Last update: Oct 2026

Cost of Living Comparison Between Krakow and Tarnowskie Góry

For one person, living is cheaper in Tarnowskie Góry: $1,412 a month against $1,846 in Krakow, rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

Krakow
🇵🇱 Poland
$1,846
/mo nomad
Tarnowskie Góry
🇵🇱 Poland
$1,412
/mo nomad
Monthly Cost of Living

How much you'll spend in Krakow and in Tarnowskie Góry

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Krakow and in Tarnowskie Góry actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,846 in Krakow versus $1,412 in Tarnowskie Góry.

  • Krakow $1,846
  • Tarnowskie Góry $1,412

Estimated couple costs with rent: $2,616 in Krakow versus $2,017 in Tarnowskie Góry.

  • Krakow $2,616
  • Tarnowskie Góry $2,017

Monthly costs for a family of three with rent: $3,387 in Krakow versus $2,622 in Tarnowskie Góry.

  • Krakow $3,387
  • Tarnowskie Góry $2,622

Living in Krakow is roughly 31% more expensive than in Tarnowskie Góry, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Krakow 36% above, Tarnowskie Góry 4% above.

Currency
🍽 Eating Out
Krakow
Tarnowskie Góry
Difference
Meal at Budget Restaurant
$12.23 zł 47.52
$9.69 zł 37.66
26.21%
Three-Course Dinner for Two, Mid-Range
$51.0 zł 198
$34.34 zł 133
48.51%
Fast Food Meal (McDonalds, etc)
$9.60 zł 37.30
$8.94 zł 34.75
7.38%
Cappuccino
$4.11 zł 15.98
$3.52 zł 13.66
16.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.55 zł 9.91
$2.67 zł 10.38
-4.49%
Water (0.33 liter bottle)
$2.43 zł 9.43
$2.59 zł 10.07
-6.18%
Local Beer (0.5 liter draught)
$4.68 zł 18.20
$3.60 zł 13.99
30.00%
Imported Beer (0.33 liter bottle)
$4.69 zł 18.22
$4.63 zł 18.00
1.30%
🛒 Groceries & Markets
Krakow
Tarnowskie Góry
Difference
Milk (1 liter)
$1.06 zł 4.12
$0.93 zł 3.61
13.98%
White Bread (500g)
$1.47 zł 5.70
$1.25 zł 4.87
17.60%
Rice (white) (1kg)
$1.70 zł 6.61
$1.33 zł 5.16
27.82%
Eggs
$3.82 zł 14.84
$3.33 zł 12.94
14.71%
Local Cheese (1kg)
$9.50 zł 36.90
$8.06 zł 31.30
17.87%
Chicken Fillets (1kg)
$7.98 zł 30.99
$5.48 zł 21.29
45.62%
Beef Round Steak (1kg)
$13.53 zł 52.6
$11.54 zł 44.82
17.24%
Apples (1kg)
$1.32 zł 5.13
$1.07 zł 4.16
23.36%
Banana (1kg)
$1.74 zł 6.76
$1.37 zł 5.34
27.01%
Oranges (1kg)
$1.74 zł 6.75
$1.42 zł 5.51
22.54%
Tomato (1kg)
$3.17 zł 12.32
$2.61 zł 10.13
21.46%
Potato (1kg)
$0.94 zł 3.63
$0.79 zł 3.07
18.99%
Onion (1kg)
$0.99 zł 3.84
$0.83 zł 3.21
19.28%
Lettuce (1 head)
$1.27 zł 4.93
$1.29 zł 5.02
-1.55%
Water (1.5 liter bottle)
$0.81 zł 3.15
$0.65 zł 2.52
24.62%
Cigarettes 20 Pack (Marlboro, Camel)
$6.49 zł 25.23
$5.76 zł 22.36
12.67%
Wine (Bottle)
$6.26 zł 24.33
$6.28 zł 24.39
-0.32%
Local Beer (0.5 liter bottle)
$1.18 zł 4.60
$1.03 zł 4.02
14.56%
Imported Beer (0.33 liter bottle)
$1.74 zł 6.77
$1.64 zł 6.39
6.10%
🚌 Getting Around
Krakow
Tarnowskie Góry
Difference
One-way Ticket (Public Transport)
$1.52 zł 5.89
$1.09 zł 4.24
39.45%
Public Transport Monthly Pass (Regular Price)
$33.87 zł 132
$30.88 zł 120
9.68%
Taxi Start (Normal Tariff)
$2.35 zł 9.12
$1.59 zł 6.16
47.80%
Taxi (Normal Tariff) (1km)
$1.04 zł 4.04
$0.58 zł 2.26
79.31%
Taxi 1hour Waiting (Normal Tariff)
$12.50 zł 48.57
$9.03 zł 35.09
38.43%
Gasoline (1 liter)
$1.76 zł 6.85
$1.68 zł 6.52
4.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.6K zł 118.8K
$30.4K zł 118.2K
0.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.1K zł 113.1K
$26.3K zł 102.0K
10.89%
🧾 Monthly Utilities & Internet
Krakow
Tarnowskie Góry
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$333 zł 1,294
$274 zł 1,063
21.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.93 zł 34.69
$8.09 zł 31.45
10.38%
Internet (50+ Mbps, Unlimited Data)
$17.43 zł 67.7
$17.21 zł 66.9
1.28%
🎉 Sport & Entertainment
Krakow
Tarnowskie Góry
Difference
Gym Membership (Monthly)
$45.29 zł 176
$37.43 zł 145
21.00%
Tennis Court (1 Hour on Weekend)
$24.55 zł 95.4
$21.94 zł 85.2
11.90%
Cinema Ticket
$8.53 zł 33.13
$7.18 zł 27.88
18.80%
🧸 Childcare & Education
Krakow
Tarnowskie Góry
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$458 zł 1,780
$518 zł 2,014
-11.63%
International Primary School, 1 Child (Yearly)
$9,863 zł 38.3K
$10.4K zł 40.3K
-4.85%
👕👟 Clothing & Footwear
Krakow
Tarnowskie Góry
Difference
Jeans (Levis 501 Or Similar)
$96.9 zł 376
$69.7 zł 271
38.95%
Summer Dress (H&M, Zara, etc)
$40.40 zł 157
$30.86 zł 120
30.91%
Sport Shoes (Adidas, Nike)
$91.5 zł 356
$89.5 zł 348
2.31%
Men's Leather Business Shoes
$122 zł 472
$94.3 zł 366
28.96%
🏠 Accommodation & Living
Krakow
Tarnowskie Góry
Difference
1-bedroom Apartment, City Center (Monthly)
$940 zł 3,653
$608 zł 2,362
54.70%
1-bedroom Apartment, Outside City Center (Monthly)
$753 zł 2,925
$502 zł 1,949
50.06%
3-bedroom Apartment, City Center (Monthly)
$1,443 zł 5,607
$984 zł 3,824
46.60%
3-bedroom Apartment, Outside City Center (Monthly)
$1,152 zł 4,477
$807 zł 3,136
42.78%
Buy Apartment in City Center (m2)
$5,535 zł 21.5K
$2,877 zł 11.2K
92.36%
Buy Apartment Outside City Center (m2)
$3,525 zł 13.7K
$2,185 zł 8,490
61.30%
💵 Salaries & Financials
Krakow
Tarnowskie Góry
Difference
Average Monthly Net Salary (After Tax)
$1,883 zł 7,314
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
6.87
-3.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krakow: October 19, 2026

Last update for Tarnowskie Góry: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Krakow
$753
Tarnowskie Góry
$502 33.4% $251
Monthly Utilities & Internet
Krakow
$359
Tarnowskie Góry
$299 16.8% $60
Groceries & Markets
Krakow
$238
Tarnowskie Góry
$197 17.1% $41
Eating Out
Krakow
$229
Tarnowskie Góry
$195 14.8% $34
Clothing & Footwear
Krakow
$158
Tarnowskie Góry
$128 18.9% $30
Sport & Entertainment
Krakow
$62
Tarnowskie Góry
$52 16.9% $11
Getting Around
Krakow
$47
Tarnowskie Góry
$40 16.3% $7.8

Cost Breakdown

A one-bedroom apartment in the center runs $940 in Krakow and $608 in Tarnowskie Góry. Housing cost is often the main lever when comparing two cities.

Dining out: $51.0 in Krakow vs $34.00 in Tarnowskie Góry for a mid-range dinner for two. Groceries echo the gap at $238 vs $197 per month, with Tarnowskie Góry cheaper across the board.

Good to know
🇵🇱 Krakow
🇵🇱 Tarnowskie Góry
🕒 Local time
02:52 2:52 AM
02:52 2:52 AM
Same time as Krakow
🌤 Weather
👥 Population
806,201
61,789
💱 Currency
Exchange rates and currency converter

USD, EUR to PLN – Polish Złoty Converter

Polish Złoty exchange rates as of October 21, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

On the map
Between locations
  • Krakow Tarnowskie Góry 88 km
From you
  • Krakow
  • Tarnowskie Góry

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Krakow vs Tarnowskie Góry: Cost of Living - Frequently Asked Questions
Which city is more expensive, Krakow or Tarnowskie Góry?
Tarnowskie Góry wins on cost – living expenses run 31% lower than in Krakow. Housing and daily spending are where you'll feel the difference most, making Tarnowskie Góry the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Krakow and in Tarnowskie Góry?
You'd need roughly $2,769 in Krakow and $2,118 in Tarnowskie Góry to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Krakow compared to Tarnowskie Góry?
Rent for a central apartment: $940 in Krakow versus $608 in Tarnowskie Góry. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Krakow or in Tarnowskie Góry?
Supermarket bills run roughly 21% higher in Krakow. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Krakow and in Tarnowskie Góry?
Dining out is cheaper in Tarnowskie Góry – a meal for two runs $34.00 versus $51.0 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,000/month in Krakow or in Tarnowskie Góry?
At $1,412 in Tarnowskie Góry versus $1,846 in Krakow, a $2,000 budget is realistic in Tarnowskie Góry but tight or insufficient in Krakow. The gap between the two cities makes Tarnowskie Góry the clear choice for anyone on this budget.
Which city is better for digital nomads, Krakow or Tarnowskie Góry?
Both work as nomad bases, but Tarnowskie Góry delivers better value – similar infrastructure at $1,412 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Tarnowskie Góry hard to pass up.
How safe is Krakow compared to Tarnowskie Góry?
Safety-wise, Krakow and Tarnowskie Góry are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Tarnowskie Góry gentler on the wallet – expenses run 31% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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