Cost of Living Comparison Between Koysinjaq and Ubud, Bali Cost of Living Comparison Between Koysinjaq and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $728 in Koysinjaq versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $1,075 in Koysinjaq versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,422 in Koysinjaq versus $3,732 in Ubud, Bali.

Living in Koysinjaq costs roughly 49% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Koysinjaq is 46% below, Ubud, Bali is 7% above.

Currency
🍽 Eating Out
Koysinjaq
Ubud, Bali
Difference
Meal at Budget Restaurant
$2.23 IQD 2,924
$3.57 Rp 61.9K
-37.54%
Three-Course Dinner for Two, Mid-Range
$12.07 IQD 15.8K
$32.58 Rp 564.7K
-62.95%
Fast Food Meal (McDonalds, etc)
$8.94 IQD 11.7K
$5.07 Rp 87.8K
76.33%
Cappuccino
$1.48 IQD 1,945
$2.83 Rp 49.0K
-47.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.40 IQD 520
$1.34 Rp 23.2K
-70.15%
Water (0.33 liter bottle)
$0.20 IQD 263
$0.69 Rp 12.0K
-71.01%
Local Beer (0.5 liter draught)
$2.02 IQD 2,653
$2.99 Rp 51.8K
-32.44%
Imported Beer (0.33 liter bottle)
$2.16 IQD 2,830
$3.85 Rp 66.7K
-43.90%
🛒 Groceries & Markets
Koysinjaq
Ubud, Bali
Difference
Milk (1 liter)
$1.18 IQD 1,551
$1.74 Rp 30.2K
-32.18%
White Bread (500g)
$0.76 IQD 993
$2.54 Rp 44.0K
-70.08%
Rice (white) (1kg)
$1.12 IQD 1,473
$1.19 Rp 20.6K
-5.88%
Eggs
$1.49 IQD 1,955
$2.43 Rp 42.0K
-38.68%
Local Cheese (1kg)
$7.53 IQD 9,862
$14.66 Rp 254.1K
-48.64%
Chicken Fillets (1kg)
$3.86 IQD 5,060
$4.18 Rp 72.4K
-7.66%
Beef Round Steak (1kg)
$9.10 IQD 11.9K
$11.94 Rp 206.9K
-23.79%
Apples (1kg)
$0.75 IQD 981
$3.69 Rp 63.9K
-79.67%
Banana (1kg)
$1.17 IQD 1,533
$1.61 Rp 27.8K
-27.33%
Oranges (1kg)
$1.13 IQD 1,476
$2.69 Rp 46.5K
-57.99%
Tomato (1kg)
$0.55 IQD 720
$2.33 Rp 40.4K
-76.39%
Potato (1kg)
$0.55 IQD 718
$1.91 Rp 33.0K
-71.20%
Onion (1kg)
$0.55 IQD 716
$2.19 Rp 37.9K
-74.89%
Lettuce (1 head)
$0.36 IQD 478
$1.06 Rp 18.3K
-66.04%
Water (1.5 liter bottle)
$0.37 IQD 481
$0.72 Rp 12.5K
-48.61%
Cigarettes 20 Pack (Marlboro, Camel)
$2.35 IQD 3,079
$3.13 Rp 54.3K
-24.92%
Wine (Bottle)
$12.18 IQD 16.0K
$23.49 Rp 407.1K
-48.15%
Local Beer (0.5 liter bottle)
$1.43 IQD 1,878
$2.74 Rp 47.5K
-47.81%
Imported Beer (0.33 liter bottle)
$1.92 IQD 2,516
$2.88 Rp 49.9K
-33.33%
🚌 Getting Around
Koysinjaq
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.37 IQD 482
$0.29 Rp 5,029
27.59%
Public Transport Monthly Pass (Regular Price)
$31.44 IQD 41.2K
$8.17 Rp 141.6K
284.82%
Taxi Start (Normal Tariff)
$1.56 IQD 2,050
$0.45 Rp 7,863
246.67%
Taxi (Normal Tariff) (1km)
$0.79 IQD 1,041
$0.42 Rp 7,305
88.10%
Taxi 1hour Waiting (Normal Tariff)
$3.85 IQD 5,041
$6.16 Rp 106.7K
-37.50%
Gasoline (1 liter)
$0.70 IQD 918
$0.84 Rp 14.6K
-16.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.5K IQD 25.5M
$26.2K Rp 454.9M
-25.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.3K IQD 24.0M
$32.5K Rp 562.9M
-43.65%
🧾 Monthly Utilities & Internet
Koysinjaq
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$99.2 IQD 130.0K
$78.4 Rp 1.4M
26.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.85 IQD 23.4K
$3.95 Rp 68.5K
351.90%
Internet (50+ Mbps, Unlimited Data)
$29.90 IQD 39.2K
$24.40 Rp 423.0K
22.54%
🎉 Sport & Entertainment
Koysinjaq
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.01 IQD 47.2K
$96.5 Rp 1.7M
-62.70%
Tennis Court (1 Hour on Weekend)
$16.61 IQD 21.8K
$6.35 Rp 110.0K
161.57%
Cinema Ticket
$11.64 IQD 15.3K
$4.04 Rp 70.0K
188.12%
🧸 Childcare & Education
Koysinjaq
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$64.4 IQD 84.3K
$303 Rp 5.2M
-78.73%
International Primary School, 1 Child (Yearly)
$1,128 IQD 1.5M
$6,523 Rp 113.1M
-82.71%
👕👟 Clothing & Footwear
Koysinjaq
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$15.12 IQD 19.8K
$53.8 Rp 933.1K
-71.92%
Summer Dress (H&M, Zara, etc)
$19.48 IQD 25.5K
$37.98 Rp 658.3K
-48.71%
Sport Shoes (Adidas, Nike)
$83.2 IQD 109.0K
$86.8 Rp 1.5M
-4.15%
Men's Leather Business Shoes
$19.18 IQD 25.1K
$78.9 Rp 1.4M
-75.68%
🏠 Accommodation & Living
Koysinjaq
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$240 IQD 314.6K
$1,012 Rp 17.5M
-76.27%
1-bedroom Apartment, Outside City Center (Monthly)
$177 IQD 231.7K
$674 Rp 11.7M
-73.78%
3-bedroom Apartment, City Center (Monthly)
$584 IQD 765.5K
$3,390 Rp 58.8M
-82.76%
3-bedroom Apartment, Outside City Center (Monthly)
$344 IQD 450.2K
$2,098 Rp 36.4M
-83.62%
Buy Apartment in City Center (m2)
-
$2,985 Rp 51.7M
-
Buy Apartment Outside City Center (m2)
-
$2,339 Rp 40.5M
-
💵 Salaries & Financials
Koysinjaq
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$173 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.67
13.28
-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koysinjaq: April 28, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $240 in Koysinjaq and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $12.00 in Koysinjaq vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $161 vs $298 per month, with Koysinjaq cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Koysinjaq vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Koysinjaq or Ubud, Bali?
Koysinjaq wins on cost – living expenses run 97% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Koysinjaq the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Koysinjaq vs Ubud, Bali?
You'd need roughly $1,093 in Koysinjaq and $2,158 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Koysinjaq vs Ubud, Bali?
Rent for a central apartment: $240 in Koysinjaq versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Koysinjaq compared to Ubud, Bali?
All in, you'll spend $728 per month in Koysinjaq versus $1,438 in Ubud, Bali – a 97% gap that adds up to real savings over time for anyone picking the cheaper option.
How expensive is transport in Koysinjaq vs Ubud, Bali?
A monthly transit pass in Koysinjaq runs roughly 285% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Can you live on $1,000/month in Koysinjaq or Ubud, Bali?
At $728 in Koysinjaq versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Koysinjaq but tight or insufficient in Ubud, Bali. The gap between the two cities makes Koysinjaq the clear choice for anyone on this budget.
Which city is better for digital nomads, Koysinjaq or Ubud, Bali?
Both work as nomad bases, but Koysinjaq delivers better value – similar infrastructure at $728 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Koysinjaq hard to pass up.
How safe is Koysinjaq compared to Ubud, Bali?
Safety-wise, Koysinjaq and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Koysinjaq gentler on the wallet – expenses run 97% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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