Cost of Living Comparison Between Ubud, Bali and Koysinjaq Cost of Living Comparison Between Ubud, Bali and Koysinjaq

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $690 in Koysinjaq.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,093 in Koysinjaq.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,497 in Koysinjaq.

Living in Ubud, Bali is roughly 98% more expensive than in Koysinjaq, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Koysinjaq is 50% below.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$7.46 IQD 9,765

-53.89%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.5K

$44.43 IQD 58.2K

-18.28%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.3K

$8.56 IQD 11.2K

-33.29%

Cappuccino

$2.67 Rp 47.4K

$3.67 IQD 4,799

-27.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.1K

$1.02 IQD 1,336

71.57%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.42 IQD 549

107.14%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$6.26 IQD 8,202

-52.88%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$4.53 IQD 5,931

-0.22%

Milk (1 liter)

$1.62 Rp 28.7K

$1.22 IQD 1,598

32.79%

White Bread (500g)

$2.33 Rp 41.4K

$0.78 IQD 1,019

198.72%

Rice (white) (1kg)

$1.11 Rp 19.7K

$1.75 IQD 2,288

-36.57%

Eggs

$2.20 Rp 39.1K

$1.79 IQD 2,347

22.91%

Local Cheese (1kg)

$17.69 Rp 314.0K

$8.27 IQD 10.8K

113.91%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.57 IQD 7,291

-26.39%

Beef Round Steak (1kg)

$12.18 Rp 216.1K

$14.83 IQD 19.4K

-17.87%

Apples (1kg)

$3.71 Rp 65.8K

$1.13 IQD 1,483

228.32%

Banana (1kg)

$1.59 Rp 28.2K

$1.12 IQD 1,465

41.96%

Oranges (1kg)

$2.28 Rp 40.5K

$1.18 IQD 1,548

93.22%

Tomato (1kg)

$1.95 Rp 34.7K

$0.81 IQD 1,054

140.74%

Potato (1kg)

$1.91 Rp 33.8K

$0.71 IQD 932

169.01%

Onion (1kg)

$2.33 Rp 41.4K

$0.72 IQD 946

223.61%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.79 IQD 1,029

27.85%

Water (1.5 liter bottle)

$0.55 Rp 9,795

$0.55 IQD 725

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$2.51 IQD 3,282

-11.16%

Wine (Bottle)

$23.07 Rp 409.5K

$12.30 IQD 16.1K

87.56%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$1.62 IQD 2,121

49.38%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$2.06 IQD 2,703

45.63%

One-way Ticket (Public Transport)

$0.27 Rp 4,825

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,586

$1.95 IQD 2,551

-75.38%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,697

$1.73 IQD 2,270

-75.14%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$6.41 IQD 8,389

-12.01%

Gasoline (1 liter)

$0.80 Rp 14.3K

$0.62 IQD 814

29.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.7M

$18.1K IQD 23.7M

38.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.8M

$19.6K IQD 25.6M

61.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$128 IQD 167.8K

-36.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$13.79 IQD 18.1K

-52.94%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.1K

$28.35 IQD 37.1K

-33.79%

Gym Membership (Monthly)

$56.9 Rp 1.0M

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.4K

Cinema Ticket

$4.54 Rp 80.5K

$11.63 IQD 15.2K

-60.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$308 IQD 402.9K

56.21%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.4M

$3,106 IQD 4.1M

83.88%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.9K

$30.76 IQD 40.3K

47.98%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.9K

$45.05 IQD 59.0K

-20.36%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$69.0 IQD 90.4K

16.47%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$69.2 IQD 90.6K

13.70%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.53

444.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Koysinjaq: September 14, 2026

Cost Breakdown

Dining out: $36.00 in Ubud, Bali vs $44.00 in Koysinjaq. Groceries flip the comparison at $295 vs $203, with Koysinjaq cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koysinjaq: Cost of Living - Frequently Asked Questions

Koysinjaq wins on cost – living expenses run 98% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Koysinjaq the obvious pick if budget is a priority.

You'd need roughly $2,052 in Ubud, Bali and $1,035 in Koysinjaq to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $690 in Koysinjaq – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.

At $690 in Koysinjaq versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Koysinjaq but tight or insufficient in Ubud, Bali. The gap between the two cities makes Koysinjaq the clear choice for anyone on this budget.

Both work as nomad bases, but Koysinjaq delivers better value – similar infrastructure at $690 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Koysinjaq hard to pass up.

Safety-wise, Ubud, Bali and Koysinjaq are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koysinjaq gentler on the wallet – expenses run 98% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.