Last update: Oct 2026

Cost of Living Comparison Between Kuala Belait and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,723 in Kuala Belait, rent and utilities included – about $4,300 less a year. Other living expenses account for most of the difference.

84

Cost of Living Index in Kuala Belait
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Kuala Belait Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kuala Belait

🇧🇳 Brunei

$1,723

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Kuala Belait and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kuala Belait and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,723 per month in Kuala Belait vs $1,368 in Ubud, Bali, rent included.

Kuala Belait $1,723
Ubud, Bali $1,368

A couple spends around $2,576 per month in Kuala Belait vs $2,314 in Ubud, Bali, rent included.

Kuala Belait $2,576
Ubud, Bali $2,314

A family of three spends $3,429 per month in Kuala Belait vs $3,260 in Ubud, Bali, rent included.

Kuala Belait $3,429
Ubud, Bali $3,260

Kuala Belait costs about 26% more than Ubud, Bali, and outside of rent the biggest gap is in clothing.

Both Kuala Belait and Ubud, Bali sit above the global median – Kuala Belait by 28%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$7.88 BND 10.08

$3.33 Rp 59.9K

136.64%

Three-Course Dinner for Two, Mid-Range

$46.73 BND 59.8

$35.18 Rp 633.2K

32.83%

Fast Food Meal (McDonalds, etc)

$7.72 BND 9.87

$5.80 Rp 104.5K

33.10%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.96 BND 2.51

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.31 BND 2.96

Cappuccino

$4.46 BND 5.70

$2.73 Rp 49.1K

63.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 BND 1.20

$1.64 Rp 29.5K

-42.68%

Water (0.33 liter bottle)

$0.53 BND 0.68

$0.83 Rp 15.0K

-36.14%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

Milk (1 liter)

$1.88 BND 2.41

$1.50 Rp 27.1K

25.33%

White Bread (500g)

$2.50 BND 3.20

$2.30 Rp 41.4K

8.70%

Rice (white) (1kg)

$2.27 BND 2.91

$1.18 Rp 21.2K

92.37%

Eggs

$2.60 BND 3.33

$2.14 Rp 38.6K

21.50%

Local Cheese (1kg)

$19.10 BND 24.44

$17.48 Rp 314.6K

9.27%

Chicken Fillets (1kg)

$9.78 BND 12.51

$4.03 Rp 72.5K

142.68%

Beef Round Steak (1kg)

$24.84 BND 31.79

$12.23 Rp 220.1K

103.11%

Apples (1kg)

$4.83 BND 6.18

$3.55 Rp 63.9K

36.06%

Banana (1kg)

$2.22 BND 2.83

$1.57 Rp 28.3K

41.40%

Oranges (1kg)

$4.92 BND 6.29

$2.24 Rp 40.2K

119.64%

Tomato (1kg)

$2.58 BND 3.30

$1.93 Rp 34.7K

33.68%

Potato (1kg)

$1.67 BND 2.13

$1.88 Rp 33.9K

-11.17%

Onion (1kg)

$2.87 BND 3.67

$2.29 Rp 41.3K

25.33%

Lettuce (1 head)

$5.47 BND 7.00

$0.99 Rp 17.9K

452.53%

Water (1.5 liter bottle)

$0.92 BND 1.17

$0.53 Rp 9,475

73.58%

Bottle of Non-Alcoholic Wine (Mid-Range)

$11.69 BND 14.96

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.80 BND 7.42

Cigarettes 20 Pack (Marlboro, Camel)

$7.72 BND 9.88

$2.28 Rp 41.1K

238.60%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

One-way Ticket (Public Transport)

$0.24 Rp 4,315

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$4.01 BND 5.13

$0.48 Rp 8,684

735.42%

Taxi (Normal Tariff) (1km)

$3.33 BND 4.26

$0.46 Rp 8,233

623.91%

Taxi 1hour Waiting (Normal Tariff)

$11.53 BND 14.75

$5.45 Rp 98.2K

111.56%

Gasoline (1 liter)

$0.36 BND 0.46

$0.88 Rp 15.9K

-59.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.7K BND 39.3K

$24.6K Rp 442.2M

25.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K BND 34.8K

$31.2K Rp 561.4M

-12.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.35 BND 50.4

$83.0 Rp 1.5M

-52.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.71 BND 27.77

$6.45 Rp 116.0K

236.59%

Internet (50+ Mbps, Unlimited Data)

$65.4 BND 83.6

$18.57 Rp 334.2K

251.97%

Gym Membership (Monthly)

$99.2 BND 127

$55.8 Rp 1.0M

77.71%

Tennis Court (1 Hour on Weekend)

$26.92 BND 34.44

$18.11 Rp 326.0K

48.65%

Cinema Ticket

$5.56 BND 7.12

$4.38 Rp 78.9K

26.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$214 BND 274

$493 Rp 8.9M

-56.56%

International Primary School, 1 Child (Yearly)

$9,168 BND 11.7K

$5,754 Rp 103.6M

59.35%

Jeans (Levis 501 Or Similar)

$75.8 BND 96.9

$46.19 Rp 831.4K

64.00%

Summer Dress (H&M, Zara, etc)

$103 BND 132

$35.33 Rp 636.0K

192.24%

Sport Shoes (Adidas, Nike)

$154 BND 197

$79.1 Rp 1.4M

94.42%

Men's Leather Business Shoes

$73.6 BND 94.2

$78.4 Rp 1.4M

-6.11%

1-bedroom Apartment, City Center (Monthly)

$751 BND 961

$1,142 Rp 20.6M

-34.23%

1-bedroom Apartment, Outside City Center (Monthly)

$780 BND 998

$676 Rp 12.2M

15.44%

3-bedroom Apartment, City Center (Monthly)

$1,187 BND 1,518

$3,503 Rp 63.1M

-66.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,188 BND 1,520

$1,700 Rp 30.6M

-30.10%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$3,363 BND 4,302

$165 Rp 3.0M

1943.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.88

13.78

-71.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kuala Belait: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kuala Belait

$780 45.3%

Ubud, Bali

$676 49.4% 13.4% $104

Groceries & Markets

Kuala Belait

$358 20.8%

Ubud, Bali

$290 21.2% 18.8% $67

Clothing & Footwear

Kuala Belait

$183 10.6%

Ubud, Bali

$108 7.9% 41.2% $75

Eating Out

Kuala Belait

$146 8.4%

Ubud, Bali

$109 8% 25.2% $37

Monthly Utilities & Internet

Kuala Belait

$126 7.3%

Ubud, Bali

$108 7.9% 14.5% $18

Sport & Entertainment

Kuala Belait

$110 6.4%

Ubud, Bali

$65 4.7% 41.5% $46

Getting Around

Kuala Belait

$21 * 1.2%

Ubud, Bali

$13 0.9% 39.3% $8.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $751 in Kuala Belait versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1944% higher in Kuala Belait, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Kuala Belait versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $358 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇧🇳 Kuala Belait

🇮🇩 Ubud, Bali

🕒 Local time

12:20 12:20 PM

Same time as Kuala Belait

🌤 Weather

👥 Population

31,178

74,800

💱 Currency

Brunei Dollar BND $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BND = 0.782 USD

1 BND = 0.695 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BND – Brunei Dollar Converter

🇺🇸 United States Dollar ($)

🇧🇳 Brunei Dollar ($)

Brunei Dollar exchange rates as of October 19, 2026: 1 USD = 1.28 BND (1 BND = 0.782 USD). 1 EUR = 1.44 BND (1 BND = 0.695 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BND in detail →

On the map

Lowest

Highest

Between locations

Kuala Belait Ubud, Bali 1,460 km ≈ 2 h 15 min nonstop flight

From you

Kuala Belait
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kuala Belait vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,723 in Kuala Belait, $1,368 in Ubud, Bali – roughly 26% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,585 per month in Kuala Belait and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,723 in Kuala Belait and $1,368 in Ubud, Bali. That's a gap of about 26%.

Kindergarten costs $214 per month in Kuala Belait and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Kuala Belait at $1,723. In Ubud, Bali it covers expenses comfortably, while in Kuala Belait it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $1,723 in Kuala Belait. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kuala Belait makes more sense. Both are solid long-term options with distinct trade-offs.