Cost of Living Comparison Between Bangkok and Koh Phan Ghan Cost of Living Comparison Between Bangkok and Koh Phan Ghan

Monthly Cost of Living

Monthly costs for one person with rent: $1,138 in Bangkok versus $1,069 in Koh Phan Ghan.

Estimated couple costs with rent: $1,863 in Bangkok versus $1,729 in Koh Phan Ghan.

Monthly costs for a family of three with rent: $2,589 in Bangkok versus $2,389 in Koh Phan Ghan.

Living in Bangkok is roughly 6% more expensive than in Koh Phan Ghan, driven mainly by Getting Around.

Both cities sit below the global median: Bangkok 17% lower, Koh Phan Ghan 22% lower.

Meal at Budget Restaurant

$3.04 ฿101

$4.18 ฿139

-27.27%

Three-Course Dinner for Two, Mid-Range

$36.64 ฿1,215

$29.44 ฿977

24.46%

Fast Food Meal (McDonalds, etc)

$7.42 ฿246

$8.09 ฿268

-8.28%

Cappuccino

$2.96 ฿98.3

$2.62 ฿86.8

12.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ฿22.33

$0.75 ฿24.94

-10.67%

Water (0.33 liter bottle)

$0.34 ฿11.27

$0.40 ฿13.39

-15.00%

Local Beer (0.5 liter draught)

$2.66 ฿88.3

$2.16 ฿71.6

23.15%

Imported Beer (0.33 liter bottle)

$4.56 ฿151

$3.49 ฿116

30.66%

Milk (1 liter)

$2.00 ฿66.2

$1.77 ฿58.8

12.99%

White Bread (500g)

$1.49 ฿49.34

$1.33 ฿44.25

12.03%

Rice (white) (1kg)

$1.53 ฿50.6

$1.47 ฿48.62

4.08%

Eggs

$2.66 ฿88.4

$2.11 ฿69.8

26.07%

Local Cheese (1kg)

$17.32 ฿574

$18.42 ฿611

-5.97%

Chicken Fillets (1kg)

$3.58 ฿119

$3.27 ฿109

9.48%

Beef Round Steak (1kg)

$14.04 ฿466

$10.93 ฿363

28.45%

Apples (1kg)

$4.12 ฿137

$2.73 ฿90.4

50.92%

Banana (1kg)

$1.92 ฿63.9

$1.53 ฿50.6

25.49%

Oranges (1kg)

$2.84 ฿94.1

$2.15 ฿71.2

32.09%

Tomato (1kg)

$1.96 ฿65.0

$1.96 ฿65.1

Potato (1kg)

$1.71 ฿56.8

$1.40 ฿46.47

22.14%

Onion (1kg)

$1.63 ฿54.2

$1.32 ฿43.86

23.48%

Lettuce (1 head)

$1.27 ฿42.08

$1.06 ฿35.21

19.81%

Water (1.5 liter bottle)

$0.56 ฿18.63

$0.54 ฿17.90

3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$4.61 ฿153

$4.27 ฿142

7.96%

Wine (Bottle)

$15.28 ฿507

$17.63 ฿585

-13.33%

Local Beer (0.5 liter bottle)

$1.78 ฿58.9

$1.69 ฿56.1

5.33%

Imported Beer (0.33 liter bottle)

$3.36 ฿112

$2.77 ฿92.0

21.30%

One-way Ticket (Public Transport)

$1.11 ฿36.83

$2.07 ฿68.6

-46.38%

Public Transport Monthly Pass (Regular Price)

$36.19 ฿1,200

Taxi Start (Normal Tariff)

$1.08 ฿35.97

$2.65 ฿87.8

-59.25%

Taxi (Normal Tariff) (1km)

$1.19 ฿39.32

$0.98 ฿32.37

21.43%

Taxi 1hour Waiting (Normal Tariff)

$6.00 ฿199

$3.50 ฿116

71.43%

Gasoline (1 liter)

$1.43 ฿47.30

$1.29 ฿42.84

10.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K ฿1.1M

$24.6K ฿815.0K

30.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.9K ฿925.8K

$24.2K ฿803.4K

15.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 ฿3,484

$103 ฿3,404

2.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.49 ฿481

$11.24 ฿373

28.91%

Internet (50+ Mbps, Unlimited Data)

$18.57 ฿616

$17.29 ฿574

7.40%

Gym Membership (Monthly)

$59.5 ฿1,975

$52.8 ฿1,751

12.79%

Tennis Court (1 Hour on Weekend)

$19.07 ฿632

$11.10 ฿368

71.80%

Cinema Ticket

$7.61 ฿252

$7.64 ฿254

-0.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$558 ฿18.5K

$573 ฿19.0K

-2.58%

International Primary School, 1 Child (Yearly)

$16.9K ฿560.4K

$11.7K ฿387.0K

44.79%

Jeans (Levis 501 Or Similar)

$73.7 ฿2,443

$63.4 ฿2,102

16.22%

Summer Dress (H&M, Zara, etc)

$43.33 ฿1,437

$29.29 ฿972

47.93%

Sport Shoes (Adidas, Nike)

$96.3 ฿3,192

$97.1 ฿3,222

-0.91%

Men's Leather Business Shoes

$118 ฿3,904

$90.6 ฿3,006

29.87%

1-bedroom Apartment, City Center (Monthly)

$704 ฿23.3K

$522 ฿17.3K

34.81%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ฿11.8K

$339 ฿11.3K

5.23%

3-bedroom Apartment, City Center (Monthly)

$2,024 ฿67.1K

$1,460 ฿48.4K

38.59%

3-bedroom Apartment, Outside City Center (Monthly)

$757 ฿25.1K

$869 ฿28.8K

-12.85%

Buy Apartment in City Center (m2)

$5,987 ฿198.6K

$2,461 ฿81.6K

143.28%

Buy Apartment Outside City Center (m2)

$3,211 ฿106.5K

$1,830 ฿60.7K

75.50%

Average Monthly Net Salary (After Tax)

$638 ฿21.2K

$741 ฿24.6K

-13.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

5.57

-3.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangkok: August 29, 2026

Last update for Koh Phan Ghan: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $704 in Bangkok and $522 in Koh Phan Ghan. Housing cost is often the main lever when comparing two cities.

Koh Phan Ghan pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $37.00 in Bangkok vs $29.00 in Koh Phan Ghan for a mid-range dinner for two. Groceries echo the gap at $283 vs $258 per month, with Koh Phan Ghan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangkok vs Koh Phan Ghan: Cost of Living - Frequently Asked Questions

Bangkok and Koh Phan Ghan differ by about 6% in total monthly costs ($1,138 vs $1,069 including rent). Koh Phan Ghan is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 16% lower in Koh Phan Ghan. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $704 in Bangkok versus $522 in Koh Phan Ghan. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Bangkok. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,138 per month in Bangkok versus $1,069 in Koh Phan Ghan – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,069 in Koh Phan Ghan versus $1,138 in Bangkok, a $2,000 budget is realistic in Koh Phan Ghan but tight or insufficient in Bangkok. The gap between the two cities makes Koh Phan Ghan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bangkok and Koh Phan Ghan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Koh Phan Ghan gentler on the wallet – expenses run 6% less than in Bangkok. Beyond cost, consider language, visa policies, and how big the international community is in each city.