Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kumanovo

For one person, living is cheaper in Kumanovo: $793 a month against $918 in Cebu, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
38

Cost of Living Index in Kumanovo
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Kumanovo Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kumanovo

🇲🇰 North Macedonia

$793

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kumanovo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kumanovo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $793 in Kumanovo.

Cebu $918
Kumanovo $793

Estimated couple costs with rent: $1,409 in Cebu versus $1,162 in Kumanovo.

Cebu $1,409
Kumanovo $1,162

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,532 in Kumanovo.

Cebu $1,900
Kumanovo $1,532

Living in Cebu is roughly 16% more expensive than in Kumanovo, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Kumanovo 41% lower.

Meal at Budget Restaurant

$3.09 ₱194

$6.53 MKD 356

-52.68%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$27.26 MKD 1,487

-11.15%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$6.61 MKD 361

-40.70%

Cappuccino

$2.51 ₱158

$1.45 MKD 79.0

73.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.40 MKD 76.2

13.57%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.01 MKD 55.2

-47.52%

Local Beer (0.5 liter draught)

$1.78 ₱112

$1.56 MKD 85.1

14.10%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$1.69 MKD 92.0

28.40%

Milk (1 liter)

$1.92 ₱121

$1.23 MKD 66.9

56.10%

White Bread (500g)

$1.36 ₱85.4

$0.73 MKD 40.01

86.30%

Rice (white) (1kg)

$1.01 ₱63.5

$1.77 MKD 96.4

-42.94%

Eggs

$2.03 ₱128

$2.34 MKD 128

-13.25%

Local Cheese (1kg)

$9.86 ₱621

$7.98 MKD 435

23.56%

Chicken Fillets (1kg)

$4.39 ₱277

$7.57 MKD 413

-42.01%

Beef Round Steak (1kg)

$7.60 ₱479

$11.49 MKD 627

-33.86%

Apples (1kg)

$3.30 ₱208

$0.94 MKD 51.2

251.06%

Banana (1kg)

$1.39 ₱87.8

$1.44 MKD 78.6

-3.47%

Oranges (1kg)

$2.33 ₱147

$1.31 MKD 71.4

77.86%

Tomato (1kg)

$1.50 ₱94.3

$1.74 MKD 95.0

-13.79%

Potato (1kg)

$2.36 ₱149

$0.85 MKD 46.29

177.65%

Onion (1kg)

$1.90 ₱119

$0.80 MKD 43.60

137.50%

Lettuce (1 head)

$1.19 ₱74.9

$0.52 MKD 28.25

128.85%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.59 MKD 32.11

6.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.13 MKD 171

-4.15%

Wine (Bottle)

$6.03 ₱379

$7.13 MKD 389

-15.43%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$1.05 MKD 57.5

17.14%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.04 MKD 57.0

68.27%

One-way Ticket (Public Transport)

$0.25 ₱15.86

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.12 MKD 61.0

-31.25%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.62 MKD 33.68

-62.90%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$5.72 MKD 312

-22.03%

Gasoline (1 liter)

$1.31 ₱82.8

$1.45 MKD 79.0

-9.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$35.5K MKD 1.9M

-40.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$27.1K MKD 1.5M

-29.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$128 MKD 6,956

-5.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$16.68 MKD 910

-16.07%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$18.70 MKD 1,020

47.27%

Gym Membership (Monthly)

$32.33 ₱2,035

$27.77 MKD 1,515

16.42%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

$18.35 MKD 1,001

-63.76%

Cinema Ticket

$5.65 ₱356

$5.53 MKD 301

2.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$356 MKD 19.4K

-22.59%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,659 MKD 308.7K

39.93%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$41.62 MKD 2,270

18.52%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$19.80 MKD 1,080

27.47%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$80.5 MKD 4,392

-4.42%

Men's Leather Business Shoes

$57.2 ₱3,601

$49.21 MKD 2,685

16.24%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$241 MKD 13.1K

107.66%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$196 MKD 10.7K

57.74%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$410 MKD 22.4K

162.66%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$247 MKD 13.4K

149.52%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,610 MKD 87.8K

79.28%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,434 MKD 78.2K

33.64%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$554 MKD 30.2K

-37.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

80.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kumanovo: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kumanovo

$196 24.7% 36.6% $113

Groceries & Markets

Cebu

$206 22.4%

Kumanovo

$194 24.5% 5.5% $11

Monthly Utilities & Internet

Cebu

$162 17.6%

Kumanovo

$163 20.6% 0.7% $1.1

Clothing & Footwear

Cebu

$94 10.2%

Kumanovo

$86 10.9% 8.4% $7.9

Eating Out

Cebu

$88 9.6%

Kumanovo

$110 13.9% 25% $22

Sport & Entertainment

Cebu

$44 4.8%

Kumanovo

$39 4.9% 11% $4.8

Getting Around

Cebu

$16 1.7%

Kumanovo

$4.2 * 0.5% 73% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $241 in Kumanovo. Housing cost is often the main lever when comparing two cities.

Kumanovo pays 60% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $27.00 in Kumanovo. Groceries flip the comparison at $206 vs $194, with Kumanovo cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇲🇰 Kumanovo

🕒 Local time

02:13 2:13 AM

20:13 8:13 PM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

75,051

💱 Currency

Philippine Peso PHP ₱

North Macedonian Denar MKD ден

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

100 MKD = 1.83 USD

100 MKD = 1.63 EUR

Exchange rates and currency converter

MKD, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

North Macedonian Denar exchange rates as of October 17, 2026: 1 USD = 54.55 MKD (100 MKD = 1.83 USD). 1 EUR = 61.33 MKD (100 MKD = 1.63 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Kumanovo 10,220 km ≈ 13 h nonstop flight

From you

Cebu
Kumanovo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kumanovo: Cost of Living - Frequently Asked Questions

Kumanovo is cheaper overall, especially in groceries, clothing, and leisure. The 16% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 60% lower in Kumanovo. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $241 in Kumanovo. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $793 in Kumanovo – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Kumanovo gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Kumanovo is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kumanovo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kumanovo gentler on the wallet – expenses run 16% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.