Cost of Living Comparison Between Ao Nang and Koh Phan Ghan Cost of Living Comparison Between Ao Nang and Koh Phan Ghan

Monthly Cost of Living

Monthly costs for one person with rent: $982 in Ao Nang versus $1,060 in Koh Phan Ghan.

Estimated couple costs with rent: $1,512 in Ao Nang versus $1,740 in Koh Phan Ghan.

Monthly costs for a family of three with rent: $2,041 in Ao Nang versus $2,420 in Koh Phan Ghan.

Living in Ao Nang costs roughly 7% less than in Koh Phan Ghan, driven mainly by Getting Around.

Both cities sit below the global median: Ao Nang 28% lower, Koh Phan Ghan 23% lower.

Meal at Budget Restaurant

$2.99 ฿99.9

$3.98 ฿133

-24.87%

Three-Course Dinner for Two, Mid-Range

$24.17 ฿807

$28.74 ฿959

-15.90%

Fast Food Meal (McDonalds, etc)

$9.97 ฿333

$8.06 ฿269

23.70%

Cappuccino

$1.68 ฿56.2

$2.59 ฿86.6

-35.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.75 ฿25.12

$0.79 ฿26.31

-5.06%

Water (0.33 liter bottle)

$0.32 ฿10.80

$0.44 ฿14.69

-27.27%

Local Beer (0.5 liter draught)

$2.05 ฿68.5

$2.16 ฿72.1

-5.09%

Imported Beer (0.33 liter bottle)

$3.06 ฿102

$3.46 ฿115

-11.56%

Milk (1 liter)

$2.61 ฿87.2

$1.79 ฿59.8

45.81%

White Bread (500g)

$1.48 ฿49.33

$1.32 ฿44.16

12.12%

Rice (white) (1kg)

$1.33 ฿44.26

$1.47 ฿49.05

-9.52%

Eggs

$2.84 ฿94.9

$2.11 ฿70.4

34.60%

Local Cheese (1kg)

$15.85 ฿529

$18.57 ฿620

-14.65%

Chicken Fillets (1kg)

$2.70 ฿90.3

$3.31 ฿111

-18.43%

Beef Round Steak (1kg)

$10.16 ฿339

$10.45 ฿349

-2.78%

Apples (1kg)

$3.01 ฿100

$2.84 ฿95.0

5.99%

Banana (1kg)

$1.05 ฿34.89

$1.62 ฿54.1

-35.19%

Oranges (1kg)

$2.18 ฿72.7

$2.13 ฿71.1

2.35%

Tomato (1kg)

$1.87 ฿62.4

$2.00 ฿66.6

-6.50%

Potato (1kg)

$1.50 ฿50.1

$1.40 ฿46.85

7.14%

Onion (1kg)

$1.11 ฿37.10

$1.28 ฿42.57

-13.28%

Lettuce (1 head)

$1.12 ฿37.36

$1.07 ฿35.75

4.67%

Water (1.5 liter bottle)

$0.49 ฿16.23

$0.55 ฿18.21

-10.91%

Cigarettes 20 Pack (Marlboro, Camel)

$4.45 ฿148

$4.20 ฿140

5.95%

Wine (Bottle)

$16.47 ฿550

$17.59 ฿587

-6.37%

Local Beer (0.5 liter bottle)

$1.73 ฿57.7

$1.68 ฿56.1

2.98%

Imported Beer (0.33 liter bottle)

$2.89 ฿96.4

$2.70 ฿90.1

7.04%

One-way Ticket (Public Transport)

$0.89 ฿29.77

$2.02 ฿67.3

-55.94%

Public Transport Monthly Pass (Regular Price)

$35.82 ฿1,196

Taxi Start (Normal Tariff)

$1.31 ฿43.65

$2.69 ฿89.9

-51.30%

Taxi (Normal Tariff) (1km)

$1.10 ฿36.59

$0.97 ฿32.54

13.40%

Taxi 1hour Waiting (Normal Tariff)

$5.09 ฿170

$3.58 ฿120

42.18%

Gasoline (1 liter)

$1.35 ฿44.98

$1.32 ฿44.12

2.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K ฿870.5K

$24.7K ฿823.2K

5.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K ฿968.9K

$24.7K ฿824.5K

17.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 ฿3,641

$101 ฿3,359

8.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.68 ฿290

$11.06 ฿369

-21.52%

Internet (50+ Mbps, Unlimited Data)

$17.19 ฿574

$17.35 ฿579

-0.92%

Gym Membership (Monthly)

$40.89 ฿1,365

$52.7 ฿1,758

-22.35%

Tennis Court (1 Hour on Weekend)

$14.24 ฿475

$11.18 ฿373

27.37%

Cinema Ticket

$6.72 ฿224

$7.85 ฿262

-14.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$566 ฿18.9K

$561 ฿18.7K

0.90%

International Primary School, 1 Child (Yearly)

$10.9K ฿364.3K

$11.7K ฿392.1K

-7.10%

Jeans (Levis 501 Or Similar)

$50.9 ฿1,698

$62.6 ฿2,089

-18.73%

Summer Dress (H&M, Zara, etc)

$29.32 ฿979

$29.47 ฿984

-0.51%

Sport Shoes (Adidas, Nike)

$78.5 ฿2,620

$95.1 ฿3,173

-17.43%

Men's Leather Business Shoes

$76.7 ฿2,560

$88.6 ฿2,958

-13.45%

1-bedroom Apartment, City Center (Monthly)

$356 ฿11.9K

$520 ฿17.4K

-31.58%

1-bedroom Apartment, Outside City Center (Monthly)

$300 ฿10.0K

$346 ฿11.6K

-13.41%

3-bedroom Apartment, City Center (Monthly)

$967 ฿32.3K

$1,486 ฿49.6K

-34.94%

3-bedroom Apartment, Outside City Center (Monthly)

$566 ฿18.9K

$864 ฿28.8K

-34.45%

Buy Apartment in City Center (m2)

$1,830 ฿61.1K

$2,528 ฿84.4K

-27.60%

Buy Apartment Outside City Center (m2)

$1,807 ฿60.3K

$1,756 ฿58.6K

2.89%

Average Monthly Net Salary (After Tax)

$1,270 ฿42.4K

$728 ฿24.3K

74.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ao Nang: September 15, 2026

Last update for Koh Phan Ghan: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $356 in Ao Nang and $520 in Koh Phan Ghan. Housing cost is often the main lever when comparing two cities.

Ao Nang pays 75% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Ao Nang vs $29.00 in Koh Phan Ghan for a mid-range dinner for two. Groceries echo the gap at $253 vs $258 per month, with Ao Nang cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ao Nang vs Koh Phan Ghan: Cost of Living - Frequently Asked Questions

Ao Nang and Koh Phan Ghan differ by about 8% in total monthly costs ($982 vs $1,060 including rent). Ao Nang is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 75% higher in Ao Nang, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $356 in Ao Nang versus $520 in Koh Phan Ghan. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 2% higher in Koh Phan Ghan. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $982 per month in Ao Nang versus $1,060 in Koh Phan Ghan – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

At $982 in Ao Nang versus $1,060 in Koh Phan Ghan, a $2,000 budget is realistic in Ao Nang but tight or insufficient in Koh Phan Ghan. The gap between the two cities makes Ao Nang the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ao Nang and Koh Phan Ghan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ao Nang gentler on the wallet – expenses run 8% less than in Koh Phan Ghan. Beyond cost, consider language, visa policies, and how big the international community is in each city.