Cost of Living Comparison Between Ubud, Bali and Kuala Belait Cost of Living Comparison Between Ubud, Bali and Kuala Belait

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,719 in Kuala Belait, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,538 in Kuala Belait, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $3,358 in Kuala Belait, rent included.

Ubud, Bali is about 20% cheaper than Kuala Belait, driven mainly by Monthly Utilities & Internet.

Both Ubud, Bali and Kuala Belait sit above the global median – Ubud, Bali by 0%, Kuala Belait by 26%.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$7.74 BND 9.88

-55.56%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$46.60 BND 59.5

-22.08%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$7.63 BND 9.75

-25.16%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.92 BND 2.46

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.33 BND 2.98

Cappuccino

$2.67 Rp 47.3K

$4.45 BND 5.69

-40.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.90 BND 1.15

94.44%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.50 BND 0.64

74.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

$1.84 BND 2.35

-11.96%

White Bread (500g)

$2.33 Rp 41.3K

$2.42 BND 3.10

-3.72%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.34 BND 2.99

-52.56%

Eggs

$2.20 Rp 39.0K

$2.70 BND 3.44

-18.52%

Local Cheese (1kg)

$17.69 Rp 313.3K

$19.04 BND 24.33

-7.09%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$9.65 BND 12.34

-57.51%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$24.79 BND 31.68

-50.87%

Apples (1kg)

$3.71 Rp 65.6K

$4.84 BND 6.18

-23.35%

Banana (1kg)

$1.59 Rp 28.1K

$2.26 BND 2.89

-29.65%

Oranges (1kg)

$2.28 Rp 40.4K

$4.80 BND 6.13

-52.50%

Tomato (1kg)

$1.95 Rp 34.6K

$2.49 BND 3.18

-21.69%

Potato (1kg)

$1.91 Rp 33.7K

$1.69 BND 2.16

13.02%

Onion (1kg)

$2.33 Rp 41.3K

$2.93 BND 3.74

-20.48%

Lettuce (1 head)

$1.01 Rp 17.8K

$5.46 BND 6.98

-81.50%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.85 BND 1.09

-35.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$11.62 BND 14.84

Local Non-Alcoholic Beer (0.5 liter bottle)

$6.00 BND 7.67

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$7.93 BND 10.13

-71.88%

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$3.82 BND 4.88

-87.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$3.35 BND 4.28

-87.16%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$11.86 BND 15.15

-52.45%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.35 BND 0.45

128.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$32.0K BND 40.9K

-22.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$27.0K BND 34.6K

17.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$39.38 BND 50.3

106.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$21.97 BND 28.07

-70.46%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$66.2 BND 84.5

-71.63%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$99.3 BND 127

-42.75%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$28.03 BND 35.82

-33.18%

Cinema Ticket

$4.54 Rp 80.4K

$5.63 BND 7.19

-19.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$218 BND 278

120.54%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$9,520 BND 12.2K

-40.01%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$77.6 BND 99.1

-41.33%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$103 BND 131

-65.08%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$102 BND 131

-21.54%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$72.3 BND 92.4

8.81%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$751 BND 959

48.48%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$802 BND 1,025

-13.04%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$1,181 BND 1,509

207.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$1,167 BND 1,491

48.85%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$3,306 BND 4,224

-94.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.88

255.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Kuala Belait: September 14, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $751 in Kuala Belait. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1868% higher in Kuala Belait, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $47.00 in Kuala Belait. Monthly groceries follow the same trend: $295 vs $355 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kuala Belait: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,719 in Kuala Belait – roughly 26% apart. Kuala Belait costs more across the board, with Monthly Utilities & Internet showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $2,578 in Kuala Belait. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,719 in Kuala Belait. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $481 per month in Ubud, Bali and $218 in Kuala Belait. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Kuala Belait at $1,719. In Ubud, Bali it covers expenses comfortably, while in Kuala Belait it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $1,719 in Kuala Belait. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kuala Belait makes more sense. Both are solid long-term options with distinct trade-offs.