Last update: Nov 2026

Cost of Living Comparison Between Krakow and Siedlce

For one person, living is cheaper in Siedlce: $1,169 a month against $1,784 in Krakow, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

85

Cost of Living Index in Krakow
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Krakow Living Index
56

Cost of Living Index in Siedlce
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Siedlce Living Index

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Krakow

🇵🇱 Poland

$1,784

/mo nomad

Siedlce

🇵🇱 Poland

$1,169

/mo nomad

Monthly Cost of Living

How much you'll spend in Krakow and in Siedlce

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Krakow and in Siedlce actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,784 in Krakow versus $1,169 in Siedlce.

Krakow $1,784
Siedlce $1,169

Estimated couple costs with rent: $2,566 in Krakow versus $1,455 in Siedlce.

Krakow $2,566
Siedlce $1,455

Monthly costs for a family of three with rent: $3,348 in Krakow versus $1,741 in Siedlce.

Krakow $3,348
Siedlce $1,741

Living in Krakow is roughly 53% more expensive than in Siedlce, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Krakow is 32% above, Siedlce is 14% below.

Meal at Budget Restaurant

$11.50 zł 44.93

$5.22 zł 20.40

120.31%

Three-Course Dinner for Two, Mid-Range

$50.1 zł 196

$44.40 zł 173

12.91%

Fast Food Meal (McDonalds, etc)

$9.26 zł 36.20

$6.34 zł 24.78

46.06%

Cappuccino

$4.21 zł 16.44

$2.24 zł 8.75

87.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 zł 9.23

$1.72 zł 6.74

37.21%

Water (0.33 liter bottle)

$2.34 zł 9.14

$1.42 zł 5.54

64.79%

Local Beer (0.5 liter draught)

$4.58 zł 17.90

$3.46 zł 13.51

32.37%

Imported Beer (0.33 liter bottle)

$4.51 zł 17.62

$3.65 zł 14.27

23.56%

Milk (1 liter)

$1.02 zł 3.99

$1.02 zł 4.00

White Bread (500g)

$1.43 zł 5.58

$1.00 zł 3.91

43.00%

Rice (white) (1kg)

$1.60 zł 6.26

$1.32 zł 5.17

21.21%

Eggs

$3.88 zł 15.15

$3.09 zł 12.07

25.57%

Local Cheese (1kg)

$9.31 zł 36.37

$7.50 zł 29.31

24.13%

Chicken Fillets (1kg)

$7.80 zł 30.48

$5.16 zł 20.16

51.16%

Beef Round Steak (1kg)

$13.43 zł 52.5

$11.81 zł 46.16

13.72%

Apples (1kg)

$1.31 zł 5.10

$0.49 zł 1.91

167.35%

Banana (1kg)

$1.72 zł 6.71

$0.78 zł 3.04

120.51%

Oranges (1kg)

$1.80 zł 7.03

$2.32 zł 9.05

-22.41%

Tomato (1kg)

$3.11 zł 12.15

$2.89 zł 11.30

7.61%

Potato (1kg)

$0.97 zł 3.78

$0.84 zł 3.30

15.48%

Onion (1kg)

$0.98 zł 3.85

$0.86 zł 3.36

13.95%

Lettuce (1 head)

$1.28 zł 5.01

$1.39 zł 5.43

-7.91%

Water (1.5 liter bottle)

$0.78 zł 3.05

$0.49 zł 1.93

59.18%

Cigarettes 20 Pack (Marlboro, Camel)

$6.14 zł 24.00

$5.45 zł 21.28

12.66%

Wine (Bottle)

$6.36 zł 24.86

$5.17 zł 20.19

23.02%

Local Beer (0.5 liter bottle)

$1.24 zł 4.83

$1.09 zł 4.25

13.76%

Imported Beer (0.33 liter bottle)

$1.61 zł 6.30

$1.75 zł 6.85

-8.00%

One-way Ticket (Public Transport)

$1.49 zł 5.84

$1.03 zł 4.03

44.66%

Public Transport Monthly Pass (Regular Price)

$32.51 zł 127

$25.08 zł 98.0

29.63%

Taxi Start (Normal Tariff)

$2.25 zł 8.79

$1.74 zł 6.79

29.31%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.83

$0.64 zł 2.51

53.12%

Taxi 1hour Waiting (Normal Tariff)

$12.72 zł 49.70

$9.16 zł 35.81

38.86%

Gasoline (1 liter)

$1.74 zł 6.80

$1.63 zł 6.38

6.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.9K zł 116.7K

$30.7K zł 119.9K

-2.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K zł 110.0K

$25.7K zł 100.5K

9.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$319 zł 1,247

$305 zł 1,193

4.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.85 zł 34.59

$8.56 zł 33.44

3.39%

Internet (50+ Mbps, Unlimited Data)

$17.45 zł 68.2

$17.24 zł 67.4

1.22%

Gym Membership (Monthly)

$43.45 zł 170

$37.74 zł 147

15.13%

Tennis Court (1 Hour on Weekend)

$24.39 zł 95.3

$25.11 zł 98.1

-2.87%

Cinema Ticket

$8.39 zł 32.79

$7.81 zł 30.52

7.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$436 zł 1,704

$503 zł 1,966

-13.34%

International Primary School, 1 Child (Yearly)

$12.6K zł 49.2K

$13.6K zł 53.0K

-7.16%

Jeans (Levis 501 Or Similar)

$96.9 zł 379

$72.5 zł 283

33.63%

Summer Dress (H&M, Zara, etc)

$40.89 zł 160

$40.14 zł 157

1.87%

Sport Shoes (Adidas, Nike)

$89.4 zł 349

$88.1 zł 344

1.52%

Men's Leather Business Shoes

$117 zł 459

$94.4 zł 369

24.34%

1-bedroom Apartment, City Center (Monthly)

$918 zł 3,589

$481 zł 1,880

90.92%

1-bedroom Apartment, Outside City Center (Monthly)

$722 zł 2,822

$305 zł 1,191

136.88%

3-bedroom Apartment, City Center (Monthly)

$1,514 zł 5,916

$770 zł 3,009

96.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,169 zł 4,569

Buy Apartment in City Center (m2)

$5,415 zł 21.2K

$2,072 zł 8,098

161.29%

Buy Apartment Outside City Center (m2)

$3,560 zł 13.9K

$1,959 zł 7,656

81.71%

Average Monthly Net Salary (After Tax)

$1,888 zł 7,376

$1,022 zł 3,993

84.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

6.87

-4.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Krakow: November 1, 2026

Last update for Siedlce: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Krakow

$722 40.5%

Siedlce

$305 26.1% 57.8% $417

Monthly Utilities & Internet

Krakow

$345 19.4%

Siedlce

$331 28.3% 4.1% $14

Groceries & Markets

Krakow

$235 13.2%

Siedlce

$187 16% 20.1% $47

Eating Out

Krakow

$221 12.4%

Siedlce

$125 10.7% 43.5% $96

Clothing & Footwear

Krakow

$155 8.7%

Siedlce

$133 11.4% 14.4% $22

Sport & Entertainment

Krakow

$60 3.4%

Siedlce

$53 4.6% 11.4% $6.9

Getting Around

Krakow

$46 2.6%

Siedlce

$34 2.9% 25.2% $12

Cost Breakdown

A one-bedroom apartment in the center runs $918 in Krakow and $481 in Siedlce. Housing cost is often the main lever when comparing two cities.

Krakow pays 85% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $50 in Krakow vs $44 in Siedlce for a mid-range dinner for two. Groceries echo the gap at $235 vs $187 per month, with Siedlce cheaper across the board.

Good to know

🇵🇱 Krakow

🇵🇱 Siedlce

🕒 Local time

00:55 12:55 AM

Same time as Krakow

🌤 Weather

👥 Population

806,201

77,645

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

On the map

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Krakow vs Siedlce: Cost of Living - Frequently Asked Questions

Siedlce wins on cost – living expenses run 35% lower than in Krakow. Housing and daily spending are where you’ll feel the difference most, making Siedlce the obvious pick if budget is a priority.

Average pay runs 85% higher in Krakow, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $918 in Krakow versus $481 in Siedlce. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 25% higher in Krakow. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Siedlce – a meal for two runs $44 versus $50 in Krakow. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Siedlce is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Krakow and Siedlce are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Siedlce gentler on the wallet – expenses run 35% less than in Krakow. Beyond cost, consider language, visa policies, and how big the international community is in each city.