Last update: Oct 2026

Cost of Living Comparison Between Koysinjaq and Ubud, Bali

For one person, living is cheaper in Koysinjaq: $751 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

36

Cost of Living Index in Koysinjaq
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Koysinjaq Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Koysinjaq

🇮🇶 Iraq

$751

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Koysinjaq and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koysinjaq and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $751 in Koysinjaq versus $1,349 in Ubud, Bali.

Koysinjaq $751
Ubud, Bali $1,349

Estimated couple costs with rent: $1,175 in Koysinjaq versus $2,305 in Ubud, Bali.

Koysinjaq $1,175
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,598 in Koysinjaq versus $3,261 in Ubud, Bali.

Koysinjaq $1,598
Ubud, Bali $3,261

Living in Koysinjaq costs roughly 44% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.02 IQD 6,075

$3.32 Rp 60.3K

21.08%

Three-Course Dinner for Two, Mid-Range

$36.79 IQD 55.6K

$35.64 Rp 646.5K

3.23%

Fast Food Meal (McDonalds, etc)

$7.24 IQD 10.9K

$5.53 Rp 100.4K

30.92%

Cappuccino

$3.21 IQD 4,855

$2.72 Rp 49.3K

18.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 IQD 1,247

$1.70 Rp 30.9K

-51.18%

Water (0.33 liter bottle)

$0.33 IQD 505

$0.76 Rp 13.8K

-56.58%

Local Beer (0.5 liter draught)

$5.74 IQD 8,671

$2.65 Rp 48.1K

116.60%

Imported Beer (0.33 liter bottle)

$3.90 IQD 5,899

$4.38 Rp 79.5K

-10.96%

Milk (1 liter)

$1.09 IQD 1,649

$1.49 Rp 27.0K

-26.85%

White Bread (500g)

$0.71 IQD 1,078

$2.28 Rp 41.3K

-68.86%

Rice (white) (1kg)

$1.53 IQD 2,308

$1.19 Rp 21.6K

28.57%

Eggs

$1.52 IQD 2,297

$2.04 Rp 36.9K

-25.49%

Local Cheese (1kg)

$7.01 IQD 10.6K

$17.70 Rp 321.1K

-60.40%

Chicken Fillets (1kg)

$4.24 IQD 6,409

$3.96 Rp 71.9K

7.07%

Beef Round Steak (1kg)

$12.56 IQD 19.0K

$12.19 Rp 221.1K

3.04%

Apples (1kg)

$0.99 IQD 1,493

$3.66 Rp 66.3K

-72.95%

Banana (1kg)

$0.97 IQD 1,464

$1.52 Rp 27.5K

-36.18%

Oranges (1kg)

$1.02 IQD 1,547

$2.23 Rp 40.4K

-54.26%

Tomato (1kg)

$0.70 IQD 1,063

$1.97 Rp 35.8K

-64.47%

Potato (1kg)

$0.60 IQD 910

$1.85 Rp 33.5K

-67.57%

Onion (1kg)

$0.59 IQD 897

$2.42 Rp 44.0K

-75.62%

Lettuce (1 head)

$0.65 IQD 983

$0.99 Rp 18.0K

-34.34%

Water (1.5 liter bottle)

$0.51 IQD 775

$0.51 Rp 9,313

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 IQD 3,331

$2.22 Rp 40.3K

-0.90%

Wine (Bottle)

$10.83 IQD 16.4K

$22.24 Rp 403.4K

-51.30%

Local Beer (0.5 liter bottle)

$1.40 IQD 2,119

$2.26 Rp 41.0K

-38.05%

Imported Beer (0.33 liter bottle)

$1.88 IQD 2,838

$2.97 Rp 53.9K

-36.70%

One-way Ticket (Public Transport)

$0.36 IQD 538

$0.25 Rp 4,553

44.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$1.63 IQD 2,467

$0.44 Rp 7,972

270.45%

Taxi (Normal Tariff) (1km)

$1.56 IQD 2,355

$0.43 Rp 7,801

262.79%

Taxi 1hour Waiting (Normal Tariff)

$5.76 IQD 8,702

$5.41 Rp 98.1K

6.47%

Gasoline (1 liter)

$0.58 IQD 876

$0.82 Rp 15.0K

-29.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.3K IQD 24.6M

$23.8K Rp 432.4M

-31.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.2K IQD 26.0M

$31.7K Rp 575.9M

-45.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 IQD 168.4K

$79.1 Rp 1.4M

40.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.19 IQD 18.4K

$6.45 Rp 116.9K

88.99%

Internet (50+ Mbps, Unlimited Data)

$24.61 IQD 37.2K

$18.58 Rp 337.0K

32.45%

Gym Membership (Monthly)

$32.08 IQD 48.5K

$49.48 Rp 897.5K

-35.17%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$10.03 IQD 15.2K

$4.27 Rp 77.5K

134.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$294 IQD 444.3K

$491 Rp 8.9M

-40.06%

International Primary School, 1 Child (Yearly)

$2,751 IQD 4.2M

$5,674 Rp 102.9M

-51.52%

Jeans (Levis 501 Or Similar)

$27.10 IQD 41.0K

$44.64 Rp 809.7K

-39.29%

Summer Dress (H&M, Zara, etc)

$39.46 IQD 59.6K

$34.95 Rp 634.0K

12.90%

Sport Shoes (Adidas, Nike)

$59.9 IQD 90.4K

$79.9 Rp 1.4M

-25.09%

Men's Leather Business Shoes

$58.3 IQD 88.2K

$79.4 Rp 1.4M

-26.54%

1-bedroom Apartment, City Center (Monthly)

$224 IQD 339.0K

$1,125 Rp 20.4M

-80.06%

1-bedroom Apartment, Outside City Center (Monthly)

$151 IQD 227.8K

$671 Rp 12.2M

-77.55%

3-bedroom Apartment, City Center (Monthly)

$391 IQD 590.9K

$3,565 Rp 64.7M

-89.03%

3-bedroom Apartment, Outside City Center (Monthly)

$296 IQD 447.9K

$1,723 Rp 31.3M

-82.80%

Buy Apartment in City Center (m2)

$980 IQD 1.5M

$2,732 Rp 49.5M

-64.11%

Buy Apartment Outside City Center (m2)

$551 IQD 831.9K

$2,284 Rp 41.4M

-75.90%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

2.53

13.78

-81.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koysinjaq: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Koysinjaq

$173 23%

Ubud, Bali

$288 21.4% 67% $116

Accommodation & Living

Koysinjaq

$151 20.1%

Ubud, Bali

$672 49.8% 345% $521

Monthly Utilities & Internet

Koysinjaq

$148 19.7%

Ubud, Bali

$104 7.7% 29.8% $44

Eating Out

Koysinjaq

$134 17.8%

Ubud, Bali

$108 8% 19.4% $26

Clothing & Footwear

Koysinjaq

$83 11.1%

Ubud, Bali

$108 8% 29.3% $24

Sport & Entertainment

Koysinjaq

$52 6.9%

Ubud, Bali

$58 4.3% 11.3% $5.9

Getting Around

Koysinjaq

$11 * 1.4%

Ubud, Bali

$11 0.9% 5.3% $0.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $224 in Koysinjaq and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $37 in Koysinjaq vs $36 in Ubud, Bali. Groceries flip the comparison at $173 vs $288, with Koysinjaq cheaper for home cooking.

Good to know

🇮🇶 Koysinjaq

🇮🇩 Ubud, Bali

🕒 Local time

13:45 1:45 PM

18:45 6:45 PM

5 h ahead of Koysinjaq

🌤 Weather

👥 Population

44,987

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.93 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of November 2, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,686 IQD (10,000 IQD = 5.93 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Koysinjaq Ubud, Bali 8,870 km ≈ 12 h nonstop flight

From you

Koysinjaq
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koysinjaq vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Koysinjaq wins on cost – living expenses run 44% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Koysinjaq the obvious pick if budget is a priority.

You’d need roughly $1,127 in Koysinjaq and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $224 in Koysinjaq versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 67% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $751 per month in Koysinjaq versus $1,349 in Ubud, Bali – Koysinjaq is about 44% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.