Cost of Living Comparison Between Ubud, Bali and Koysinjaq Cost of Living Comparison Between Ubud, Bali and Koysinjaq

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $725 in Koysinjaq.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,072 in Koysinjaq.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $1,420 in Koysinjaq.

Living in Ubud, Bali is roughly 92% more expensive than in Koysinjaq, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Koysinjaq is 46% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$2.34 IQD 3,062

52.56%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$12.41 IQD 16.3K

160.44%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$8.74 IQD 11.4K

-42.68%

Cappuccino

$2.82 Rp 51.0K

$1.55 IQD 2,028

81.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.40 IQD 520

237.50%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.19 IQD 247

284.21%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$1.91 IQD 2,504

53.40%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$2.13 IQD 2,783

84.98%

Milk (1 liter)

$1.78 Rp 32.1K

$1.18 IQD 1,540

50.85%

White Bread (500g)

$2.45 Rp 44.2K

$0.78 IQD 1,025

214.10%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.13 IQD 1,480

1.77%

Eggs

$2.41 Rp 43.6K

$1.55 IQD 2,027

55.48%

Local Cheese (1kg)

$14.33 Rp 258.7K

$7.21 IQD 9,441

98.75%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.88 IQD 5,080

7.99%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$9.28 IQD 12.2K

29.96%

Apples (1kg)

$3.64 Rp 65.7K

$0.78 IQD 1,026

366.67%

Banana (1kg)

$1.57 Rp 28.3K

$1.13 IQD 1,473

38.94%

Oranges (1kg)

$2.79 Rp 50.3K

$1.12 IQD 1,469

149.11%

Tomato (1kg)

$2.24 Rp 40.5K

$0.56 IQD 732

300.00%

Potato (1kg)

$1.98 Rp 35.7K

$0.59 IQD 778

235.59%

Onion (1kg)

$2.28 Rp 41.1K

$0.59 IQD 769

286.44%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.36 IQD 477

191.67%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.36 IQD 473

119.44%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$2.26 IQD 2,955

41.15%

Wine (Bottle)

$23.49 Rp 424.1K

$12.58 IQD 16.5K

86.72%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.42 IQD 1,862

104.23%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.95 IQD 2,549

41.54%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.40 IQD 520

-32.50%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$30.88 IQD 40.4K

-72.90%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.54 IQD 2,018

-70.78%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.75 IQD 980

-38.67%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$3.74 IQD 4,892

62.30%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.66 IQD 860

30.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$19.5K IQD 25.5M

36.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$18.5K IQD 24.3M

75.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$102 IQD 133.0K

-22.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$17.42 IQD 22.8K

-76.52%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$30.39 IQD 39.8K

-21.52%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$37.06 IQD 48.5K

166.54%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$17.04 IQD 22.3K

-62.73%

Cinema Ticket

$4.01 Rp 72.3K

$11.44 IQD 15.0K

-64.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$64.7 IQD 84.7K

359.41%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$1,154 IQD 1.5M

472.03%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$15.40 IQD 20.2K

246.95%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$18.99 IQD 24.9K

100.68%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$81.0 IQD 106.0K

9.51%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$19.48 IQD 25.5K

293.33%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$243 IQD 318.5K

319.20%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$177 IQD 231.2K

285.37%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$585 IQD 766.6K

492.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$340 IQD 445.3K

514.57%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Koysinjaq: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $243 in Koysinjaq. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $12.00 in Koysinjaq for a mid-range dinner for two. Groceries echo the gap at $298 vs $162 per month, with Koysinjaq cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koysinjaq: Cost of Living - Frequently Asked Questions

Koysinjaq wins on cost – living expenses run 92% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Koysinjaq the obvious pick if budget is a priority.

You'd need roughly $2,088 in Ubud, Bali and $1,087 in Koysinjaq to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $243 in Koysinjaq. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,392 per month in Ubud, Bali versus $725 in Koysinjaq – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Koysinjaq runs roughly 269% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $725 in Koysinjaq versus $1,392 in Ubud, Bali, a $1,000 budget is realistic in Koysinjaq but tight or insufficient in Ubud, Bali. The gap between the two cities makes Koysinjaq the clear choice for anyone on this budget.

Both work as nomad bases, but Koysinjaq delivers better value – similar infrastructure at $725 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Koysinjaq hard to pass up.

Safety-wise, Ubud, Bali and Koysinjaq are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koysinjaq gentler on the wallet – expenses run 92% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.