Cost of Living Comparison Between Ubud, Bali and Kursk Cost of Living Comparison Between Ubud, Bali and Kursk

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $943 in Kursk, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,372 in Kursk, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,800 in Kursk, rent included.

Ubud, Bali costs about 49% more than Kursk, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Kursk is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$8.77 ₽689

-60.66%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$24.96 ₽1,961

29.57%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.79 ₽455

-16.41%

Cappuccino

$2.75 Rp 49.4K

$2.05 ₽161

34.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.96 ₽75.3

43.75%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.45 ₽35.01

66.67%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.09 ₽85.7

174.31%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.20 ₽173

75.00%

Milk (1 liter)

$1.74 Rp 31.2K

$1.18 ₽92.8

47.46%

White Bread (500g)

$2.46 Rp 44.2K

$0.72 ₽56.9

241.67%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.35 ₽106

-13.33%

Eggs

$2.43 Rp 43.7K

$1.70 ₽134

42.94%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.14 ₽718

58.64%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.37 ₽344

-0.46%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$8.88 ₽697

34.91%

Apples (1kg)

$3.72 Rp 66.8K

$1.29 ₽102

188.37%

Banana (1kg)

$1.63 Rp 29.2K

$1.56 ₽122

4.49%

Oranges (1kg)

$2.74 Rp 49.3K

$2.22 ₽174

23.42%

Tomato (1kg)

$2.24 Rp 40.3K

$3.53 ₽277

-36.54%

Potato (1kg)

$1.92 Rp 34.5K

$0.97 ₽76.0

97.94%

Onion (1kg)

$2.28 Rp 40.9K

$0.61 ₽47.81

273.77%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.36 ₽107

-22.06%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.74 ₽58.3

-2.70%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.15 ₽248

4.44%

Wine (Bottle)

$23.19 Rp 416.8K

$7.67 ₽602

202.35%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.85 ₽66.9

227.06%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.91 ₽150

42.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.37 ₽29.41

-27.03%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$5.20 ₽408

-90.77%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.59 ₽46.20

-28.81%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$3.86 ₽303

61.14%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.75 ₽58.8

8.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$37.4K ₽2.9M

-28.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$41.5K ₽3.3M

-22.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$100 ₽7,892

-22.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$3.82 ₽300

6.54%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$5.60 ₽440

334.46%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$24.74 ₽1,943

298.59%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$15.30 ₽1,202

-58.56%

Cinema Ticket

$3.99 Rp 71.6K

$7.80 ₽613

-48.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$128 ₽10.1K

138.08%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$6,986 ₽548.8K

-4.92%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$62.0 ₽4,868

-12.64%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$38.45 ₽3,020

-1.66%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$120 ₽9,458

-27.87%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$129 ₽10.2K

-40.92%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$514 ₽40.3K

93.15%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$321 ₽25.2K

109.53%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$823 ₽64.7K

309.99%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$412 ₽32.4K

397.69%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,565 ₽123.0K

79.20%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,161 ₽91.2K

91.86%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$782 ₽61.5K

-78.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

10.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kursk: July 11, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $514 in Kursk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 369% higher in Kursk, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $25.00 in Kursk. Monthly groceries follow the same trend: $297 vs $191 – making Kursk the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kursk: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $943 in Kursk – roughly 49% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,415 in Kursk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kursk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $943 in Kursk. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $305 per month in Ubud, Bali and $128 in Kursk. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Kursk, where all-in costs run around $943, than in Ubud, Bali at $1,408. In Kursk it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $943 in Kursk to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kursk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.