombok and Karachi

For one person, living is cheaper in Karachi: $483 a month against $715 in Kuta, Lombok, rent and utilities included – about $2,800 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Kuta, Lombok
Learn more

Kuta, Lombok Living Index
23

Cost of Living Index in Karachi
Learn more

Karachi Living Index

Jump to prices

Kuta, Lombok

🇮🇩 Indonesia

$715

/mo nomad

Karachi

🇵🇰 Pakistan

$483

/mo nomad

Monthly Cost of Living

How much you'll spend in Kuta, Lombok and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kuta, Lombok and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $715 in Kuta, Lombok versus $483 in Karachi.

Kuta, Lombok $715
Karachi $483

Estimated couple costs with rent: $1,191 in Kuta, Lombok versus $754 in Karachi.

Kuta, Lombok $1,191
Karachi $754

Monthly costs for a family of three with rent: $1,667 in Kuta, Lombok versus $1,025 in Karachi.

Kuta, Lombok $1,667
Karachi $1,025

Living in Kuta, Lombok is roughly 48% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Kuta, Lombok 47% lower, Karachi 64% lower.

Meal at Budget Restaurant

$1.64 Rp 29.6K

$2.11 PKR 585

-22.27%

Three-Course Dinner for Two, Mid-Range

$17.32 Rp 311.7K

$13.73 PKR 3,801

26.15%

Fast Food Meal (McDonalds, etc)

$2.87 Rp 51.6K

$5.53 PKR 1,531

-48.10%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.20 PKR 609

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.37 PKR 2,040

Cappuccino

$1.33 Rp 23.9K

$2.14 PKR 593

-37.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 Rp 14.4K

$0.40 PKR 111

100.00%

Water (0.33 liter bottle)

$0.39 Rp 6,940

$0.28 PKR 77.7

39.29%

Local Beer (0.5 liter draught)

$1.29 Rp 23.3K

Imported Beer (0.33 liter bottle)

$2.26 Rp 40.8K

Milk (1 liter)

$1.05 Rp 18.9K

$0.90 PKR 250

16.67%

White Bread (500g)

$1.52 Rp 27.4K

$0.55 PKR 153

176.36%

Rice (white) (1kg)

$0.76 Rp 13.6K

$1.20 PKR 333

-36.67%

Eggs

$1.43 Rp 25.7K

$1.25 PKR 346

14.40%

Local Cheese (1kg)

$11.42 Rp 205.6K

$5.96 PKR 1,650

91.61%

Chicken Fillets (1kg)

$2.63 Rp 47.3K

$3.19 PKR 883

-17.55%

Beef Round Steak (1kg)

$8.07 Rp 145.3K

$6.48 PKR 1,793

24.54%

Apples (1kg)

$2.38 Rp 42.8K

$1.24 PKR 344

91.94%

Banana (1kg)

$1.05 Rp 18.9K

$0.53 PKR 147

98.11%

Oranges (1kg)

$1.52 Rp 27.3K

$1.03 PKR 284

47.57%

Tomato (1kg)

$1.32 Rp 23.8K

$0.51 PKR 142

158.82%

Potato (1kg)

$1.23 Rp 22.2K

$0.31 PKR 85.1

296.77%

Onion (1kg)

$1.60 Rp 28.8K

$0.31 PKR 87.1

416.13%

Lettuce (1 head)

$0.64 Rp 11.6K

$0.41 PKR 113

56.10%

Water (1.5 liter bottle)

$0.36 Rp 6,400

$0.44 PKR 120

-18.18%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.31 PKR 362

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.33 PKR 369

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.51 Rp 27.1K

$1.83 PKR 508

-17.49%

Wine (Bottle)

$15.12 Rp 272.1K

Local Beer (0.5 liter bottle)

$1.56 Rp 28.1K

Imported Beer (0.33 liter bottle)

$1.96 Rp 35.2K

One-way Ticket (Public Transport)

$0.14 Rp 2,576

$0.28 PKR 76.8

-50.00%

Public Transport Monthly Pass (Regular Price)

$5.17 Rp 93.0K

$9.81 PKR 2,716

-47.30%

Taxi Start (Normal Tariff)

$0.29 Rp 5,209

$0.87 PKR 240

-66.67%

Taxi (Normal Tariff) (1km)

$0.28 Rp 5,031

$0.74 PKR 204

-62.16%

Taxi 1hour Waiting (Normal Tariff)

$3.95 Rp 71.1K

$2.23 PKR 617

77.13%

Gasoline (1 liter)

$0.54 Rp 9,648

$1.38 PKR 383

-60.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.8K Rp 284.1M

$18.4K PKR 5.1M

-14.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K Rp 376.4M

$26.4K PKR 7.3M

-20.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.1 Rp 1.1M

$113 PKR 31.4K

-46.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.95 Rp 89.2K

$6.12 PKR 1,694

-19.12%

Internet (50+ Mbps, Unlimited Data)

$13.94 Rp 251.0K

$13.11 PKR 3,628

6.33%

Gym Membership (Monthly)

$29.68 Rp 534.3K

$21.78 PKR 6,029

36.27%

Tennis Court (1 Hour on Weekend)

$9.66 Rp 173.8K

$18.27 PKR 5,058

-47.13%

Cinema Ticket

$2.35 Rp 42.3K

$4.26 PKR 1,179

-44.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$314 Rp 5.7M

$52.1 PKR 14.4K

503.65%

International Primary School, 1 Child (Yearly)

$3,692 Rp 66.5M

$1,941 PKR 537.3K

90.21%

Jeans (Levis 501 Or Similar)

$34.78 Rp 626.1K

$17.53 PKR 4,852

98.40%

Summer Dress (H&M, Zara, etc)

$27.09 Rp 487.7K

$22.88 PKR 6,332

18.40%

Sport Shoes (Adidas, Nike)

$61.2 Rp 1.1M

$68.1 PKR 18.8K

-10.06%

Men's Leather Business Shoes

$60.5 Rp 1.1M

$41.55 PKR 11.5K

45.68%

1-bedroom Apartment, City Center (Monthly)

$436 Rp 7.9M

$118 PKR 32.5K

271.09%

1-bedroom Apartment, Outside City Center (Monthly)

$265 Rp 4.8M

$73.2 PKR 20.3K

261.87%

3-bedroom Apartment, City Center (Monthly)

$1,392 Rp 25.1M

$360 PKR 99.6K

286.79%

3-bedroom Apartment, Outside City Center (Monthly)

$684 Rp 12.3M

$188 PKR 52.1K

263.09%

Buy Apartment in City Center (m2)

$1,069 Rp 19.2M

$1,082 PKR 299.4K

-1.14%

Buy Apartment Outside City Center (m2)

$884 Rp 15.9M

$474 PKR 131.2K

86.51%

Average Monthly Net Salary (After Tax)

$182 PKR 50.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.21

4.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kuta, Lombok: October 18, 2026

Last update for Karachi: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kuta, Lombok

$265 37%

Karachi

$73 15.2% 72.4% $192

Groceries & Markets

Kuta, Lombok

$193 26.9%

Karachi

$102 21.1% 47% $91

Clothing & Footwear

Kuta, Lombok

$83 11.6%

Karachi

$68 14% 18.3% $15

Monthly Utilities & Internet

Kuta, Lombok

$80 11.2%

Karachi

$133 27.4% 65.7% $53

Eating Out

Kuta, Lombok

$53 7.5%

Karachi

$62 12.8% 15.9% $8.5

Sport & Entertainment

Kuta, Lombok

$34 4.8%

Karachi

$30 6.3% 11.8% $4.1

Getting Around

Kuta, Lombok

$7.4 1%

Karachi

$15 3.2% 109% $8.1

Cost Breakdown

A one-bedroom apartment in the center runs $436 in Kuta, Lombok and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Dining out: $17.00 in Kuta, Lombok vs $14.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $193 vs $102 per month, with Karachi cheaper across the board.

Good to know

🇮🇩 Kuta, Lombok

🇵🇰 Karachi

🕒 Local time

02:49 2:49 AM

23:49 11:49 PM

3 h behind Kuta, Lombok

🌤 Weather

👥 Population

2,000

14,910,352

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Pakistani Rupee exchange rates as of October 20, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Kuta, Lombok Karachi 6,520 km ≈ 9 h nonstop flight

From you

Kuta, Lombok
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kuta, Lombok vs Karachi: Cost of Living - Frequently Asked Questions

Kuta, Lombok and Karachi differ by about 48% in total monthly costs ($715 vs $483 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,073 in Kuta, Lombok and $725 in Karachi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $436 in Kuta, Lombok versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $715 per month in Kuta, Lombok versus $483 in Karachi – a 48% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 90% less than in Kuta, Lombok. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kuta, Lombok and Karachi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 48% less than in Kuta, Lombok. Beyond cost, consider language, visa policies, and how big the international community is in each city.