Last update: Oct 2026

Cost of Living Comparison Between Kotor and Athens

For one person, living is cheaper in Kotor: $1,525 a month against $1,775 in Athens, rent and utilities included – about $3,000 less a year. Other living expenses account for most of the difference.

74

Cost of Living Index in Kotor
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Kotor Living Index
86

Cost of Living Index in Athens
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Athens Living Index

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Kotor

🇲🇪 Montenegro

$1,525

/mo nomad

Athens

🇬🇷 Greece

$1,775

/mo nomad

Monthly Cost of Living

How much you'll spend in Kotor and in Athens

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kotor and in Athens actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,525 in Kotor versus $1,775 in Athens.

Kotor $1,525
Athens $1,775

Estimated couple costs with rent: $2,419 in Kotor versus $2,721 in Athens.

Kotor $2,419
Athens $2,721

Monthly costs for a family of three with rent: $3,313 in Kotor versus $3,666 in Athens.

Kotor $3,313
Athens $3,666

Living in Kotor costs roughly 14% less than in Athens, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Kotor 13% above, Athens 31% above.

Meal at Budget Restaurant

$11.25 €10.00

$16.69 €14.84

-32.59%

Three-Course Dinner for Two, Mid-Range

$59.4 €52.8

$67.8 €60.3

-12.38%

Fast Food Meal (McDonalds, etc)

$11.05 €9.83

$11.14 €9.91

-0.81%

Cappuccino

$3.09 €2.75

$4.03 €3.58

-23.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 €2.24

$2.77 €2.46

-9.03%

Water (0.33 liter bottle)

$1.51 €1.34

$0.55 €0.49

174.55%

Local Beer (0.5 liter draught)

$3.00 €2.67

$5.74 €5.10

-47.74%

Imported Beer (0.33 liter bottle)

$4.28 €3.81

$5.45 €4.85

-21.47%

Milk (1 liter)

$1.27 €1.13

$1.82 €1.62

-30.22%

White Bread (500g)

$1.01 €0.90

$1.38 €1.23

-26.81%

Rice (white) (1kg)

$1.94 €1.72

$2.80 €2.49

-30.71%

Eggs

$3.43 €3.06

$4.83 €4.30

-28.99%

Local Cheese (1kg)

$8.51 €7.57

$15.05 €13.39

-43.46%

Chicken Fillets (1kg)

$8.48 €7.54

$10.63 €9.45

-20.23%

Beef Round Steak (1kg)

$12.21 €10.86

$18.43 €16.39

-33.75%

Apples (1kg)

$1.27 €1.13

$2.20 €1.96

-42.27%

Banana (1kg)

$1.76 €1.56

$1.90 €1.69

-7.37%

Oranges (1kg)

$1.47 €1.31

$1.37 €1.22

7.30%

Tomato (1kg)

$2.33 €2.07

$2.10 €1.87

10.95%

Potato (1kg)

$0.93 €0.83

$1.08 €0.96

-13.89%

Onion (1kg)

$1.01 €0.90

$1.12 €1.00

-9.82%

Lettuce (1 head)

$1.45 €1.29

$1.12 €1.00

29.46%

Water (1.5 liter bottle)

$0.84 €0.74

$0.88 €0.79

-4.55%

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 €3.81

$5.48 €4.88

-21.90%

Wine (Bottle)

$8.04 €7.15

$10.13 €9.01

-20.63%

Local Beer (0.5 liter bottle)

$1.10 €0.98

$2.13 €1.89

-48.36%

Imported Beer (0.33 liter bottle)

$1.74 €1.54

$2.25 €2.00

-22.67%

One-way Ticket (Public Transport)

$1.70 €1.51

$1.36 €1.21

25.00%

Public Transport Monthly Pass (Regular Price)

$44.88 €39.92

$29.89 €26.59

50.15%

Taxi Start (Normal Tariff)

$0.77 €0.69

$4.45 €3.96

-82.70%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

$1.02 €0.90

11.76%

Taxi 1hour Waiting (Normal Tariff)

$10.95 €9.74

$16.92 €15.05

-35.28%

Gasoline (1 liter)

$1.71 €1.52

$2.25 €2.00

-24.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K €25.9K

$28.0K €24.9K

3.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K €22.7K

$28.2K €25.1K

-9.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 €112

$205 €182

-38.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.93 €15.06

$26.65 €23.71

-36.47%

Internet (50+ Mbps, Unlimited Data)

$31.27 €27.81

$30.38 €27.02

2.93%

Gym Membership (Monthly)

$43.95 €39.09

$54.5 €48.47

-19.34%

Tennis Court (1 Hour on Weekend)

$20.44 €18.18

$25.88 €23.02

-21.02%

Cinema Ticket

$6.49 €5.78

$10.42 €9.27

-37.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$339 €302

$569 €506

-40.40%

International Primary School, 1 Child (Yearly)

$7,152 €6,362

$12.6K €11.2K

-43.17%

Jeans (Levis 501 Or Similar)

$88.8 €79.0

$88.7 €78.9

0.12%

Summer Dress (H&M, Zara, etc)

$44.16 €39.28

$40.46 €35.99

9.14%

Sport Shoes (Adidas, Nike)

$96.1 €85.5

$105 €93.3

-8.36%

Men's Leather Business Shoes

$107 €95.2

$121 €108

-11.80%

1-bedroom Apartment, City Center (Monthly)

$658 €585

$741 €659

-11.18%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €583

$655 €582

0.09%

3-bedroom Apartment, City Center (Monthly)

$1,350 €1,201

$1,300 €1,156

3.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,302 €1,158

$1,148 €1,021

13.43%

Buy Apartment in City Center (m2)

$3,850 €3,425

$4,014 €3,570

-4.08%

Buy Apartment Outside City Center (m2)

$2,814 €2,503

$3,460 €3,078

-18.67%

Average Monthly Net Salary (After Tax)

$954 €849

$1,242 €1,105

-23.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

4.48

32.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kotor: October 12, 2026

Last update for Athens: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kotor

$655 43%

Athens

$655 36.9% 0.1% $0.6

Groceries & Markets

Kotor

$229 15%

Athens

$310 17.5% 35.6% $81

Eating Out

Kotor

$200 13.1%

Athens

$268 15.1% 34.1% $68

Monthly Utilities & Internet

Kotor

$175 11.5%

Athens

$262 14.7% 49.9% $87

Clothing & Footwear

Kotor

$151 9.9%

Athens

$160 9% 5.7% $8.7

Getting Around

Kotor

$58 3.8%

Athens

$45 2.5% 22.8% $13

Sport & Entertainment

Kotor

$57 3.7%

Athens

$75 4.2% 32.3% $18

Cost Breakdown

A one-bedroom apartment in the center runs $658 in Kotor and $741 in Athens. Housing cost is often the main lever when comparing two cities.

Athens pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Kotor vs $68.0 in Athens for a mid-range dinner for two. Groceries echo the gap at $229 vs $310 per month, with Kotor cheaper across the board.

Good to know

🇲🇪 Kotor

🇬🇷 Athens

🕒 Local time

09:20 9:20 AM

10:20 10:20 AM

1 h ahead of Kotor

🌤 Weather

👥 Population

13,000

3,090,508 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Kotor Athens 650 km ≈ 1 h 15 min nonstop flight

From you

Kotor
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kotor vs Athens: Cost of Living - Frequently Asked Questions

Kotor wins on cost – living expenses run 16% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Kotor the obvious pick if budget is a priority.

On paper, salaries run 30% lower in Athens. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $658 in Kotor versus $741 in Athens. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kotor – a meal for two runs $59.0 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,525 per month in Kotor versus $1,775 in Athens – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,525 in Kotor versus $1,775 in Athens, a $1,500 budget is realistic in Kotor but tight or insufficient in Athens. The gap between the two cities makes Kotor the clear choice for anyone on this budget.

Both work as nomad bases, but Kotor delivers better value – similar infrastructure at $1,525 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kotor hard to pass up.

Safety-wise, Kotor and Athens are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kotor gentler on the wallet – expenses run 16% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.