Last update: Oct 2026

Cost of Living Comparison Between Athens and Kotor

For one person, living is cheaper in Kotor: $1,525 a month against $1,775 in Athens, rent and utilities included – about $3,000 less a year. Other living expenses account for most of the difference.

86

Cost of Living Index in Athens
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Athens Living Index
74

Cost of Living Index in Kotor
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Kotor Living Index

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Athens

🇬🇷 Greece

$1,775

/mo nomad

Kotor

🇲🇪 Montenegro

$1,525

/mo nomad

Monthly Cost of Living

How much you'll spend in Athens and in Kotor

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Athens and in Kotor actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Athens versus $1,525 in Kotor.

Athens $1,775
Kotor $1,525

Estimated couple costs with rent: $2,721 in Athens versus $2,419 in Kotor.

Athens $2,721
Kotor $2,419

Monthly costs for a family of three with rent: $3,666 in Athens versus $3,313 in Kotor.

Athens $3,666
Kotor $3,313

Living in Athens is roughly 16% more expensive than in Kotor, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Athens 31% above, Kotor 13% above.

Meal at Budget Restaurant

$16.69 €14.84

$11.25 €10.00

48.36%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$59.4 €52.8

14.12%

Fast Food Meal (McDonalds, etc)

$11.14 €9.91

$11.05 €9.83

0.81%

Cappuccino

$4.03 €3.58

$3.09 €2.75

30.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.77 €2.46

$2.52 €2.24

9.92%

Water (0.33 liter bottle)

$0.55 €0.49

$1.51 €1.34

-63.58%

Local Beer (0.5 liter draught)

$5.74 €5.10

$3.00 €2.67

91.33%

Imported Beer (0.33 liter bottle)

$5.45 €4.85

$4.28 €3.81

27.34%

Milk (1 liter)

$1.82 €1.62

$1.27 €1.13

43.31%

White Bread (500g)

$1.38 €1.23

$1.01 €0.90

36.63%

Rice (white) (1kg)

$2.80 €2.49

$1.94 €1.72

44.33%

Eggs

$4.83 €4.30

$3.43 €3.06

40.82%

Local Cheese (1kg)

$15.05 €13.39

$8.51 €7.57

76.85%

Chicken Fillets (1kg)

$10.63 €9.45

$8.48 €7.54

25.35%

Beef Round Steak (1kg)

$18.43 €16.39

$12.21 €10.86

50.94%

Apples (1kg)

$2.20 €1.96

$1.27 €1.13

73.23%

Banana (1kg)

$1.90 €1.69

$1.76 €1.56

7.95%

Oranges (1kg)

$1.37 €1.22

$1.47 €1.31

-6.80%

Tomato (1kg)

$2.10 €1.87

$2.33 €2.07

-9.87%

Potato (1kg)

$1.08 €0.96

$0.93 €0.83

16.13%

Onion (1kg)

$1.12 €1.00

$1.01 €0.90

10.89%

Lettuce (1 head)

$1.12 €1.00

$1.45 €1.29

-22.76%

Water (1.5 liter bottle)

$0.88 €0.79

$0.84 €0.74

4.76%

Cigarettes 20 Pack (Marlboro, Camel)

$5.48 €4.88

$4.28 €3.81

28.04%

Wine (Bottle)

$10.13 €9.01

$8.04 €7.15

26.00%

Local Beer (0.5 liter bottle)

$2.13 €1.89

$1.10 €0.98

93.64%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$1.74 €1.54

29.31%

One-way Ticket (Public Transport)

$1.36 €1.21

$1.70 €1.51

-20.00%

Public Transport Monthly Pass (Regular Price)

$29.89 €26.59

$44.88 €39.92

-33.40%

Taxi Start (Normal Tariff)

$4.45 €3.96

$0.77 €0.69

477.92%

Taxi (Normal Tariff) (1km)

$1.02 €0.90

$1.14 €1.01

-10.53%

Taxi 1hour Waiting (Normal Tariff)

$16.92 €15.05

$10.95 €9.74

54.52%

Gasoline (1 liter)

$2.25 €2.00

$1.71 €1.52

31.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K €24.9K

$29.1K €25.9K

-3.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K €25.1K

$25.6K €22.7K

10.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 €182

$126 €112

61.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.65 €23.71

$16.93 €15.06

57.41%

Internet (50+ Mbps, Unlimited Data)

$30.38 €27.02

$31.27 €27.81

-2.85%

Gym Membership (Monthly)

$54.5 €48.47

$43.95 €39.09

23.98%

Tennis Court (1 Hour on Weekend)

$25.88 €23.02

$20.44 €18.18

26.61%

Cinema Ticket

$10.42 €9.27

$6.49 €5.78

60.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$569 €506

$339 €302

67.78%

International Primary School, 1 Child (Yearly)

$12.6K €11.2K

$7,152 €6,362

75.97%

Jeans (Levis 501 Or Similar)

$88.7 €78.9

$88.8 €79.0

-0.12%

Summer Dress (H&M, Zara, etc)

$40.46 €35.99

$44.16 €39.28

-8.38%

Sport Shoes (Adidas, Nike)

$105 €93.3

$96.1 €85.5

9.12%

Men's Leather Business Shoes

$121 €108

$107 €95.2

13.37%

1-bedroom Apartment, City Center (Monthly)

$741 €659

$658 €585

12.58%

1-bedroom Apartment, Outside City Center (Monthly)

$655 €582

$655 €583

-0.09%

3-bedroom Apartment, City Center (Monthly)

$1,300 €1,156

$1,350 €1,201

-3.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,148 €1,021

$1,302 €1,158

-11.84%

Buy Apartment in City Center (m2)

$4,014 €3,570

$3,850 €3,425

4.25%

Buy Apartment Outside City Center (m2)

$3,460 €3,078

$2,814 €2,503

22.96%

Average Monthly Net Salary (After Tax)

$1,242 €1,105

$954 €849

30.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

5.95

-24.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Athens: October 10, 2026

Last update for Kotor: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Athens

$655 36.9%

Kotor

$655 43% 0.1% $0.6

Groceries & Markets

Athens

$310 17.5%

Kotor

$229 15% 26.2% $81

Eating Out

Athens

$268 15.1%

Kotor

$200 13.1% 25.4% $68

Monthly Utilities & Internet

Athens

$262 14.7%

Kotor

$175 11.5% 33.3% $87

Clothing & Footwear

Athens

$160 9%

Kotor

$151 9.9% 5.4% $8.7

Sport & Entertainment

Athens

$75 4.2%

Kotor

$57 3.7% 24.4% $18

Getting Around

Athens

$45 2.5%

Kotor

$58 3.8% 29.5% $13

Cost Breakdown

A one-bedroom apartment in the center runs $741 in Athens and $658 in Kotor. Housing cost is often the main lever when comparing two cities.

Athens pays 30% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Athens vs $59.0 in Kotor for a mid-range dinner for two. Groceries echo the gap at $310 vs $229 per month, with Kotor cheaper across the board.

Good to know

🇬🇷 Athens

🇲🇪 Kotor

🕒 Local time

12:26 12:26 PM

11:26 11:26 AM

1 h behind Athens

🌤 Weather

👥 Population

3,090,508 Capital

13,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Athens Kotor 650 km ≈ 1 h 15 min nonstop flight

From you

Athens
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Athens vs Kotor: Cost of Living - Frequently Asked Questions

Kotor wins on cost – living expenses run 16% lower than in Athens. Housing and daily spending are where you'll feel the difference most, making Kotor the obvious pick if budget is a priority.

Average pay runs 30% higher in Athens, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $741 in Athens versus $658 in Kotor. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kotor – a meal for two runs $59.0 versus $68.0 in Athens. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,775 per month in Athens versus $1,525 in Kotor – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,525 in Kotor versus $1,775 in Athens, a $1,500 budget is realistic in Kotor but tight or insufficient in Athens. The gap between the two cities makes Kotor the clear choice for anyone on this budget.

Both work as nomad bases, but Kotor delivers better value – similar infrastructure at $1,525 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kotor hard to pass up.

Safety-wise, Athens and Kotor are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kotor gentler on the wallet – expenses run 16% less than in Athens. Beyond cost, consider language, visa policies, and how big the international community is in each city.