Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Koysinjaq

For one person, living is cheaper in Koysinjaq: $751 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
36

Cost of Living Index in Koysinjaq
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Koysinjaq Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Koysinjaq

🇮🇶 Iraq

$751

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Koysinjaq

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Koysinjaq actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $751 in Koysinjaq.

Ubud, Bali $1,349
Koysinjaq $751

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,175 in Koysinjaq.

Ubud, Bali $2,305
Koysinjaq $1,175

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,598 in Koysinjaq.

Ubud, Bali $3,261
Koysinjaq $1,598

Living in Ubud, Bali is roughly 79% more expensive than in Koysinjaq, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$4.02 IQD 6,075

-17.41%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$36.79 IQD 55.6K

-3.13%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.24 IQD 10.9K

-23.62%

Cappuccino

$2.72 Rp 49.3K

$3.21 IQD 4,855

-15.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.83 IQD 1,247

104.82%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.33 IQD 505

130.30%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$5.74 IQD 8,671

-53.83%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.90 IQD 5,899

12.31%

Milk (1 liter)

$1.49 Rp 27.0K

$1.09 IQD 1,649

36.70%

White Bread (500g)

$2.28 Rp 41.3K

$0.71 IQD 1,078

221.13%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.53 IQD 2,308

-22.22%

Eggs

$2.04 Rp 36.9K

$1.52 IQD 2,297

34.21%

Local Cheese (1kg)

$17.70 Rp 321.1K

$7.01 IQD 10.6K

152.50%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$4.24 IQD 6,409

-6.60%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$12.56 IQD 19.0K

-2.95%

Apples (1kg)

$3.66 Rp 66.3K

$0.99 IQD 1,493

269.70%

Banana (1kg)

$1.52 Rp 27.5K

$0.97 IQD 1,464

56.70%

Oranges (1kg)

$2.23 Rp 40.4K

$1.02 IQD 1,547

118.63%

Tomato (1kg)

$1.97 Rp 35.8K

$0.70 IQD 1,063

181.43%

Potato (1kg)

$1.85 Rp 33.5K

$0.60 IQD 910

208.33%

Onion (1kg)

$2.42 Rp 44.0K

$0.59 IQD 897

310.17%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.65 IQD 983

52.31%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.51 IQD 775

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.20 IQD 3,331

0.91%

Wine (Bottle)

$22.24 Rp 403.4K

$10.83 IQD 16.4K

105.36%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.40 IQD 2,119

61.43%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.88 IQD 2,838

57.98%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.36 IQD 538

-30.56%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.63 IQD 2,467

-73.01%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.56 IQD 2,355

-72.44%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$5.76 IQD 8,702

-6.08%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.58 IQD 876

41.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$16.3K IQD 24.6M

46.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$17.2K IQD 26.0M

84.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$111 IQD 168.4K

-29.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$12.19 IQD 18.4K

-47.09%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$24.61 IQD 37.2K

-24.50%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$32.08 IQD 48.5K

54.24%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$10.03 IQD 15.2K

-57.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$294 IQD 444.3K

66.82%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$2,751 IQD 4.2M

106.27%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$27.10 IQD 41.0K

64.72%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$39.46 IQD 59.6K

-11.43%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$59.9 IQD 90.4K

33.50%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$58.3 IQD 88.2K

36.13%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$224 IQD 339.0K

401.38%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$151 IQD 227.8K

345.40%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$391 IQD 590.9K

811.55%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$296 IQD 447.9K

481.33%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$980 IQD 1.5M

178.65%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$551 IQD 831.9K

314.87%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.53

444.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Koysinjaq: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Koysinjaq

$151 20.1% 77.5% $521

Groceries & Markets

Ubud, Bali

$288 21.4%

Koysinjaq

$173 23% 40.1% $116

Eating Out

Ubud, Bali

$108 8%

Koysinjaq

$134 17.8% 24% $26

Clothing & Footwear

Ubud, Bali

$108 8%

Koysinjaq

$83 11.1% 22.7% $24

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Koysinjaq

$148 19.7% 42.4% $44

Sport & Entertainment

Ubud, Bali

$58 4.3%

Koysinjaq

$52 6.9% 10.2% $5.9

Getting Around

Ubud, Bali

$11 0.9%

Koysinjaq

$11 * 1.4% 5% $0.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $224 in Koysinjaq. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $37 in Koysinjaq. Groceries flip the comparison at $288 vs $173, with Koysinjaq cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Koysinjaq

🕒 Local time

19:43 7:43 PM

14:43 2:43 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

44,987

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.93 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Iraqi Dinar exchange rates as of November 2, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,686 IQD (10,000 IQD = 5.93 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Koysinjaq 8,870 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Koysinjaq

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koysinjaq: Cost of Living - Frequently Asked Questions

Koysinjaq wins on cost – living expenses run 44% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Koysinjaq the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $1,127 in Koysinjaq to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $224 in Koysinjaq. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 67% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $751 in Koysinjaq – Koysinjaq is about 44% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.