Cost of Living Comparison Between Ao Nang and Koh Phan Ghan Cost of Living Comparison Between Ao Nang and Koh Phan Ghan

Monthly Cost of Living

Monthly costs for one person with rent: $923 in Ao Nang versus $1,088 in Koh Phan Ghan.

Estimated couple costs with rent: $1,516 in Ao Nang versus $1,949 in Koh Phan Ghan.

Monthly costs for a family of three with rent: $2,108 in Ao Nang versus $2,809 in Koh Phan Ghan.

Living in Ao Nang costs roughly 15% less than in Koh Phan Ghan, driven mainly by Getting Around.

Both cities sit below the global median: Ao Nang 31% lower, Koh Phan Ghan 19% lower.

Meal at Budget Restaurant

$2.36 ฿77.3

$4.22 ฿138

-44.08%

Three-Course Dinner for Two, Mid-Range

$25.00 ฿817

$42.27 ฿1,382

-40.86%

Fast Food Meal (McDonalds, etc)

$9.81 ฿321

$7.84 ฿256

25.13%

Cappuccino

$1.07 ฿34.96

$2.78 ฿90.8

-61.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ฿22.44

$0.61 ฿19.91

13.11%

Water (0.33 liter bottle)

$0.37 ฿12.19

$0.35 ฿11.47

5.71%

Local Beer (0.5 liter draught)

$2.90 ฿94.9

$2.19 ฿71.8

32.42%

Imported Beer (0.33 liter bottle)

$3.80 ฿124

$3.40 ฿111

11.76%

Milk (1 liter)

$2.80 ฿91.6

$2.03 ฿66.5

37.93%

White Bread (500g)

$1.54 ฿50.4

$1.72 ฿56.3

-10.47%

Rice (white) (1kg)

$1.33 ฿43.37

$2.13 ฿69.8

-37.56%

Eggs

$2.77 ฿90.6

$2.12 ฿69.3

30.66%

Local Cheese (1kg)

$18.55 ฿607

$18.46 ฿604

0.49%

Chicken Fillets (1kg)

$3.11 ฿102

$3.45 ฿113

-9.86%

Beef Round Steak (1kg)

$10.76 ฿352

$12.89 ฿421

-16.52%

Apples (1kg)

$3.12 ฿102

$3.16 ฿103

-1.27%

Banana (1kg)

$1.21 ฿39.56

$1.54 ฿50.3

-21.43%

Oranges (1kg)

$1.88 ฿61.4

$2.29 ฿75.0

-17.90%

Tomato (1kg)

$1.52 ฿49.56

$1.90 ฿62.2

-20.00%

Potato (1kg)

$1.53 ฿50.2

Onion (1kg)

$1.19 ฿39.02

$1.43 ฿46.88

-16.78%

Lettuce (1 head)

$1.01 ฿33.14

$0.91 ฿29.70

10.99%

Water (1.5 liter bottle)

$0.48 ฿15.82

$0.47 ฿15.32

2.13%

Cigarettes 20 Pack (Marlboro, Camel)

$4.49 ฿147

$4.20 ฿137

6.90%

Wine (Bottle)

$16.93 ฿554

$18.23 ฿596

-7.13%

Local Beer (0.5 liter bottle)

$1.74 ฿56.8

$1.70 ฿55.6

2.35%

Imported Beer (0.33 liter bottle)

$2.68 ฿87.6

$2.58 ฿84.3

3.88%

One-way Ticket (Public Transport)

$0.94 ฿30.81

$1.23 ฿40.32

-23.58%

Public Transport Monthly Pass (Regular Price)

$36.57 ฿1,196

Taxi Start (Normal Tariff)

$1.09 ฿35.79

$2.71 ฿88.6

-59.78%

Taxi (Normal Tariff) (1km)

$1.14 ฿37.20

$0.90 ฿29.42

26.67%

Taxi 1hour Waiting (Normal Tariff)

$6.05 ฿198

$12.70 ฿415

-52.36%

Gasoline (1 liter)

$1.28 ฿41.87

$1.18 ฿38.43

8.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K ฿905.4K

$25.4K ฿830.5K

9.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.9K ฿910.9K

$30.4K ฿993.9K

-8.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.9 ฿2,515

$121 ฿3,958

-36.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.58 ฿281

$13.47 ฿441

-36.30%

Internet (50+ Mbps, Unlimited Data)

$18.31 ฿599

$18.75 ฿613

-2.35%

Gym Membership (Monthly)

$49.09 ฿1,605

$61.1 ฿1,999

-19.70%

Tennis Court (1 Hour on Weekend)

$12.13 ฿397

$16.83 ฿550

-27.93%

Cinema Ticket

$6.98 ฿228

$9.10 ฿297

-23.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$293 ฿9,584

$698 ฿22.8K

-58.03%

International Primary School, 1 Child (Yearly)

$9,748 ฿318.7K

$15.7K ฿514.7K

-38.07%

Jeans (Levis 501 Or Similar)

$33.04 ฿1,080

$57.4 ฿1,877

-42.44%

Summer Dress (H&M, Zara, etc)

$34.22 ฿1,119

$34.54 ฿1,129

-0.93%

Sport Shoes (Adidas, Nike)

$99.1 ฿3,241

$113 ฿3,701

-12.43%

Men's Leather Business Shoes

$71.7 ฿2,344

$83.3 ฿2,725

-14.00%

1-bedroom Apartment, City Center (Monthly)

$429 ฿14.0K

0.14%

1-bedroom Apartment, Outside City Center (Monthly)

$242 ฿7,906

$305 ฿9,985

-20.82%

3-bedroom Apartment, City Center (Monthly)

$608 ฿19.9K

$1,435 ฿46.9K

-57.66%

3-bedroom Apartment, Outside City Center (Monthly)

$661 ฿21.6K

$1,040 ฿34.0K

-36.50%

Buy Apartment in City Center (m2)

$2,417 ฿79.0K

$2,570 ฿84.0K

-5.97%

Buy Apartment Outside City Center (m2)

$1,709 ฿55.9K

$1,844 ฿60.3K

-7.27%

Average Monthly Net Salary (After Tax)

$1,294 ฿42.3K

$751 ฿24.6K

72.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.45

5.33

2.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ao Nang: April 25, 2026

Last update for Koh Phan Ghan: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $429 in Ao Nang and $429 in Koh Phan Ghan. Housing cost is often the main lever when comparing two cities.

Ao Nang pays 72% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $25.00 in Ao Nang vs $42.00 in Koh Phan Ghan for a mid-range dinner for two. Groceries echo the gap at $266 vs $276 per month, with Ao Nang cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ao Nang vs Koh Phan Ghan: Cost of Living - Frequently Asked Questions

Ao Nang and Koh Phan Ghan differ by about 18% in total monthly costs ($923 vs $1,088 including rent). Ao Nang is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Ao Nang pays 72% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $429 in Ao Nang versus $429 in Koh Phan Ghan. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Koh Phan Ghan. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $923 per month in Ao Nang versus $1,088 in Koh Phan Ghan – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

At $923 in Ao Nang versus $1,088 in Koh Phan Ghan, a $2,000 budget is realistic in Ao Nang but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Ao Nang the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ao Nang and Koh Phan Ghan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ao Nang gentler on the wallet – expenses run 18% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.