Last update: Oct 2026

Cost of Living Comparison Between Koh Phangan and Ao Nang

For one person, living is cheaper in Ao Nang: $995 a month against $1,103 in Koh Phangan, rent and utilities included – about $1,300 less a year. Other living expenses account for most of the difference.

53

Cost of Living Index in Koh Phangan
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Koh Phangan Living Index
48

Cost of Living Index in Ao Nang
Learn more

Ao Nang Living Index

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Koh Phangan

🇹🇭 Thailand

$1,103

/mo nomad

Ao Nang

🇹🇭 Thailand

$995

/mo nomad

Monthly Cost of Living

How much you'll spend in Koh Phangan and in Ao Nang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koh Phangan and in Ao Nang actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,103 in Koh Phangan versus $995 in Ao Nang.

Koh Phangan $1,103
Ao Nang $995

Estimated couple costs with rent: $1,874 in Koh Phangan versus $1,506 in Ao Nang.

Koh Phangan $1,874
Ao Nang $1,506

Monthly costs for a family of three with rent: $2,646 in Koh Phangan versus $2,018 in Ao Nang.

Koh Phangan $2,646
Ao Nang $2,018

Living in Koh Phangan is roughly 11% more expensive than in Ao Nang, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Koh Phangan 19% lower, Ao Nang 27% lower.

Meal at Budget Restaurant

$3.88 ฿131

$2.94 ฿99.0

31.97%

Three-Course Dinner for Two, Mid-Range

$28.98 ฿977

$23.82 ฿803

21.66%

Fast Food Meal (McDonalds, etc)

$7.88 ฿266

$10.07 ฿339

-21.75%

Cappuccino

$2.46 ฿83.0

$1.74 ฿58.6

41.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ฿27.01

$0.67 ฿22.51

19.40%

Water (0.33 liter bottle)

$0.44 ฿14.87

$0.34 ฿11.55

29.41%

Local Beer (0.5 liter draught)

$2.25 ฿75.9

$2.09 ฿70.5

7.66%

Imported Beer (0.33 liter bottle)

$3.26 ฿110

$2.94 ฿99.2

10.88%

Milk (1 liter)

$1.59 ฿53.5

$2.71 ฿91.5

-41.33%

White Bread (500g)

$1.38 ฿46.50

$1.50 ฿50.6

-8.00%

Rice (white) (1kg)

$1.44 ฿48.40

$1.40 ฿47.10

2.86%

Eggs

$2.00 ฿67.2

$2.65 ฿89.4

-24.53%

Local Cheese (1kg)

$18.46 ฿622

$16.81 ฿567

9.82%

Chicken Fillets (1kg)

$3.29 ฿111

$2.59 ฿87.4

27.03%

Beef Round Steak (1kg)

$10.67 ฿360

$10.07 ฿339

5.96%

Apples (1kg)

$2.72 ฿91.6

$2.98 ฿100

-8.72%

Banana (1kg)

$1.54 ฿51.9

$1.06 ฿35.71

45.28%

Oranges (1kg)

$2.07 ฿69.7

$2.21 ฿74.4

-6.33%

Tomato (1kg)

$1.93 ฿65.1

$1.88 ฿63.5

2.66%

Potato (1kg)

$1.44 ฿48.53

$1.50 ฿50.6

-4.00%

Onion (1kg)

$1.23 ฿41.59

$1.05 ฿35.33

17.14%

Lettuce (1 head)

$1.07 ฿35.92

$1.11 ฿37.55

-3.60%

Water (1.5 liter bottle)

$0.48 ฿16.02

$0.51 ฿17.15

-5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$4.04 ฿136

$4.37 ฿147

-7.55%

Wine (Bottle)

$17.83 ฿601

$17.60 ฿593

1.31%

Local Beer (0.5 liter bottle)

$1.70 ฿57.4

$1.71 ฿57.7

-0.58%

Imported Beer (0.33 liter bottle)

$2.65 ฿89.4

$2.86 ฿96.4

-7.34%

One-way Ticket (Public Transport)

$1.32 ฿44.55

$0.87 ฿29.20

51.72%

Public Transport Monthly Pass (Regular Price)

$49.08 ฿1,654

$36.11 ฿1,217

35.92%

Taxi Start (Normal Tariff)

$2.61 ฿88.1

$1.15 ฿38.68

126.96%

Taxi (Normal Tariff) (1km)

$0.96 ฿32.37

$1.15 ฿38.89

-16.52%

Taxi 1hour Waiting (Normal Tariff)

$3.32 ฿112

$6.04 ฿204

-45.03%

Gasoline (1 liter)

$1.33 ฿44.90

$1.40 ฿47.26

-5.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K ฿793.5K

$26.7K ฿899.6K

-11.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K ฿797.8K

$27.9K ฿940.5K

-15.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.0 ฿3,304

$105 ฿3,552

-6.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.12 ฿375

$8.46 ฿285

31.44%

Internet (50+ Mbps, Unlimited Data)

$16.94 ฿571

$20.52 ฿691

-17.45%

Gym Membership (Monthly)

$67.7 ฿2,281

$43.89 ฿1,479

54.23%

Tennis Court (1 Hour on Weekend)

$10.81 ฿364

$13.16 ฿443

-17.86%

Cinema Ticket

$7.68 ฿259

$6.43 ฿217

19.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$478 ฿16.1K

$619 ฿20.9K

-22.71%

International Primary School, 1 Child (Yearly)

$11.6K ฿390.9K

$10.7K ฿361.4K

8.18%

Jeans (Levis 501 Or Similar)

$62.1 ฿2,093

$50.3 ฿1,693

23.62%

Summer Dress (H&M, Zara, etc)

$28.52 ฿961

$29.51 ฿995

-3.35%

Sport Shoes (Adidas, Nike)

$96.0 ฿3,236

$75.4 ฿2,542

27.30%

Men's Leather Business Shoes

$86.5 ฿2,915

$76.6 ฿2,581

12.97%

1-bedroom Apartment, City Center (Monthly)

$498 ฿16.8K

$351 ฿11.8K

41.95%

1-bedroom Apartment, Outside City Center (Monthly)

$348 ฿11.7K

$300 ฿10.1K

16.02%

3-bedroom Apartment, City Center (Monthly)

$1,349 ฿45.5K

$940 ฿31.7K

43.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,007 ฿34.0K

$540 ฿18.2K

86.62%

Buy Apartment in City Center (m2)

$2,927 ฿98.6K

$2,332 ฿78.6K

25.52%

Buy Apartment Outside City Center (m2)

$2,098 ฿70.7K

$1,954 ฿65.8K

7.39%

Average Monthly Net Salary (After Tax)

$724 ฿24.4K

$1,275 ฿43.0K

-43.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koh Phangan: October 25, 2026

Last update for Ao Nang: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Koh Phangan

$348 31.6%

Ao Nang

$300 30.2% 13.8% $48

Groceries & Markets

Koh Phangan

$254 23.1%

Ao Nang

$258 25.9% 1.5% $3.9

Monthly Utilities & Internet

Koh Phangan

$126 11.4%

Ao Nang

$134 13.5% 6.6% $8.3

Clothing & Footwear

Koh Phangan

$123 11.1%

Ao Nang

$104 10.5% 15.2% $19

Eating Out

Koh Phangan

$107 9.7%

Ao Nang

$95 9.6% 11.2% $12

Sport & Entertainment

Koh Phangan

$83 7.5%

Ao Nang

$57 5.7% 31.7% $26

Getting Around

Koh Phangan

$62 5.6%

Ao Nang

$46 4.7% 24.7% $15

Cost Breakdown

A one-bedroom apartment in the center runs $498 in Koh Phangan and $351 in Ao Nang. Housing cost is often the main lever when comparing two cities.

Ao Nang pays 76% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $29 in Koh Phangan vs $24 in Ao Nang. Groceries flip the comparison at $254 vs $258, with Koh Phangan cheaper for home cooking.

Good to know

🇹🇭 Koh Phangan

🇹🇭 Ao Nang

🕒 Local time

12:30 12:30 PM

Same time as Koh Phangan

🌤 Weather

👥 Population

8,000

💱 Currency

Thai Baht THB ฿

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.65 EUR

100 THB = 2.97 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

On the map

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Between locations

Koh Phangan Ao Nang 270 km

From you

Koh Phangan
Ao Nang

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koh Phangan vs Ao Nang: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,103 in Koh Phangan and $995 in Ao Nang, so Ao Nang is about 10% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 43% lower in Koh Phangan. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $498 in Koh Phangan versus $351 in Ao Nang. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ao Nang runs roughly 26% less than in Koh Phangan. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $1,103 per month in Koh Phangan versus $995 in Ao Nang – Ao Nang is about 10% cheaper, which adds up to real savings over time.

Safety-wise, Koh Phangan and Ao Nang are both considered safe, so it’s unlikely to be the deciding factor between them.