Cost of Living Comparison Between Ubud, Bali and Koysinjaq Cost of Living Comparison Between Ubud, Bali and Koysinjaq

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $731 in Koysinjaq.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $1,076 in Koysinjaq.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $1,422 in Koysinjaq.

Living in Ubud, Bali is roughly 92% more expensive than Koysinjaq, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Koysinjaq is 46% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$2.23 IQD 2,924

60.09%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$12.27 IQD 16.1K

164.87%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$8.79 IQD 11.5K

-44.71%

Cappuccino

$2.75 Rp 49.2K

$1.57 IQD 2,054

75.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.39 IQD 514

238.46%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.17 IQD 228

311.76%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$1.93 IQD 2,524

50.78%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$2.08 IQD 2,720

82.21%

Milk (1 liter)

$1.71 Rp 30.6K

$1.12 IQD 1,470

52.68%

White Bread (500g)

$2.47 Rp 44.3K

$0.80 IQD 1,046

208.75%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.16 IQD 1,524

3.45%

Eggs

$2.44 Rp 43.8K

$1.56 IQD 2,046

56.41%

Local Cheese (1kg)

$14.38 Rp 257.7K

$7.54 IQD 9,868

90.72%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.88 IQD 5,076

11.08%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$9.08 IQD 11.9K

34.47%

Apples (1kg)

$3.68 Rp 66.0K

$0.78 IQD 1,027

371.79%

Banana (1kg)

$1.55 Rp 27.8K

$1.13 IQD 1,485

37.17%

Oranges (1kg)

$2.79 Rp 49.9K

$1.12 IQD 1,462

149.11%

Tomato (1kg)

$2.33 Rp 41.8K

$0.55 IQD 715

323.64%

Potato (1kg)

$1.97 Rp 35.3K

$0.59 IQD 770

233.90%

Onion (1kg)

$2.31 Rp 41.4K

$0.59 IQD 777

291.53%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.40 IQD 522

165.00%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.36 IQD 474

102.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$2.34 IQD 3,062

40.17%

Wine (Bottle)

$22.79 Rp 408.4K

$12.39 IQD 16.2K

83.94%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.43 IQD 1,867

96.50%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.95 IQD 2,550

42.56%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.37 IQD 479

-21.62%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$31.34 IQD 41.0K

-74.28%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.56 IQD 2,042

-71.15%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.79 IQD 1,031

-43.04%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$3.74 IQD 4,900

66.84%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.65 IQD 856

30.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$19.2K IQD 25.2M

35.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$18.4K IQD 24.0M

72.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$99.7 IQD 130.5K

-19.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$17.52 IQD 22.9K

-76.83%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$30.19 IQD 39.5K

-19.11%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$37.44 IQD 49.0K

160.87%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$16.56 IQD 21.7K

-61.05%

Cinema Ticket

$4.04 Rp 72.4K

$11.56 IQD 15.1K

-65.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$64.1 IQD 83.9K

374.31%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,146 IQD 1.5M

477.57%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$15.58 IQD 20.4K

248.07%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$18.99 IQD 24.9K

104.21%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$83.3 IQD 109.1K

3.36%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$18.90 IQD 24.7K

305.66%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$246 IQD 322.2K

300.55%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$176 IQD 230.1K

274.37%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$591 IQD 773.3K

470.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$349 IQD 456.5K

492.61%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Koysinjaq: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $246 in Koysinjaq. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $12.00 in Koysinjaq for a mid-range dinner for two. Groceries echo the gap at $297 vs $162 per month, with Koysinjaq cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koysinjaq: Cost of Living - Frequently Asked Questions

Koysinjaq wins on cost – living expenses run 92% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Koysinjaq the obvious pick if budget is a priority.

You'd need roughly $2,106 in Ubud, Bali and $1,096 in Koysinjaq to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $246 in Koysinjaq. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,404 per month in Ubud, Bali versus $731 in Koysinjaq – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Koysinjaq runs roughly 289% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $731 in Koysinjaq versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Koysinjaq but tight or insufficient in Ubud, Bali. The gap between the two cities makes Koysinjaq the clear choice for anyone on this budget.

Both work as nomad bases, but Koysinjaq delivers better value – similar infrastructure at $731 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Koysinjaq hard to pass up.

Safety-wise, Ubud, Bali and Koysinjaq are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koysinjaq gentler on the wallet – expenses run 92% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.