Last update: Oct 2026

Cost of Living Comparison Between Koforidua and Ubud, Bali

For one person, living is cheaper in Koforidua: $861 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

41

Cost of Living Index in Koforidua
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Koforidua Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Koforidua

🇬🇭 Ghana

$861

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Koforidua and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Koforidua and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $861 per month in Koforidua vs $1,349 in Ubud, Bali, rent included.

Koforidua $861
Ubud, Bali $1,349

A couple spends around $1,369 per month in Koforidua vs $2,305 in Ubud, Bali, rent included.

Koforidua $1,369
Ubud, Bali $2,305

A family of three spends $1,877 per month in Koforidua vs $3,261 in Ubud, Bali, rent included.

Koforidua $1,877
Ubud, Bali $3,261

Koforidua is about 36% cheaper than Ubud, Bali, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$8.64 GHS 100

$3.32 Rp 60.4K

160.24%

Three-Course Dinner for Two, Mid-Range

$51.1 GHS 592

$35.64 Rp 647.8K

43.38%

Fast Food Meal (McDonalds, etc)

$10.38 GHS 120

$5.53 Rp 100.6K

87.70%

Cappuccino

$4.52 GHS 52.4

$2.72 Rp 49.4K

66.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.55 GHS 17.91

$1.70 Rp 30.9K

-8.82%

Water (0.33 liter bottle)

$0.44 GHS 5.08

$0.76 Rp 13.8K

-42.11%

Local Beer (0.5 liter draught)

$1.90 GHS 21.98

$2.65 Rp 48.2K

-28.30%

Imported Beer (0.33 liter bottle)

$2.29 GHS 26.52

$4.38 Rp 79.6K

-47.72%

Milk (1 liter)

$3.60 GHS 41.71

$1.49 Rp 27.1K

141.61%

White Bread (500g)

$1.67 GHS 19.33

$2.28 Rp 41.4K

-26.75%

Rice (white) (1kg)

$3.10 GHS 35.95

$1.19 Rp 21.6K

160.50%

Eggs

$2.60 GHS 30.16

$2.04 Rp 37.0K

27.45%

Local Cheese (1kg)

$12.11 GHS 140

$17.70 Rp 321.7K

-31.58%

Chicken Fillets (1kg)

$7.21 GHS 83.5

$3.96 Rp 72.0K

82.07%

Beef Round Steak (1kg)

$9.96 GHS 115

$12.19 Rp 221.6K

-18.29%

Apples (1kg)

$3.59 GHS 41.61

$3.66 Rp 66.4K

-1.91%

Banana (1kg)

$1.44 GHS 16.70

$1.52 Rp 27.6K

-5.26%

Oranges (1kg)

$1.86 GHS 21.49

$2.23 Rp 40.5K

-16.59%

Tomato (1kg)

$3.54 GHS 41.03

$1.97 Rp 35.9K

79.70%

Potato (1kg)

$2.67 GHS 30.91

$1.85 Rp 33.6K

44.32%

Onion (1kg)

$2.68 GHS 31.04

$2.42 Rp 44.1K

10.74%

Lettuce (1 head)

$0.72 GHS 8.32

$0.99 Rp 18.0K

-27.27%

Water (1.5 liter bottle)

$0.61 GHS 7.04

$0.51 Rp 9,332

19.61%

Cigarettes 20 Pack (Marlboro, Camel)

$2.54 GHS 29.36

$2.22 Rp 40.4K

14.41%

Wine (Bottle)

$7.23 GHS 83.7

$22.24 Rp 404.2K

-67.49%

Local Beer (0.5 liter bottle)

$1.30 GHS 15.01

$2.26 Rp 41.1K

-42.48%

Imported Beer (0.33 liter bottle)

$2.45 GHS 28.35

$2.97 Rp 54.0K

-17.51%

One-way Ticket (Public Transport)

$0.84 GHS 9.77

$0.25 Rp 4,562

236.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$1.75 GHS 20.28

$0.44 Rp 7,989

297.73%

Taxi (Normal Tariff) (1km)

$1.27 GHS 14.75

$0.43 Rp 7,817

195.35%

Taxi 1hour Waiting (Normal Tariff)

$4.32 GHS 49.98

$5.41 Rp 98.3K

-20.15%

Gasoline (1 liter)

$1.36 GHS 15.80

$0.82 Rp 15.0K

65.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,088 GHS 93.7K

$23.8K Rp 433.3M

-66.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K GHS 233.9K

$31.7K Rp 577.0M

-36.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.1 GHS 858

$79.1 Rp 1.4M

-6.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.07 GHS 221

$6.45 Rp 117.2K

195.66%

Internet (50+ Mbps, Unlimited Data)

$43.69 GHS 506

$18.58 Rp 337.7K

135.15%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$13.07 GHS 151

$4.27 Rp 77.7K

206.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$472 GHS 5,467

$491 Rp 8.9M

-3.76%

International Primary School, 1 Child (Yearly)

$18.8K GHS 217.7K

$5,674 Rp 103.1M

231.36%

Jeans (Levis 501 Or Similar)

$14.42 GHS 167

$44.64 Rp 811.4K

-67.70%

Summer Dress (H&M, Zara, etc)

$18.80 GHS 218

$34.95 Rp 635.3K

-46.21%

Sport Shoes (Adidas, Nike)

$36.97 GHS 428

$79.9 Rp 1.5M

-53.73%

Men's Leather Business Shoes

$54.0 GHS 626

$79.4 Rp 1.4M

-31.96%

1-bedroom Apartment, City Center (Monthly)

$345 GHS 4,000

$1,125 Rp 20.4M

-69.29%

1-bedroom Apartment, Outside City Center (Monthly)

$175 GHS 2,028

$671 Rp 12.2M

-73.93%

3-bedroom Apartment, City Center (Monthly)

$524 GHS 6,072

$3,565 Rp 64.8M

-85.29%

3-bedroom Apartment, Outside City Center (Monthly)

$255 GHS 2,958

$1,723 Rp 31.3M

-85.17%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$349 GHS 4,040

$164 Rp 3.0M

112.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.75

13.78

94.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Koforidua: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Koforidua

$279 32.4%

Ubud, Bali

$288 21.4% 3.4% $9.5

Eating Out

Koforidua

$177 20.5%

Ubud, Bali

$108 8% 39% $69

Accommodation & Living

Koforidua

$175 20.3%

Ubud, Bali

$672 49.8% 284% $496

Monthly Utilities & Internet

Koforidua

$137 15.9%

Ubud, Bali

$104 7.7% 24% $33

Clothing & Footwear

Koforidua

$56 6.5%

Ubud, Bali

$108 8% 92.3% $52

Sport & Entertainment

Koforidua

$26 * 3%

Ubud, Bali

$58 4.3% 122% $32

Getting Around

Koforidua

$11 * 1.3%

Ubud, Bali

$11 0.9% 0.6% $0.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $345 in Koforidua versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Koforidua are about 2.1 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $51 in Koforidua versus $36 in Ubud, Bali. Groceries tell a different story – $279 in Koforidua vs $288 in Ubud, Bali – so Koforidua wins on supermarket bills even if dining out costs more.

Good to know

🇬🇭 Koforidua

🇮🇩 Ubud, Bali

🕒 Local time

16:53 4:53 PM

00:53 12:53 AM

8 h ahead of Koforidua

🌤 Weather

👥 Population

130,000

74,800

💱 Currency

Ghanaian Cedi GHS ₵

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 28, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

USD to GHS in detail →

On the map

Lowest

Highest

Between locations

Koforidua Ubud, Bali 12,910 km ≈ 17 h nonstop flight

From you

Koforidua
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Koforidua vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $861 in Koforidua, $1,349 in Ubud, Bali – roughly 57% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,292 per month in Koforidua and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koforidua, especially for central apartments: a one-bedroom in the center costs $345 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $861 in Koforidua and $1,349 in Ubud, Bali. That’s a gap of about 57%.

Kindergarten costs $472 per month in Koforidua and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Koforidua, where all-in costs run around $861, than in Ubud, Bali at $1,349. In Koforidua it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Koforidua – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.