Cost of Living Comparison Between Ubud, Bali and Kostroma Cost of Living Comparison Between Ubud, Bali and Kostroma

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,111 in Kostroma, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,756 in Kostroma, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $2,400 in Kostroma, rent included.

Ubud, Bali costs about 27% more than Kostroma, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Kostroma is 17% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$12.81 ₽1,006

-73.07%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$58.4 ₽4,586

-44.60%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$6.19 ₽486

-21.81%

Cappuccino

$2.75 Rp 49.4K

$3.16 ₽248

-12.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.44 ₽113

-4.17%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.64 ₽50.3

17.19%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$4.46 ₽351

-32.96%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$4.35 ₽342

-11.49%

Milk (1 liter)

$1.74 Rp 31.2K

$1.23 ₽96.6

41.46%

White Bread (500g)

$2.46 Rp 44.2K

$0.58 ₽45.57

324.14%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.54 ₽121

-24.03%

Eggs

$2.43 Rp 43.7K

$1.48 ₽117

64.19%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.46 ₽744

53.28%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.38 ₽344

-0.68%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$9.88 ₽776

21.26%

Apples (1kg)

$3.72 Rp 66.8K

$1.44 ₽113

158.33%

Banana (1kg)

$1.63 Rp 29.2K

$1.61 ₽127

1.24%

Oranges (1kg)

$2.74 Rp 49.3K

$1.24 ₽97.1

120.97%

Tomato (1kg)

$2.24 Rp 40.3K

$2.29 ₽180

-2.18%

Potato (1kg)

$1.92 Rp 34.5K

$0.99 ₽77.9

93.94%

Onion (1kg)

$2.28 Rp 40.9K

$0.76 ₽59.7

200.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.12 ₽88.2

-5.36%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.66 ₽51.6

9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.19 ₽250

3.13%

Wine (Bottle)

$23.19 Rp 416.8K

$5.88 ₽462

294.39%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.09 ₽85.5

155.05%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.42 ₽190

12.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.42 ₽33.02

-35.71%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$22.66 ₽1,780

-64.21%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.49 ₽117

-67.79%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.14 ₽11.38

200.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$7.67 ₽602

-18.90%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.75 ₽58.8

8.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$25.6K ₽2.0M

3.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$29.2K ₽2.3M

10.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$150 ₽11.8K

-47.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$7.79 ₽612

-47.75%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$4.97 ₽390

389.54%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$25.60 ₽2,011

285.20%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

$6.24 ₽491

-36.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$699 ₽54.9K

-56.39%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$14.4K ₽1.1M

-53.84%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$88.6 ₽6,964

-38.92%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$53.4 ₽4,194

-29.18%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$132 ₽10.4K

-34.44%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$160 ₽12.6K

-52.34%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$442 ₽34.7K

124.44%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$308 ₽24.2K

118.44%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$748 ₽58.7K

351.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$514 ₽40.4K

298.53%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,927 ₽151.4K

45.56%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$986 ₽77.4K

125.94%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,002 ₽78.7K

-83.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

14.67

-9.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Kostroma: July 14, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $442 in Kostroma. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 500% higher in Kostroma, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $58.0 in Kostroma. Groceries tell a different story – $297 in Ubud, Bali vs $182 in Kostroma – so Kostroma wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kostroma: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 27% more than Kostroma, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,667 in Kostroma. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kostroma, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 63% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $58.0 in Kostroma. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kostroma, where all-in costs run around $1,111, than in Ubud, Bali at $1,408. In Kostroma it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kostroma costs $1,111 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kostroma. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.