Cost of Living Comparison Between Ubud, Bali and Kuala Belait Cost of Living Comparison Between Ubud, Bali and Kuala Belait

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $1,642 in Kuala Belait, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $2,431 in Kuala Belait, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $3,220 in Kuala Belait, rent included.

Ubud, Bali is about 14% cheaper than Kuala Belait, driven mainly by Monthly Utilities & Internet.

Both Ubud, Bali and Kuala Belait sit above the global median – Ubud, Bali by 6%, Kuala Belait by 23%.

Currency
🍽 Eating Out
Ubud, Bali
Kuala Belait
Difference
Meal at Budget Restaurant
$3.56 Rp 63.9K
$3.62 BND 4.65
-1.66%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 586.8K
$46.89 BND 60.1
-30.20%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 88.7K
$7.69 BND 9.86
-35.63%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$1.99 BND 2.55
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.30 BND 2.96
-
Cappuccino
$2.71 Rp 48.6K
$4.51 BND 5.78
-39.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.1K
$0.97 BND 1.24
38.14%
Water (0.33 liter bottle)
$0.70 Rp 12.5K
$0.56 BND 0.72
25.00%
Local Beer (0.5 liter draught)
$2.92 Rp 52.3K
-
-
Imported Beer (0.33 liter bottle)
$3.96 Rp 70.9K
-
-
🛒 Groceries & Markets
Ubud, Bali
Kuala Belait
Difference
Milk (1 liter)
$1.81 Rp 32.4K
$2.45 BND 3.14
-26.12%
White Bread (500g)
$2.52 Rp 45.1K
$2.49 BND 3.20
1.20%
Rice (white) (1kg)
$1.16 Rp 20.8K
$2.29 BND 2.93
-49.34%
Eggs
$2.46 Rp 44.1K
$2.60 BND 3.34
-5.38%
Local Cheese (1kg)
$14.71 Rp 263.7K
$18.55 BND 23.79
-20.70%
Chicken Fillets (1kg)
$4.32 Rp 77.4K
$9.84 BND 12.62
-56.10%
Beef Round Steak (1kg)
$12.14 Rp 217.5K
$25.05 BND 32.13
-51.54%
Apples (1kg)
$3.84 Rp 68.8K
$4.68 BND 6.00
-17.95%
Banana (1kg)
$1.56 Rp 27.9K
$2.63 BND 3.38
-40.68%
Oranges (1kg)
$2.83 Rp 50.8K
$3.10 BND 3.98
-8.71%
Tomato (1kg)
$2.33 Rp 41.7K
$2.80 BND 3.59
-16.79%
Potato (1kg)
$1.91 Rp 34.3K
$1.64 BND 2.10
16.46%
Onion (1kg)
$2.20 Rp 39.5K
$2.21 BND 2.84
-0.45%
Lettuce (1 head)
$1.01 Rp 18.2K
$5.49 BND 7.05
-81.60%
Water (1.5 liter bottle)
$0.78 Rp 13.9K
$0.81 BND 1.04
-3.70%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$11.53 BND 14.79
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$5.91 BND 7.58
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$1.55 BND 1.98
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.4K
$7.62 BND 9.78
-56.43%
Wine (Bottle)
$23.74 Rp 425.5K
-
-
Local Beer (0.5 liter bottle)
$2.79 Rp 50.0K
-
-
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.3K
-
-
🚌 Getting Around
Ubud, Bali
Kuala Belait
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,819
-
-
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 143.9K
-
-
Taxi Start (Normal Tariff)
$0.46 Rp 8,181
$4.56 BND 5.85
-89.91%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,068
-
-
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.3K
$11.88 BND 15.24
-48.65%
Gasoline (1 liter)
$0.79 Rp 14.2K
$0.35 BND 0.45
125.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 468.8M
$23.0K BND 29.5K
13.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 575.8M
$26.9K BND 34.4K
19.60%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kuala Belait
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$39.27 BND 50.4
103.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.9K
$21.38 BND 27.43
-81.01%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 421.6K
$64.1 BND 82.2
-63.31%
🎉 Sport & Entertainment
Ubud, Bali
Kuala Belait
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$96.8 BND 124
1.95%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 118.8K
$21.48 BND 27.55
-69.13%
Cinema Ticket
$4.15 Rp 74.3K
$5.33 BND 6.84
-22.14%
🧸 Childcare & Education
Ubud, Bali
Kuala Belait
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$157 BND 201
93.88%
International Primary School, 1 Child (Yearly)
$6,613 Rp 118.5M
$9,152 BND 11.7K
-27.74%
👕👟 Clothing & Footwear
Ubud, Bali
Kuala Belait
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 995.6K
$98.8 BND 127
-43.80%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 686.7K
$99.5 BND 128
-61.51%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$125 BND 160
-29.09%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$64.8 BND 83.1
20.21%
🏠 Accommodation & Living
Ubud, Bali
Kuala Belait
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.0M
$727 BND 932
38.49%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.1M
$766 BND 982
-11.80%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 61.7M
$1,167 BND 1,498
194.81%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.6M
$1,166 BND 1,496
74.85%
Buy Apartment in City Center (m2)
$2,841 Rp 50.9M
-
-
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Kuala Belait
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
$3,392 BND 4,351
-95.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.06
227.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Kuala Belait: June 2, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $727 in Kuala Belait. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1953% higher in Kuala Belait, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $47.00 in Kuala Belait. Monthly groceries follow the same trend: $302 vs $356 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Kuala Belait: Cost of Living - Frequently Asked Questions
How do living costs in Ubud, Bali and Kuala Belait compare overall?
Monthly costs with rent: $1,419 in Ubud, Bali, $1,642 in Kuala Belait – roughly 16% apart. Kuala Belait costs more across the board, with Monthly Utilities & Internet showing the biggest gap.
What salary covers living expenses in Ubud, Bali compared to Kuala Belait?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,463 in Kuala Belait. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Ubud, Bali and Kuala Belait?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Ubud, Bali or Kuala Belait?
Monthly expenses with rent come to $1,419 in Ubud, Bali and $1,642 in Kuala Belait. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Ubud, Bali and Kuala Belait?
Kindergarten costs $304 per month in Ubud, Bali and $157 in Kuala Belait. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Kuala Belait at $1,642. In Ubud, Bali it covers expenses comfortably, while in Kuala Belait it requires careful planning or may not stretch far enough.
How does quality of life compare between Ubud, Bali and Kuala Belait?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,419 in Ubud, Bali to $1,642 in Kuala Belait. Climate, culture, job market, and personal taste all factor in.
Is Ubud, Bali or Kuala Belait safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Ubud, Bali and Kuala Belait?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kuala Belait makes more sense. Both are solid long-term options with distinct trade-offs.

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