🙂Monthly costs for one person with rent: $728 in Koysinjaq versus $1,438 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,075 in Koysinjaq versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,422 in Koysinjaq versus $3,732 in Ubud, Bali.
🙂Living in Koysinjaq costs roughly 49% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Koysinjaq is 46% below, Ubud, Bali is 7% above.
Currency
🍽 Eating Out
Koysinjaq
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.23IQD 2,924
$3.57Rp 61.9K
-37.54%
Three-Course Dinner for Two, Mid-Range
$12.07IQD 15.8K
$32.58Rp 564.7K
-62.95%
Fast Food Meal(McDonalds, etc)
$8.94IQD 11.7K
$5.07Rp 87.8K
76.33%
Cappuccino
$1.48IQD 1,945
$2.83Rp 49.0K
-47.70%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.40IQD 520
$1.34Rp 23.2K
-70.15%
Water(0.33 liter bottle)
$0.20IQD 263
$0.69Rp 12.0K
-71.01%
Local Beer(0.5 liter draught)
$2.02IQD 2,653
$2.99Rp 51.8K
-32.44%
Imported Beer(0.33 liter bottle)
$2.16IQD 2,830
$3.85Rp 66.7K
-43.90%
🛒 Groceries & Markets
Koysinjaq
Ubud, Bali
Difference
Milk(1 liter)
$1.18IQD 1,551
$1.74Rp 30.2K
-32.18%
White Bread(500g)
$0.76IQD 993
$2.54Rp 44.0K
-70.08%
Rice(white)(1kg)
$1.12IQD 1,473
$1.19Rp 20.6K
-5.88%
Eggs
$1.49IQD 1,955
$2.43Rp 42.0K
-38.68%
Local Cheese(1kg)
$7.53IQD 9,862
$14.66Rp 254.1K
-48.64%
Chicken Fillets(1kg)
$3.86IQD 5,060
$4.18Rp 72.4K
-7.66%
Beef Round Steak(1kg)
$9.10IQD 11.9K
$11.94Rp 206.9K
-23.79%
Apples(1kg)
$0.75IQD 981
$3.69Rp 63.9K
-79.67%
Banana(1kg)
$1.17IQD 1,533
$1.61Rp 27.8K
-27.33%
Oranges(1kg)
$1.13IQD 1,476
$2.69Rp 46.5K
-57.99%
Tomato(1kg)
$0.55IQD 720
$2.33Rp 40.4K
-76.39%
Potato(1kg)
$0.55IQD 718
$1.91Rp 33.0K
-71.20%
Onion(1kg)
$0.55IQD 716
$2.19Rp 37.9K
-74.89%
Lettuce(1 head)
$0.36IQD 478
$1.06Rp 18.3K
-66.04%
Water(1.5 liter bottle)
$0.37IQD 481
$0.72Rp 12.5K
-48.61%
Cigarettes 20 Pack(Marlboro, Camel)
$2.35IQD 3,079
$3.13Rp 54.3K
-24.92%
Wine(Bottle)
$12.18IQD 16.0K
$23.49Rp 407.1K
-48.15%
Local Beer(0.5 liter bottle)
$1.43IQD 1,878
$2.74Rp 47.5K
-47.81%
Imported Beer(0.33 liter bottle)
$1.92IQD 2,516
$2.88Rp 49.9K
-33.33%
🚌 Getting Around
Koysinjaq
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.37IQD 482
$0.29Rp 5,029
27.59%
Public Transport Monthly Pass(Regular Price)
$31.44IQD 41.2K
$8.17Rp 141.6K
284.82%
Taxi Start(Normal Tariff)
$1.56IQD 2,050
$0.45Rp 7,863
246.67%
Taxi(Normal Tariff)(1km)
$0.79IQD 1,041
$0.42Rp 7,305
88.10%
Taxi 1hour Waiting(Normal Tariff)
$3.85IQD 5,041
$6.16Rp 106.7K
-37.50%
Gasoline(1 liter)
$0.70IQD 918
$0.84Rp 14.6K
-16.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.5KIQD 25.5M
$26.2KRp 454.9M
-25.73%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.3KIQD 24.0M
$32.5KRp 562.9M
-43.65%
🧾 Monthly Utilities & Internet
Koysinjaq
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$99.2IQD 130.0K
$78.4Rp 1.4M
26.55%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.85IQD 23.4K
$3.95Rp 68.5K
351.90%
Internet(50+ Mbps, Unlimited Data)
$29.90IQD 39.2K
$24.40Rp 423.0K
22.54%
🎉 Sport & Entertainment
Koysinjaq
Ubud, Bali
Difference
Gym Membership(Monthly)
$36.01IQD 47.2K
$96.5Rp 1.7M
-62.70%
Tennis Court(1 Hour on Weekend)
$16.61IQD 21.8K
$6.35Rp 110.0K
161.57%
Cinema Ticket
$11.64IQD 15.3K
$4.04Rp 70.0K
188.12%
🧸 Childcare & Education
Koysinjaq
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$64.4IQD 84.3K
$303Rp 5.2M
-78.73%
International Primary School, 1 Child(Yearly)
$1,128IQD 1.5M
$6,523Rp 113.1M
-82.71%
👕👟 Clothing & Footwear
Koysinjaq
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$15.12IQD 19.8K
$53.8Rp 933.1K
-71.92%
Summer Dress(H&M, Zara, etc)
$19.48IQD 25.5K
$37.98Rp 658.3K
-48.71%
Sport Shoes(Adidas, Nike)
$83.2IQD 109.0K
$86.8Rp 1.5M
-4.15%
Men's Leather Business Shoes
$19.18IQD 25.1K
$78.9Rp 1.4M
-75.68%
🏠 Accommodation & Living
Koysinjaq
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$240IQD 314.6K
$1,012Rp 17.5M
-76.27%
1-bedroom Apartment, Outside City Center(Monthly)
$177IQD 231.7K
$674Rp 11.7M
-73.78%
3-bedroom Apartment, City Center(Monthly)
$584IQD 765.5K
$3,390Rp 58.8M
-82.76%
3-bedroom Apartment, Outside City Center(Monthly)
$344IQD 450.2K
$2,098Rp 36.4M
-83.62%
Buy Apartment in City Center(m2)
-
$2,985Rp 51.7M
-
Buy Apartment Outside City Center(m2)
-
$2,339Rp 40.5M
-
💵 Salaries & Financials
Koysinjaq
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$173Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.67
13.28
-57.30%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Koysinjaq: April 28, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $240 in Koysinjaq and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $12.00 in Koysinjaq vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $161 vs $298 per month, with Koysinjaq cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koysinjaq vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Koysinjaq or Ubud, Bali?
Koysinjaq wins on cost – living expenses run 97% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Koysinjaq the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Koysinjaq vs Ubud, Bali?
You'd need roughly $1,093 in Koysinjaq and $2,158 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Koysinjaq vs Ubud, Bali?
Rent for a central apartment: $240 in Koysinjaq versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Koysinjaq compared to Ubud, Bali?
All in, you'll spend $728 per month in Koysinjaq versus $1,438 in Ubud, Bali – a 97% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Koysinjaq vs Ubud, Bali?
A monthly transit pass in Koysinjaq runs roughly 285% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Koysinjaq or Ubud, Bali?
At $728 in Koysinjaq versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Koysinjaq but tight or insufficient in Ubud, Bali. The gap between the two cities makes Koysinjaq the clear choice for anyone on this budget.
Which city is better for digital nomads, Koysinjaq or Ubud, Bali?
Both work as nomad bases, but Koysinjaq delivers better value – similar infrastructure at $728 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Koysinjaq hard to pass up.
How safe is Koysinjaq compared to Ubud, Bali?
Safety-wise, Koysinjaq and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Koysinjaq gentler on the wallet – expenses run 97% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.