Last update: Oct 2026

Cost of Living Comparison Between Kumanovo and Cebu

For one person, living is cheaper in Kumanovo: $793 a month against $918 in Cebu, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Kumanovo
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Kumanovo Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Kumanovo

🇲🇰 North Macedonia

$793

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kumanovo and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kumanovo and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $793 in Kumanovo versus $918 in Cebu.

Kumanovo $793
Cebu $918

Estimated couple costs with rent: $1,162 in Kumanovo versus $1,409 in Cebu.

Kumanovo $1,162
Cebu $1,409

Monthly costs for a family of three with rent: $1,532 in Kumanovo versus $1,900 in Cebu.

Kumanovo $1,532
Cebu $1,900

Living in Kumanovo costs roughly 14% less than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Kumanovo 41% lower, Cebu 32% lower.

Meal at Budget Restaurant

$6.53 MKD 356

$3.09 ₱194

111.33%

Three-Course Dinner for Two, Mid-Range

$27.26 MKD 1,487

$24.22 ₱1,525

12.55%

Fast Food Meal (McDonalds, etc)

$6.61 MKD 361

$3.92 ₱247

68.62%

Cappuccino

$1.45 MKD 79.0

$2.51 ₱158

-42.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.40 MKD 76.2

$1.59 ₱100

-11.95%

Water (0.33 liter bottle)

$1.01 MKD 55.2

$0.53 ₱33.43

90.57%

Local Beer (0.5 liter draught)

$1.56 MKD 85.1

$1.78 ₱112

-12.36%

Imported Beer (0.33 liter bottle)

$1.69 MKD 92.0

$2.17 ₱137

-22.12%

Milk (1 liter)

$1.23 MKD 66.9

$1.92 ₱121

-35.94%

White Bread (500g)

$0.73 MKD 40.01

$1.36 ₱85.4

-46.32%

Rice (white) (1kg)

$1.77 MKD 96.4

$1.01 ₱63.5

75.25%

Eggs

$2.34 MKD 128

$2.03 ₱128

15.27%

Local Cheese (1kg)

$7.98 MKD 435

$9.86 ₱621

-19.07%

Chicken Fillets (1kg)

$7.57 MKD 413

$4.39 ₱277

72.44%

Beef Round Steak (1kg)

$11.49 MKD 627

$7.60 ₱479

51.18%

Apples (1kg)

$0.94 MKD 51.2

$3.30 ₱208

-71.52%

Banana (1kg)

$1.44 MKD 78.6

$1.39 ₱87.8

3.60%

Oranges (1kg)

$1.31 MKD 71.4

$2.33 ₱147

-43.78%

Tomato (1kg)

$1.74 MKD 95.0

$1.50 ₱94.3

16.00%

Potato (1kg)

$0.85 MKD 46.29

$2.36 ₱149

-63.98%

Onion (1kg)

$0.80 MKD 43.60

$1.90 ₱119

-57.89%

Lettuce (1 head)

$0.52 MKD 28.25

$1.19 ₱74.9

-56.30%

Water (1.5 liter bottle)

$0.59 MKD 32.11

$0.63 ₱39.71

-6.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 MKD 171

$3.00 ₱189

4.33%

Wine (Bottle)

$7.13 MKD 389

$6.03 ₱379

18.24%

Local Beer (0.5 liter bottle)

$1.05 MKD 57.5

$1.23 ₱77.7

-14.63%

Imported Beer (0.33 liter bottle)

$1.04 MKD 57.0

$1.75 ₱110

-40.57%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.12 MKD 61.0

$0.77 ₱48.62

45.45%

Taxi (Normal Tariff) (1km)

$0.62 MKD 33.68

$0.23 ₱14.53

169.57%

Taxi 1hour Waiting (Normal Tariff)

$5.72 MKD 312

$4.46 ₱281

28.25%

Gasoline (1 liter)

$1.45 MKD 79.0

$1.31 ₱82.8

10.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K MKD 1.9M

$21.2K ₱1.3M

67.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K MKD 1.5M

$19.1K ₱1.2M

41.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 MKD 6,956

$120 ₱7,569

6.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.68 MKD 910

$14.00 ₱882

19.14%

Internet (50+ Mbps, Unlimited Data)

$18.70 MKD 1,020

$27.54 ₱1,734

-32.10%

Gym Membership (Monthly)

$27.77 MKD 1,515

$32.33 ₱2,035

-14.10%

Tennis Court (1 Hour on Weekend)

$18.35 MKD 1,001

$6.65 ₱419

175.94%

Cinema Ticket

$5.53 MKD 301

$5.65 ₱356

-2.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$356 MKD 19.4K

$275 ₱17.3K

29.19%

International Primary School, 1 Child (Yearly)

$5,659 MKD 308.7K

$7,918 ₱498.5K

-28.54%

Jeans (Levis 501 Or Similar)

$41.62 MKD 2,270

$49.33 ₱3,106

-15.63%

Summer Dress (H&M, Zara, etc)

$19.80 MKD 1,080

$25.24 ₱1,589

-21.55%

Sport Shoes (Adidas, Nike)

$80.5 MKD 4,392

$77.0 ₱4,846

4.63%

Men's Leather Business Shoes

$49.21 MKD 2,685

$57.2 ₱3,601

-13.97%

1-bedroom Apartment, City Center (Monthly)

$241 MKD 13.1K

$500 ₱31.5K

-51.84%

1-bedroom Apartment, Outside City Center (Monthly)

$196 MKD 10.7K

$309 ₱19.4K

-36.60%

3-bedroom Apartment, City Center (Monthly)

$410 MKD 22.4K

$1,078 ₱67.9K

-61.93%

3-bedroom Apartment, Outside City Center (Monthly)

$247 MKD 13.4K

$615 ₱38.7K

-59.92%

Buy Apartment in City Center (m2)

$1,610 MKD 87.8K

$2,886 ₱181.7K

-44.22%

Buy Apartment Outside City Center (m2)

$1,434 MKD 78.2K

$1,917 ₱120.7K

-25.17%

Average Monthly Net Salary (After Tax)

$554 MKD 30.2K

$346 ₱21.8K

60.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-44.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kumanovo: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kumanovo

$196 24.7%

Cebu

$309 33.6% 57.8% $113

Groceries & Markets

Kumanovo

$194 24.5%

Cebu

$206 22.4% 5.8% $11

Monthly Utilities & Internet

Kumanovo

$163 20.6%

Cebu

$162 17.6% 0.7% $1.1

Eating Out

Kumanovo

$110 13.9%

Cebu

$88 9.6% 20% $22

Clothing & Footwear

Kumanovo

$86 10.9%

Cebu

$94 10.2% 9.2% $7.9

Sport & Entertainment

Kumanovo

$39 4.9%

Cebu

$44 4.8% 12.4% $4.8

Getting Around

Kumanovo

$4.2 * 0.5%

Cebu

$16 1.7% 270% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $241 in Kumanovo and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Kumanovo pays 60% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $27.00 in Kumanovo vs $24.00 in Cebu. Groceries flip the comparison at $194 vs $206, with Kumanovo cheaper for home cooking.

Good to know

🇲🇰 Kumanovo

🇵🇭 Cebu

🕒 Local time

19:26 7:26 PM

01:26 1:26 AM

6 h ahead of Kumanovo

🌤 Weather

👥 Population

75,051

964,169

💱 Currency

North Macedonian Denar MKD ден

Philippine Peso PHP ₱

📈 Exchange rate

100 MKD = 1.83 USD

100 MKD = 1.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to MKD – North Macedonian Denar Converter

🇺🇸 United States Dollar ($)

🇲🇰 North Macedonian Denar (ден)

North Macedonian Denar exchange rates as of October 17, 2026: 1 USD = 54.55 MKD (100 MKD = 1.83 USD). 1 EUR = 61.33 MKD (100 MKD = 1.63 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to MKD in detail →

On the map

Lowest

Highest

Between locations

Kumanovo Cebu 10,220 km ≈ 13 h nonstop flight

From you

Kumanovo
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kumanovo vs Cebu: Cost of Living - Frequently Asked Questions

Kumanovo is cheaper overall, especially in groceries, clothing, and leisure. The 16% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 60% higher in Kumanovo, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $241 in Kumanovo versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $793 per month in Kumanovo versus $918 in Cebu – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Kumanovo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Kumanovo is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kumanovo and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kumanovo gentler on the wallet – expenses run 16% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.