Cost of Living Comparison Between Bangkok and Koh Phan Ghan Cost of Living Comparison Between Bangkok and Koh Phan Ghan

Monthly Cost of Living

Monthly costs for one person with rent: $1,059 in Bangkok versus $1,057 in Koh Phan Ghan.

Estimated couple costs with rent: $1,761 in Bangkok versus $1,889 in Koh Phan Ghan.

Monthly costs for a family of three with rent: $2,463 in Bangkok versus $2,721 in Koh Phan Ghan.

Monthly costs are close between Bangkok and Koh Phan Ghan; which city is cheaper depends on the spending category.

Both cities sit below the global median: Bangkok 22% lower, Koh Phan Ghan 22% lower.

Meal at Budget Restaurant

$3.00 ฿96.7

$4.28 ฿138

-29.91%

Three-Course Dinner for Two, Mid-Range

$30.79 ฿992

$42.21 ฿1,360

-27.06%

Fast Food Meal (McDonalds, etc)

$6.23 ฿201

$7.70 ฿248

-19.09%

Cappuccino

$2.59 ฿83.5

$2.73 ฿87.9

-5.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.68 ฿21.88

$0.66 ฿21.30

3.03%

Water (0.33 liter bottle)

$0.29 ฿9.39

$0.33 ฿10.62

-12.12%

Local Beer (0.5 liter draught)

$2.51 ฿80.9

$2.24 ฿72.3

12.05%

Imported Beer (0.33 liter bottle)

$3.96 ฿128

$3.37 ฿109

17.51%

Milk (1 liter)

$1.88 ฿60.7

$2.07 ฿66.6

-9.18%

White Bread (500g)

$1.35 ฿43.54

$1.77 ฿57.1

-23.73%

Rice (white) (1kg)

$1.47 ฿47.35

$2.12 ฿68.4

-30.66%

Eggs

$2.23 ฿72.0

$2.11 ฿68.0

5.69%

Local Cheese (1kg)

$18.28 ฿589

$18.70 ฿603

-2.25%

Chicken Fillets (1kg)

$3.00 ฿96.8

$3.42 ฿110

-12.28%

Beef Round Steak (1kg)

$9.50 ฿306

$12.66 ฿408

-24.96%

Apples (1kg)

$3.39 ฿109

$3.05 ฿98.3

11.15%

Banana (1kg)

$1.77 ฿57.2

$1.55 ฿49.91

14.19%

Oranges (1kg)

$2.18 ฿70.4

$2.28 ฿73.3

-4.39%

Tomato (1kg)

$1.92 ฿61.8

$1.97 ฿63.5

-2.54%

Potato (1kg)

$1.61 ฿51.8

$1.47 ฿47.25

9.52%

Onion (1kg)

$1.48 ฿47.76

$1.42 ฿45.61

4.23%

Lettuce (1 head)

$1.35 ฿43.48

$0.97 ฿31.16

39.18%

Water (1.5 liter bottle)

$0.53 ฿17.12

$0.49 ฿15.94

8.16%

Cigarettes 20 Pack (Marlboro, Camel)

$4.46 ฿144

$4.04 ฿130

10.40%

Wine (Bottle)

$16.96 ฿547

$17.94 ฿578

-5.46%

Local Beer (0.5 liter bottle)

$1.87 ฿60.2

$1.69 ฿54.5

10.65%

Imported Beer (0.33 liter bottle)

$3.23 ฿104

$2.52 ฿81.2

28.17%

One-way Ticket (Public Transport)

$1.21 ฿39.07

$1.27 ฿40.78

-4.72%

Public Transport Monthly Pass (Regular Price)

$36.65 ฿1,181

Taxi Start (Normal Tariff)

$1.11 ฿35.83

$2.84 ฿91.5

-60.92%

Taxi (Normal Tariff) (1km)

$1.14 ฿36.73

$0.90 ฿28.92

26.67%

Taxi 1hour Waiting (Normal Tariff)

$6.12 ฿197

$12.26 ฿395

-50.08%

Gasoline (1 liter)

$1.23 ฿39.67

$1.22 ฿39.23

0.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.3K ฿1.2M

$24.5K ฿789.8K

47.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K ฿919.4K

$29.5K ฿952.2K

-3.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.8 ฿2,862

$122 ฿3,920

-26.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.72 ฿410

$13.43 ฿433

-5.29%

Internet (50+ Mbps, Unlimited Data)

$17.73 ฿572

$18.22 ฿587

-2.69%

Gym Membership (Monthly)

$53.5 ฿1,723

$60.9 ฿1,963

-12.23%

Tennis Court (1 Hour on Weekend)

$10.73 ฿346

$16.70 ฿538

-35.75%

Cinema Ticket

$7.54 ฿243

$8.84 ฿285

-14.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$590 ฿19.0K

$706 ฿22.7K

-16.35%

International Primary School, 1 Child (Yearly)

$13.4K ฿433.1K

$16.0K ฿516.8K

-16.18%

Jeans (Levis 501 Or Similar)

$58.7 ฿1,893

$57.7 ฿1,860

1.77%

Summer Dress (H&M, Zara, etc)

$39.32 ฿1,267

$34.26 ฿1,104

14.77%

Sport Shoes (Adidas, Nike)

$105 ฿3,372

$113 ฿3,631

-7.14%

Men's Leather Business Shoes

$93.6 ฿3,016

$84.7 ฿2,729

10.55%

1-bedroom Apartment, City Center (Monthly)

$672 ฿21.7K

$434 ฿14.0K

54.91%

1-bedroom Apartment, Outside City Center (Monthly)

$327 ฿10.5K

$304 ฿9,811

7.44%

3-bedroom Apartment, City Center (Monthly)

$1,891 ฿60.9K

$1,454 ฿46.9K

30.00%

3-bedroom Apartment, Outside City Center (Monthly)

$830 ฿26.7K

$1,022 ฿32.9K

-18.82%

Buy Apartment in City Center (m2)

$6,106 ฿196.8K

$2,643 ฿85.2K

131.06%

Buy Apartment Outside City Center (m2)

$3,113 ฿100.3K

$1,906 ฿61.4K

63.36%

Average Monthly Net Salary (After Tax)

$766 ฿24.7K

$722 ฿23.3K

6.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

5.33

9.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangkok: May 2, 2026

Last update for Koh Phan Ghan: May 4, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $672 in Bangkok and $434 in Koh Phan Ghan. Housing cost is often the main lever when comparing two cities.

Bangkok pays 6% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $31.00 in Bangkok vs $42.00 in Koh Phan Ghan for a mid-range dinner for two. Groceries echo the gap at $261 vs $276 per month, with Bangkok cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangkok vs Koh Phan Ghan: Cost of Living - Frequently Asked Questions

Bangkok pays 6% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $672 in Bangkok versus $434 in Koh Phan Ghan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $590 in Bangkok versus $706 in Koh Phan Ghan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Bangkok pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,057 in Koh Phan Ghan versus $1,059 in Bangkok, a $2,000 budget is realistic in Koh Phan Ghan but tight or insufficient in Bangkok. The gap between the two cities makes Koh Phan Ghan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bangkok and Koh Phan Ghan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Koh Phan Ghan wins on affordability, Bangkok on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.