Cost of Living Comparison Between Ubud, Bali and Kuala Belait Cost of Living Comparison Between Ubud, Bali and Kuala Belait

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,657 in Kuala Belait, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,452 in Kuala Belait, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $3,247 in Kuala Belait, rent included.

Ubud, Bali is about 15% cheaper than Kuala Belait, driven mainly by Clothing & Footwear.

Both Ubud, Bali and Kuala Belait sit above the global median – Ubud, Bali by 5%, Kuala Belait by 24%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$3.67 BND 4.73

-5.99%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$46.09 BND 59.5

-29.83%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$7.89 BND 10.18

-38.66%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.92 BND 2.48

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.32 BND 3.00

Cappuccino

$2.75 Rp 49.4K

$4.62 BND 5.96

-40.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.97 BND 1.25

42.27%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.61 BND 0.79

22.95%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.74 Rp 31.2K

$2.53 BND 3.26

-31.23%

White Bread (500g)

$2.46 Rp 44.2K

$2.53 BND 3.27

-2.77%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.28 BND 2.95

-48.68%

Eggs

$2.43 Rp 43.7K

$2.58 BND 3.32

-5.81%

Local Cheese (1kg)

$14.50 Rp 260.6K

$19.15 BND 24.72

-24.28%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$9.77 BND 12.61

-55.48%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$24.73 BND 31.92

-51.56%

Apples (1kg)

$3.72 Rp 66.8K

$4.50 BND 5.81

-17.33%

Banana (1kg)

$1.63 Rp 29.2K

$2.53 BND 3.27

-35.57%

Oranges (1kg)

$2.74 Rp 49.3K

$3.19 BND 4.11

-14.11%

Tomato (1kg)

$2.24 Rp 40.3K

$2.78 BND 3.59

-19.42%

Potato (1kg)

$1.92 Rp 34.5K

$1.65 BND 2.13

16.36%

Onion (1kg)

$2.28 Rp 40.9K

$2.23 BND 2.88

2.24%

Lettuce (1 head)

$1.06 Rp 19.1K

$5.55 BND 7.16

-80.90%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.76 BND 0.98

-5.26%

Bottle of Non-Alcoholic Wine (Mid-Range)

$11.44 BND 14.77

Local Non-Alcoholic Beer (0.5 liter bottle)

$5.98 BND 7.72

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.59 BND 2.05

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$8.01 BND 10.33

-58.93%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$4.72 BND 6.09

-89.83%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$11.62 BND 15.00

-46.47%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.36 BND 0.46

125.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$22.9K BND 29.6K

16.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$27.1K BND 34.9K

18.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$38.63 BND 49.85

102.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$21.89 BND 28.25

-81.41%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$64.4 BND 83.1

-62.22%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$97.6 BND 126

1.08%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$21.79 BND 28.12

-70.90%

Cinema Ticket

$3.99 Rp 71.6K

$5.57 BND 7.19

-28.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$155 BND 200

96.36%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$9,500 BND 12.3K

-30.09%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$98.4 BND 127

-45.00%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$103 BND 133

-63.32%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$121 BND 157

-28.51%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$63.5 BND 82.0

20.18%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$742 BND 957

33.71%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$794 BND 1,025

-15.29%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,178 BND 1,520

186.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,167 BND 1,507

75.62%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$3,320 BND 4,284

-94.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.06

227.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kuala Belait: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $742 in Kuala Belait. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1888% higher in Kuala Belait, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $46.00 in Kuala Belait. Monthly groceries follow the same trend: $297 vs $356 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kuala Belait: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $1,657 in Kuala Belait – roughly 18% apart. Kuala Belait costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,486 in Kuala Belait. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $1,657 in Kuala Belait. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $305 per month in Ubud, Bali and $155 in Kuala Belait. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Kuala Belait at $1,657. In Ubud, Bali it covers expenses comfortably, while in Kuala Belait it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,408 in Ubud, Bali to $1,657 in Kuala Belait. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kuala Belait makes more sense. Both are solid long-term options with distinct trade-offs.