Cost of Living Comparison Between Ubud, Bali and Kostroma Cost of Living Comparison Between Ubud, Bali and Kostroma

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $915 in Kostroma, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $1,420 in Kostroma, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $1,925 in Kostroma, rent included.

Ubud, Bali costs about 53% more than Kostroma, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Kostroma is 33% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$17.27 ₽1,483

-80.49%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$51.7 ₽4,438

-25.37%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$7.13 ₽612

-22.58%

Cappuccino

$2.64 Rp 46.6K

$2.86 ₽245

-7.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$1.46 ₽125

14.38%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.66 ₽56.7

16.67%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$1.72 ₽148

52.91%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$2.45 ₽210

74.69%

Milk (1 liter)

$1.55 Rp 27.3K

$1.15 ₽99.1

34.78%

White Bread (500g)

$2.22 Rp 39.2K

$0.55 ₽47.51

303.64%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.32 ₽113

-14.39%

Eggs

$2.09 Rp 36.8K

$1.21 ₽104

72.73%

Local Cheese (1kg)

$17.39 Rp 306.6K

$4.17 ₽357

317.03%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$3.47 ₽298

11.53%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

$3.78 ₽325

232.01%

Apples (1kg)

$3.62 Rp 63.8K

$0.83 ₽70.9

336.14%

Banana (1kg)

$1.56 Rp 27.5K

$1.52 ₽130

2.63%

Oranges (1kg)

$2.35 Rp 41.5K

$0.93 ₽80.0

152.69%

Tomato (1kg)

$2.06 Rp 36.2K

$1.34 ₽115

53.73%

Potato (1kg)

$1.90 Rp 33.5K

$0.74 ₽63.2

156.76%

Onion (1kg)

$2.34 Rp 41.2K

$0.42 ₽36.27

457.14%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.02 ₽87.5

0.98%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.65 ₽55.4

-15.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$3.05 ₽262

-26.23%

Wine (Bottle)

$23.81 Rp 419.7K

$5.06 ₽434

370.55%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$1.12 ₽95.9

106.25%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$1.96 ₽168

42.86%

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.37 ₽31.54

-27.03%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$20.39 ₽1,750

-57.53%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$1.37 ₽118

-64.96%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.14 ₽12.37

221.43%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$7.01 ₽602

-18.40%

Gasoline (1 liter)

$0.76 Rp 13.4K

$0.76 ₽65.5

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$23.5K ₽2.0M

3.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$26.4K ₽2.3M

21.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$125 ₽10.7K

-32.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$6.36 ₽546

1.57%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$7.64 ₽655

148.56%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$28.93 ₽2,483

93.47%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$17.43 ₽1,496

6.83%

Cinema Ticket

$4.28 Rp 75.5K

$6.96 ₽598

-38.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$300 ₽25.8K

62.11%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$6,591 ₽565.6K

-11.16%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$63.6 ₽5,460

-28.39%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$52.6 ₽4,516

-30.86%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$106 ₽9,138

-23.02%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$102 ₽8,756

-21.20%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$369 ₽31.6K

202.83%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$211 ₽18.1K

232.53%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$579 ₽49.7K

511.08%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$345 ₽29.6K

410.95%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$1,755 ₽150.7K

60.99%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$856 ₽73.5K

167.67%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$902 ₽77.4K

-81.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-31.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Kostroma: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $369 in Kostroma. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 431% higher in Kostroma, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $52.0 in Kostroma. Groceries tell a different story – $293 in Ubud, Bali vs $127 in Kostroma – so Kostroma wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kostroma: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 53% more than Kostroma, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,373 in Kostroma. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kostroma, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 131% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $52.0 in Kostroma. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kostroma, where all-in costs run around $915, than in Ubud, Bali at $1,396. In Kostroma it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kostroma costs $915 versus $1,396 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kostroma. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.