Cost of Living Comparison Between Ubud, Bali and Koysinjaq Cost of Living Comparison Between Ubud, Bali and Koysinjaq

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $728 in Koysinjaq.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,075 in Koysinjaq.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,422 in Koysinjaq.

Living in Ubud, Bali is roughly 97% more expensive than Koysinjaq, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Koysinjaq is 46% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$2.23 IQD 2,924

60.09%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$12.07 IQD 15.8K

169.93%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$8.94 IQD 11.7K

-43.29%

Cappuccino

$2.83 Rp 49.0K

$1.48 IQD 1,945

91.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.40 IQD 520

235.00%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.20 IQD 263

245.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.02 IQD 2,653

48.02%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.16 IQD 2,830

78.24%

Milk (1 liter)

$1.74 Rp 30.2K

$1.18 IQD 1,551

47.46%

White Bread (500g)

$2.54 Rp 44.0K

$0.76 IQD 993

234.21%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.12 IQD 1,473

6.25%

Eggs

$2.43 Rp 42.0K

$1.49 IQD 1,955

63.09%

Local Cheese (1kg)

$14.66 Rp 254.1K

$7.53 IQD 9,862

94.69%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$3.86 IQD 5,060

8.29%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$9.10 IQD 11.9K

31.21%

Apples (1kg)

$3.69 Rp 63.9K

$0.75 IQD 981

392.00%

Banana (1kg)

$1.61 Rp 27.8K

$1.17 IQD 1,533

37.61%

Oranges (1kg)

$2.69 Rp 46.5K

$1.13 IQD 1,476

138.05%

Tomato (1kg)

$2.33 Rp 40.4K

$0.55 IQD 720

323.64%

Potato (1kg)

$1.91 Rp 33.0K

$0.55 IQD 718

247.27%

Onion (1kg)

$2.19 Rp 37.9K

$0.55 IQD 716

298.18%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.36 IQD 478

194.44%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.37 IQD 481

94.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.35 IQD 3,079

33.19%

Wine (Bottle)

$23.49 Rp 407.1K

$12.18 IQD 16.0K

92.86%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.43 IQD 1,878

91.61%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.92 IQD 2,516

50.00%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.37 IQD 482

-21.62%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$31.44 IQD 41.2K

-74.01%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.56 IQD 2,050

-71.15%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.79 IQD 1,041

-46.84%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$3.85 IQD 5,041

60.00%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.70 IQD 918

20.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$19.5K IQD 25.5M

34.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$18.3K IQD 24.0M

77.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$99.2 IQD 130.0K

-20.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$17.85 IQD 23.4K

-77.87%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$29.90 IQD 39.2K

-18.39%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$36.01 IQD 47.2K

168.09%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$16.61 IQD 21.8K

-61.77%

Cinema Ticket

$4.04 Rp 70.0K

$11.64 IQD 15.3K

-65.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$64.4 IQD 84.3K

370.14%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$1,128 IQD 1.5M

478.21%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$15.12 IQD 19.8K

256.08%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$19.48 IQD 25.5K

94.97%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$83.2 IQD 109.0K

4.33%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$19.18 IQD 25.1K

311.16%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$240 IQD 314.6K

321.49%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$177 IQD 231.7K

281.35%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$584 IQD 765.5K

480.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$344 IQD 450.2K

510.54%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Koysinjaq: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $240 in Koysinjaq. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $12.00 in Koysinjaq for a mid-range dinner for two. Groceries echo the gap at $298 vs $161 per month, with Koysinjaq cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koysinjaq: Cost of Living - Frequently Asked Questions

Koysinjaq wins on cost – living expenses run 97% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Koysinjaq the obvious pick if budget is a priority.

You'd need roughly $2,158 in Ubud, Bali and $1,093 in Koysinjaq to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $240 in Koysinjaq. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,438 per month in Ubud, Bali versus $728 in Koysinjaq – a 97% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Koysinjaq runs roughly 285% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $728 in Koysinjaq versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Koysinjaq but tight or insufficient in Ubud, Bali. The gap between the two cities makes Koysinjaq the clear choice for anyone on this budget.

Both work as nomad bases, but Koysinjaq delivers better value – similar infrastructure at $728 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Koysinjaq hard to pass up.

Safety-wise, Ubud, Bali and Koysinjaq are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koysinjaq gentler on the wallet – expenses run 97% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.