Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kuala Belait

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,726 in Kuala Belait, rent and utilities included – about $4,500 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
83

Cost of Living Index in Kuala Belait
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Kuala Belait Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kuala Belait

🇧🇳 Brunei

$1,726

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kuala Belait

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kuala Belait actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,726 in Kuala Belait, rent included.

Ubud, Bali $1,349
Kuala Belait $1,726

A couple spends around $2,305 per month in Ubud, Bali vs $2,561 in Kuala Belait, rent included.

Ubud, Bali $2,305
Kuala Belait $2,561

A family of three spends $3,261 per month in Ubud, Bali vs $3,397 in Kuala Belait, rent included.

Ubud, Bali $3,261
Kuala Belait $3,397

Ubud, Bali is about 22% cheaper than Kuala Belait, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$7.77 BND 9.92

-57.27%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$47.28 BND 60.4

-24.62%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.74 BND 9.89

-28.55%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.89 BND 2.42

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.39 BND 3.06

Cappuccino

$2.72 Rp 49.3K

$4.46 BND 5.70

-39.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.88 BND 1.13

93.18%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.50 BND 0.64

52.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.0K

$1.82 BND 2.32

-18.13%

White Bread (500g)

$2.28 Rp 41.3K

$2.51 BND 3.21

-9.16%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.30 BND 2.94

-48.26%

Eggs

$2.04 Rp 36.9K

$2.70 BND 3.45

-24.44%

Local Cheese (1kg)

$17.70 Rp 321.1K

$19.08 BND 24.38

-7.23%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.44 BND 12.06

-58.05%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$24.33 BND 31.10

-49.90%

Apples (1kg)

$3.66 Rp 66.3K

$4.83 BND 6.17

-24.22%

Banana (1kg)

$1.52 Rp 27.5K

$2.17 BND 2.77

-29.95%

Oranges (1kg)

$2.23 Rp 40.4K

$5.01 BND 6.40

-55.49%

Tomato (1kg)

$1.97 Rp 35.8K

$2.49 BND 3.18

-20.88%

Potato (1kg)

$1.85 Rp 33.5K

$1.73 BND 2.21

6.94%

Onion (1kg)

$2.42 Rp 44.0K

$2.91 BND 3.72

-16.84%

Lettuce (1 head)

$0.99 Rp 18.0K

$5.51 BND 7.05

-82.03%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.86 BND 1.10

-40.70%

Bottle of Non-Alcoholic Wine (Mid-Range)

$11.81 BND 15.09

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.91 BND 7.55

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$7.89 BND 10.08

-71.86%

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,553

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$4.01 BND 5.12

-89.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$3.27 BND 4.18

-86.85%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$11.49 BND 14.68

-52.92%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.35 BND 0.45

134.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$31.8K BND 40.7K

-25.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$26.9K BND 34.3K

18.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$39.60 BND 50.6

99.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$21.64 BND 27.65

-70.19%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$65.2 BND 83.3

-71.48%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$99.3 BND 127

-50.19%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$27.87 BND 35.61

-36.67%

Cinema Ticket

$4.27 Rp 77.5K

$5.49 BND 7.02

-22.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$217 BND 278

125.68%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$9,343 BND 11.9K

-39.27%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$76.2 BND 97.4

-41.45%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$101 BND 129

-65.27%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$155 BND 198

-48.36%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$71.1 BND 90.8

11.72%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$730 BND 933

54.02%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$789 BND 1,009

-14.92%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,167 BND 1,491

205.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,169 BND 1,493

47.47%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,379 BND 4,318

-95.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.88

255.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kuala Belait: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kuala Belait

$789 45.7% 17.5% $118

Groceries & Markets

Ubud, Bali

$288 21.4%

Kuala Belait

$354 20.5% 22.6% $65

Eating Out

Ubud, Bali

$108 8%

Kuala Belait

$144 8.4% 34.1% $37

Clothing & Footwear

Ubud, Bali

$108 8%

Kuala Belait

$181 10.5% 68.6% $74

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kuala Belait

$126 7.3% 21.4% $22

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kuala Belait

$110 6.4% 90.1% $52

Getting Around

Ubud, Bali

$11 0.9%

Kuala Belait

$20 * 1.2% 78.4% $9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $730 in Kuala Belait. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Kuala Belait are about 21 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $47 in Kuala Belait. Monthly groceries follow the same trend: $288 vs $354 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇳 Kuala Belait

🕒 Local time

17:52 5:52 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

31,178

💱 Currency

Indonesian Rupiah IDR Rp

Brunei Dollar BND $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 BND = 0.783 USD

1 BND = 0.701 EUR

Exchange rates and currency converter

BND, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Brunei Dollar exchange rates as of November 2, 2026: 1 USD = 1.28 BND (1 BND = 0.783 USD). 1 EUR = 1.43 BND (1 BND = 0.701 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kuala Belait 1,460 km ≈ 2 h 15 min nonstop flight

From you

Ubud, Bali
Kuala Belait

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kuala Belait: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $1,726 in Kuala Belait – Ubud, Bali comes out roughly 22% cheaper. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,589 in Kuala Belait. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kuala Belait, especially for central apartments: a one-bedroom in the center costs $730 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,726 in Kuala Belait. That makes Ubud, Bali about 22% cheaper.

Kindergarten costs $491 per month in Ubud, Bali and $217 in Kuala Belait. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,726 in Kuala Belait. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,726 in Kuala Belait. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Kuala Belait makes more sense. Both are solid long-term options with distinct trade-offs.