Last update: Oct 2026

Cost of Living Comparison Between Kotka and Belgrade

For one person, living costs are similar in Kotka and in Belgrade: $1,629 and $1,554 a month, rent and utilities included.

80

Cost of Living Index in Kotka
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Kotka Living Index
76

Cost of Living Index in Belgrade
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Belgrade Living Index

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Kotka

🇫🇮 Finland

$1,629

/mo nomad

Belgrade

🇷🇸 Serbia

$1,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Kotka and in Belgrade

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kotka and in Belgrade actually costs, broken down by who's living it.

A single person spends $1,629 per month in Kotka vs $1,554 in Belgrade, rent included.

Kotka $1,629
Belgrade $1,554

A couple spends around $2,526 per month in Kotka vs $2,337 in Belgrade, rent included.

Kotka $2,526
Belgrade $2,337

A family of three spends $3,423 per month in Kotka vs $3,121 in Belgrade, rent included.

Kotka $3,423
Belgrade $3,121

Kotka costs about 5% more than Belgrade, and outside of rent the biggest gap is in groceries.

Both Kotka and Belgrade sit above the global median – Kotka by 21%, Belgrade by 15%.

Meal at Budget Restaurant

$16.12 €14.34

$13.15 RSD 1,371

22.59%

Three-Course Dinner for Two, Mid-Range

$81.9 €72.8

$57.5 RSD 5,999

42.30%

Fast Food Meal (McDonalds, etc)

$11.01 €9.80

$13.38 RSD 1,394

-17.71%

Cappuccino

$4.45 €3.95

$3.10 RSD 323

43.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.78 €1.58

$2.82 RSD 294

-36.88%

Water (0.33 liter bottle)

$1.21 €1.08

$2.22 RSD 231

-45.50%

Local Beer (0.5 liter draught)

$6.53 €5.81

$3.47 RSD 362

88.18%

Imported Beer (0.33 liter bottle)

$9.65 €8.58

$3.96 RSD 412

143.69%

Milk (1 liter)

$1.02 €0.91

$1.38 RSD 144

-26.09%

White Bread (500g)

$2.24 €1.99

$1.13 RSD 118

98.23%

Rice (white) (1kg)

$2.76 €2.46

$2.66 RSD 277

3.76%

Eggs

$2.95 €2.62

$2.78 RSD 290

6.12%

Local Cheese (1kg)

$7.54 €6.71

$10.99 RSD 1,146

-31.39%

Chicken Fillets (1kg)

$12.31 €10.95

$6.56 RSD 684

87.65%

Beef Round Steak (1kg)

$18.54 €16.49

$15.07 RSD 1,571

23.03%

Apples (1kg)

$2.79 €2.48

$1.66 RSD 173

68.07%

Banana (1kg)

$2.07 €1.84

$1.79 RSD 186

15.64%

Oranges (1kg)

$2.28 €2.03

$1.87 RSD 195

21.93%

Tomato (1kg)

$4.31 €3.84

$3.03 RSD 315

42.24%

Potato (1kg)

$1.10 €0.98

$0.92 RSD 96.3

19.57%

Onion (1kg)

$1.54 €1.37

$0.71 RSD 73.8

116.90%

Lettuce (1 head)

$1.94 €1.72

$0.74 RSD 77.6

162.16%

Water (1.5 liter bottle)

$1.09 €0.97

$0.74 RSD 77.2

47.30%

Cigarettes 20 Pack (Marlboro, Camel)

$10.50 €9.34

$4.61 RSD 481

127.77%

Wine (Bottle)

$14.87 €13.23

$8.81 RSD 918

68.79%

Local Beer (0.5 liter bottle)

$1.87 €1.66

$0.89 RSD 92.7

110.11%

Imported Beer (0.33 liter bottle)

$2.84 €2.53

$1.45 RSD 151

95.86%

One-way Ticket (Public Transport)

$4.37 €3.88

Public Transport Monthly Pass (Regular Price)

$57.6 €51.2

Taxi Start (Normal Tariff)

$6.33 €5.63

$3.02 RSD 315

109.60%

Taxi (Normal Tariff) (1km)

$1.55 €1.38

$0.98 RSD 103

58.16%

Taxi 1hour Waiting (Normal Tariff)

$65.8 €58.5

$17.08 RSD 1,780

284.95%

Gasoline (1 liter)

$2.04 €1.82

$1.91 RSD 199

6.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K €32.8K

$31.0K RSD 3.2M

18.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.2K €33.1K

$24.7K RSD 2.6M

50.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 €118

$220 RSD 23.0K

-39.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.71 €25.54

$24.41 RSD 2,544

17.62%

Internet (50+ Mbps, Unlimited Data)

$21.89 €19.47

$35.64 RSD 3,715

-38.58%

Gym Membership (Monthly)

$38.47 €34.22

$41.20 RSD 4,295

-6.63%

Tennis Court (1 Hour on Weekend)

$18.09 €16.09

$22.60 RSD 2,356

-19.96%

Cinema Ticket

$15.64 €13.91

$8.59 RSD 896

82.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$313 €279

$424 RSD 44.2K

-26.06%

International Primary School, 1 Child (Yearly)

$7,177 €6,384

$11.0K RSD 1.1M

-34.59%

Jeans (Levis 501 Or Similar)

$93.2 €82.9

$111 RSD 11.5K

-15.76%

Summer Dress (H&M, Zara, etc)

$40.33 €35.87

$47.28 RSD 4,929

-14.70%

Sport Shoes (Adidas, Nike)

$103 €91.2

$113 RSD 11.8K

-9.32%

Men's Leather Business Shoes

$44.38 €39.48

$157 RSD 16.3K

-71.66%

1-bedroom Apartment, City Center (Monthly)

$693 €617

$805 RSD 83.9K

-13.88%

1-bedroom Apartment, Outside City Center (Monthly)

$558 €496

$546 RSD 56.9K

2.09%

3-bedroom Apartment, City Center (Monthly)

$1,148 €1,021

$1,452 RSD 151.4K

-20.95%

3-bedroom Apartment, Outside City Center (Monthly)

$871 €775

$931 RSD 97.0K

-6.42%

Buy Apartment in City Center (m2)

$2,169 €1,929

$5,368 RSD 559.6K

-59.59%

Buy Apartment Outside City Center (m2)

$1,418 €1,261

$3,155 RSD 328.9K

-55.07%

Average Monthly Net Salary (After Tax)

$3,097 €2,755

$1,237 RSD 128.9K

150.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.2

4.61

-30.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kotka: October 12, 2026

Last update for Belgrade: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kotka

$557 34.2%

Belgrade

$546 35.2% 2% $11

Groceries & Markets

Kotka

$324 19.9%

Belgrade

$241 15.5% 25.8% $84

Eating Out

Kotka

$279 17.1%

Belgrade

$228 14.7% 18.4% $51

Monthly Utilities & Internet

Kotka

$183 11.2%

Belgrade

$280 18.1% 53.3% $98

Clothing & Footwear

Kotka

$126 7.8%

Belgrade

$192 12.4% 52.5% $66

Getting Around

Kotka

$89 5.5%

Belgrade

$7.9 * 0.5% 91.1% $81

Sport & Entertainment

Kotka

$70 4.3%

Belgrade

$58 3.8% 16.3% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $693 in Kotka versus $805 in Belgrade. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 150% higher in Kotka, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in Kotka versus $58.0 in Belgrade. Monthly groceries follow the same trend: $324 vs $241 – making Belgrade the more affordable choice for daily food spending.

Good to know

🇫🇮 Kotka

🇷🇸 Belgrade

🕒 Local time

10:10 10:10 AM

09:10 9:10 AM

1 h behind Kotka

🌤 Weather

👥 Population

50,488

1,197,714 Capital

💱 Currency

Euro EUR €

Serbian Dinar RSD din

📈 Exchange rate

1 EUR = 1.12 USD

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Serbian Dinar exchange rates as of October 18, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to EUR in detail →

On the map

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Between locations

Kotka Belgrade 1,790 km ≈ 2 h 45 min nonstop flight

From you

Kotka
Belgrade

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kotka vs Belgrade: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,629 in Kotka, $1,554 in Belgrade – roughly 5% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,444 per month in Kotka and $2,331 in Belgrade. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belgrade, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $82.0 in Kotka and $58.0 in Belgrade. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 35% more in Kotka, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Belgrade, where all-in costs run around $1,554, than in Kotka at $1,629. In Belgrade it covers expenses comfortably, while in Kotka it requires careful planning or may not stretch far enough.

Families tend to lean toward Belgrade – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Belgrade. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kotka makes more sense. Both are solid long-term options with distinct trade-offs.