Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kursk

For one person, living is cheaper in Kursk: $909 a month against $1,368 in Ubud, Bali, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
44

Cost of Living Index in Kursk
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Kursk Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Kursk

🇷🇺 Russia

$909

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kursk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kursk actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $909 in Kursk, rent included.

Ubud, Bali $1,368
Kursk $909

A couple spends around $2,314 per month in Ubud, Bali vs $1,259 in Kursk, rent included.

Ubud, Bali $2,314
Kursk $1,259

A family of three spends $3,260 per month in Ubud, Bali vs $1,610 in Kursk, rent included.

Ubud, Bali $3,260
Kursk $1,610

Ubud, Bali costs about 50% more than Kursk, and outside of rent the biggest gap is in clothing.

Ubud, Bali sits 1% above the global median, while Kursk is 33% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$9.66 ₽806

-65.53%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$44.65 ₽3,727

-21.21%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$4.99 ₽417

16.23%

Cappuccino

$2.73 Rp 49.1K

$2.15 ₽179

26.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.16 ₽96.6

41.38%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.49 ₽41.10

69.39%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.82 ₽152

48.35%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.86 ₽238

50.35%

Milk (1 liter)

$1.50 Rp 27.1K

$0.72 ₽60.0

108.33%

White Bread (500g)

$2.30 Rp 41.4K

$0.29 ₽24.11

693.10%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.03 ₽85.7

14.56%

Eggs

$2.14 Rp 38.6K

$1.17 ₽97.9

82.91%

Local Cheese (1kg)

$17.48 Rp 314.6K

$4.98 ₽416

251.00%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$5.12 ₽427

-21.29%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$7.15 ₽597

71.05%

Apples (1kg)

$3.55 Rp 63.9K

$1.60 ₽133

121.87%

Banana (1kg)

$1.57 Rp 28.3K

$0.98 ₽82.1

60.20%

Oranges (1kg)

$2.24 Rp 40.2K

$0.98 ₽81.9

128.57%

Tomato (1kg)

$1.93 Rp 34.7K

$2.03 ₽169

-4.93%

Potato (1kg)

$1.88 Rp 33.9K

$0.90 ₽75.4

108.89%

Onion (1kg)

$2.29 Rp 41.3K

$0.29 ₽23.97

689.66%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.01 ₽84.5

-1.98%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.84 ₽70.2

-36.90%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$2.67 ₽223

-14.61%

Wine (Bottle)

$23.01 Rp 414.2K

$7.94 ₽662

189.80%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.39 ₽116

68.35%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.28 ₽273

-11.28%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.39 ₽32.59

-38.46%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$1.17 ₽97.8

-58.97%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.46 ₽38.23

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$4.96 ₽414

9.88%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.81 ₽67.3

8.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$27.8K ₽2.3M

-11.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$36.3K ₽3.0M

-14.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$110 ₽9,155

-24.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$5.80 ₽484

11.21%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$5.80 ₽484

220.17%

Gym Membership (Monthly)

$55.8 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$6.46 ₽539

-32.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$481 ₽40.2K

2.41%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$160 ₽13.4K

-71.19%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$130 ₽10.9K

-72.89%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$225 ₽18.8K

-64.82%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$72.1 ₽6,018

8.71%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$359 ₽30.0K

218.01%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$210 ₽17.6K

221.00%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-8.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Kursk: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Kursk

$210 23.2% 68.8% $465

Groceries & Markets

Ubud, Bali

$290 21.2%

Kursk

$156 17.1% 46.4% $135

Eating Out

Ubud, Bali

$109 8%

Kursk

$139 15.3% 28.2% $31

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Kursk

$121 13.3% 12.3% $13

Clothing & Footwear

Ubud, Bali

$108 7.9%

Kursk

$264 29.1% 146% $157

Sport & Entertainment

Ubud, Bali

$65 4.7%

Kursk

$13 * 1.4% 80% $52

Getting Around

Ubud, Bali

$13 0.9%

Kursk

$5 * 0.6% 60% $7.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $359 in Kursk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $45.00 in Kursk. Groceries tell a different story – $290 in Ubud, Bali vs $156 in Kursk – so Kursk wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Kursk

🕒 Local time

13:31 1:31 PM

08:31 8:31 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

450,977

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kursk 10,010 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Kursk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kursk: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $909 in Kursk – roughly 50% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,364 in Kursk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kursk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $909 in Kursk. That's a gap of about 50%.

Kindergarten costs $493 per month in Ubud, Bali and $481 in Kursk. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Kursk, where all-in costs run around $909, than in Ubud, Bali at $1,368. In Kursk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $909 in Kursk to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kursk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.