Cost of Living Comparison Between Koh Phan Ghan and Koh Tao Cost of Living Comparison Between Koh Phan Ghan and Koh Tao

Monthly Cost of Living

Monthly costs for one person with rent: $1,061 in Koh Phan Ghan versus $1,098 in Koh Tao.

Estimated couple costs with rent: $1,908 in Koh Phan Ghan versus $1,952 in Koh Tao.

Monthly costs for a family of three with rent: $2,754 in Koh Phan Ghan versus $2,806 in Koh Tao.

Living in Koh Phan Ghan costs roughly 3% less than in Koh Tao, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Koh Phan Ghan 21% lower, Koh Tao 18% lower.

Meal at Budget Restaurant

$4.07 ฿137

$4.01 ฿135

1.50%

Three-Course Dinner for Two, Mid-Range

$42.11 ฿1,416

$39.97 ฿1,344

5.35%

Fast Food Meal (McDonalds, etc)

$7.60 ฿256

$7.31 ฿246

3.97%

Cappuccino

$2.63 ฿88.5

$2.61 ฿87.6

0.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.62 ฿20.84

$0.57 ฿19.31

8.77%

Water (0.33 liter bottle)

$0.35 ฿11.86

$0.33 ฿11.26

6.06%

Local Beer (0.5 liter draught)

$2.27 ฿76.2

$2.15 ฿72.4

5.58%

Imported Beer (0.33 liter bottle)

$3.26 ฿110

$3.10 ฿104

5.16%

Milk (1 liter)

$2.13 ฿71.5

$2.06 ฿69.2

3.40%

White Bread (500g)

$1.73 ฿58.1

$1.73 ฿58.2

Rice (white) (1kg)

$2.14 ฿71.9

$2.15 ฿72.2

-0.47%

Eggs

$2.12 ฿71.5

$2.14 ฿72.0

-0.93%

Local Cheese (1kg)

$18.40 ฿619

$18.36 ฿618

0.22%

Chicken Fillets (1kg)

$3.57 ฿120

$3.46 ฿116

3.18%

Beef Round Steak (1kg)

$12.48 ฿420

$12.41 ฿417

0.56%

Apples (1kg)

$3.23 ฿108

$3.23 ฿109

Banana (1kg)

$1.61 ฿54.3

$1.60 ฿53.8

0.63%

Oranges (1kg)

$2.29 ฿76.9

$2.27 ฿76.2

0.88%

Tomato (1kg)

$1.92 ฿64.6

$1.95 ฿65.7

-1.54%

Potato (1kg)

$1.46 ฿49.00

$1.52 ฿51.0

-3.95%

Onion (1kg)

$1.39 ฿46.61

$1.43 ฿48.11

-2.80%

Lettuce (1 head)

$0.98 ฿32.81

$0.91 ฿30.61

7.69%

Water (1.5 liter bottle)

$0.49 ฿16.58

$0.50 ฿16.77

-2.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.07 ฿137

$4.24 ฿143

-4.01%

Wine (Bottle)

$17.94 ฿603

$17.89 ฿602

0.28%

Local Beer (0.5 liter bottle)

$1.69 ฿56.8

$1.77 ฿59.4

-4.52%

Imported Beer (0.33 liter bottle)

$2.61 ฿87.6

$2.61 ฿87.9

One-way Ticket (Public Transport)

$1.28 ฿43.21

$1.23 ฿41.38

4.07%

Taxi Start (Normal Tariff)

$2.70 ฿90.7

$2.74 ฿92.0

-1.46%

Taxi (Normal Tariff) (1km)

$0.93 ฿31.32

$0.95 ฿32.06

-2.11%

Taxi 1hour Waiting (Normal Tariff)

$12.52 ฿421

$12.72 ฿428

-1.57%

Gasoline (1 liter)

$1.23 ฿41.26

$1.19 ฿39.89

3.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K ฿833.3K

$25.0K ฿841.6K

-0.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K ฿999.4K

$29.7K ฿998.1K

0.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$122 ฿4,095

$123 ฿4,146

-1.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.51 ฿454

$13.63 ฿458

-0.88%

Internet (50+ Mbps, Unlimited Data)

$18.67 ฿628

$18.36 ฿617

1.69%

Gym Membership (Monthly)

$61.8 ฿2,078

$64.6 ฿2,171

-4.28%

Tennis Court (1 Hour on Weekend)

$17.15 ฿577

$17.54 ฿590

-2.22%

Cinema Ticket

$8.66 ฿291

$9.27 ฿312

-6.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$700 ฿23.5K

$688 ฿23.1K

1.69%

International Primary School, 1 Child (Yearly)

$15.8K ฿531.9K

$15.8K ฿532.9K

-0.19%

Jeans (Levis 501 Or Similar)

$58.9 ฿1,979

$59.7 ฿2,006

-1.36%

Summer Dress (H&M, Zara, etc)

$34.51 ฿1,160

$35.06 ฿1,179

-1.57%

Sport Shoes (Adidas, Nike)

$117 ฿3,932

$113 ฿3,792

3.70%

Men's Leather Business Shoes

$84.2 ฿2,830

$86.3 ฿2,904

-2.52%

1-bedroom Apartment, City Center (Monthly)

$438 ฿14.7K

$462 ฿15.5K

-5.18%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$327 ฿11.0K

-5.36%

3-bedroom Apartment, City Center (Monthly)

$1,438 ฿48.4K

$1,523 ฿51.2K

-5.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,043 ฿35.1K

$1,125 ฿37.8K

-7.29%

Buy Apartment in City Center (m2)

$2,510 ฿84.4K

$2,599 ฿87.4K

-3.40%

Buy Apartment Outside City Center (m2)

$1,776 ฿59.7K

$1,899 ฿63.8K

-6.43%

Average Monthly Net Salary (After Tax)

$721 ฿24.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.33

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phan Ghan: July 14, 2026

Last update for Koh Tao: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $438 in Koh Phan Ghan and $462 in Koh Tao. Housing cost is often the main lever when comparing two cities.

Dining out: $42.00 in Koh Phan Ghan vs $40.00 in Koh Tao for a mid-range dinner for two. Groceries echo the gap at $277 vs $276 per month, with Koh Tao cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phan Ghan vs Koh Tao: Cost of Living - Frequently Asked Questions

Koh Phan Ghan and Koh Tao differ by about 3% in total monthly costs ($1,061 vs $1,098 including rent). Koh Phan Ghan is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,592 in Koh Phan Ghan and $1,647 in Koh Tao to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $438 in Koh Phan Ghan versus $462 in Koh Tao. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Koh Tao pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,061 per month in Koh Phan Ghan versus $1,098 in Koh Tao – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,061 in Koh Phan Ghan versus $1,098 in Koh Tao, a $2,000 budget is realistic in Koh Phan Ghan but tight or insufficient in Koh Tao. The gap between the two cities makes Koh Phan Ghan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Koh Phan Ghan and Koh Tao are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koh Phan Ghan gentler on the wallet – expenses run 3% less than in Koh Tao. Beyond cost, consider language, visa policies, and how big the international community is in each city.