Last update: Oct 2026

Cost of Living Comparison Between Karachi and Kuta, Bali

For one person, living is cheaper in Karachi: $490 a month against $1,231 in Kuta, Bali, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Karachi
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Karachi Living Index
59

Cost of Living Index in Kuta, Bali
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Kuta, Bali Living Index

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Karachi

🇵🇰 Pakistan

$490

/mo nomad

Kuta, Bali

🇮🇩 Indonesia

$1,231

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Kuta, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Kuta, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $490 in Karachi versus $1,231 in Kuta, Bali.

Karachi $490
Kuta, Bali $1,231

Estimated couple costs with rent: $755 in Karachi versus $2,066 in Kuta, Bali.

Karachi $755
Kuta, Bali $2,066

Monthly costs for a family of three with rent: $1,019 in Karachi versus $2,900 in Kuta, Bali.

Karachi $1,019
Kuta, Bali $2,900

Living in Karachi costs roughly 60% less than in Kuta, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Karachi 63% lower, Kuta, Bali 8% lower.

Meal at Budget Restaurant

$2.15 PKR 596

$2.89 Rp 51.7K

-25.61%

Three-Course Dinner for Two, Mid-Range

$13.37 PKR 3,700

$30.73 Rp 549.4K

-56.49%

Fast Food Meal (McDonalds, etc)

$5.29 PKR 1,464

$4.94 Rp 88.3K

7.09%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 606

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.25 PKR 2,005

Cappuccino

$2.11 PKR 583

$2.38 Rp 42.5K

-11.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 PKR 103

$1.49 Rp 26.7K

-75.17%

Water (0.33 liter bottle)

$0.28 PKR 78.2

$0.69 Rp 12.3K

-59.42%

Local Beer (0.5 liter draught)

$2.37 Rp 42.3K

Imported Beer (0.33 liter bottle)

$3.91 Rp 69.9K

Milk (1 liter)

$0.86 PKR 238

$1.47 Rp 26.2K

-41.50%

White Bread (500g)

$0.52 PKR 144

$2.18 Rp 39.0K

-76.15%

Rice (white) (1kg)

$1.24 PKR 344

$1.17 Rp 20.9K

5.98%

Eggs

$1.24 PKR 342

$1.98 Rp 35.4K

-37.37%

Local Cheese (1kg)

$5.86 PKR 1,622

$16.58 Rp 296.4K

-64.66%

Chicken Fillets (1kg)

$3.12 PKR 862

$3.63 Rp 64.9K

-14.05%

Beef Round Steak (1kg)

$6.25 PKR 1,731

$11.49 Rp 205.4K

-45.60%

Apples (1kg)

$1.29 PKR 356

$3.32 Rp 59.4K

-61.14%

Banana (1kg)

$0.54 PKR 150

$1.50 Rp 26.9K

-64.00%

Oranges (1kg)

$0.99 PKR 273

$2.17 Rp 38.7K

-54.38%

Tomato (1kg)

$0.56 PKR 155

$1.89 Rp 33.8K

-70.37%

Potato (1kg)

$0.33 PKR 91.6

$1.73 Rp 30.9K

-80.92%

Onion (1kg)

$0.35 PKR 95.9

$2.30 Rp 41.2K

-84.78%

Lettuce (1 head)

$0.45 PKR 124

$0.99 Rp 17.7K

-54.55%

Water (1.5 liter bottle)

$0.44 PKR 121

$0.47 Rp 8,359

-6.38%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.23 PKR 341

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.37 PKR 381

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.44 PKR 676

Cigarettes 20 Pack (Marlboro, Camel)

$1.79 PKR 497

$2.11 Rp 37.6K

-15.17%

Wine (Bottle)

$21.20 Rp 379.0K

Local Beer (0.5 liter bottle)

$2.25 Rp 40.3K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

One-way Ticket (Public Transport)

$0.28 PKR 76.5

$0.27 Rp 4,813

3.70%

Public Transport Monthly Pass (Regular Price)

$9.68 PKR 2,679

$9.09 Rp 162.4K

6.49%

Taxi Start (Normal Tariff)

$0.92 PKR 255

$0.49 Rp 8,847

87.76%

Taxi (Normal Tariff) (1km)

$0.71 PKR 196

$0.46 Rp 8,210

54.35%

Taxi 1hour Waiting (Normal Tariff)

$2.22 PKR 615

$2.71 Rp 48.4K

-18.08%

Gasoline (1 liter)

$1.35 PKR 372

$0.93 Rp 16.7K

45.16%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.8K PKR 4.9M

$26.2K Rp 468.7M

-31.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K PKR 7.4M

$33.9K Rp 605.9M

-21.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 PKR 30.9K

$81.4 Rp 1.5M

37.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.05 PKR 1,673

$6.62 Rp 118.4K

-8.61%

Internet (50+ Mbps, Unlimited Data)

$13.29 PKR 3,679

$18.48 Rp 330.3K

-28.08%

Gym Membership (Monthly)

$21.51 PKR 5,954

$47.75 Rp 853.5K

-54.95%

Tennis Court (1 Hour on Weekend)

$17.80 PKR 4,927

$15.76 Rp 281.6K

12.94%

Cinema Ticket

$4.42 PKR 1,222

$3.87 Rp 69.1K

14.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$50.7 PKR 14.0K

$443 Rp 7.9M

-88.56%

International Primary School, 1 Child (Yearly)

$1,957 PKR 541.6K

$5,264 Rp 94.1M

-62.83%

Jeans (Levis 501 Or Similar)

$17.57 PKR 4,862

$46.10 Rp 824.0K

-61.89%

Summer Dress (H&M, Zara, etc)

$22.78 PKR 6,304

$35.04 Rp 626.3K

-34.99%

Sport Shoes (Adidas, Nike)

$67.6 PKR 18.7K

$80.3 Rp 1.4M

-15.86%

Men's Leather Business Shoes

$40.97 PKR 11.3K

$79.4 Rp 1.4M

-48.40%

1-bedroom Apartment, City Center (Monthly)

$117 PKR 32.5K

$935 Rp 16.7M

-87.46%

1-bedroom Apartment, Outside City Center (Monthly)

$75.7 PKR 21.0K

$570 Rp 10.2M

-86.71%

3-bedroom Apartment, City Center (Monthly)

$365 PKR 101.1K

$2,926 Rp 52.3M

-87.52%

3-bedroom Apartment, Outside City Center (Monthly)

$182 PKR 50.5K

$1,426 Rp 25.5M

-87.21%

Buy Apartment in City Center (m2)

$1,054 PKR 291.6K

$2,256 Rp 40.3M

-53.29%

Buy Apartment Outside City Center (m2)

$491 PKR 135.8K

$1,861 Rp 33.3M

-73.64%

Average Monthly Net Salary (After Tax)

$185 PKR 51.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

13.78

-4.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 4, 2026

Last update for Kuta, Bali: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$131 27.3%

Kuta, Bali

$107 8.7% 18.8% $25

Groceries & Markets

Karachi

$101 20.9%

Kuta, Bali

$274 22.4% 172% $173

Accommodation & Living

Karachi

$76 15.7%

Kuta, Bali

$570 46.6% 653% $494

Clothing & Footwear

Karachi

$67 13.9%

Kuta, Bali

$108 8.9% 61.8% $41

Eating Out

Karachi

$61 12.7%

Kuta, Bali

$95 7.8% 55.5% $34

Sport & Entertainment

Karachi

$30 6.3%

Kuta, Bali

$55 4.5% 82.8% $25

Getting Around

Karachi

$15 3.2%

Kuta, Bali

$13 1.1% 15% $2.3

Cost Breakdown

A one-bedroom apartment in the center runs $117 in Karachi and $935 in Kuta, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $13.00 in Karachi vs $31.00 in Kuta, Bali for a mid-range dinner for two. Groceries echo the gap at $101 vs $274 per month, with Karachi cheaper across the board.

Good to know

🇵🇰 Karachi

🇮🇩 Kuta, Bali

🕒 Local time

18:45 6:45 PM

21:45 9:45 PM

3 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

57,304

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.22 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 10, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 310 PKR (1,000 PKR = 3.22 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Kuta, Bali 6,410 km ≈ 9 h nonstop flight

From you

Karachi
Kuta, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Kuta, Bali: Cost of Living - Frequently Asked Questions

Karachi and Kuta, Bali differ by about 151% in total monthly costs ($490 vs $1,231 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $735 in Karachi and $1,846 in Kuta, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $117 in Karachi versus $935 in Kuta, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $490 per month in Karachi versus $1,231 in Kuta, Bali – a 151% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karachi runs roughly 6% less than in Kuta, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $490 in Karachi versus $1,231 in Kuta, Bali, a $2,000 budget is realistic in Karachi but tight or insufficient in Kuta, Bali. The gap between the two cities makes Karachi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Karachi gentler on the wallet – expenses run 151% less than in Kuta, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.