🙂Monthly costs for one person with rent: $690 in Koysinjaq versus $1,368 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,093 in Koysinjaq versus $2,348 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,497 in Koysinjaq versus $3,327 in Ubud, Bali.
🌍Living in Koysinjaq costs roughly 50% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Koysinjaq is 50% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Koysinjaq
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.46IQD 9,765
$3.44Rp 61.0K
116.86%
Three-Course Dinner for Two, Mid-Range
$44.43IQD 58.2K
$36.31Rp 644.5K
22.36%
Fast Food Meal(McDonalds, etc)
$8.56IQD 11.2K
$5.71Rp 101.3K
49.91%
Cappuccino
$3.67IQD 4,799
$2.67Rp 47.4K
37.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.02IQD 1,336
$1.75Rp 31.1K
-41.71%
Water(0.33 liter bottle)
$0.42IQD 549
$0.87Rp 15.5K
-51.72%
Local Beer(0.5 liter draught)
$6.26IQD 8,202
$2.95Rp 52.4K
112.20%
Imported Beer(0.33 liter bottle)
$4.53IQD 5,931
$4.52Rp 80.2K
0.22%
🛒 Groceries & Markets
Koysinjaq
Ubud, Bali
Difference
Milk(1 liter)
$1.22IQD 1,598
$1.62Rp 28.7K
-24.69%
White Bread(500g)
$0.78IQD 1,019
$2.33Rp 41.4K
-66.52%
Rice(white)(1kg)
$1.75IQD 2,288
$1.11Rp 19.7K
57.66%
Eggs
$1.79IQD 2,347
$2.20Rp 39.1K
-18.64%
Local Cheese(1kg)
$8.27IQD 10.8K
$17.69Rp 314.0K
-53.25%
Chicken Fillets(1kg)
$5.57IQD 7,291
$4.10Rp 72.7K
35.85%
Beef Round Steak(1kg)
$14.83IQD 19.4K
$12.18Rp 216.1K
21.76%
Apples(1kg)
$1.13IQD 1,483
$3.71Rp 65.8K
-69.54%
Banana(1kg)
$1.12IQD 1,465
$1.59Rp 28.2K
-29.56%
Oranges(1kg)
$1.18IQD 1,548
$2.28Rp 40.5K
-48.25%
Tomato(1kg)
$0.81IQD 1,054
$1.95Rp 34.7K
-58.46%
Potato(1kg)
$0.71IQD 932
$1.91Rp 33.8K
-62.83%
Onion(1kg)
$0.72IQD 946
$2.33Rp 41.4K
-69.10%
Lettuce(1 head)
$0.79IQD 1,029
$1.01Rp 17.9K
-21.78%
Water(1.5 liter bottle)
$0.55IQD 725
$0.55Rp 9,795
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.51IQD 3,282
$2.23Rp 39.6K
12.56%
Wine(Bottle)
$12.30IQD 16.1K
$23.07Rp 409.5K
-46.68%
Local Beer(0.5 liter bottle)
$1.62IQD 2,121
$2.42Rp 42.9K
-33.06%
Imported Beer(0.33 liter bottle)
$2.06IQD 2,703
$3.00Rp 53.2K
-31.33%
🚌 Getting Around
Koysinjaq
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.27Rp 4,825
-
Public Transport Monthly Pass(Regular Price)
-
$8.98Rp 159.4K
-
Taxi Start(Normal Tariff)
$1.95IQD 2,551
$0.48Rp 8,586
306.25%
Taxi(Normal Tariff)(1km)
$1.73IQD 2,270
$0.43Rp 7,697
302.33%
Taxi 1hour Waiting(Normal Tariff)
$6.41IQD 8,389
$5.64Rp 100.1K
13.65%
Gasoline(1 liter)
$0.62IQD 814
$0.80Rp 14.3K
-22.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.1KIQD 23.7M
$24.9KRp 442.7M
-27.57%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6KIQD 25.6M
$31.7KRp 562.8M
-38.24%
🧾 Monthly Utilities & Internet
Koysinjaq
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$128IQD 167.8K
$81.5Rp 1.4M
57.30%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.79IQD 18.1K
$6.49Rp 115.2K
112.48%
Internet(50+ Mbps, Unlimited Data)
$28.35IQD 37.1K
$18.77Rp 333.1K
51.04%
🎉 Sport & Entertainment
Koysinjaq
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$56.9Rp 1.0M
-
Tennis Court(1 Hour on Weekend)
-
$18.73Rp 332.4K
-
Cinema Ticket
$11.63IQD 15.2K
$4.54Rp 80.5K
156.17%
🧸 Childcare & Education
Koysinjaq
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$308IQD 402.9K
$481Rp 8.5M
-35.99%
International Primary School, 1 Child(Yearly)
$3,106IQD 4.1M
$5,711Rp 101.4M
-45.62%
👕👟 Clothing & Footwear
Koysinjaq
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$30.76IQD 40.3K
$45.52Rp 807.9K
-32.43%
Summer Dress(H&M, Zara, etc)
$45.05IQD 59.0K
$35.88Rp 636.9K
25.56%
Sport Shoes(Adidas, Nike)
$69.0IQD 90.4K
$80.4Rp 1.4M
-14.14%
Men's Leather Business Shoes
$69.2IQD 90.6K
$78.7Rp 1.4M
-12.05%
🏠 Accommodation & Living
Koysinjaq
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
-
$1,115Rp 19.8M
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$698Rp 12.4M
-
3-bedroom Apartment, City Center(Monthly)
-
$3,637Rp 64.5M
-
3-bedroom Apartment, Outside City Center(Monthly)
-
$1,737Rp 30.8M
-
Buy Apartment in City Center(m2)
-
$2,784Rp 49.4M
-
Buy Apartment Outside City Center(m2)
-
$2,290Rp 40.6M
-
💵 Salaries & Financials
Koysinjaq
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$168Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
2.53
13.78
-81.64%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Koysinjaq: September 14, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🛒Dining out: $44.00 in Koysinjaq vs $36.00 in Ubud, Bali. Groceries flip the comparison at $203 vs $295, with Koysinjaq cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koysinjaq vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Koysinjaq or Ubud, Bali?
Koysinjaq wins on cost – living expenses run 98% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Koysinjaq the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Koysinjaq and in Ubud, Bali?
You'd need roughly $1,035 in Koysinjaq and $2,052 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
Are groceries more expensive in Koysinjaq or in Ubud, Bali?
Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Koysinjaq compared to Ubud, Bali?
All in, you'll spend $690 per month in Koysinjaq versus $1,368 in Ubud, Bali – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Koysinjaq or in Ubud, Bali?
At $690 in Koysinjaq versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Koysinjaq but tight or insufficient in Ubud, Bali. The gap between the two cities makes Koysinjaq the clear choice for anyone on this budget.
Which city is better for digital nomads, Koysinjaq or Ubud, Bali?
Both work as nomad bases, but Koysinjaq delivers better value – similar infrastructure at $690 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Koysinjaq hard to pass up.
How safe is Koysinjaq compared to Ubud, Bali?
Safety-wise, Koysinjaq and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Koysinjaq gentler on the wallet – expenses run 98% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.