Last update: Oct 2026

Cost of Living Comparison Between Ao Nang and Koh Phangan

For one person, living is cheaper in Ao Nang: $995 a month against $1,103 in Koh Phangan, rent and utilities included – about $1,300 less a year. Other living expenses account for most of the difference.

48

Cost of Living Index in Ao Nang
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Ao Nang Living Index
53

Cost of Living Index in Koh Phangan
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Koh Phangan Living Index

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Ao Nang

🇹🇭 Thailand

$995

/mo nomad

Koh Phangan

🇹🇭 Thailand

$1,103

/mo nomad

Monthly Cost of Living

How much you'll spend in Ao Nang and in Koh Phangan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ao Nang and in Koh Phangan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $995 in Ao Nang versus $1,103 in Koh Phangan.

Ao Nang $995
Koh Phangan $1,103

Estimated couple costs with rent: $1,506 in Ao Nang versus $1,874 in Koh Phangan.

Ao Nang $1,506
Koh Phangan $1,874

Monthly costs for a family of three with rent: $2,018 in Ao Nang versus $2,646 in Koh Phangan.

Ao Nang $2,018
Koh Phangan $2,646

Living in Ao Nang costs roughly 10% less than in Koh Phangan, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Ao Nang 27% lower, Koh Phangan 19% lower.

Meal at Budget Restaurant

$2.94 ฿99.0

$3.88 ฿131

-24.23%

Three-Course Dinner for Two, Mid-Range

$23.82 ฿803

$28.98 ฿977

-17.81%

Fast Food Meal (McDonalds, etc)

$10.07 ฿339

$7.88 ฿266

27.79%

Cappuccino

$1.74 ฿58.6

$2.46 ฿83.0

-29.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.67 ฿22.51

$0.80 ฿27.01

-16.25%

Water (0.33 liter bottle)

$0.34 ฿11.55

$0.44 ฿14.87

-22.73%

Local Beer (0.5 liter draught)

$2.09 ฿70.5

$2.25 ฿75.9

-7.11%

Imported Beer (0.33 liter bottle)

$2.94 ฿99.2

$3.26 ฿110

-9.82%

Milk (1 liter)

$2.71 ฿91.5

$1.59 ฿53.5

70.44%

White Bread (500g)

$1.50 ฿50.6

$1.38 ฿46.50

8.70%

Rice (white) (1kg)

$1.40 ฿47.10

$1.44 ฿48.40

-2.78%

Eggs

$2.65 ฿89.4

$2.00 ฿67.2

32.50%

Local Cheese (1kg)

$16.81 ฿567

$18.46 ฿622

-8.94%

Chicken Fillets (1kg)

$2.59 ฿87.4

$3.29 ฿111

-21.28%

Beef Round Steak (1kg)

$10.07 ฿339

$10.67 ฿360

-5.62%

Apples (1kg)

$2.98 ฿100

$2.72 ฿91.6

9.56%

Banana (1kg)

$1.06 ฿35.71

$1.54 ฿51.9

-31.17%

Oranges (1kg)

$2.21 ฿74.4

$2.07 ฿69.7

6.76%

Tomato (1kg)

$1.88 ฿63.5

$1.93 ฿65.1

-2.59%

Potato (1kg)

$1.50 ฿50.6

$1.44 ฿48.53

4.17%

Onion (1kg)

$1.05 ฿35.33

$1.23 ฿41.59

-14.63%

Lettuce (1 head)

$1.11 ฿37.55

$1.07 ฿35.92

3.74%

Water (1.5 liter bottle)

$0.51 ฿17.15

$0.48 ฿16.02

6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$4.37 ฿147

$4.04 ฿136

8.17%

Wine (Bottle)

$17.60 ฿593

$17.83 ฿601

-1.29%

Local Beer (0.5 liter bottle)

$1.71 ฿57.7

$1.70 ฿57.4

0.59%

Imported Beer (0.33 liter bottle)

$2.86 ฿96.4

$2.65 ฿89.4

7.92%

One-way Ticket (Public Transport)

$0.87 ฿29.20

$1.32 ฿44.55

-34.09%

Public Transport Monthly Pass (Regular Price)

$36.11 ฿1,217

$49.08 ฿1,654

-26.43%

Taxi Start (Normal Tariff)

$1.15 ฿38.68

$2.61 ฿88.1

-55.94%

Taxi (Normal Tariff) (1km)

$1.15 ฿38.89

$0.96 ฿32.37

19.79%

Taxi 1hour Waiting (Normal Tariff)

$6.04 ฿204

$3.32 ฿112

81.93%

Gasoline (1 liter)

$1.40 ฿47.26

$1.33 ฿44.90

5.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K ฿899.6K

$23.5K ฿793.5K

13.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.9K ฿940.5K

$23.7K ฿797.8K

17.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$105 ฿3,552

$98.0 ฿3,304

7.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.46 ฿285

$11.12 ฿375

-23.92%

Internet (50+ Mbps, Unlimited Data)

$20.52 ฿691

$16.94 ฿571

21.13%

Gym Membership (Monthly)

$43.89 ฿1,479

$67.7 ฿2,281

-35.16%

Tennis Court (1 Hour on Weekend)

$13.16 ฿443

$10.81 ฿364

21.74%

Cinema Ticket

$6.43 ฿217

$7.68 ฿259

-16.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$619 ฿20.9K

$478 ฿16.1K

29.38%

International Primary School, 1 Child (Yearly)

$10.7K ฿361.4K

$11.6K ฿390.9K

-7.56%

Jeans (Levis 501 Or Similar)

$50.3 ฿1,693

$62.1 ฿2,093

-19.11%

Summer Dress (H&M, Zara, etc)

$29.51 ฿995

$28.52 ฿961

3.47%

Sport Shoes (Adidas, Nike)

$75.4 ฿2,542

$96.0 ฿3,236

-21.45%

Men's Leather Business Shoes

$76.6 ฿2,581

$86.5 ฿2,915

-11.48%

1-bedroom Apartment, City Center (Monthly)

$351 ฿11.8K

$498 ฿16.8K

-29.55%

1-bedroom Apartment, Outside City Center (Monthly)

$300 ฿10.1K

$348 ฿11.7K

-13.81%

3-bedroom Apartment, City Center (Monthly)

$940 ฿31.7K

$1,349 ฿45.5K

-30.35%

3-bedroom Apartment, Outside City Center (Monthly)

$540 ฿18.2K

$1,007 ฿34.0K

-46.41%

Buy Apartment in City Center (m2)

$2,332 ฿78.6K

$2,927 ฿98.6K

-20.33%

Buy Apartment Outside City Center (m2)

$1,954 ฿65.8K

$2,098 ฿70.7K

-6.89%

Average Monthly Net Salary (After Tax)

$1,275 ฿43.0K

$724 ฿24.4K

76.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ao Nang: October 26, 2026

Last update for Koh Phangan: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ao Nang

$300 30.2%

Koh Phangan

$348 31.6% 16% $48

Groceries & Markets

Ao Nang

$258 25.9%

Koh Phangan

$254 23.1% 1.5% $3.9

Monthly Utilities & Internet

Ao Nang

$134 13.5%

Koh Phangan

$126 11.4% 6.2% $8.3

Clothing & Footwear

Ao Nang

$104 10.5%

Koh Phangan

$123 11.1% 17.9% $19

Eating Out

Ao Nang

$95 9.6%

Koh Phangan

$107 9.7% 12.6% $12

Sport & Entertainment

Ao Nang

$57 5.7%

Koh Phangan

$83 7.5% 46.3% $26

Getting Around

Ao Nang

$46 4.7%

Koh Phangan

$62 5.6% 32.9% $15

Cost Breakdown

A one-bedroom apartment in the center runs $351 in Ao Nang and $498 in Koh Phangan. Housing cost is often the main lever when comparing two cities.

Ao Nang pays 76% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24 in Ao Nang vs $29 in Koh Phangan. Groceries flip the comparison at $258 vs $254, with Koh Phangan cheaper for home cooking.

Good to know

🇹🇭 Ao Nang

🇹🇭 Koh Phangan

🕒 Local time

12:12 12:12 PM

Same time as Ao Nang

🌤 Weather

👥 Population

8,000

💱 Currency

Thai Baht THB ฿

📈 Exchange rate

100 THB = 2.97 USD

100 THB = 2.65 EUR

100 THB = 2.97 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

On the map

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Between locations

Ao Nang Koh Phangan 270 km

From you

Ao Nang
Koh Phangan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ao Nang vs Koh Phangan: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $995 in Ao Nang and $1,103 in Koh Phangan, so Ao Nang is about 10% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 76% higher in Ao Nang, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $351 in Ao Nang versus $498 in Koh Phangan. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ao Nang runs roughly 26% less than in Koh Phangan. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $995 per month in Ao Nang versus $1,103 in Koh Phangan – Ao Nang is about 10% cheaper, which adds up to real savings over time.

Safety-wise, Ao Nang and Koh Phangan are both considered safe, so it’s unlikely to be the deciding factor between them.