Last update: Oct 2026

Cost of Living Comparison Between Kursk and Ubud, Bali

For one person, living is cheaper in Kursk: $909 a month against $1,368 in Ubud, Bali, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

44

Cost of Living Index in Kursk
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Kursk Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kursk

🇷🇺 Russia

$909

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Kursk and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kursk and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $909 per month in Kursk vs $1,368 in Ubud, Bali, rent included.

Kursk $909
Ubud, Bali $1,368

A couple spends around $1,259 per month in Kursk vs $2,314 in Ubud, Bali, rent included.

Kursk $1,259
Ubud, Bali $2,314

A family of three spends $1,610 per month in Kursk vs $3,260 in Ubud, Bali, rent included.

Kursk $1,610
Ubud, Bali $3,260

Kursk is about 34% cheaper than Ubud, Bali, and outside of rent the biggest gap is in clothing.

Kursk sits 33% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.66 ₽806

$3.33 Rp 59.9K

190.09%

Three-Course Dinner for Two, Mid-Range

$44.65 ₽3,727

$35.18 Rp 633.2K

26.92%

Fast Food Meal (McDonalds, etc)

$4.99 ₽417

$5.80 Rp 104.5K

-13.97%

Cappuccino

$2.15 ₽179

$2.73 Rp 49.1K

-21.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 ₽96.6

$1.64 Rp 29.5K

-29.27%

Water (0.33 liter bottle)

$0.49 ₽41.10

$0.83 Rp 15.0K

-40.96%

Local Beer (0.5 liter draught)

$1.82 ₽152

$2.70 Rp 48.6K

-32.59%

Imported Beer (0.33 liter bottle)

$2.86 ₽238

$4.30 Rp 77.4K

-33.49%

Milk (1 liter)

$0.72 ₽60.0

$1.50 Rp 27.1K

-52.00%

White Bread (500g)

$0.29 ₽24.11

$2.30 Rp 41.4K

-87.39%

Rice (white) (1kg)

$1.03 ₽85.7

$1.18 Rp 21.2K

-12.71%

Eggs

$1.17 ₽97.9

$2.14 Rp 38.6K

-45.33%

Local Cheese (1kg)

$4.98 ₽416

$17.48 Rp 314.6K

-71.51%

Chicken Fillets (1kg)

$5.12 ₽427

$4.03 Rp 72.5K

27.05%

Beef Round Steak (1kg)

$7.15 ₽597

$12.23 Rp 220.1K

-41.54%

Apples (1kg)

$1.60 ₽133

$3.55 Rp 63.9K

-54.93%

Banana (1kg)

$0.98 ₽82.1

$1.57 Rp 28.3K

-37.58%

Oranges (1kg)

$0.98 ₽81.9

$2.24 Rp 40.2K

-56.25%

Tomato (1kg)

$2.03 ₽169

$1.93 Rp 34.7K

5.18%

Potato (1kg)

$0.90 ₽75.4

$1.88 Rp 33.9K

-52.13%

Onion (1kg)

$0.29 ₽23.97

$2.29 Rp 41.3K

-87.34%

Lettuce (1 head)

$1.01 ₽84.5

$0.99 Rp 17.9K

2.02%

Water (1.5 liter bottle)

$0.84 ₽70.2

$0.53 Rp 9,475

58.49%

Cigarettes 20 Pack (Marlboro, Camel)

$2.67 ₽223

$2.28 Rp 41.1K

17.11%

Wine (Bottle)

$7.94 ₽662

$23.01 Rp 414.2K

-65.49%

Local Beer (0.5 liter bottle)

$1.39 ₽116

$2.34 Rp 42.2K

-40.60%

Imported Beer (0.33 liter bottle)

$3.28 ₽273

$2.91 Rp 52.4K

12.71%

One-way Ticket (Public Transport)

$0.39 ₽32.59

$0.24 Rp 4,315

62.50%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$1.17 ₽97.8

$0.48 Rp 8,684

143.75%

Taxi (Normal Tariff) (1km)

$0.46 ₽38.23

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$4.96 ₽414

$5.45 Rp 98.2K

-8.99%

Gasoline (1 liter)

$0.81 ₽67.3

$0.88 Rp 15.9K

-7.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K ₽2.3M

$24.6K Rp 442.2M

13.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.3K ₽3.0M

$31.2K Rp 561.4M

16.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 ₽9,155

$83.0 Rp 1.5M

32.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.80 ₽484

$6.45 Rp 116.0K

-10.08%

Internet (50+ Mbps, Unlimited Data)

$5.80 ₽484

$18.57 Rp 334.2K

-68.77%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$6.46 ₽539

$4.38 Rp 78.9K

47.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 ₽40.2K

$493 Rp 8.9M

-2.35%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$160 ₽13.4K

$46.19 Rp 831.4K

247.13%

Summer Dress (H&M, Zara, etc)

$130 ₽10.9K

$35.33 Rp 636.0K

268.84%

Sport Shoes (Adidas, Nike)

$225 ₽18.8K

$79.1 Rp 1.4M

184.25%

Men's Leather Business Shoes

$72.1 ₽6,018

$78.4 Rp 1.4M

-8.01%

1-bedroom Apartment, City Center (Monthly)

$359 ₽30.0K

$1,142 Rp 20.6M

-68.55%

1-bedroom Apartment, Outside City Center (Monthly)

$210 ₽17.6K

$676 Rp 12.2M

-68.85%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kursk: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Clothing & Footwear

Kursk

$264 29.1%

Ubud, Bali

$108 7.9% 59.3% $157

Accommodation & Living

Kursk

$210 23.2%

Ubud, Bali

$676 49.4% 221% $465

Groceries & Markets

Kursk

$156 17.1%

Ubud, Bali

$290 21.2% 86.6% $135

Eating Out

Kursk

$139 15.3%

Ubud, Bali

$109 8% 22% $31

Monthly Utilities & Internet

Kursk

$121 13.3%

Ubud, Bali

$108 7.9% 10.9% $13

Sport & Entertainment

Kursk

$13 * 1.4%

Ubud, Bali

$65 4.7% 400% $52

Getting Around

Kursk

$5 * 0.6%

Ubud, Bali

$13 0.9% 150% $7.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $359 in Kursk versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $45.00 in Kursk versus $35.00 in Ubud, Bali. Groceries tell a different story – $156 in Kursk vs $290 in Ubud, Bali – so Kursk wins on supermarket bills even if dining out costs more.

Good to know

🇷🇺 Kursk

🇮🇩 Ubud, Bali

🕒 Local time

07:27 7:27 AM

12:27 12:27 PM

5 h ahead of Kursk

🌤 Weather

👥 Population

450,977

74,800

💱 Currency

Russian Ruble RUB ₽

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to RUB – Russian Ruble Converter

🇺🇸 United States Dollar ($)

🇷🇺 Russian Ruble (₽)

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to RUB in detail →

On the map

Lowest

Highest

Between locations

Kursk Ubud, Bali 10,010 km ≈ 13 h nonstop flight

From you

Kursk
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kursk vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $909 in Kursk, $1,368 in Ubud, Bali – roughly 50% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,364 per month in Kursk and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kursk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $909 in Kursk and $1,368 in Ubud, Bali. That's a gap of about 50%.

Kindergarten costs $481 per month in Kursk and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Kursk, where all-in costs run around $909, than in Ubud, Bali at $1,368. In Kursk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $909 in Kursk to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kursk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.