Cost of Living Comparison Between Koh Phan Ghan and Koh Tao Cost of Living Comparison Between Koh Phan Ghan and Koh Tao

Monthly Cost of Living

Monthly costs for one person with rent: $1,096 in Koh Phan Ghan versus $1,105 in Koh Tao.

Estimated couple costs with rent: $1,945 in Koh Phan Ghan versus $1,959 in Koh Tao.

Monthly costs for a family of three with rent: $2,794 in Koh Phan Ghan versus $2,813 in Koh Tao.

Living in Koh Phan Ghan costs roughly 1% less than in Koh Tao, driven mainly by Eating Out.

Both cities sit below the global median: Koh Phan Ghan 18% lower, Koh Tao 18% lower.

Meal at Budget Restaurant

$4.22 ฿138

$3.87 ฿127

9.04%

Three-Course Dinner for Two, Mid-Range

$41.00 ฿1,340

$38.52 ฿1,259

6.44%

Fast Food Meal (McDonalds, etc)

$7.88 ฿258

$7.53 ฿246

4.65%

Cappuccino

$2.76 ฿90.4

$2.62 ฿85.6

5.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ฿19.97

$0.58 ฿18.93

5.17%

Water (0.33 liter bottle)

$0.36 ฿11.64

$0.33 ฿10.92

9.09%

Local Beer (0.5 liter draught)

$2.25 ฿73.4

$2.08 ฿68.0

8.17%

Imported Beer (0.33 liter bottle)

$3.35 ฿109

$3.21 ฿105

4.36%

Milk (1 liter)

$2.05 ฿67.0

$2.10 ฿68.8

-2.38%

White Bread (500g)

$1.75 ฿57.1

$1.73 ฿56.5

1.16%

Rice (white) (1kg)

$2.08 ฿68.1

$2.06 ฿67.4

0.97%

Eggs

$2.12 ฿69.3

$2.23 ฿72.9

-4.93%

Local Cheese (1kg)

$18.91 ฿618

$18.88 ฿617

0.16%

Chicken Fillets (1kg)

$3.60 ฿118

$3.44 ฿113

4.65%

Beef Round Steak (1kg)

$12.82 ฿419

$12.67 ฿414

1.18%

Apples (1kg)

$3.16 ฿103

$3.23 ฿106

-2.17%

Banana (1kg)

$1.54 ฿50.4

$1.55 ฿50.8

-0.65%

Oranges (1kg)

$2.29 ฿75.0

$2.25 ฿73.6

1.78%

Tomato (1kg)

$1.91 ฿62.5

$1.99 ฿65.0

-4.02%

Potato (1kg)

$1.46 ฿47.66

$1.46 ฿47.62

Onion (1kg)

$1.43 ฿46.76

$1.37 ฿44.88

4.38%

Lettuce (1 head)

$0.92 ฿29.96

$0.99 ฿32.25

-7.07%

Water (1.5 liter bottle)

$0.49 ฿16.09

$0.49 ฿16.13

Cigarettes 20 Pack (Marlboro, Camel)

$4.24 ฿139

$4.21 ฿138

0.71%

Wine (Bottle)

$18.11 ฿592

$18.20 ฿595

-0.49%

Local Beer (0.5 liter bottle)

$1.73 ฿56.7

$1.73 ฿56.6

Imported Beer (0.33 liter bottle)

$2.56 ฿83.7

$2.54 ฿82.9

0.79%

One-way Ticket (Public Transport)

$1.27 ฿41.45

$1.21 ฿39.72

4.96%

Taxi Start (Normal Tariff)

$2.69 ฿87.9

$2.82 ฿92.1

-4.61%

Taxi (Normal Tariff) (1km)

$0.87 ฿28.60

$0.89 ฿29.08

-2.25%

Taxi 1hour Waiting (Normal Tariff)

$12.31 ฿402

$12.24 ฿400

0.57%

Gasoline (1 liter)

$1.17 ฿38.27

$1.19 ฿38.80

-1.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K ฿805.9K

$25.2K ฿822.3K

-2.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.5K ฿998.2K

$30.0K ฿980.6K

1.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿3,987

$121 ฿3,956

0.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.49 ฿441

$13.52 ฿442

-0.22%

Internet (50+ Mbps, Unlimited Data)

$18.78 ฿614

$18.76 ฿613

0.11%

Gym Membership (Monthly)

$60.1 ฿1,966

$63.5 ฿2,074

-5.23%

Tennis Court (1 Hour on Weekend)

$16.94 ฿554

$18.08 ฿591

-6.31%

Cinema Ticket

$9.15 ฿299

$9.65 ฿316

-5.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$693 ฿22.6K

$683 ฿22.3K

1.37%

International Primary School, 1 Child (Yearly)

$16.0K ฿522.7K

$16.0K ฿524.6K

-0.37%

Jeans (Levis 501 Or Similar)

$57.9 ฿1,893

$59.2 ฿1,935

-2.15%

Summer Dress (H&M, Zara, etc)

$34.07 ฿1,114

$34.52 ฿1,128

-1.30%

Sport Shoes (Adidas, Nike)

$116 ฿3,778

$117 ฿3,814

-0.93%

Men's Leather Business Shoes

$83.4 ฿2,726

$83.3 ฿2,721

0.16%

1-bedroom Apartment, City Center (Monthly)

$425 ฿13.9K

$464 ฿15.2K

-8.38%

1-bedroom Apartment, Outside City Center (Monthly)

$313 ฿10.2K

$331 ฿10.8K

-5.48%

3-bedroom Apartment, City Center (Monthly)

$1,432 ฿46.8K

$1,557 ฿50.9K

-8.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,044 ฿34.1K

$1,110 ฿36.3K

-5.98%

Buy Apartment in City Center (m2)

$2,558 ฿83.6K

$2,760 ฿90.2K

-7.31%

Buy Apartment Outside City Center (m2)

$1,826 ฿59.7K

$1,997 ฿65.3K

-8.56%

Average Monthly Net Salary (After Tax)

$744 ฿24.3K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: May 31, 2026

Last update for Koh Tao: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $425 in Koh Phan Ghan and $464 in Koh Tao. Housing cost is often the main lever when comparing two cities.

Dining out: $41.00 in Koh Phan Ghan vs $39.00 in Koh Tao. Groceries flip the comparison at $279 vs $279, with Koh Phan Ghan cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phan Ghan vs Koh Tao: Cost of Living - Frequently Asked Questions

Koh Phan Ghan and Koh Tao differ by about 1% in total monthly costs ($1,096 vs $1,105 including rent). Koh Phan Ghan is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,644 in Koh Phan Ghan and $1,657 in Koh Tao to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $425 in Koh Phan Ghan versus $464 in Koh Tao. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 0% higher in Koh Tao. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,096 per month in Koh Phan Ghan versus $1,105 in Koh Tao – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,096 in Koh Phan Ghan versus $1,105 in Koh Tao, a $2,000 budget is realistic in Koh Phan Ghan but tight or insufficient in Koh Tao. The gap between the two cities makes Koh Phan Ghan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koh Phan Ghan and Koh Tao are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koh Phan Ghan gentler on the wallet – expenses run 1% less than in Koh Tao. Beyond cost, consider language, visa policies, and how big the international community is in each city.