Last update: Oct 2026

Cost of Living Comparison Between Kuta, Bali and Karachi

For one person, living is cheaper in Karachi: $490 a month against $1,231 in Kuta, Bali, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Kuta, Bali
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Kuta, Bali Living Index
23

Cost of Living Index in Karachi
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Karachi Living Index

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Kuta, Bali

🇮🇩 Indonesia

$1,231

/mo nomad

Karachi

🇵🇰 Pakistan

$490

/mo nomad

Monthly Cost of Living

How much you'll spend in Kuta, Bali and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kuta, Bali and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,231 in Kuta, Bali versus $490 in Karachi.

Kuta, Bali $1,231
Karachi $490

Estimated couple costs with rent: $2,066 in Kuta, Bali versus $755 in Karachi.

Kuta, Bali $2,066
Karachi $755

Monthly costs for a family of three with rent: $2,900 in Kuta, Bali versus $1,019 in Karachi.

Kuta, Bali $2,900
Karachi $1,019

Living in Kuta, Bali is roughly 151% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Kuta, Bali 8% lower, Karachi 63% lower.

Meal at Budget Restaurant

$2.89 Rp 51.7K

$2.15 PKR 596

34.42%

Three-Course Dinner for Two, Mid-Range

$30.73 Rp 549.4K

$13.37 PKR 3,700

129.84%

Fast Food Meal (McDonalds, etc)

$4.94 Rp 88.3K

$5.29 PKR 1,464

-6.62%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 606

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.25 PKR 2,005

Cappuccino

$2.38 Rp 42.5K

$2.11 PKR 583

12.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 Rp 26.7K

$0.37 PKR 103

302.70%

Water (0.33 liter bottle)

$0.69 Rp 12.3K

$0.28 PKR 78.2

146.43%

Local Beer (0.5 liter draught)

$2.37 Rp 42.3K

Imported Beer (0.33 liter bottle)

$3.91 Rp 69.9K

Milk (1 liter)

$1.47 Rp 26.2K

$0.86 PKR 238

70.93%

White Bread (500g)

$2.18 Rp 39.0K

$0.52 PKR 144

319.23%

Rice (white) (1kg)

$1.17 Rp 20.9K

$1.24 PKR 344

-5.65%

Eggs

$1.98 Rp 35.4K

$1.24 PKR 342

59.68%

Local Cheese (1kg)

$16.58 Rp 296.4K

$5.86 PKR 1,622

182.94%

Chicken Fillets (1kg)

$3.63 Rp 64.9K

$3.12 PKR 862

16.35%

Beef Round Steak (1kg)

$11.49 Rp 205.4K

$6.25 PKR 1,731

83.84%

Apples (1kg)

$3.32 Rp 59.4K

$1.29 PKR 356

157.36%

Banana (1kg)

$1.50 Rp 26.9K

$0.54 PKR 150

177.78%

Oranges (1kg)

$2.17 Rp 38.7K

$0.99 PKR 273

119.19%

Tomato (1kg)

$1.89 Rp 33.8K

$0.56 PKR 155

237.50%

Potato (1kg)

$1.73 Rp 30.9K

$0.33 PKR 91.6

424.24%

Onion (1kg)

$2.30 Rp 41.2K

$0.35 PKR 95.9

557.14%

Lettuce (1 head)

$0.99 Rp 17.7K

$0.45 PKR 124

120.00%

Water (1.5 liter bottle)

$0.47 Rp 8,359

$0.44 PKR 121

6.82%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.23 PKR 341

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.37 PKR 381

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 676

Cigarettes 20 Pack (Marlboro, Camel)

$2.11 Rp 37.6K

$1.79 PKR 497

17.88%

Wine (Bottle)

$21.20 Rp 379.0K

Local Beer (0.5 liter bottle)

$2.25 Rp 40.3K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.28 PKR 76.5

-3.57%

Public Transport Monthly Pass (Regular Price)

$9.09 Rp 162.4K

$9.68 PKR 2,679

-6.10%

Taxi Start (Normal Tariff)

$0.49 Rp 8,847

$0.92 PKR 255

-46.74%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,210

$0.71 PKR 196

-35.21%

Taxi 1hour Waiting (Normal Tariff)

$2.71 Rp 48.4K

$2.22 PKR 615

22.07%

Gasoline (1 liter)

$0.93 Rp 16.7K

$1.35 PKR 372

-31.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 468.7M

$17.8K PKR 4.9M

46.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.9K Rp 605.9M

$26.7K PKR 7.4M

26.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.4 Rp 1.5M

$112 PKR 30.9K

-27.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.62 Rp 118.4K

$6.05 PKR 1,673

9.42%

Internet (50+ Mbps, Unlimited Data)

$18.48 Rp 330.3K

$13.29 PKR 3,679

39.05%

Gym Membership (Monthly)

$47.75 Rp 853.5K

$21.51 PKR 5,954

121.99%

Tennis Court (1 Hour on Weekend)

$15.76 Rp 281.6K

$17.80 PKR 4,927

-11.46%

Cinema Ticket

$3.87 Rp 69.1K

$4.42 PKR 1,222

-12.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$443 Rp 7.9M

$50.7 PKR 14.0K

774.18%

International Primary School, 1 Child (Yearly)

$5,264 Rp 94.1M

$1,957 PKR 541.6K

169.01%

Jeans (Levis 501 Or Similar)

$46.10 Rp 824.0K

$17.57 PKR 4,862

162.38%

Summer Dress (H&M, Zara, etc)

$35.04 Rp 626.3K

$22.78 PKR 6,304

53.82%

Sport Shoes (Adidas, Nike)

$80.3 Rp 1.4M

$67.6 PKR 18.7K

18.85%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$40.97 PKR 11.3K

93.80%

1-bedroom Apartment, City Center (Monthly)

$935 Rp 16.7M

$117 PKR 32.5K

697.27%

1-bedroom Apartment, Outside City Center (Monthly)

$570 Rp 10.2M

$75.7 PKR 21.0K

652.71%

3-bedroom Apartment, City Center (Monthly)

$2,926 Rp 52.3M

$365 PKR 101.1K

701.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,426 Rp 25.5M

$182 PKR 50.5K

682.10%

Buy Apartment in City Center (m2)

$2,256 Rp 40.3M

$1,054 PKR 291.6K

114.10%

Buy Apartment Outside City Center (m2)

$1,861 Rp 33.3M

$491 PKR 135.8K

279.34%

Average Monthly Net Salary (After Tax)

$185 PKR 51.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.21

4.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kuta, Bali: October 4, 2026

Last update for Karachi: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kuta, Bali

$570 46.6%

Karachi

$76 15.7% 86.7% $494

Groceries & Markets

Kuta, Bali

$274 22.4%

Karachi

$101 20.9% 63.2% $173

Clothing & Footwear

Kuta, Bali

$108 8.9%

Karachi

$67 13.9% 38.2% $41

Monthly Utilities & Internet

Kuta, Bali

$107 8.7%

Karachi

$131 27.3% 23.1% $25

Eating Out

Kuta, Bali

$95 7.8%

Karachi

$61 12.7% 35.7% $34

Sport & Entertainment

Kuta, Bali

$55 4.5%

Karachi

$30 6.3% 45.3% $25

Getting Around

Kuta, Bali

$13 1.1%

Karachi

$15 3.2% 17.7% $2.3

Cost Breakdown

A one-bedroom apartment in the center runs $935 in Kuta, Bali and $117 in Karachi. Housing cost is often the main lever when comparing two cities.

Dining out: $31.00 in Kuta, Bali vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $274 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇮🇩 Kuta, Bali

🇵🇰 Karachi

🕒 Local time

18:28 6:28 PM

15:28 3:28 PM

3 h behind Kuta, Bali

🌤 Weather

👥 Population

57,304

14,910,352

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Kuta, Bali Karachi 6,410 km ≈ 9 h nonstop flight

From you

Kuta, Bali
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kuta, Bali vs Karachi: Cost of Living - Frequently Asked Questions

Kuta, Bali and Karachi differ by about 151% in total monthly costs ($1,231 vs $490 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,846 in Kuta, Bali and $735 in Karachi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $935 in Kuta, Bali versus $117 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,231 per month in Kuta, Bali versus $490 in Karachi – a 151% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 6% less than in Kuta, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $490 in Karachi versus $1,231 in Kuta, Bali, a $2,000 budget is realistic in Karachi but tight or insufficient in Kuta, Bali. The gap between the two cities makes Karachi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 151% less than in Kuta, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.