Cost of Living Comparison Between Ubud, Bali and Kursk Cost of Living Comparison Between Ubud, Bali and Kursk

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $873 in Kursk, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,395 in Kursk, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $1,918 in Kursk, rent included.

Ubud, Bali costs about 60% more than Kursk, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Kursk is 36% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$9.41 ₽814

-64.19%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$40.67 ₽3,519

-5.11%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$5.02 ₽435

9.96%

Cappuccino

$2.64 Rp 46.8K

$2.23 ₽193

18.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$1.60 ₽139

4.37%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.56 ₽48.49

37.50%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$1.01 ₽87.5

160.40%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$2.34 ₽203

82.91%

Milk (1 liter)

$1.55 Rp 27.3K

$1.02 ₽88.5

51.96%

White Bread (500g)

$2.22 Rp 39.3K

$0.54 ₽46.42

311.11%

Rice (white) (1kg)

$1.13 Rp 19.9K

$1.24 ₽107

-8.87%

Eggs

$2.09 Rp 36.9K

$1.43 ₽124

46.15%

Local Cheese (1kg)

$17.39 Rp 307.6K

$6.70 ₽580

159.55%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$4.27 ₽369

-9.37%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$7.67 ₽664

63.62%

Apples (1kg)

$3.62 Rp 63.9K

$1.61 ₽139

124.84%

Banana (1kg)

$1.56 Rp 27.6K

$1.18 ₽102

32.20%

Oranges (1kg)

$2.35 Rp 41.6K

$1.51 ₽130

55.63%

Tomato (1kg)

$2.06 Rp 36.4K

$3.22 ₽278

-36.02%

Potato (1kg)

$1.90 Rp 33.6K

$1.17 ₽101

62.39%

Onion (1kg)

$2.34 Rp 41.3K

$0.51 ₽44.02

358.82%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.38 ₽120

-25.36%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$0.77 ₽66.5

-28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$3.08 ₽266

-26.95%

Wine (Bottle)

$23.81 Rp 421.0K

$7.91 ₽684

201.01%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$1.44 ₽125

60.42%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$3.13 ₽271

-10.54%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$0.39 ₽33.59

-30.77%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

$13.73 ₽1,188

-36.93%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$1.50 ₽130

-68.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$0.68 ₽59.2

-33.82%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$3.58 ₽310

59.78%

Gasoline (1 liter)

$0.76 Rp 13.4K

$0.80 ₽69.6

-5.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$35.3K ₽3.1M

-30.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$80.9K ₽7.0M

-60.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$93.4 ₽8,086

-10.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$4.17 ₽361

54.92%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$5.95 ₽515

219.16%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$34.30 ₽2,968

63.18%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

$17.55 ₽1,519

6.10%

Cinema Ticket

$4.28 Rp 75.7K

$7.67 ₽663

-44.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$114 ₽9,885

325.91%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$57.8 ₽5,001

-21.16%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$35.41 ₽3,064

2.74%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$110 ₽9,482

-25.20%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$116 ₽10.0K

-30.76%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$399 ₽34.5K

179.99%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$253 ₽21.9K

177.59%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$1,154 ₽99.8K

206.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$461 ₽39.9K

282.25%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$1,401 ₽121.3K

101.68%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$1,029 ₽89.0K

122.75%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$708 ₽61.3K

-76.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-8.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Kursk: September 1, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $399 in Kursk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 317% higher in Kursk, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $41.00 in Kursk. Groceries tell a different story – $293 in Ubud, Bali vs $177 in Kursk – so Kursk wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kursk: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,396 in Ubud, Bali, $873 in Kursk – roughly 60% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,309 in Kursk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kursk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,396 in Ubud, Bali and $873 in Kursk. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 59% less in Kursk. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Kursk, where all-in costs run around $873, than in Ubud, Bali at $1,396. In Kursk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $873 in Kursk to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kursk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.