Last update: Oct 2026

Cost of Living Comparison Between Kottayam and Mumbai (Bombay)

For one person, living is cheaper in Kottayam: $263 a month against $782 in Mumbai (Bombay), rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

13

Cost of Living Index in Kottayam
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Kottayam Living Index
38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Kottayam

🇮🇳 India

$263

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$782

/mo nomad

Monthly Cost of Living

How much you'll spend in Kottayam and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kottayam and in Mumbai (Bombay) actually costs, broken down by who's living it.

A single person spends $263 per month in Kottayam vs $782 in Mumbai (Bombay), rent included.

Kottayam $263
Mumbai (Bombay) $782

A couple spends around $425 per month in Kottayam vs $1,299 in Mumbai (Bombay), rent included.

Kottayam $425
Mumbai (Bombay) $1,299

A family of three spends $587 per month in Kottayam vs $1,816 in Mumbai (Bombay), rent included.

Kottayam $587
Mumbai (Bombay) $1,816

Kottayam is about 66% cheaper than Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both Kottayam and Mumbai (Bombay) are more affordable than the global median – Kottayam 80% lower, Mumbai (Bombay) 42% lower.

Meal at Budget Restaurant

$1.07 ₹101

$5.38 ₹511

-80.11%

Three-Course Dinner for Two, Mid-Range

$9.66 ₹917

$20.76 ₹1,971

-53.47%

Fast Food Meal (McDonalds, etc)

$3.17 ₹301

$4.19 ₹398

-24.34%

Cappuccino

$0.81 ₹77.0

$2.74 ₹260

-70.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.30 ₹28.38

$0.41 ₹38.76

-26.83%

Water (0.33 liter bottle)

$0.14 ₹13.02

$0.16 ₹15.04

-12.50%

Local Beer (0.5 liter draught)

$1.22 ₹116

$2.59 ₹246

-52.90%

Imported Beer (0.33 liter bottle)

$1.88 ₹178

$4.17 ₹396

-54.92%

Milk (1 liter)

$0.61 ₹57.8

$0.75 ₹71.2

-18.67%

White Bread (500g)

$0.48 ₹45.83

$0.53 ₹50.5

-9.43%

Rice (white) (1kg)

$0.52 ₹49.78

$0.73 ₹69.5

-28.77%

Eggs

$0.83 ₹79.1

$0.96 ₹91.4

-13.54%

Local Cheese (1kg)

$2.11 ₹200

$5.52 ₹524

-61.78%

Chicken Fillets (1kg)

$3.72 ₹353

$3.58 ₹340

3.91%

Apples (1kg)

$2.05 ₹195

$2.14 ₹203

-4.21%

Banana (1kg)

$0.59 ₹55.8

$0.69 ₹65.5

-14.49%

Oranges (1kg)

$0.89 ₹84.1

$1.23 ₹116

-27.64%

Tomato (1kg)

$0.49 ₹46.62

$0.46 ₹43.76

6.52%

Potato (1kg)

$0.34 ₹32.59

$0.36 ₹34.23

-5.56%

Onion (1kg)

$0.41 ₹38.60

$0.39 ₹37.12

5.13%

Lettuce (1 head)

$0.59 ₹56.3

$0.40 ₹38.05

47.50%

Water (1.5 liter bottle)

$0.27 ₹25.87

$0.31 ₹29.46

-12.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.05 ₹480

$5.10 ₹485

-0.98%

Wine (Bottle)

$3.96 ₹376

$8.12 ₹771

-51.23%

Local Beer (0.5 liter bottle)

$1.53 ₹145

$1.95 ₹185

-21.54%

Imported Beer (0.33 liter bottle)

$2.20 ₹209

$3.18 ₹302

-30.82%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.43 ₹326

$6.17 ₹586

-44.41%

One-way Ticket (Public Transport)

$0.29 ₹27.33

$0.20 ₹18.99

45.00%

Public Transport Monthly Pass (Regular Price)

$8.92 ₹847

$5.39 ₹512

65.49%

Taxi Start (Normal Tariff)

$0.82 ₹78.1

$0.31 ₹29.39

164.52%

Taxi (Normal Tariff) (1km)

$0.32 ₹30.51

$0.29 ₹28.01

10.34%

Taxi 1hour Waiting (Normal Tariff)

$2.04 ₹194

$1.59 ₹151

28.30%

Gasoline (1 liter)

$1.11 ₹106

$1.10 ₹104

0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$9,250 ₹878.3K

$15.9K ₹1.5M

-41.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$14.8K ₹1.4M

$22.7K ₹2.2M

-34.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.51 ₹1,947

$61.6 ₹5,845

-66.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$2.98 ₹283

$4.25 ₹404

-29.88%

Internet (50+ Mbps, Unlimited Data)

$5.96 ₹566

$9.01 ₹855

-33.85%

Gym Membership (Monthly)

$6.09 ₹578

$27.24 ₹2,587

-77.64%

Tennis Court (1 Hour on Weekend)

$9.19 ₹873

$13.31 ₹1,263

-30.95%

Cinema Ticket

$1.74 ₹165

$4.38 ₹415

-60.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$10.63 ₹1,009

$116 ₹11.0K

-90.80%

International Primary School, 1 Child (Yearly)

$505 ₹47.9K

$4,968 ₹471.7K

-89.84%

Jeans (Levis 501 Or Similar)

$18.53 ₹1,760

$37.16 ₹3,529

-50.13%

Summer Dress (H&M, Zara, etc)

$15.72 ₹1,493

$39.88 ₹3,786

-60.58%

Sport Shoes (Adidas, Nike)

$20.96 ₹1,990

$55.9 ₹5,306

-62.49%

Men's Leather Business Shoes

$12.10 ₹1,149

$48.19 ₹4,576

-74.89%

1-bedroom Apartment, City Center (Monthly)

$128 ₹12.2K

$611 ₹58.0K

-78.99%

1-bedroom Apartment, Outside City Center (Monthly)

$53.7 ₹5,102

$354 ₹33.6K

-84.83%

3-bedroom Apartment, City Center (Monthly)

$261 ₹24.8K

$1,829 ₹173.6K

-85.73%

3-bedroom Apartment, Outside City Center (Monthly)

$116 ₹11.0K

$877 ₹83.3K

-86.77%

Buy Apartment in City Center (m2)

$947 ₹89.9K

$5,877 ₹558.0K

-83.88%

Buy Apartment Outside City Center (m2)

$550 ₹52.2K

$2,448 ₹232.4K

-77.54%

Average Monthly Net Salary (After Tax)

$290 ₹27.5K

$758 ₹72.0K

-61.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kottayam: October 10, 2026

Last update for Mumbai (Bombay): October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kottayam

$89 33.6%

Mumbai (Bombay)

$116 14.8% 30.7% $27

Accommodation & Living

Kottayam

$54 20.4%

Mumbai (Bombay)

$354 45.3% 559% $300

Eating Out

Kottayam

$39 15%

Mumbai (Bombay)

$112 14.3% 184% $73

Clothing & Footwear

Kottayam

$30 11.5%

Mumbai (Bombay)

$82 10.4% 169% $51

Monthly Utilities & Internet

Kottayam

$29 11.2%

Mumbai (Bombay)

$75 9.6% 154% $45

Getting Around

Kottayam

$13 4.7%

Mumbai (Bombay)

$8 1% 36.2% $4.5

Sport & Entertainment

Kottayam

$9.6 3.6%

Mumbai (Bombay)

$36 4.6% 276% $26

Cost Breakdown

A central one-bedroom costs $128 in Kottayam versus $611 in Mumbai (Bombay). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 162% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $10.00 in Kottayam versus $21.00 in Mumbai (Bombay). Monthly groceries follow the same trend: $89.0 vs $116 – making Kottayam the more affordable choice for daily food spending.

Good to know

🇮🇳 Kottayam

🇮🇳 Mumbai (Bombay)

🕒 Local time

15:01 3:01 PM

Same time as Kottayam

🌤 Weather

👥 Population

55,374

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Kottayam Mumbai (Bombay) 1,120 km ≈ 2 h nonstop flight

From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kottayam vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 197% more than Kottayam, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $395 per month in Kottayam and $1,173 in Mumbai (Bombay). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kottayam, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $263 in Kottayam and $782 in Mumbai (Bombay). That's a gap of about 197%.

Public transport costs about 65% less in Kottayam. For daily commuters, that gap adds up to noticeable savings over a year.

$800 covers both cities comfortably – all-in costs are $263 in Kottayam and $782 in Mumbai (Bombay), leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Kottayam costs $263 versus $782 in Mumbai (Bombay). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Kottayam. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.