Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Koforidua

For one person, living is cheaper in Koforidua: $861 a month against $1,349 in Ubud, Bali, rent and utilities included – about $5,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
41

Cost of Living Index in Koforidua
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Koforidua Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Koforidua

🇬🇭 Ghana

$861

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Koforidua

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Koforidua actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $861 in Koforidua, rent included.

Ubud, Bali $1,349
Koforidua $861

A couple spends around $2,305 per month in Ubud, Bali vs $1,369 in Koforidua, rent included.

Ubud, Bali $2,305
Koforidua $1,369

A family of three spends $3,261 per month in Ubud, Bali vs $1,877 in Koforidua, rent included.

Ubud, Bali $3,261
Koforidua $1,877

Ubud, Bali costs about 57% more than Koforidua, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$8.64 GHS 100

-61.57%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$51.1 GHS 592

-30.25%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$10.38 GHS 120

-46.72%

Cappuccino

$2.72 Rp 49.0K

$4.52 GHS 52.4

-39.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$1.55 GHS 17.91

9.68%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$0.44 GHS 5.08

72.73%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$1.90 GHS 21.98

39.47%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$2.29 GHS 26.52

91.27%

Milk (1 liter)

$1.49 Rp 26.9K

$3.60 GHS 41.71

-58.61%

White Bread (500g)

$2.28 Rp 41.0K

$1.67 GHS 19.33

36.53%

Rice (white) (1kg)

$1.19 Rp 21.5K

$3.10 GHS 35.95

-61.61%

Eggs

$2.04 Rp 36.7K

$2.60 GHS 30.16

-21.54%

Local Cheese (1kg)

$17.70 Rp 319.1K

$12.11 GHS 140

46.16%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$7.21 GHS 83.5

-45.08%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$9.96 GHS 115

22.39%

Apples (1kg)

$3.66 Rp 65.9K

$3.59 GHS 41.61

1.95%

Banana (1kg)

$1.52 Rp 27.4K

$1.44 GHS 16.70

5.56%

Oranges (1kg)

$2.23 Rp 40.2K

$1.86 GHS 21.49

19.89%

Tomato (1kg)

$1.97 Rp 35.6K

$3.54 GHS 41.03

-44.35%

Potato (1kg)

$1.85 Rp 33.3K

$2.67 GHS 30.91

-30.71%

Onion (1kg)

$2.42 Rp 43.7K

$2.68 GHS 31.04

-9.70%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.72 GHS 8.32

37.50%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$0.61 GHS 7.04

-16.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$2.54 GHS 29.36

-12.60%

Wine (Bottle)

$22.24 Rp 400.9K

$7.23 GHS 83.7

207.61%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.30 GHS 15.01

73.85%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$2.45 GHS 28.35

21.22%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$0.84 GHS 9.77

-70.24%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$1.75 GHS 20.28

-74.86%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$1.27 GHS 14.75

-66.14%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$4.32 GHS 49.98

25.23%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.36 GHS 15.80

-39.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$8,088 GHS 93.7K

194.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$20.2K GHS 233.9K

57.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$74.1 GHS 858

6.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$19.07 GHS 221

-66.18%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$43.69 GHS 506

-57.47%

Gym Membership (Monthly)

$49.48 Rp 892.0K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$4.27 Rp 77.0K

$13.07 GHS 151

-67.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$472 GHS 5,467

3.91%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$18.8K GHS 217.7K

-69.82%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$14.42 GHS 167

209.57%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$18.80 GHS 218

85.90%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$36.97 GHS 428

116.12%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$54.0 GHS 626

46.97%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$345 GHS 4,000

225.62%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$175 GHS 2,028

283.51%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$524 GHS 6,072

579.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$255 GHS 2,958

574.53%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$349 GHS 4,040

-53.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

26.75

-48.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Koforidua: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Koforidua

$175 20.3% 73.9% $496

Groceries & Markets

Ubud, Bali

$288 21.4%

Koforidua

$279 32.4% 3.3% $9.5

Eating Out

Ubud, Bali

$108 8%

Koforidua

$177 20.5% 63.9% $69

Clothing & Footwear

Ubud, Bali

$108 8%

Koforidua

$56 6.5% 48% $52

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Koforidua

$137 15.9% 31.5% $33

Sport & Entertainment

Ubud, Bali

$58 4.3%

Koforidua

$26 * 3% 54.9% $32

Getting Around

Ubud, Bali

$11 0.9%

Koforidua

$11 * 1.3% 0.6% $0.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $345 in Koforidua. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Koforidua are about 2.1 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $51 in Koforidua. Groceries tell a different story – $288 in Ubud, Bali vs $279 in Koforidua – so Koforidua wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇬🇭 Koforidua

🕒 Local time

03:02 3:02 AM

19:02 7:02 PM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

130,000

💱 Currency

Indonesian Rupiah IDR Rp

Ghanaian Cedi GHS ₵

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

Exchange rates and currency converter

GHS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,066 IDR (100,000 IDR = 4.98 EUR).

Ghanaian Cedi exchange rates as of October 28, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Koforidua 12,910 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Koforidua

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Koforidua: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,349 in Ubud, Bali, $861 in Koforidua – roughly 57% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $1,292 in Koforidua. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Koforidua, especially for central apartments: a one-bedroom in the center costs $345 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $861 in Koforidua. That’s a gap of about 57%.

Kindergarten costs $491 per month in Ubud, Bali and $472 in Koforidua. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,200 monthly budget goes further in Koforidua, where all-in costs run around $861, than in Ubud, Bali at $1,349. In Koforidua it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Koforidua – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.