Cost of Living Comparison Between Kostroma and Ubud, Bali Cost of Living Comparison Between Kostroma and Ubud, Bali

Monthly Cost of Living

A single person spends $1,111 per month in Kostroma vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,756 per month in Kostroma vs $2,585 in Ubud, Bali, rent included.

A family of three spends $2,400 per month in Kostroma vs $3,763 in Ubud, Bali, rent included.

Kostroma is about 21% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Kostroma sits 17% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Kostroma
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.81 ₽1,006
$3.45 Rp 62.1K
271.30%
Three-Course Dinner for Two, Mid-Range
$58.4 ₽4,586
$32.34 Rp 581.1K
80.52%
Fast Food Meal (McDonalds, etc)
$6.19 ₽486
$4.84 Rp 87.1K
27.89%
Cappuccino
$3.16 ₽248
$2.75 Rp 49.4K
14.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.44 ₽113
$1.38 Rp 24.9K
4.35%
Water (0.33 liter bottle)
$0.64 ₽50.3
$0.75 Rp 13.5K
-14.67%
Local Beer (0.5 liter draught)
$4.46 ₽351
$2.99 Rp 53.8K
49.16%
Imported Beer (0.33 liter bottle)
$4.35 ₽342
$3.85 Rp 69.2K
12.99%
🛒 Groceries & Markets
Kostroma
Ubud, Bali
Difference
Milk (1 liter)
$1.23 ₽96.6
$1.74 Rp 31.2K
-29.31%
White Bread (500g)
$0.58 ₽45.57
$2.46 Rp 44.2K
-76.42%
Rice (white) (1kg)
$1.54 ₽121
$1.17 Rp 21.0K
31.62%
Eggs
$1.48 ₽117
$2.43 Rp 43.7K
-39.09%
Local Cheese (1kg)
$9.46 ₽744
$14.50 Rp 260.6K
-34.76%
Chicken Fillets (1kg)
$4.38 ₽344
$4.35 Rp 78.2K
0.69%
Beef Round Steak (1kg)
$9.88 ₽776
$11.98 Rp 215.3K
-17.53%
Apples (1kg)
$1.44 ₽113
$3.72 Rp 66.8K
-61.29%
Banana (1kg)
$1.61 ₽127
$1.63 Rp 29.2K
-1.23%
Oranges (1kg)
$1.24 ₽97.1
$2.74 Rp 49.3K
-54.74%
Tomato (1kg)
$2.29 ₽180
$2.24 Rp 40.3K
2.23%
Potato (1kg)
$0.99 ₽77.9
$1.92 Rp 34.5K
-48.44%
Onion (1kg)
$0.76 ₽59.7
$2.28 Rp 40.9K
-66.67%
Lettuce (1 head)
$1.12 ₽88.2
$1.06 Rp 19.1K
5.66%
Water (1.5 liter bottle)
$0.66 ₽51.6
$0.72 Rp 12.9K
-8.33%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 ₽250
$3.29 Rp 59.0K
-3.04%
Wine (Bottle)
$5.88 ₽462
$23.19 Rp 416.8K
-74.64%
Local Beer (0.5 liter bottle)
$1.09 ₽85.5
$2.78 Rp 49.9K
-60.79%
Imported Beer (0.33 liter bottle)
$2.42 ₽190
$2.73 Rp 49.1K
-11.36%
🚌 Getting Around
Kostroma
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.42 ₽33.02
$0.27 Rp 4,786
55.56%
Public Transport Monthly Pass (Regular Price)
$22.66 ₽1,780
$8.11 Rp 145.7K
179.41%
Taxi Start (Normal Tariff)
$1.49 ₽117
$0.48 Rp 8,675
210.42%
Taxi (Normal Tariff) (1km)
$0.14 ₽11.38
$0.42 Rp 7,545
-66.67%
Taxi 1hour Waiting (Normal Tariff)
$7.67 ₽602
$6.22 Rp 111.8K
23.31%
Gasoline (1 liter)
$0.75 ₽58.8
$0.81 Rp 14.6K
-7.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.6K ₽2.0M
$26.6K Rp 478.2M
-3.71%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.2K ₽2.3M
$32.2K Rp 578.5M
-9.37%
🧾 Monthly Utilities & Internet
Kostroma
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$150 ₽11.8K
$78.4 Rp 1.4M
91.97%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.79 ₽612
$4.07 Rp 73.1K
91.40%
Internet (50+ Mbps, Unlimited Data)
$4.97 ₽390
$24.33 Rp 437.1K
-79.57%
🎉 Sport & Entertainment
Kostroma
Ubud, Bali
Difference
Gym Membership (Monthly)
$25.60 ₽2,011
$98.6 Rp 1.8M
-74.04%
Tennis Court (1 Hour on Weekend)
-
$6.34 Rp 113.9K
-
Cinema Ticket
$6.24 ₽491
$3.99 Rp 71.6K
56.39%
🧸 Childcare & Education
Kostroma
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$699 ₽54.9K
$305 Rp 5.5M
129.30%
International Primary School, 1 Child (Yearly)
$14.4K ₽1.1M
$6,642 Rp 119.4M
116.63%
👕👟 Clothing & Footwear
Kostroma
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$88.6 ₽6,964
$54.1 Rp 972.9K
63.72%
Summer Dress (H&M, Zara, etc)
$53.4 ₽4,194
$37.81 Rp 679.4K
41.21%
Sport Shoes (Adidas, Nike)
$132 ₽10.4K
$86.8 Rp 1.6M
52.53%
Men's Leather Business Shoes
$160 ₽12.6K
$76.4 Rp 1.4M
109.84%
🏠 Accommodation & Living
Kostroma
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$442 ₽34.7K
$992 Rp 17.8M
-55.45%
1-bedroom Apartment, Outside City Center (Monthly)
$308 ₽24.2K
$673 Rp 12.1M
-54.22%
3-bedroom Apartment, City Center (Monthly)
$748 ₽58.7K
$3,375 Rp 60.7M
-77.85%
3-bedroom Apartment, Outside City Center (Monthly)
$514 ₽40.4K
$2,050 Rp 36.8M
-74.91%
Buy Apartment in City Center (m2)
$1,927 ₽151.4K
$2,805 Rp 50.4M
-31.30%
Buy Apartment Outside City Center (m2)
$986 ₽77.4K
$2,227 Rp 40.0M
-55.74%
💵 Salaries & Financials
Kostroma
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,002 ₽78.7K
$167 Rp 3.0M
500.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
14.67
13.28
10.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kostroma: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $442 in Kostroma versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 500% higher in Kostroma, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $58.0 in Kostroma versus $32.00 in Ubud, Bali. Groceries tell a different story – $182 in Kostroma vs $297 in Ubud, Bali – so Kostroma wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated March 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kostroma vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kostroma or Ubud, Bali?
Ubud, Bali costs about 27% more than Kostroma, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Kostroma and in Ubud, Bali?
For a comfortable life, plan on about $1,667 per month in Kostroma and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Kostroma or Ubud, Bali?
Rent is clearly cheaper in Kostroma, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Are groceries more expensive in Kostroma or in Ubud, Bali?
Groceries cost about 63% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
How do dining costs compare in Kostroma and in Ubud, Bali?
A mid-range dinner for two costs $58.0 in Kostroma and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,000/month in Kostroma or in Ubud, Bali?
A $1,000 monthly budget goes further in Kostroma, where all-in costs run around $1,111, than in Ubud, Bali at $1,408. In Kostroma it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Kostroma or Ubud, Bali?
For digital nomads, it depends on budget. Kostroma costs $1,111 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Kostroma compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Kostroma or to Ubud, Bali?
If budget matters most, go with Kostroma. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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